49305 Highway 74 #109 · Palm Desert, CA 92260

$240,000

3 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 123 Days on market

Built 1972 4,275 sqft lot $167/sqft · 7% above area Est $225k · 7% over

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +4.5/15.0
• Schools +3.8/10.0
• Rent growth +2.9/5.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Large Price Drop! BEST DEAL IN THE PARK!! This home boasts a very private, large, fully Fenced Side Yard w/ Gazebo and a Zen-Like patio make this one of a kind home super special!!!! Nicely remodeled with open Living Room, Dining Room and Kitchen with fabulous mountain views through the oversized picture windows! Situated at the top of the park, there are fabulous views from everywhere inside the home! This Beautifully upgraded home is Open, Airy and Light filled. Glass slider doors in dining area open up to the large, patio and yard. The new metal roof Gazebo offers a great area for entertaining and the new Trex fencing offers privacy and safety for your pets! The Kitchen offers lots of storage, pantry, new Stainless French Door Refrigerator, Wall Oven/Microwave combo, 5 burner gas cooktop, and designer backsplash. Stunning lighting over 2 separate eating areas! New, easy care Vinyl Plank Floors though-out home. Separate Laundry area with lots of storage, washer/dryer included. Both Bathrooms have newer Walk-in Showers with handrails and pull down seats. Upgraded faucets, handles, & Medicine Cabinets. New round accent mirror and designer Wallpaper. Master Bathroom is extra large with his and hers sinks, linen closet and laundry hamper. Master bedroom has walk-in closet and a separate wall AC Unit. 2-car Carport with double sized Shed w/ electricity and Cabinets. Elasomeric Roof Coating w/ 5 Year Warranty; New Water Heater; Beautiful desert Landscaping w/ electric lighting complete the look! Indian Springs Mobile Home Park is a quiet and beautifully maintained Community with Greenbelts, heated Pool, Spa & Clubhouse. 360 degree Mountain views make it feel like an exclusive Resort! Located only 5 minutes from The Fabulous El Paseo Shopping & Dining District and The Living Desert Zoo! Indian Springs is a privately owned Park, the Space rent of this home is only $720 a month and is under Rent Control and has no Land Taxes ! An Amazing Lifestyle with Beauty at a Bargain awaits you! No Mandatory HOA, Enjoy a fun Resident Association!

Key facts

• 4,275 sq ft lot
• Garage
• Community pool

Tags

• HUGE FENCED SIDE YARD
• OPEN CONCEPT LIVING ROOM
• PRIVATE COVERED PATIO
• BRAND NEW TREX FENCING
• KITCHEN HAS LOTS OF STORAGE
• WALL OVEN MICROWAVE COMBO

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $240k.

Deal economics

• At list price, monthly cash flow is $2k ($18k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $240k).
• Recommended offer: $211k (12.0% below list) — sets the bar for market timing.
• Cap rate 13.8% vs local median 3.5% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: schools A-, employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.6%/yr); 545 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $3,687/mo this rent would consume 63% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 1.6% rent growth), your $67k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 123 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
• 15 sale attempts since 8y ago; this cycle's ask has dropped $35k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $202k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 9→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $211,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 123 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.54% ✓
• Cap rate: 13.80%
• Cash-on-cash: 26.83%
• DSCR: 2.19
• GRM: 5.4

CMA / ARV

• ARV (median comp): $225,000
• List price: $240,000
• Delta: 6.67%
• Verdict: FAIR
• Comps: 19 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
49305 Highway 74 Spc 33	0.00mi	2/2.0 (-1)	1,440 (0%)	0mo	$235,000	$163	95
49305 Highway 74 #6	0.00mi	2/2.0 (-1)	1,440 (0%)	3mo	$248,500	$173	93
49305 Highway 74 #4	0.00mi	2/2.0 (-1)	1,488 (+3%)	1mo	$229,000	$154	88
49305 Hwy 74 #89	0.10mi	2/2.0 (-1)	1,440 (0%)	3mo	$131,000	$91	87
49305 Highway 74 #11	0.09mi	2/2.0 (-1)	1,440 (0%)	6mo	$208,500	$145	86
49305 Highway 74 #86	0.00mi	2/2.0 (-1)	1,344 (-7%)	3mo	$225,000	$167	81
23 Rustic Rock Ln	0.20mi	2/2.0 (-1)	1,440 (0%)	6mo	$260,000	$181	81
49305 Highway 74 #173	0.20mi	2/2.0 (-1)	1,416 (-2%)	8mo	$260,000	$184	76
49305 Highway 74 #101	0.00mi	3/2.0	1,640 (+14%)	1mo	$90,000	$55	76
49305 Highway 74 #158	0.20mi	2/2.0 (-1)	1,536 (+7%)	3mo	$290,000	$189	72
49305 Highway 74 #111	0.00mi	2/2.0 (-1)	1,650 (+15%)	4mo	$299,950	$182	67
25 Pampas Ln	0.34mi	2/2.0 (-1)	1,536 (+7%)	2mo	$155,000	$101	66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 19.2%
• Equity multiple: 1.77×
• Total profit: $51,571
• Equity at exit: $35,785

10-year hold

• IRR: 26.6%
• Equity multiple: 3.19×
• Total profit: $147,281
• Equity at exit: $20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92260

• Rents YoY: 1.6%
• Active inventory: 545
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $3,687 high
• Mortgage (P&I): −$1,259
• Tax from tax record: −$52 /mo · $626/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$774
• Net cashflow: $1,502

Break-even live

Break-even rent $1,786

Max offer price $240,000

Occupancy floor 54%

Sensitivity live

Price	-10% $1,638	-5% $1,570	+0% $1,502	+5% $1,434	+10% $1,366
Rent	-10% $1,211	-5% $1,357	+0% $1,502	+5% $1,648	+10% $1,794
Rate	-1.0pp $1,623	-0.5pp $1,563	base $1,502	+0.5pp $1,440	+1.0pp $1,377

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $60,000
• Closing costs: $7,200
• Reserves months: —
• Total cash needed: —

Rent comps 37 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
72304 Blueridge Ct Palm Desert, CA	2.0	2.0	1786	$4,000	$2.24	10d	1	0.21mi
48950 Desert Flower Dr Palm Desert, CA	3.0	2.5	1348	$5,000	$3.71	2d	1	0.22mi
73280 Avenida Descanso Palm Desert, CA	3.0	2.0	1290	$4,250	$3.29	3d	1	0.24mi
48828 Desert Flower Dr Palm Desert, CA	2.0	1.0	1118	$2,450	$2.19	44d	1	0.26mi
48790 Desert Flower Dr Palm Desert, CA	3.0	2.5	1348	$2,500	$1.85	24d	1	0.29mi
48790 Desert Flower Dr Palm Desert, CA	3.0	2.5	1348	$2,500	$1.85	2d	1	0.29mi
48728 Desert Flower Dr Palm Desert, CA	3.0	2.0	1348	$2,400	$1.78	24d	1	0.31mi
48980 Wildwood Ln Palm Desert, CA	2.0	2.0	1184	$2,795	$2.36	44d	1	0.33mi
72417 Rolling Knolls Dr Palm Desert, CA	3.0	2.0	1548	$6,500	$4.20	44d	1	0.35mi
72346 Sommerset Dr Palm Desert, CA	2.0	2.0	1440	$3,950	$2.74	44d	1	0.40mi
48624 Moon Terrace Ln Palm Desert, CA	2.0	2.0	1184	$2,600	$2.20	15d	1	0.42mi
72350 Rim Dr Palm Desert, CA	3.0	3.0	1744	$3,800	$2.18	15d	1	0.50mi
72409 Glenview Cir Palm Desert, CA	3.0	2.0	1786	$2,700	$1.51	18d	1	0.52mi
72499 Desert Flower Dr Palm Desert, CA	3.0	2.0	1786	$3,400	$1.90	44d	1	0.59mi
73103 Ajo Ln Palm Desert, CA	2.0	3.0	1689	$8,250	$4.88	2d	1	0.69mi
48624 Torrito Ct Palm Desert, CA	2.0	2.0	1745	$7,000	$4.01	2d	1	0.77mi
73153 Ajo Ln Palm Desert, CA	2.0	2.0	1585	$4,500	$2.84	3d	1	0.93mi
72818 Skyward Way Palm Desert, CA	3.0	2.0	1810	$4,000	$2.21	44d	1	0.96mi
73407 Foxtail Ln Palm Desert, CA	2.0	2.0	1426	$2,600	$1.82	44d	1	1.11mi
73405 Foxtail Ln Palm Desert, CA	3.0	2.5	1525	$4,000	$2.62	44d	1	1.11mi
73422 Irontree Dr Palm Desert, CA	2.0	2.5	1502	$3,500	$2.33	4d	1	1.11mi
73416 Mariposa Dr Palm Desert, CA	2.0	2.0	1685	$5,000	$2.97	44d	1	1.13mi
73429 Foxtail Ln Palm Desert, CA	2.0	3.0	1525	$3,250	$2.13	44d	1	1.15mi
73441 Foxtail Ln Palm Desert, CA	2.0	2.0	1426	$3,495	$2.45	44d	1	1.16mi
73446 Dalea Ln Palm Desert, CA	2.0	2.0	1202	$6,500	$5.41	18d	1	1.19mi
73335 Oriole Ct Palm Desert, CA	2.0	2.0	1700	$6,500	$3.82	44d	1	1.22mi
73476 Dalea Ln Palm Desert, CA	2.0	2.0	1271	$5,000	$3.93	44d	1	1.24mi
72546 Edgehill Dr #4 Palm Desert, CA	2.0	1.0	924	$2,330	$2.52	24d	1	1.25mi
73503 Foxtail Ln Palm Desert, CA	2.0	3.0	1502	$2,800	$1.86	19d	1	1.27mi
48910 Noline Pl Palm Desert, CA	2.0	2.0	1512	$7,000	$4.63	3d	1	1.30mi
73409 Little Bend Trl Palm Desert, CA	3.0	3.0	1847	$4,000	$2.17	24d	1	1.32mi
48885 Mariposa Dr Palm Desert, CA	2.0	2.0	1164	$6,900	$5.93	3d	1	1.35mi
72629 Edgehill Dr #4 Palm Desert, CA	2.0	1.0	924	$2,500	$2.71	44d	1	1.35mi
73680 Irontree Dr Palm Desert, CA	2.0	2.5	1819	$6,500	$3.57	3d	1	1.36mi
72740 Bursera Way Palm Desert, CA	2.0	1.0	925	$1,695	$1.83	24d	1	1.39mi
72770 Willow St #4 Palm Desert, CA	2.0	1.0	924	$1,700	$1.84	5d	1	1.45mi
72751 Citrus Ct Unit Na Palm Desert, CA	2.0	2.0	1350	$4,000	$2.96	44d	1	1.46mi

Listing history 50 events

1. 2026-06-18
   days on market $240,000 Active 123 DOM
2. 2026-06-17
   days on market $240,000 Active 122 DOM
3. 2026-06-16
   days on market $240,000 Active 121 DOM
4. 2026-06-15
   days on market $240,000 Active 120 DOM
5. 2026-06-13
   pricedays on market $240,000 Active 118 DOM
6. 2026-06-09
   days on market $244,000 Active 114 DOM
7. 2026-06-08
   days on market $244,000 Active 113 DOM
8. 2026-06-07
   days on market $244,000 Active 112 DOM
9. 2026-06-04
   days on market $244,000 Active 109 DOM
10. 2026-06-03
    days on market $244,000 Active 108 DOM
11. 2026-06-02
    days on market $244,000 Active 107 DOM
12. 2026-06-01
    days on market $244,000 Active 106 DOM
13. 2026-05-31
    days on market $244,000 Active 105 DOM
14. 2026-04-25
    price $250,000 2090-char remark

    Show marketing remark (2090 chars)

    Large Price Drop! BEST DEAL IN THE PARK!! This home boasts a very private, large, fully Fenced Side Yard w/ Gazebo and a Zen-Like patio make this one of a kind home super special!!!! Nicely remodeled with open Living Room, Dining Room and Kitchen with fabulous mountain views through the oversized picture windows! Situated at the top of the park, there are fabulous views from everywhere inside the home! This Beautifully upgraded home is Open, Airy and Light filled. Glass slider doors in dining area open up to the large, patio and yard. The new metal roof Gazebo offers a great area for entertaining and the new Trex fencing offers privacy and safety for your pets! The Kitchen offers lots of storage, pantry, new Stainless French Door Refrigerator, Wall Oven/Microwave combo, 5 burner gas cooktop, and designer backsplash. Stunning lighting over 2 separate eating areas! New, easy care Vinyl Plank Floors though-out home. Separate Laundry area with lots of storage, washer/dryer included. Both Bathrooms have newer Walk-in Showers with handrails and pull down seats. Upgraded faucets, handles, & Medicine Cabinets. New round accent mirror and designer Wallpaper. Master Bathroom is extra large with his and hers sinks, linen closet and laundry hamper. Master bedroom has walk-in closet and a separate wall AC Unit. 2-car Carport with double sized Shed w/ electricity and Cabinets. Elasomeric Roof Coating w/ 5 Year Warranty; New Water Heater; Beautiful desert Landscaping w/ electric lighting complete the look! Indian Springs Mobile Home Park is a quiet and beautifully maintained Community with Greenbelts, heated Pool, Spa & Clubhouse. 360 degree Mountain views make it feel like an exclusive Resort! Located only 5 minutes from The Fabulous El Paseo Shopping & Dining District and The Living Desert Zoo! Indian Springs is a privately owned Park, the Space rent of this home is only $720 a month and is under Rent Control and has no Land Taxes ! An Amazing Lifestyle with Beauty at a Bargain awaits you! No Mandatory HOA, Enjoy a fun Resident Association!

15. 2026-04-12
    price $265,000 2090-char remark

    Show marketing remark (2090 chars)

    Large Price Drop! BEST DEAL IN THE PARK!! This home boasts a very private, large, fully Fenced Side Yard w/ Gazebo and a Zen-Like patio make this one of a kind home super special!!!! Nicely remodeled with open Living Room, Dining Room and Kitchen with fabulous mountain views through the oversized picture windows! Situated at the top of the park, there are fabulous views from everywhere inside the home! This Beautifully upgraded home is Open, Airy and Light filled. Glass slider doors in dining area open up to the large, patio and yard. The new metal roof Gazebo offers a great area for entertaining and the new Trex fencing offers privacy and safety for your pets! The Kitchen offers lots of storage, pantry, new Stainless French Door Refrigerator, Wall Oven/Microwave combo, 5 burner gas cooktop, and designer backsplash. Stunning lighting over 2 separate eating areas! New, easy care Vinyl Plank Floors though-out home. Separate Laundry area with lots of storage, washer/dryer included. Both Bathrooms have newer Walk-in Showers with handrails and pull down seats. Upgraded faucets, handles, & Medicine Cabinets. New round accent mirror and designer Wallpaper. Master Bathroom is extra large with his and hers sinks, linen closet and laundry hamper. Master bedroom has walk-in closet and a separate wall AC Unit. 2-car Carport with double sized Shed w/ electricity and Cabinets. Elasomeric Roof Coating w/ 5 Year Warranty; New Water Heater; Beautiful desert Landscaping w/ electric lighting complete the look! Indian Springs Mobile Home Park is a quiet and beautifully maintained Community with Greenbelts, heated Pool, Spa & Clubhouse. 360 degree Mountain views make it feel like an exclusive Resort! Located only 5 minutes from The Fabulous El Paseo Shopping & Dining District and The Living Desert Zoo! Indian Springs is a privately owned Park, the Space rent of this home is only $720 a month and is under Rent Control and has no Land Taxes ! An Amazing Lifestyle with Beauty at a Bargain awaits you! No Mandatory HOA, Enjoy a fun Resident Association!

16. 2026-02-15
    historical
17. 2025-11-14
    listed $275,000 Active
18. 2025-02-15
    listed $275,000 Active 2090-char remark

    Show marketing remark (2090 chars)

    Large Price Drop! BEST DEAL IN THE PARK!! This home boasts a very private, large, fully Fenced Side Yard w/ Gazebo and a Zen-Like patio make this one of a kind home super special!!!! Nicely remodeled with open Living Room, Dining Room and Kitchen with fabulous mountain views through the oversized picture windows! Situated at the top of the park, there are fabulous views from everywhere inside the home! This Beautifully upgraded home is Open, Airy and Light filled. Glass slider doors in dining area open up to the large, patio and yard. The new metal roof Gazebo offers a great area for entertaining and the new Trex fencing offers privacy and safety for your pets! The Kitchen offers lots of storage, pantry, new Stainless French Door Refrigerator, Wall Oven/Microwave combo, 5 burner gas cooktop, and designer backsplash. Stunning lighting over 2 separate eating areas! New, easy care Vinyl Plank Floors though-out home. Separate Laundry area with lots of storage, washer/dryer included. Both Bathrooms have newer Walk-in Showers with handrails and pull down seats. Upgraded faucets, handles, & Medicine Cabinets. New round accent mirror and designer Wallpaper. Master Bathroom is extra large with his and hers sinks, linen closet and laundry hamper. Master bedroom has walk-in closet and a separate wall AC Unit. 2-car Carport with double sized Shed w/ electricity and Cabinets. Elasomeric Roof Coating w/ 5 Year Warranty; New Water Heater; Beautiful desert Landscaping w/ electric lighting complete the look! Indian Springs Mobile Home Park is a quiet and beautifully maintained Community with Greenbelts, heated Pool, Spa & Clubhouse. 360 degree Mountain views make it feel like an exclusive Resort! Located only 5 minutes from The Fabulous El Paseo Shopping & Dining District and The Living Desert Zoo! Indian Springs is a privately owned Park, the Space rent of this home is only $720 a month and is under Rent Control and has no Land Taxes ! An Amazing Lifestyle with Beauty at a Bargain awaits you! No Mandatory HOA, Enjoy a fun Resident Association!

19. 2024-03-01
    soldstatus $202,500 Closed
20. 2024-01-14
    status Pending
21. 2023-12-31
    price $206,888
22. 2023-11-25
    price $207,888
23. 2023-11-14
    price $208,000
24. 2023-10-29
    price $209,500
25. 2023-10-09
    listed $209,880 Active
26. 2023-10-09
    historical $209,880
27. 2023-07-31
    historical
28. 2023-07-31
    status Pending
29. 2023-07-13
    price $190,000
30. 2023-06-28
    price $190,500
31. 2023-05-13
    listed $195,500 Active
32. 2023-04-18
    price $193,500
33. 2023-03-06
    listed $199,000 Active
34. 2022-02-21
    soldstatus $181,900 Closed
35. 2022-01-28
    status Pending
36. 2022-01-28
    status Active
37. 2021-12-20
    status Pending
38. 2021-12-18
    historical Active Under Contract
39. 2021-12-08
    status Active
40. 2021-11-27
    listed $189,900 Active
41. 2021-11-26
    historical $189,900
42. 2020-09-02
    historical
43. 2020-08-31
    soldstatus $110,000 Closed
44. 2020-08-14
    status Pending
45. 2020-07-18
    historical Active Under Contract
46. 2020-07-08
    price $119,000
47. 2020-03-04
    status Active
48. 2020-01-31
    historical Active Under Contract
49. 2020-01-23
    status Active
50. 2020-01-21
    historical Hold

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $626 · $52/mo
• Projected year-2 tax: $1,824 · $152/mo
• Expected delta: +$1,198/yr (+$100/mo · 191.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 9 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $44,249
• − Mortgage interest: −$13,444
• − Property taxes: −$626
• − Insurance: −$1,200
• − Repairs & maintenance: −$3,540
• − Management: −$3,540
• − Depreciation: −$6,982
• Taxable income: $14,917
• Est. tax owed @ 24.0%: −$3,580
• After-tax cash flow: $14,447/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 30,523
• Household income: $70,091
• Rent vs Own: 36.2% rent · 63.8% own
• Severe rent burden: 1734.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Italian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, South Korea, Vietnam
• Languages at home: 73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -364.94%
• Current HPI: 294.9425
• Rent YoY: ▲ 1.60%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+93.8% since first listed

46 events — show timeline

• 2026-04-25 Price Changed $250,000 GPSMLS
• 2026-04-12 Price Changed $265,000 GPSMLS
• 2026-02-15 Listing Removed — GPSMLS
• 2025-11-14 Listed $275,000 GPSMLS
• 2025-02-15 Listed $275,000 GPSMLS
• 2024-03-01 Sold (MLS) $202,500 GPSMLS
• 2024-01-14 Pending — GPSMLS
• 2023-12-31 Price Changed $206,888 GPSMLS
• 2023-11-25 Price Changed $207,888 GPSMLS
• 2023-11-14 Price Changed $208,000 GPSMLS
• 2023-10-29 Price Changed $209,500 GPSMLS
• 2023-10-09 Listed $209,880 GPSMLS
• 2023-10-09 Coming Soon $209,880 GPSMLS
• 2023-07-31 Listing Removed — GPSMLS
• 2023-07-31 Pending — GPSMLS
• 2023-07-13 Price Changed $190,000 GPSMLS
• 2023-06-28 Price Changed $190,500 GPSMLS
• 2023-05-13 Listed $195,500 GPSMLS
• 2023-04-18 Price Changed $193,500 GPSMLS
• 2023-03-06 Listed $199,000 GPSMLS
• 2022-02-21 Sold (MLS) $181,900 GPSMLS
• 2022-01-28 Pending — GPSMLS
• 2022-01-28 Relisted — GPSMLS
• 2021-12-20 Pending — GPSMLS
• 2021-12-18 Contingent — GPSMLS
• 2021-12-08 Relisted — GPSMLS
• 2021-11-27 Listed $189,900 GPSMLS
• 2021-11-26 Coming Soon $189,900 GPSMLS
• 2020-09-02 Listing Removed — GPSMLS
• 2020-08-31 Sold (MLS) $110,000 GPSMLS
• 2020-08-14 Pending — GPSMLS
• 2020-07-18 Contingent — GPSMLS
• 2020-07-08 Price Changed $119,000 GPSMLS
• 2020-03-04 Relisted — GPSMLS
• 2020-01-31 Contingent — GPSMLS
• 2020-01-23 Relisted — GPSMLS
• 2020-01-21 Delisted — GPSMLS
• 2019-11-26 Listing Removed — GPSMLS
• 2019-11-24 Listed $129,000 GPSMLS
• 2019-11-19 Relisted — GPSMLS
• 2019-10-30 Delisted — GPSMLS
• 2019-10-30 Relisted — GPSMLS
• 2018-12-02 Delisted — GPSMLS
• 2018-11-16 Relisted — GPSMLS
• 2018-11-10 Delisted — GPSMLS
• 2018-10-27 Listed $129,000 GPSMLS

Property tax history

+3.2%/yr

Latest (2025): $626 · +5.5% YoY. Source: county tax records.