35921 Tanda Cir · Zephyrhills West, FL 33541

$149,900

2 bd · 2.0 ba · 960 sqft · Manufactured public records · 27 Days on market

Built 1991 5,362 sqft lot Est $135k · 11% over $42/mo HOA · 2% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.4/30.0
• DSCR +7.9/10.0
• 1% rule +6.4/10.0
• Schools +4.3/10.0
• Livability +3.1/5.0
• ARV discount +2.7/15.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

CASA DEL SOL! This is one of the BEST homes in this delightful mobile home park. First, it’s a 1991 PALM HARBOR! There are activities galore in this ACTIVE park…. choose to participate or not! There’s a recreation hall, POOL, and shuffleboard too. The home is GREAT! There are two bedrooms, two baths, living room, dining area, kitchen, inside laundry room AND two Florida rooms. The front Florida room has central heat and air…so it’s living space. There are cathedral ceilings throughout. The front door opens onto the front Florida Room with its tiled floor. The Living room is accessed through a sliding glass door and then into dining room and kitchen. The living room measures 17 x 12 so there’s lots of room of entertaining or just relaxing. The kitchen is U-shaped and features lots of cabinets, nice appliances, two “appliance garages” and two built in pantry cabinets. There’s also a snack bar. The master bedroom also has two built in cabinets for linens or to use as closets, a walk in closet, and a large shower in the master bath. The guest bedroom is also nicely sized and has access to the hall bath. The furnishings are included in the sale. There are two SKYLIGHTS which add to the natural lighting. The laundry room is located inside the home, has cabinetry, and gives access to the side Florida room and two sheds. One is for storage; the second is a workshop. The exterior has nice siding, and gutters and downspouts. There are hurricane shutters too. NEW on the MARKET! See it soon………. .

Key facts

• Florida room
• Spacious family room
• 5,362 sq ft lot

Tags

• COVERED OPEN-AIR FRONT PATIO
• FLORIDA ROOM
• SPACIOUS FAMILY ROOM
• 4-PIECE APPLIANCE PACKAGE
• OVERSIZED WALK-IN CLOSET
• IMPRESSIVE STORAGE AREA

Property features AI

Finance

• Other: Furnished; Living area approximately 1,086 sq ft (owner-sourced); Building area approximately 1,410 sq ft (public records)
• Financial info: Lease restrictions apply
• HOA & community: Association with required approval; Monthly HOA fee of $42.50 (annual $510); Association amenities include clubhouse, pool, shuffleboard court; Senior community; No pets allowed

Exterior

• Parking: Detached or on-site parking (details not specified)
• Utilities: Public water; Public sewer; Electricity connected; High-speed internet available; Water connected; Sewer connected
• Home design: Manufactured double-wide home; Single-story; Faces south; One-level entry
• Construction: Metal roof; Other construction materials; Crawlspace foundation; Built as a manufactured home
• Exterior features: Covered, enclosed front and side porches; Awning(s); French doors; Sliding doors; Exterior lighting; Rain gutters; Exterior storage; Located on a cul-de-sac; Paved road

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Crown molding; Living room/dining room combo; Vaulted ceilings; Walk-in closets; Family room; Florida room; Inside utility/storage
• Laundry & utility: Inside laundry room; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $305 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $148k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 61/100 on livability (#772 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-2.5%/yr); 856 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 36% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $65k; list at $150k implies a 131% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,651 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.73%
• Cash-on-cash: 8.71%
• DSCR: 1.39
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $135,360
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4920 Blanco Dr	0.14mi	2/2.0	1,008 (+5%)	1mo	$125,000	$124	84
4912 Dorado St	0.04mi	2/2.0	888 (-8%)	2mo	$144,000	$162	84
35924 Bueno Dr	0.19mi	2/2.0	989 (+3%)	9mo	$129,900	$131	79
35921 Hermoso Ln	0.07mi	2/2.0	864 (-10%)	5mo	$145,000	$168	76
35912 Verano Ln	0.14mi	2/2.0	1,056 (+10%)	2mo	$127,000	$120	75
35934 Bueno Dr	0.19mi	2/2.0	832 (-13%)	6mo	$145,000	$174	64
5248 Antigua Dr	0.50mi	2/2.0	1,036 (+8%)	1mo	$129,500	$125	63
36245 Coronet Way	0.59mi	2/2.0	1,014 (+6%)	7mo	$158,000	$156	58
36037 Coleus Ave	0.47mi	2/2.0	864 (-10%)	11mo	$136,500	$158	52
5502 Antigua Dr	0.67mi	2/2.0	1,048 (+9%)	6mo	$145,000	$138	48
4961 Britni Way	0.73mi	2/2.0	874 (-9%)	6mo	$70,000	$80	46
36122 Aster Ave	0.52mi	2/2.0	816 (-15%)	8mo	$115,000	$141	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -6.6%
• Equity multiple: 0.76×
• Total profit: $-9,881
• Equity at exit: $22,351

10-year hold

• IRR: -1.2%
• Equity multiple: 0.93×
• Total profit: $-2,893
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33541

• Home prices YoY: -15.2%
• Rents YoY: -2.5%
• Active inventory: 856
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,713 high
• Mortgage (P&I): −$786
• Tax from tax record: −$158 /mo · $1,897/yr
• Insurance: −$62
• HOA: −$42
• Vacancy / Maint / Mgmt: −$360
• Net cashflow: $305

Break-even live

Break-even rent $1,327

Max offer price $149,900

Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
35940 Inspiration Dr Zephyrhills, FL	1.0–3.0	1.0–2.0	1034	$1,694	$1.64	2d	21	0.28mi
36009 Deer Creek Dr #104 Zephyrhills, FL	2.0	2.0	1029	$1,450	$1.41	24d	1	1.01mi
36015 Deer Creek Dr #202 Zephyrhills, FL	2.0	2.0	1062	$1,450	$1.37	24d	1	1.04mi
5914 Willow Ridge Dr #101 Zephyrhills, FL	2.0	2.0	987	$1,500	$1.52	24d	1	1.06mi
5168 Crooked Ln Zephyrhills, FL	2.0	1.0	600	$1,645	$2.74	22d	1	1.10mi
36321 Stonewood Ln #103 Zephyrhills, FL	2.0	2.0	987	$1,525	$1.55	24d	1	1.10mi
36801 Camelia Ct Zephyrhills, FL	2.0	2.0	864	$1,350	$1.56	24d	1	1.10mi

HOA detail

• Monthly dues: $42 · $504/yr
• Likely covers: pool

Listing history 19 events

1. 2026-06-18
   days on market $149,900 Active 27 DOM
2. 2026-06-17
   days on market $149,900 Active 26 DOM
3. 2026-06-16
   days on market $149,900 Active 25 DOM
4. 2026-06-15
   days on market $149,900 Active 24 DOM
5. 2026-06-13
   days on market $149,900 Active 22 DOM
6. 2026-06-09
   days on market $149,900 Active 18 DOM
7. 2026-06-08
   days on market $149,900 Active 17 DOM
8. 2026-06-07
   days on market $149,900 Active 16 DOM
9. 2026-06-04
   days on market $149,900 Active 13 DOM
10. 2026-06-03
    days on market $149,900 Active 12 DOM
11. 2026-06-02
    status $149,900 Active 11 DOM
12. 2026-05-18
    listed $149,900 Active
13. 2017-06-05
    soldstatus $64,995
14. 2017-06-02
    soldstatus $64,995 Sold 1591-char remark

    Show marketing remark (1591 chars)

    CASA DEL SOL! This is one of the BEST homes in this delightful mobile home park. First, it’s a 1991 PALM HARBOR! There are activities galore in this ACTIVE park…. choose to participate or not! There’s a recreation hall, POOL, and shuffleboard too. The home is GREAT! There are two bedrooms, two baths, living room, dining area, kitchen, inside laundry room AND two Florida rooms. The front Florida room has central heat and air…so it’s living space. There are cathedral ceilings throughout. The front door opens onto the front Florida Room with its tiled floor. The Living room is accessed through a sliding glass door and then into dining room and kitchen. The living room measures 17 x 12 so there’s lots of room of entertaining or just relaxing. The kitchen is U-shaped and features lots of cabinets, nice appliances, two “appliance garages” and two built in pantry cabinets. There’s also a snack bar. The master bedroom also has two built in cabinets for linens or to use as closets, a walk in closet, and a large shower in the master bath. The guest bedroom is also nicely sized and has access to the hall bath. The furnishings are included in the sale. There are two SKYLIGHTS which add to the natural lighting. The laundry room is located inside the home, has cabinetry, and gives access to the side Florida room and two sheds. One is for storage; the second is a workshop. The exterior has nice siding, and gutters and downspouts. There are hurricane shutters too. NEW on the MARKET! See it soon………. .

15. 2017-04-19
    status Pending 1591-char remark

    Show marketing remark (1591 chars)

    CASA DEL SOL! This is one of the BEST homes in this delightful mobile home park. First, it’s a 1991 PALM HARBOR! There are activities galore in this ACTIVE park…. choose to participate or not! There’s a recreation hall, POOL, and shuffleboard too. The home is GREAT! There are two bedrooms, two baths, living room, dining area, kitchen, inside laundry room AND two Florida rooms. The front Florida room has central heat and air…so it’s living space. There are cathedral ceilings throughout. The front door opens onto the front Florida Room with its tiled floor. The Living room is accessed through a sliding glass door and then into dining room and kitchen. The living room measures 17 x 12 so there’s lots of room of entertaining or just relaxing. The kitchen is U-shaped and features lots of cabinets, nice appliances, two “appliance garages” and two built in pantry cabinets. There’s also a snack bar. The master bedroom also has two built in cabinets for linens or to use as closets, a walk in closet, and a large shower in the master bath. The guest bedroom is also nicely sized and has access to the hall bath. The furnishings are included in the sale. There are two SKYLIGHTS which add to the natural lighting. The laundry room is located inside the home, has cabinetry, and gives access to the side Florida room and two sheds. One is for storage; the second is a workshop. The exterior has nice siding, and gutters and downspouts. There are hurricane shutters too. NEW on the MARKET! See it soon………. .

16. 2017-03-10
    price $69,900 1591-char remark

    Show marketing remark (1591 chars)

    CASA DEL SOL! This is one of the BEST homes in this delightful mobile home park. First, it’s a 1991 PALM HARBOR! There are activities galore in this ACTIVE park…. choose to participate or not! There’s a recreation hall, POOL, and shuffleboard too. The home is GREAT! There are two bedrooms, two baths, living room, dining area, kitchen, inside laundry room AND two Florida rooms. The front Florida room has central heat and air…so it’s living space. There are cathedral ceilings throughout. The front door opens onto the front Florida Room with its tiled floor. The Living room is accessed through a sliding glass door and then into dining room and kitchen. The living room measures 17 x 12 so there’s lots of room of entertaining or just relaxing. The kitchen is U-shaped and features lots of cabinets, nice appliances, two “appliance garages” and two built in pantry cabinets. There’s also a snack bar. The master bedroom also has two built in cabinets for linens or to use as closets, a walk in closet, and a large shower in the master bath. The guest bedroom is also nicely sized and has access to the hall bath. The furnishings are included in the sale. There are two SKYLIGHTS which add to the natural lighting. The laundry room is located inside the home, has cabinetry, and gives access to the side Florida room and two sheds. One is for storage; the second is a workshop. The exterior has nice siding, and gutters and downspouts. There are hurricane shutters too. NEW on the MARKET! See it soon………. .

17. 2017-02-20
    price $77,900 1591-char remark

    Show marketing remark (1591 chars)

    CASA DEL SOL! This is one of the BEST homes in this delightful mobile home park. First, it’s a 1991 PALM HARBOR! There are activities galore in this ACTIVE park…. choose to participate or not! There’s a recreation hall, POOL, and shuffleboard too. The home is GREAT! There are two bedrooms, two baths, living room, dining area, kitchen, inside laundry room AND two Florida rooms. The front Florida room has central heat and air…so it’s living space. There are cathedral ceilings throughout. The front door opens onto the front Florida Room with its tiled floor. The Living room is accessed through a sliding glass door and then into dining room and kitchen. The living room measures 17 x 12 so there’s lots of room of entertaining or just relaxing. The kitchen is U-shaped and features lots of cabinets, nice appliances, two “appliance garages” and two built in pantry cabinets. There’s also a snack bar. The master bedroom also has two built in cabinets for linens or to use as closets, a walk in closet, and a large shower in the master bath. The guest bedroom is also nicely sized and has access to the hall bath. The furnishings are included in the sale. There are two SKYLIGHTS which add to the natural lighting. The laundry room is located inside the home, has cabinetry, and gives access to the side Florida room and two sheds. One is for storage; the second is a workshop. The exterior has nice siding, and gutters and downspouts. There are hurricane shutters too. NEW on the MARKET! See it soon………. .

18. 2016-12-20
    listed $79,900 Active 1591-char remark

    Show marketing remark (1591 chars)

    CASA DEL SOL! This is one of the BEST homes in this delightful mobile home park. First, it’s a 1991 PALM HARBOR! There are activities galore in this ACTIVE park…. choose to participate or not! There’s a recreation hall, POOL, and shuffleboard too. The home is GREAT! There are two bedrooms, two baths, living room, dining area, kitchen, inside laundry room AND two Florida rooms. The front Florida room has central heat and air…so it’s living space. There are cathedral ceilings throughout. The front door opens onto the front Florida Room with its tiled floor. The Living room is accessed through a sliding glass door and then into dining room and kitchen. The living room measures 17 x 12 so there’s lots of room of entertaining or just relaxing. The kitchen is U-shaped and features lots of cabinets, nice appliances, two “appliance garages” and two built in pantry cabinets. There’s also a snack bar. The master bedroom also has two built in cabinets for linens or to use as closets, a walk in closet, and a large shower in the master bath. The guest bedroom is also nicely sized and has access to the hall bath. The furnishings are included in the sale. There are two SKYLIGHTS which add to the natural lighting. The laundry room is located inside the home, has cabinetry, and gives access to the side Florida room and two sheds. One is for storage; the second is a workshop. The exterior has nice siding, and gutters and downspouts. There are hurricane shutters too. NEW on the MARKET! See it soon………. .

19. 2002-04-18
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,897 · $158/mo
• Projected year-2 tax: $1,897 · $158/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,555
• − Mortgage interest: −$8,397
• − Property taxes: −$1,897
• − Insurance: −$750
• − Repairs & maintenance: −$1,644
• − Management: −$1,644
• − HOA: −$504
• − Depreciation: −$4,361
• Taxable income: $1,358
• Est. tax owed @ 24.0%: −$326
• After-tax cash flow: $3,328/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills West

• Score: 61/100
• State rank: #772
• US rank: #17403

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Zephyrhills West, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 24,654
• Household income: $56,579
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 393.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 8% Black 5% Asian 5%
• Hispanic origin (detail): Mexican 4% Puerto Rican 9%
• Common ancestry: Lithuanian 4% Romanian 3% Serbian 3%
• Foreign-born: 9% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 9% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -55.21%
• Current HPI: 308.0619
• Rent YoY: ▼ -2.51%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+172.5% since first listed

8 events — show timeline

• 2026-05-18 Listed $149,900 Stellar MLS as Distributed by MLS Grid
• 2017-06-05 Sold (Public Records) $64,995 Public Records
• 2017-06-02 Sold (MLS) $64,995 Stellar MLS as Distributed by MLS Grid
• 2017-04-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-03-10 Price Changed $69,900 Stellar MLS as Distributed by MLS Grid
• 2017-02-20 Price Changed $77,900 Stellar MLS as Distributed by MLS Grid
• 2016-12-20 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2002-04-18 Sold (Public Records) $55,000 Public Records

Property tax history

+9.3%/yr

Latest (2025): $1,897 · +6.8% YoY. Source: county tax records.