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19977 Elkhart St
D Composite 43.3
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.9/10.0
  • 1% rule +4.3/10.0
  • Rent growth +3.8/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$150,000

19977 Elkhart St · Harper Woods, MI 48225
3 bd · 1.5 ba · 1,002 sqft · SingleFamily public records · 113 Days on market
Built 1944 4,792 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

Key facts

  • 4,792 sq ft lot
  • 2 garage spots
  • Built 1944

Property features AI

Exterior

  • Parking: Detached 2-car garage
  • Utilities: Public water
  • Home design: Single family residence; Residential property; Built in 1944
  • Construction: Aluminum siding construction; Built in 1944
  • Exterior features: Aluminum siding; Lot approximately 0.11 acres; Public water

Interior

  • Kitchen: Kitchen (11 x 12)
  • Bedrooms: Primary bedroom (12 x 23); Bedroom 2 (10 x 11)
  • Bathrooms: One full bathroom (6 x 8)
  • Heating & cooling: Forced air heating; Heating present
  • Interior features: Six total rooms; Partial basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $70 ($838/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (7.4% below list).
  • Recommended offer: $136k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 73/100 on livability (#199 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, health & safety D+, crime F.
  • Harper Woods School District (suburban): math 4% / reading 15% proficiency, ranked #524 of 540 in MI (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Beacon Elementary School (338 students, 84% FRL); Harper Woods Middle School (math 4% / reading 19%, grade F, #469 of 493 statewide, top 95%, 313 students, 82% FRL).
  • Market conditions: Rents rising fast (+5.1%/yr); 134 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 113 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 27y ago; this cycle's ask has dropped $30k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1944 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $136,500 (9.0% below list)

Questions for the listing agent

  1. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1944 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.85%
Cash-on-cash
2.00%
DSCR
1.09
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$79,158
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20244 Mccormick St 0.29mi 3/1.0 1,000 (-0%) 1mo $75,000 $75 83
11640 Somerset Ave 0.37mi 3/2.0 1,028 (+3%) 0mo $70,000 $68 76
19904 Washtenaw St 0.15mi 3/1.5 1,119 (+12%) 0mo $96,000 $86 73
20300 Mccormick St 0.32mi 3/1.0 940 (-6%) 1mo $60,000 $64 72
10945 Peerless St 0.46mi 3/1.0 964 (-4%) 2mo $54,000 $56 69
11017 Worden St 0.47mi 3/1.0 961 (-4%) 0mo $47,500 $49 69
19100 Kingsville St 0.58mi 3/1.0 972 (-3%) 2mo $110,000 $113 64
18905 Woodland St 0.72mi 3/1.5 1,023 (+2%) 1mo $105,000 $103 62
19381 Kenosha St 0.36mi 2/1.0 (-1) 892 (-11%) 2mo $104,000 $117 56
20644 Mccormick St 0.47mi 3/2.0 1,152 (+15%) 2mo $91,000 $79 49
21211 Newcastle Rd 0.74mi 3/1.0 1,120 (+12%) 2mo $135,000 $121 43
9369 Sanilac St 0.73mi 3/1.0 1,124 (+12%) 1mo $65,000 $58 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.1% rent growth · sell at horizon

5-year hold
IRR
-10.8%
Equity multiple
0.60×
Total profit
$-16,846
Equity at exit
$22,365
10-year hold
IRR
1.2%
Equity multiple
1.09×
Total profit
$3,961
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48225

Rents YoY
5.1%
Active inventory
134
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,390 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$179 /mo · $2,145/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$292
Net cashflow
$70

Break-even live

Break-even rent $1,301
Max offer price $150,000
Occupancy floor 90%

Sensitivity live

Price -10% $155 -5% $112 +0% $70 +5% $27 +10% $-15
Rent -10% $-40 -5% $15 +0% $70 +5% $125 +10% $180
Rate -1.0pp $145 -0.5pp $108 base $70 +0.5pp $31 +1.0pp $-9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
19661 Kenosha St Harper Woods, MI 3.0 2.0 1000 $1,400 $1.40 26d 1 0.21mi
19982 McCormick St Detroit, MI 3.0 1.0 866 $1,200 $1.39 5d 1 0.27mi
20461 Kingsville St Harper Woods, MI 4.0 1.0 1100 $1,399 $1.27 16d 1 0.34mi
19639 Moross Rd Unit 1 Detroit, MI 2.0 1.0 900 $1,100 $1.22 45d 1 0.36mi
19442 Kingsville St Harper Woods, MI 3.0 1.0 1000 $1,500 $1.50 19d 1 0.37mi
19435 McCormick St Detroit, MI 3.0 2.0 1148 $1,300 $1.13 19d 1 0.40mi
19365 Kingsville St Harper Woods, MI 4.0 1.5 996 $1,650 $1.66 16d 1 0.43mi
10985 Peerless St Detroit, MI 3.0 1.0 1000 $1,364 $1.36 6d 1 0.44mi
10870 Marne St Detroit, MI 3.0 1.0 1156 $1,100 $0.95 19d 1 0.48mi
19152 Woodside St Harper Woods, MI 3.0 1.0 916 $1,500 $1.64 19d 1 0.52mi
19144 Moross Rd Detroit, MI 2.0 1.0 900 $1,050 $1.17 45d 1 0.63mi
10542 Lanark St Detroit, MI 3.0 1.0 1023 $1,250 $1.22 45d 1 0.64mi
12075 Rossiter St Detroit, MI 3.0 1.0 1100 $1,245 $1.13 45d 1 0.64mi
12075 Rossiter St Detroit, MI 3.0 1.0 1100 $1,245 $1.13 16d 1 0.64mi
19203 Edgefield St Harper Woods, MI 2.0 1.0 1100 $1,100 $1.00 26d 1 0.66mi
20926 Moross Rd Grosse Pointe, MI 3.0 1.0 1200 $1,350 $1.12 45d 1 0.67mi
20015 Lochmoor St Harper Woods, MI 3.0 1.0 1006 $1,500 $1.49 18d 1 0.78mi
11529 Roxbury St Detroit, MI 2.0 1.0 720 $1,200 $1.67 14d 1 0.79mi
10692 Meuse St Detroit, MI 3.0 1.0 955 $1,250 $1.31 14d 1 0.80mi
11776 Rossiter St Detroit, MI 3.0 1.0 964 $1,150 $1.19 13d 1 0.80mi
17720 Chester St Detroit, MI 2.0 1.0 986 $1,250 $1.27 45d 1 0.87mi
17710 Chester St Detroit, MI 2.0 1.0 984 $1,250 $1.27 45d 1 0.87mi
21401 Kingsville St Harper Woods, MI 2.0 1.0 944 $1,200 $1.27 26d 1 0.87mi
11611 Morang Ave Detroit, MI 1.0–2.0 1.0 709 $1,040 $1.47 45d 1 0.88mi
18530 Kingsville St Harper Woods, MI 3.0 1.5 1396 $1,375 $0.98 19d 1 0.91mi
10370 Britain St Detroit, MI 3.0 1.0 1100 $1,100 $1.00 45d 1 0.91mi
10400 Britain St Detroit, MI 3.0 1.0 890 $1,100 $1.24 45d 1 0.91mi
11620 Rossiter St Detroit, MI 3.0 1.0 1140 $1,200 $1.05 19d 1 0.91mi
6301 Lodewyck St Detroit, MI 3.0 1.0 1084 $1,300 $1.20 14d 1 0.94mi
6301 Lodewyck St Detroit, MI 3.0 1.0 1084 $1,300 $1.20 0d 1 0.94mi
12716 Riad St Detroit, MI 3.0 1.0 974 $1,275 $1.31 19d 1 0.95mi
6325 Neff Ave Detroit, MI 3.0 1.0 1000 $1,500 $1.50 4d 1 0.98mi
19168 Berden St Grosse Pointe, MI 3.0 1.0 1200 $1,800 $1.50 0d 1 0.99mi
11689 Wayburn St Detroit, MI 3.0 1.0 1142 $1,350 $1.18 45d 1 0.99mi
6175 Marseilles St Detroit, MI 3.0 1.0 1100 $1,100 $1.00 45d 1 1.00mi
9313 Harvard Rd Detroit, MI 3.0 1.5 1329 $1,200 $0.90 19d 1 1.00mi
11911 Lansdowne St Detroit, MI 4.0 1.0 1350 $1,400 $1.04 45d 1 1.01mi
16212 Maddelein St Detroit, MI 2.0 1.0 800 $1,200 $1.50 14d 1 1.02mi
11235 Roxbury St Detroit, MI 3.0 1.0 1062 $1,325 $1.25 19d 1 1.02mi
6181 Neff Ave Detroit, MI 3.0 1.0 1102 $1,299 $1.18 19d 1 1.05mi

Listing history 50 events

  1. 2026-06-21
    days on market $150,000 Active 113 DOM
  2. 2026-06-18
    days on market $150,000 Active 110 DOM
  3. 2026-06-17
    days on market $150,000 Active 109 DOM
  4. 2026-06-16
    days on market $150,000 Active 108 DOM
  5. 2026-06-15
    days on market $150,000 Active 107 DOM
  6. 2026-06-13
    days on market $150,000 Active 105 DOM
  7. 2026-06-13
    remarks 254-char remark
  8. 2026-06-13
    days on market $150,000 Active 104 DOM
  9. 2026-06-09
    days on market $150,000 Active 101 DOM
  10. 2026-06-08
    days on market $150,000 Active 100 DOM
  11. 2026-06-07
    days on market $150,000 Active 99 DOM
  12. 2026-06-04
    days on market $150,000 Active 96 DOM
  13. 2026-06-03
    days on market $150,000 Active 95 DOM
  14. 2026-06-02
    days on market $150,000 Active 94 DOM
  15. 2026-06-01
    days on market $150,000 Active 93 DOM
  16. 2026-06-01
    price $150,000 Active 92 DOM
  17. 2026-05-31
    days on market $164,000 Active 92 DOM
  18. 2026-04-14
    price $164,000 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  19. 2026-04-13
    price $164,000 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  20. 2026-04-13
    price $164,000
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  21. 2026-04-03
    price $165,400 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  22. 2026-04-03
    price $165,400 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  23. 2026-04-03
    price $165,400
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  24. 2026-03-22
    price $165,500 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  25. 2026-03-21
    price $165,500 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  26. 2026-03-21
    price $165,500
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  27. 2026-03-12
    price $175,000 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  28. 2026-03-12
    price $175,000 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  29. 2026-03-12
    price $175,000
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  30. 2026-03-01
    listed $180,000 Active 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  31. 2026-03-01
    listed $180,000 Active 997-char remark
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  32. 2026-03-01
    listed $180,000 Active
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  33. 2026-03-01
    historical $180,000
    Show marketing remark (997 chars)

    Welcome home to this well-maintained Harper Woods gem offering comfort, value, and convenience in a prime location. This inviting residence features a bright, functional layout with generous living spaces, abundant natural light, and room to make it your own. The kitchen provides ample cabinetry and workspace, while the bedrooms offer comfortable retreats for everyday living. Enjoy a spacious yard--perfect for relaxing, entertaining, gardening, or pets--along with plenty of off-street parking. Whether you're a first-time buyer, downsizing, or looking for a solid long-term investment, this home delivers exceptional opportunity at an attractive price point. Conveniently located near shopping, dining, parks, schools, and major freeways, with easy access to downtown Detroit and surrounding communities. Move-in ready with great potential to personalize and build equity over time. Seller is motivated and welcomes strong offers -- schedule your showing today before this opportunity is gone

  34. 2024-12-17
    soldstatus $139,900
  35. 2024-12-13
    soldstatus $139,900 Sold
  36. 2024-12-13
    soldstatus $139,900 Closed
  37. 2024-11-25
    status Pending
  38. 2024-11-25
    status Pending
  39. 2024-11-12
    historical
  40. 2024-11-12
    listed $139,900 Active
  41. 2024-11-12
    listed $139,900 Active
  42. 2024-11-12
    historical
  43. 2024-10-02
    listed $139,900 Active
  44. 2024-10-02
    listed $139,900 Active
  45. 2024-09-16
    status Pending
  46. 2024-09-16
    status Pending
  47. 2024-09-16
    historical
  48. 2024-09-16
    historical
  49. 2024-09-11
    listed $139,900 Active
  50. 2024-09-11
    listed $139,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$2,145 · $179/mo
Projected year-2 tax
$2,228 · $186/mo
Expected delta
+$82/yr (+$7/mo · 3.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,674
− Mortgage interest
−$8,402
− Property taxes
−$2,145
− Insurance
−$750
− Repairs & maintenance
−$1,334
− Management
−$1,334
− Depreciation
−$4,364
Taxable loss
−$1,655
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$397
After-tax cash flow
$1,235/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Harper Woods School District
NCES district ID
2617760
Math proficiency
4% ▼ -7.00%
Reading proficiency
15% ▼ -9.00%
Median HH income
$46,155
Composite
8.8/100
National rank
#9892
State rank
#524 of 540 in MI

Livability — Harper Woods

Score
73/100
State rank
#199
US rank
#5054

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Harper Woods, MI
County
Wayne County · 1,562,939 people
City population
16,098
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
16,098
Household income
$61,750
Rent vs Own
33.8% rent · 66.2% own
Severe rent burden
410.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (65%)
Race & ethnicity
Black 65% White 28% Two or more races 4% Hispanic / Latino 1%
Common ancestry
Romanian 4% Lithuanian 1% German 1%
Foreign-born
2% · Canada
Languages at home
95% English-only · Arabic 2% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -150.40%
Current HPI
181.4961
Rent YoY
▲ 5.10%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+64.8% since first listed
48 events — show timeline
  • 2026-04-14 Price Changed $164,000 MiRealSource-MiMLS
  • 2026-04-13 Price Changed $164,000 REALCOMP
  • 2026-04-13 Price Changed $164,000 SW Michigan MLS
  • 2026-04-03 Price Changed $165,400 MiRealSource-MiMLS
  • 2026-04-03 Price Changed $165,400 REALCOMP
  • 2026-04-03 Price Changed $165,400 SW Michigan MLS
  • 2026-03-22 Price Changed $165,500 MiRealSource-MiMLS
  • 2026-03-21 Price Changed $165,500 REALCOMP
  • 2026-03-21 Price Changed $165,500 SW Michigan MLS
  • 2026-03-12 Price Changed $175,000 MiRealSource-MiMLS
  • 2026-03-12 Price Changed $175,000 REALCOMP
  • 2026-03-12 Price Changed $175,000 SW Michigan MLS
  • 2026-03-01 Listed $180,000 MiRealSource-MiMLS
  • 2026-03-01 Listed $180,000 REALCOMP
  • 2026-03-01 Listed $180,000 SW Michigan MLS
  • 2026-03-01 Coming Soon $180,000 SW Michigan MLS
  • 2024-12-17 Sold (Public Records) $139,900 Public Records
  • 2024-12-13 Sold (MLS) $139,900 MiRealSource-MiMLS
  • 2024-12-13 Sold (MLS) $139,900 REALCOMP
  • 2024-11-25 Pending MiRealSource-MiMLS
  • 2024-11-25 Pending REALCOMP
  • 2024-11-12 Listing Removed MiRealSource-MiMLS
  • 2024-11-12 Listed $139,900 MiRealSource-MiMLS
  • 2024-11-12 Listed $139,900 REALCOMP
  • 2024-11-12 Listing Removed REALCOMP
  • 2024-10-02 Listed $139,900 MiRealSource-MiMLS
  • 2024-10-02 Listed $139,900 REALCOMP
  • 2024-09-16 Pending MiRealSource-MiMLS
  • 2024-09-16 Pending REALCOMP
  • 2024-09-16 Listing Removed MiRealSource-MiMLS
  • 2024-09-16 Listing Removed REALCOMP
  • 2024-09-11 Listed $139,900 MiRealSource-MiMLS
  • 2024-09-11 Listed $139,900 REALCOMP
  • 2015-01-26 Sold (Public Records) $63,600 Public Records
  • 2014-11-11 Sold (Public Records) $50,000 Public Records
  • 2012-02-09 Sold (MLS) $22,000 MiRealSource-MiMLS
  • 2012-02-09 Sold (MLS) $22,000 REALCOMP
  • 2012-02-08 Listing Removed MiRealSource-MiMLS
  • 2011-02-22 Listed $30,000 MiRealSource-MiMLS
  • 2011-02-22 Listed $30,000 REALCOMP
  • 2002-11-08 Sold (Public Records) $109,000 Public Records
  • 2002-08-28 Sold (MLS) $109,000 MiRealSource-MiMLS
  • 2002-08-01 Listing Removed MiRealSource-MiMLS
  • 2002-07-18 Listed $109,900 MiRealSource-MiMLS
  • 1999-12-09 Sold (Public Records) $97,000 Public Records
  • 1999-11-05 Sold (MLS) $97,000 MiRealSource-MiMLS
  • 1999-09-09 Listing Removed MiRealSource-MiMLS
  • 1999-08-16 Listed $99,500 MiRealSource-MiMLS

Property tax history

+0.1%/yr

Latest (2025): $2,145 · -26.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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