7001 Guadalupe Rd · Waco, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.5/30.0
- ARV discount +5.9/15.0
- Schools +5.1/10.0
- 1% rule +4.5/10.0
- Condition / age +4.0/5.0
- DSCR +3.7/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$275,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
ENTIRE HOME WAS RECENTLY PAINTED AND ALL CARPETS SHAMPOOED!! Welcome home to comfort and convenience in China Spring. This 4-bedroom, 2-bathroom residence feels brand new, boasting 2022 construction and nice updates. You’ll love the functional flow of the open living area, designed for easy evenings of entertaining or relaxing. The floor plan prioritizes privacy with a secluded primary suite, leaving three additional bedrooms for guests, or a dedicated home office. Step outside to enjoy the covered patio and spacious backyard, your new favorite spot for morning coffee. Located just minutes from top-rated schools and Waco amenities, this move-in-ready home is waiting for you.
Key facts
- Spacious backyard
- Open living area
- Covered patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $275k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-42 ($-505/yr) — negative.
- To cash-flow at today's rent, offer at most $268k (2.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $260k (5.5% below list).
- Recommended offer: $242k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.1% vs local median 3.9% in Waco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#166 in TX, #4,378 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D, commute F, employment D-.
- China Spring ISD (rural): math 58% / reading 56% proficiency, ranked #70 of 826 in TX (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: China Spring El (math 37% / reading 47%, grade F, #1,335 of 4,322 statewide, top 33%, 677 students, 36% FRL); China Spring Middle (math 63% / reading 59%, grade B+, #145 of 1,662 statewide, top 9%, 478 students, 34% FRL); China Spring H S (math 50% / reading 69%, grade C+, #275 of 1,632 statewide, top 19%, 948 students, 31% FRL).
- Market conditions: 93 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,014 units permitted in McLennan County in 2024 (200 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- McLennan County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 158 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 158 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 6.11%
- Cash-on-cash
- -0.66%
- DSCR
- 0.97
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $265,612
- List price
- $275,000
- Delta
- 3.53%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7200 Guadalupe Rd | 0.20mi | 4/2.0 | 1,612 (-6%) | 1mo | $278,000 | $172 | 81 |
| 7024 Sulphur Ct | 0.22mi | 4/2.0 | 1,662 (-3%) | 7mo | $315,000 | $190 | 79 |
| 7201 Llano Dr | 0.22mi | 4/2.0 | 1,796 (+5%) | 2mo | $289,900 | $161 | 79 |
| 7012 Llano Dr | 0.16mi | 4/3.0 | 1,814 (+6%) | 3mo | $319,900 | $176 | 76 |
| 6932 Sulphur Ct | 0.21mi | 4/3.0 | 1,800 (+5%) | 2mo | $298,900 | $166 | 75 |
| 7020 Llano Dr | 0.17mi | 3/2.0 (-1) | 1,634 (-4%) | 10mo | $317,000 | $194 | 72 |
| 6941 Guadalupe Rd | 0.01mi | 3/2.0 (-1) | 1,501 (-12%) | 8mo | $255,000 | $170 | 68 |
| 242 Tulum Ln | 0.45mi | 4/2.0 | 1,809 (+6%) | 7mo | $300,000 | $166 | 63 |
| 7209 Guadalupe Rd | 0.22mi | 3/2.0 (-1) | 1,495 (-12%) | 11mo | $284,500 | $190 | 54 |
| 7208 Canadian Dr | 0.23mi | 3/2.0 (-1) | 1,495 (-12%) | 12mo | $267,000 | $179 | 53 |
| 11204 Echo Dr | 0.75mi | 3/2.0 (-1) | 1,578 (-8%) | 3mo | $279,900 | $177 | 45 |
| 215 Curry Ln | 0.56mi | 4/2.0 | 1,929 (+13%) | 12mo | $285,000 | $148 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.3%
- Equity multiple
- 0.39×
- Total profit
- $-47,081
- Equity at exit
- $41,003
- IRR
- -9.2%
- Equity multiple
- 0.43×
- Total profit
- $-43,798
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76633
- Active inventory
- 93
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $2,600 medium interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$519 /mo · $6,232/yr
- Insurance
- −$115
- HOA
- −$20
- Vacancy / Maint / Mgmt
- −$546
- Net cashflow
- $-42
Break-even live
Sensitivity live
| Price | -10% $114 | -5% $36 | +0% $-42 | +5% $-120 | +10% $-198 |
|---|---|---|---|---|---|
| Rent | -10% $-247 | -5% $-145 | +0% $-42 | +5% $61 | +10% $163 |
| Rate | -1.0pp $96 | -0.5pp $28 | base $-42 | +0.5pp $-113 | +1.0pp $-186 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10201 Altair Dr Waco, TX | 4.0 | 2.0 | 2032 | $2,600 | $1.28 | 23d | 1 | 1.44mi |
HOA detail
- Monthly dues
- $20 · $240/yr
Listing history 23 events
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2026-06-22days on market $275,000 Active 158 DOM
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2026-06-18days on market $275,000 Active 155 DOM
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2026-06-17days on market $275,000 Active 154 DOM
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2026-06-16days on market $275,000 Active 153 DOM
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2026-06-15days on market $275,000 Active 152 DOM
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2026-06-14days on market $275,000 Active 150 DOM
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2026-06-13days on market $275,000 Active 149 DOM
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2026-06-10days on market $275,000 Active 147 DOM
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2026-06-09days on market $275,000 Active 146 DOM
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2026-06-08days on market $275,000 Active 145 DOM
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2026-06-07days on market $275,000 Active 144 DOM
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2026-06-02days on market $275,000 Active 139 DOM
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2026-06-01days on market $275,000 Active 138 DOM
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2026-05-31days on market $275,000 Active 137 DOM
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2026-05-30days on market $275,000 Active 136 DOM
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2026-05-19price $275,000 692-char remark
Show marketing remark (692 chars)
ENTIRE HOME WAS RECENTLY PAINTED AND ALL CARPETS SHAMPOOED!! Welcome home to comfort and convenience in China Spring. This 4-bedroom, 2-bathroom residence feels brand new, boasting 2022 construction and nice updates. You’ll love the functional flow of the open living area, designed for easy evenings of entertaining or relaxing. The floor plan prioritizes privacy with a secluded primary suite, leaving three additional bedrooms for guests, or a dedicated home office. Step outside to enjoy the covered patio and spacious backyard, your new favorite spot for morning coffee. Located just minutes from top-rated schools and Waco amenities, this move-in-ready home is waiting for you.
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2026-02-23soldstatus
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2026-01-14$285,000 Active 682-char remark
Show marketing remark (682 chars)
Welcome home to comfort and convenience in China Spring. This 4-bedroom, 2-bathroom residence feels brand new, boasting 2022 construction and thoughtful upgrades like fresh interior paint and granite surfaces. You’ll love the functional flow of the open living area, designed for easy evenings of entertaining or relaxing. The floor plan prioritizes privacy with a secluded primary suite, leaving three additional bedrooms for guests, or a dedicated home office. Step outside to enjoy the covered patio and spacious backyard, your new favorite spot for morning coffee. Located just minutes from top-rated schools and Waco amenities, this move-in-ready home is waiting for you.
-
2026-01-14$285,000 Active
Show marketing remark (682 chars)
Welcome home to comfort and convenience in China Spring. This 4-bedroom, 2-bathroom residence feels brand new, boasting 2022 construction and thoughtful upgrades like fresh interior paint and granite surfaces. You’ll love the functional flow of the open living area, designed for easy evenings of entertaining or relaxing. The floor plan prioritizes privacy with a secluded primary suite, leaving three additional bedrooms for guests, or a dedicated home office. Step outside to enjoy the covered patio and spacious backyard, your new favorite spot for morning coffee. Located just minutes from top-rated schools and Waco amenities, this move-in-ready home is waiting for you.
-
2026-01-06$285,000 Active 692-char remark
Show marketing remark (692 chars)
ENTIRE HOME WAS RECENTLY PAINTED AND ALL CARPETS SHAMPOOED!! Welcome home to comfort and convenience in China Spring. This 4-bedroom, 2-bathroom residence feels brand new, boasting 2022 construction and nice updates. You’ll love the functional flow of the open living area, designed for easy evenings of entertaining or relaxing. The floor plan prioritizes privacy with a secluded primary suite, leaving three additional bedrooms for guests, or a dedicated home office. Step outside to enjoy the covered patio and spacious backyard, your new favorite spot for morning coffee. Located just minutes from top-rated schools and Waco amenities, this move-in-ready home is waiting for you.
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2025-12-29historical
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2025-11-04price $285,000
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2025-09-26$299,999 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,232 · $519/mo
- Projected year-2 tax
- $6,232 · $519/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $31,200
- − Mortgage interest
- −$15,404
- − Property taxes
- −$6,232
- − Insurance
- −$1,375
- − Repairs & maintenance
- −$2,496
- − Management
- −$2,496
- − HOA
- −$240
- − Depreciation
- −$8,000
- Taxable loss
- −$5,043
- Est. tax savings @ 24.0%
- +$1,210
- After-tax cash flow
- $706/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 11 photos
This move-in-ready home features new construction, fresh updates, and a functional floor plan. It's in excellent condition with minimal maintenance required.
Value-add opportunities
- Both Paint exterior and interior — Enhances curb appeal and interior aesthetics
- Both Replace landscaping — Improves curb appeal and adds value
- Both Install smart home features — Enhances convenience and adds value
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Replace landscaping — Improves curb appeal and adds value ↑
- Both Install smart home features — Enhances convenience and adds value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- China Spring ISD
- NCES district ID
- 4813960
- Math proficiency
- 58% ▼ -2.00%
- Reading proficiency
- 56% ▼ -1.00%
- Median HH income
- $71,314
- Composite
- 50.64/100
- National rank
- #1837
- State rank
- #70 of 826 in TX
Livability — Waco
- Score
- 74/100
- State rank
- #166
- US rank
- #4378
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Waco, TX
- City population
- 125,319
- Population (ZIP)
- 6,037
Population outlook (McLennan County) Hauer SSP2
- Today (2025)
- 264,191 people
- By 2030
- 273,578 · +3.6%
- By 2040
- 291,506 · +10.3%
- By 2050
- 308,044 · +16.6%
- By 2075
- 349,648 · +32.3%
- By 2100
- 364,779 · +38.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 14% Two or more races 4% Asian 1%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Lithuanian 2% Slovak 2% Portuguese 2%
- Foreign-born
- 3% · Canada, China, Jamaica
- Languages at home
- 90% English-only · Spanish 9% Chinese 1%
Political lean MEDSL · McLennan
- 2024 margin
- Solid R (+30.9) · D 34.0% · R 64.9% · Other 1.0%
- 2008→2024 swing
- -7.0pp toward R · 2008: -23.9pp · 2024: -30.9pp
- All cycles
- 2024: R+30.9 2020: R+23.4 2016: R+27.1 2012: R+29.8 2008: R+23.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.76%
- Current HPI
- 242.4084
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.3% since first listed8 events — show timeline
- 2026-05-19 Price Changed $275,000 NTREIS
- 2026-02-23 Sold (Public Records) — Public Records
- 2026-01-14 Listed $285,000 CTXMLS
- 2026-01-14 Listed $285,000 Unlock MLS
- 2026-01-06 Listed $285,000 NTREIS
- 2025-12-29 Listing Removed — NTREIS
- 2025-11-04 Price Changed $285,000 NTREIS
- 2025-09-26 Listed $299,999 NTREIS
Property tax history
+11.2%/yrLatest (2025): $6,232 · -7.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…