3529 NW 14th St · Oklahoma City, OK 73107

$69,900

2 bd · 1.0 ba · 715 sqft · SingleFamily public records · 11 Days on market

Built 1935 7,000 sqft lot Est $124k · 44% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.7/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.0/10.0
• Rent growth +4.3/5.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• Appreciation +0.0/10.0

Listing remarks

MULTIPLE OFFERS HAVE BEEN RECEIVED! REDUCED WITH A MOTIVATED SELLER! Calling Investors, DIY fixers, flippers, and buy-fix-and hold landlords. Let's get this Under Contract Today! This solid OKC fixer-upper is priced to move and ready for your crew to start swinging hammers. Positioned in an established area with high potential, and close to 2 college campuses and medical centers, the potential cash flow here is undeniable. Some of the heavy lifting is already done with a brand-new roof saving you thousands on day one. The seller is highly motivated and has priced this as a blank canvas with rehab in mind. Bring your contractor, write your offer today, and secure this property's equity befo

Key facts

• Near osu-okc
• Solid foundation
• 7

Tags

• NEW ROOF
• SOLID FOUNDATION
• 7
• 000 SQ FT LOT
• HIGHLY CONNECTED PART OF OKC
• NEAR OSU-OKC

Property features AI

Finance

• Other: Living area reported as 715
• Financial info: No financial details provided
• HOA & community: No HOA details provided

Exterior

• Parking: No parking details provided
• Security: No security details provided
• Utilities: No utility details provided
• Home design: Built in 1935; Single-family property (exact stories and entry level not provided)
• Construction: Year built: 1935
• Exterior features: Located in the Central Oklahoma City subdivision

Interior

• Kitchen: No kitchen details provided
• Bedrooms: No bedroom details provided
• Flooring: No flooring details provided
• Bathrooms: No bathroom details provided
• Heating & cooling: No heating or cooling details provided
• Laundry & utility: No laundry or utility details provided

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $70k.

Deal economics

• At list price, monthly cash flow is $255 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($909 rent vs $70k).
• Cap rate 10.7% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F.
• Oklahoma City (urban): math 7% / reading 10% proficiency, ranked #254 of 270 in OK (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+7.3%/yr); 221 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 5,365 units permitted in Oklahoma County in 2024 (569 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Oklahoma County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 7.3% rent growth), your $20k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 24y ago; this cycle's ask has dropped $10k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $69,900

Questions for the listing agent

1. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.30% ✓
• Cap rate: 10.67%
• Cash-on-cash: 15.62%
• DSCR: 1.69
• GRM: 6.4

CMA / ARV

• ARV (on-the-fly): $124,410
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3732 NW Liberty St	0.32mi	2/1.0	711 (-1%)	10mo	$129,000	$181	76
3221 NW 15th St	0.42mi	2/1.0	764 (+7%)	4mo	$133,000	$174	66
3517 NW 20th St	0.42mi	2/1.0	780 (+9%)	6mo	$125,000	$160	60
3926 NW 13th St	0.47mi	1/1.0 (-1)	714 (-0%)	20mo	$84,000	$118	56
3933 NW Liberty St	0.52mi	2/1.0	756 (+6%)	21mo	$94,000	$124	49
3721 NW 11th St	0.32mi	2/1.0	798 (+12%)	23mo	$155,500	$195	46
4125 NW 13th St	0.71mi	2/1.0	797 (+12%)	12mo	$150,000	$188	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.29% rent growth · sell at horizon

5-year hold

• IRR: 11.1%
• Equity multiple: 1.46×
• Total profit: $8,990
• Equity at exit: $10,422

10-year hold

• IRR: 23.3%
• Equity multiple: 3.41×
• Total profit: $47,077
• Equity at exit: $6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Oklahoma: 83 Strongly Landlord-Friendly · R+20
• County: — inherits STATE
• City: — inherits STATE

5-day notice; strongly landlord-favorable.

Methodology + full state rankings →

ZIP-level market 73107

• Rents YoY: 7.3%
• Active inventory: 221
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $909 high
• Mortgage (P&I): −$367
• Tax from tax record: −$68 /mo · $813/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$191
• Net cashflow: $255

Break-even live

Break-even rent $587

Max offer price $69,900

Occupancy floor 67%

Sensitivity live

Price	-10% $294	-5% $274	+0% $255	+5% $235	+10% $215
Rent	-10% $183	-5% $219	+0% $255	+5% $291	+10% $327
Rate	-1.0pp $290	-0.5pp $272	base $255	+0.5pp $237	+1.0pp $218

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,475
• Closing costs: $2,097
• Reserves months: —
• Total cash needed: —

Rent comps 21 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3403 NW 17th St Unit B Oklahoma City, OK	1.0	1.0	572	$1,050	$1.84	44d	1	0.31mi
3224 NW 13th St Oklahoma City, OK	2.0	1.0	640	$900	$1.41	15d	1	0.43mi
3205 NW 14th St Unit b Oklahoma City, OK	1.0	1.0	613	$850	$1.39	5d	1	0.47mi
3114 NW 12th St Unit 1 Oklahoma City, OK	1.0	1.0	567	$795	$1.40	5d	1	0.62mi
2946 NW 13th St Oklahoma City, OK	1.0	1.0	624	$725	$1.16	12d	1	0.75mi
4220 NW 10th St Unit 28A Oklahoma City, OK	1.0	1.0	680	$715	$1.05	24d	1	0.92mi
4220 NW 10th St Oklahoma City, OK	1.0–2.0	1.0	730	$845	$1.16	5d	11	0.92mi
4220 NW 10th St Unit 15G Oklahoma City, OK	1.0	1.0	600	$710	$1.18	24d	1	0.92mi
3033 N Grand Blvd Oklahoma City, OK	1.0	1.0	672	$675	$1.00	3d	1	1.13mi
2645 NW 13th St Unit A Oklahoma City, OK	1.0	1.0	700	$600	$0.86	22d	1	1.13mi
1309 N Meridian Ave Oklahoma City, OK	1.0–2.0	1.0–1.5	925	$975	$1.05	3d	4	1.20mi
3175 N Portland Ave Oklahoma City, OK	1.0	1.0	700	$834	$1.19	15d	1	1.21mi
3175 N Portland Ave Oklahoma City, OK	1.0–2.0	1.0–2.0	809	$960	$1.19	17d	3	1.21mi
2943 Pioneer Ave Unit 2943 Oklahoma City, OK	1.0	1.0	643	$895	$1.39	4d	1	1.22mi
2748 NW 23rd St Unit 5 Oklahoma City, OK	1.0	1.0	511	$650	$1.27	24d	1	1.25mi
800 N Meridian Ave Oklahoma City, OK	1.0	1.0	525	$749	$1.43	5d	1	1.25mi
800 N Meridian Ave Oklahoma City, OK	1.0–3.0	1.0–2.0	912	$829	$0.91	24d	1	1.25mi
2526 1/2 NW 12th St Oklahoma City, OK	1.0	1.0	715	$900	$1.26	44d	1	1.32mi
2531 W Park Pl Oklahoma City, OK	1.0	1.0	716	$725	$1.01	5d	1	1.32mi
2436 NW 12th St Unit 1211 Oklahoma City, OK	1.0	1.0	684	$850	$1.24	22d	1	1.39mi
3116 NW 32nd St Oklahoma City, OK	2.0	1.0	720	$950	$1.32	5d	1	1.40mi

Listing history 14 events

1. 2026-06-21
   remarks 699-char remark
2. 2026-06-21
   days on market $69,900 Active 11 DOM
3. 2026-06-19
   remarks 694-char remark
4. 2026-06-19
   price $69,900 Active 8 DOM
5. 2026-06-18
   days on market $79,900 Active 8 DOM
6. 2026-06-17
   days on market $79,900 Active 7 DOM
7. 2026-06-16
   days on market $79,900 Active 6 DOM
8. 2026-06-15
   days on market $79,900 Active 5 DOM
9. 2026-06-13
   remarks 681-char remark
10. 2026-06-13
    listing id $79,900 Active 3 DOM
11. 2026-06-09
    days on market $79,900 Active 3 DOM
12. 2026-06-08
    days on market $79,900 Active 2 DOM
13. 2026-06-07
    remarks 615-char remark
14. 2026-06-07
    listed $79,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

• Current annual tax: $813 · $68/mo
• Projected year-2 tax: $813 · $68/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,908
• − Mortgage interest: −$3,915
• − Property taxes: −$813
• − Insurance: −$350
• − Repairs & maintenance: −$873
• − Management: −$873
• − Depreciation: −$2,033
• Taxable income: $2,052
• Est. tax owed @ 24.0%: −$492
• After-tax cash flow: $2,564/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Oklahoma City
• NCES district ID: 4022770
• Math proficiency: 7% ▼ -5.00%
• Reading proficiency: 10% ▼ -6.00%
• Median HH income: $35,606
• Composite: 7.0/100
• National rank: #9970
• State rank: #254 of 270 in OK

Livability — Oklahoma City

• Score: 80/100
• State rank: #3
• US rank: #1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Oklahoma City, OK
• County: Oklahoma County · 771,644 people
• City population: 498,656
• Metro: Oklahoma City, OK
• Population (ZIP): 25,791
• Household income: $56,873
• Rent vs Own: 45.5% rent · 54.5% own
• Severe rent burden: 1210.0

Population outlook (Oklahoma County) Hauer SSP2

• Today (2025): 911,875 people
• By 2030: 982,413 · +7.7%
• By 2040: 1,130,468 · +24.0%
• By 2050: 1,288,422 · +41.3%
• By 2075: 1,711,482 · +87.7%
• By 2100: 2,088,448 · +129.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 47% Hispanic / Latino 37% Two or more races 13% Native American 6% Black 5% Asian 2%
• Hispanic origin (detail): Mexican 22%
• Common ancestry: Lithuanian 1% Italian 1% Slovak 1%
• Foreign-born: 19% · Canada, Vietnam
• Languages at home: 67% English-only · Spanish 30% Vietnamese 1%

Political lean MEDSL · Oklahoma

• 2024 margin: Toss-up / Even · D 48.0% · R 49.7% · Other 2.3%
• 2008→2024 swing: +15.1pp toward D · 2008: -16.8pp · 2024: -1.7pp
• All cycles: 2024: R+1.7 2020: R+1.1 2016: R+10.5 2012: R+16.7 2008: R+16.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -245.03%
• Current HPI: 274.7844
• Rent YoY: ▲ 7.29%
• Metro: Oklahoma City, OK
• State GDP YoY: ▲ 1.55%
• F500 in state: 6

Industry mix (Fortune 500 HQ in OK)

Industry	F500 HQs	Revenue
▸Energy	3	$48B

Price history

+45.5% since first listed

3 events — show timeline

• 2026-06-07 Listed $79,900 FSBO.com
• 2007-12-19 Listing Removed — MLSOK
• 2002-07-03 Listed $54,900 MLSOK

Property tax history

+5.7%/yr

Latest (2025): $813 · +4.2% YoY. Source: county tax records.