CashFlowRE
Sign in Sign up
111 Woodbridge Rd
B- Composite 66.84
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.1/10.0
  • 1% rule +5.3/10.0
  • Schools +4.3/10.0
  • Rent growth +3.5/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$159,900

111 Woodbridge Rd · Enterprise, AL 36330
3 bd · 1.0 ba · 1,260 sqft · SingleFamily public records · 105 Days on market
Built 1985 $127/sqft · 22% below area Est $206k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this charming 3-bedroom, 2-bath rancher nestled in a quiet, established neighborhood in Enterprise. This well-maintained single-level home offers comfortable living with a functional layout perfect for families, first-time buyers, or anyone looking to enjoy easy, low-maintenance living. Step inside to a bright and inviting living area filled with natural light, creating the perfect space to relax or entertain guests. The spacious kitchen provides ample cabinet and counter space, making meal prep and gatherings effortless. The primary bedroom features its own private bath, and walk-in closet, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. This move-in ready rancher combines comfort, practicality, and location—making it a wonderful place to call home.

Key facts

  • Built 1985
  • Listed 105 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $160k.

Deal economics

  • At list price, monthly cash flow is $345 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $160k).
  • Recommended offer: $146k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
  • Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,509 (9.0% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.88%
Cash-on-cash
9.24%
DSCR
1.41
GRM
8.1

CMA / ARV

ARV (median comp)
$205,594
List price
$159,900
Delta
-22.23%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
105 Winterberry Way 0.22mi 2/2.0 (-1) 1,261 (+0%) 11mo $178,000 $141 71
205 Fairfield Dr 0.12mi 3/2.0 1,317 (+4%) 16mo $185,000 $140 70
134 Jasmine Cir 0.14mi 2/2.0 (-1) 1,261 (+0%) 22mo $177,000 $140 66
229 Jasmine Cir 0.23mi 3/2.0 1,419 (+13%) 5mo $230,000 $162 60
106 Cambridge Rd 0.05mi 3/2.0 1,140 (-10%) 24mo $120,000 $105 58
236 Jasmine Cir 0.22mi 3/2.0 1,435 (+14%) 6mo $250,000 $174 57
220 Jasmine Cir 0.19mi 3/2.0 1,429 (+13%) 12mo $250,000 $175 55
120 Mapleleaf Ct 0.35mi 3/2.0 1,435 (+14%) 3mo $256,000 $178 54
106 Westfield Rd 0.17mi 3/2.0 1,416 (+12%) 20mo $200,000 $141 50
212 Winterberry Way 0.23mi 3/2.0 1,445 (+15%) 18mo $247,000 $171 46
108 Longleaf Ln 0.30mi 3/2.0 1,436 (+14%) 18mo $258,000 $180 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold
IRR
-1.4%
Equity multiple
0.94×
Total profit
$-2,477
Equity at exit
$23,842
10-year hold
IRR
9.1%
Equity multiple
1.72×
Total profit
$32,272
Equity at exit
$13,825

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36330

Home prices YoY
-19.4%
Rents YoY
3.9%
Active inventory
441
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,644 medium interval (Pro) →
Mortgage (P&I)
$839
Tax from tax record
$49 /mo · $582/yr
Insurance
$67
HOA
$0
Vacancy / Maint / Mgmt
$345
Net cashflow
$345

Break-even live

Break-even rent $1,207
Max offer price $159,900
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,975
Closing costs
$4,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
252 Jasmine Cir Enterprise, AL 3.0 2.5 1572 $1,550 $0.99 43d 1 0.25mi
618 N Rawls St Enterprise, AL 3.0 1.0 1140 $975 $0.86 43d 1 1.26mi

Listing history 23 events

  1. 2026-06-19
    days on market $159,900 Active 105 DOM
  2. 2026-06-18
    days on market $159,900 Active 104 DOM
  3. 2026-06-17
    days on market $159,900 Active 103 DOM
  4. 2026-06-16
    days on market $159,900 Active 102 DOM
  5. 2026-06-15
    days on market $159,900 Active 101 DOM
  6. 2026-06-14
    days on market $159,900 Active 99 DOM
  7. 2026-06-12
    days on market $159,900 Active 98 DOM
  8. 2026-06-09
    days on market $159,900 Active 95 DOM
  9. 2026-06-08
    days on market $159,900 Active 94 DOM
  10. 2026-06-07
    days on market $159,900 Active 93 DOM
  11. 2026-06-05
    days on market $159,900 Active 90 DOM
  12. 2026-06-03
    days on market $159,900 Active 89 DOM
  13. 2026-06-02
    days on market $159,900 Active 88 DOM
  14. 2026-06-01
    days on market $159,900 Active 87 DOM
  15. 2026-05-31
    days on market $159,900 Active 86 DOM
  16. 2026-05-30
    days on market $159,900 Active 85 DOM
  17. 2026-05-05
    soldstatus $150,000
  18. 2026-03-02
    listed $159,900 Active 821-char remark
    Show marketing remark (821 chars)

    Welcome home to this charming 3-bedroom, 2-bath rancher nestled in a quiet, established neighborhood in Enterprise. This well-maintained single-level home offers comfortable living with a functional layout perfect for families, first-time buyers, or anyone looking to enjoy easy, low-maintenance living. Step inside to a bright and inviting living area filled with natural light, creating the perfect space to relax or entertain guests. The spacious kitchen provides ample cabinet and counter space, making meal prep and gatherings effortless. The primary bedroom features its own private bath, and walk-in closet, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. This move-in ready rancher combines comfort, practicality, and location—making it a wonderful place to call home.

  19. 2012-03-22
    soldstatus $98,000
  20. 2012-03-19
    soldstatus $98,000 303-char remark
    Show marketing remark (303 chars)

    Chain Link, CUTE HOUSE, NEW ROOF 2010, NEW WINDOWS, SPLIT BEDROOM PLAN, VERY OPEN WITH VAULTED CEILING IN LIVING ROOM AND DINING, GALLEY STYLE KITCHEN, LARGE LAUNDRY ROOM, FENCED BACK YARD, EXTRA BRICK PATIO IN BACKYARD. .. .. .. .. A MUST SEE. .. .. .. .. .CUL-DE-SAC. .. .. .. .. .GREAT SCHOOLS TOO. ,

  21. 2011-12-08
    listed $103,224 303-char remark
    Show marketing remark (303 chars)

    Chain Link, CUTE HOUSE, NEW ROOF 2010, NEW WINDOWS, SPLIT BEDROOM PLAN, VERY OPEN WITH VAULTED CEILING IN LIVING ROOM AND DINING, GALLEY STYLE KITCHEN, LARGE LAUNDRY ROOM, FENCED BACK YARD, EXTRA BRICK PATIO IN BACKYARD. .. .. .. .. A MUST SEE. .. .. .. .. .CUL-DE-SAC. .. .. .. .. .GREAT SCHOOLS TOO. ,

  22. 2011-03-28
    listed $104,000
  23. 2011-03-28
    listed $104,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$582 · $49/mo
Projected year-2 tax
$656 · $55/mo
Expected delta
+$73/yr (+$6/mo · 12.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,725
− Mortgage interest
−$8,957
− Property taxes
−$582
− Insurance
−$800
− Repairs & maintenance
−$1,578
− Management
−$1,578
− Depreciation
−$4,652
Taxable income
$1,579
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$379
After-tax cash flow
$3,760/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Enterprise City
NCES district ID
0101320
Math proficiency
40% ▼ -20.00%
Reading proficiency
60% ▲ 4.00%
Median HH income
$51,311
Composite
42.83/100
National rank
#3136
State rank
#12 of 129 in AL

Livability — Enterprise

Score
65/100
State rank
#127
US rank
#12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Enterprise, AL
County
Coffee County · 39,557 people
City population
39,557
Metro
Enterprise, AL
Population (ZIP)
39,557
Household income
$75,765
Rent vs Own
32.4% rent · 67.6% own
Severe rent burden
1126.0

Population outlook (Coffee County) Hauer SSP2

Today (2025)
53,133 people
By 2030
53,832 · +1.3%
By 2040
54,504 · +2.6%
By 2050
54,289 · +2.2%
By 2075
51,175 · -3.7%
By 2100
46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 6% Puerto Rican 3%
Common ancestry
Italian 3% Lithuanian 2% Serbian 2%
Foreign-born
6% · Canada, Vietnam, South Korea
Languages at home
89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

2024 margin
Solid R (+57.9) · D 20.7% · R 78.6%
2008→2024 swing
-9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
All cycles
2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.44%
Current HPI
184.0163
Rent YoY
▲ 3.92%
Metro
Enterprise, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+44.2% since first listed
7 events — show timeline
  • 2026-05-05 Sold (Public Records) $150,000 Public Records
  • 2026-03-02 Listed $159,900 Fizber.com
  • 2012-03-22 Sold (Public Records) $98,000 Public Records
  • 2012-03-19 Sold (MLS) $98,000 MAAR
  • 2011-12-08 Listed $103,224 MAAR
  • 2011-03-28 Listed $104,000 WBR
  • 2011-03-28 Listed $104,000 MAAR

Property tax history

+2.6%/yr

Latest (2025): $582 · +2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…