79338 Plummers Creek Dr · Jacksonville, FL 32097

$429,000

3 bd · 2.0 ba · 1,888 sqft · SingleFamily public records · 58 Days on market

Built 2019 Est $406k · 6% over $62/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Schools +6.0/10.0
• Cash flow +5.8/30.0
• ARV discount +4.9/15.0
• Livability +4.2/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +0.7/10.0
• DSCR +0.2/10.0

Listing remarks MLS

Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

Key facts

• Historic door
• Gourmet kitchen
• Sunroom addition

Tags

• SUNROOM ADDITION
• GOURMET KITCHEN
• HISTORIC DOOR
• FULLY FENCED BACKYARD
• CORNER LOT

Property features AI

Finance

• HOA & community: Community association with annual fee of $745; Community amenities include basketball court, playground, sidewalks; Community pool (community/shared, not private)

Exterior

• Parking: 2-car garage with garage door opener
• Utilities: Public sewer; Cable available; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; Single-story (entry level: 1)
• Construction: Shingle roof
• Exterior features: Privacy fencing in back yard; Corner lot; Shingle roof

Interior

• Kitchen: Dishwasher; Disposal; Double oven; Electric cooktop
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air (electric)
• Interior features: Eat-in kitchen; Entrance foyer; Kitchen island; Open floorplan; Pantry; Primary bathroom with tub and separate shower; Split bedroom layout; Walk-in closet(s)

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $429k.

Deal economics

• At list price, monthly cash flow is $-862 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $277k (35.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (43.0% below list).
• Recommended offer: $245k (43.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildlight Elementary (math 90% / reading 80%, grade A+, #35 of 2,144 statewide, top 2%, 1,025 students, 34% FRL); Yulee Middle School (math 73% / reading 61%, grade A-, #80 of 571 statewide, top 14%, 1,202 students, 41% FRL); Yulee High School (math 52% / reading 54%, grade C-, #148 of 667 statewide, top 23%, 1,407 students, 35% FRL) — zoned schools at 37% FRL track the district average.
• Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 32% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $46k of equity ($3k loan paydown + $43k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$74k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($416k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $275k; list at $429k implies a 56% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $244,656 (43.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 43% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.57% ✗
• Cap rate: 3.88%
• Cash-on-cash: -8.61%
• DSCR: 0.62
• GRM: 14.6

CMA / ARV

• ARV (on-the-fly): $405,920
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
78558 Goldfinch Ln	0.16mi	4/2.0 (+1)	1,871 (-1%)	5mo	$388,000	$207	82
88538 Waxwing Ct	0.24mi	3/2.0	1,982 (+5%)	2mo	$413,000	$208	78
78595 Goldfinch Ln	0.19mi	3/2.0	1,904 (+1%)	15mo	$419,000	$220	77
79179 Plummers Creek Dr	0.26mi	4/2.0 (+1)	1,956 (+4%)	0mo	$420,000	$215	77
88554 Waxwing Ct	0.24mi	3/2.0	1,724 (-9%)	8mo	$385,000	$223	68
79203 Plummers Creek Dr	0.21mi	4/2.0 (+1)	1,900 (+1%)	20mo	$400,000	$211	67
83399 Purple Martin Dr	0.68mi	3/2.0	1,923 (+2%)	2mo	$405,000	$211	64
79111 Plummers Creek Dr	0.40mi	3/2.0	1,916 (+2%)	20mo	$419,000	$219	62
79620 Plummers Creek Dr	0.64mi	3/2.0	1,953 (+3%)	8mo	$429,000	$220	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 18.2%
• Equity multiple: 2.49×
• Total profit: $178,393
• Equity at exit: $386,477

10-year hold

• IRR: 17.0%
• Equity multiple: 5.73×
• Total profit: $567,771
• Equity at exit: $833,453

Cash invested: $120,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 601
• Price-to-rent: 14.6×

Monthly cashflow live

• Estimated rent: $2,447 high
• Mortgage (P&I): −$2,250
• Tax from tax record: −$304 /mo · $3,650/yr
• Insurance: −$179
• HOA: −$62
• Vacancy / Maint / Mgmt: −$514
• Net cashflow: $-862

Break-even live

Break-even rent $3,537

Max offer price $276,757

Occupancy floor —

Sensitivity live

Price	-10% $-619	-5% $-740	+0% $-862	+5% $-983	+10% $-1,105
Rent	-10% $-1,055	-5% $-958	+0% $-862	+5% $-765	+10% $-669
Rate	-1.0pp $-646	-0.5pp $-753	base $-862	+0.5pp $-973	+1.0pp $-1,086

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $107,250
• Closing costs: $12,870
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
74700 Mills Preserve Cir Yulee, FL	1.0–3.0	1.0–2.0	1127	$2,025	$1.80	25d	1	0.69mi
65343 River Glen Pkwy Yulee, FL	3.0	2.0	1714	$2,195	$1.28	25d	1	1.03mi
65303 River Glen Pkwy Yulee, FL	4.0	2.0	2160	$2,400	$1.11	25d	1	1.06mi
70305 Winding River Dr Yulee, FL	4.0	3.0	2042	$2,500	$1.22	25d	1	1.07mi
75075 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,399	$1.29	6d	1	1.16mi
75045 Morning Glen Ct Yulee, FL	3.0	2.0	1685	$2,310	$1.37	22d	1	1.22mi
75346 Bridgewater Dr Yulee, FL	3.0	2.0	1711	$2,300	$1.34	25d	1	1.25mi
75008 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,300	$1.24	25d	1	1.27mi
75094 Glenspring Way Yulee, FL	3.0	2.0	2055	$2,500	$1.22	25d	1	1.41mi

HOA detail

• Monthly dues: $62 · $744/yr
• Likely covers: pool

Listing history 17 events

1. 2026-06-13
   days on marketlisting id $429,000 Pending 58 DOM
2. 2026-06-02
   status $429,000 Pending 76 DOM
3. 2026-06-01
   days on market $429,000 Active Under Contract 76 DOM
4. 2026-05-31
   days on market $429,000 Active Under Contract 75 DOM
5. 2026-05-14
   historical Active Under Contract

   Show marketing remark (1614 chars)

   Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

6. 2026-05-14
   status Pending 1614-char remark

   Show marketing remark (1614 chars)

   Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

7. 2026-04-16
   price $429,000 1614-char remark

   Show marketing remark (1614 chars)

   Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

8. 2026-04-16
   price $429,000

   Show marketing remark (1614 chars)

   Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

9. 2026-03-17
   listed $439,000 Active

   Show marketing remark (1614 chars)

   Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

10. 2026-03-17
    listed $439,000 Active 1614-char remark

    Show marketing remark (1614 chars)

    Experience the perfect blend of coastal lifestyle and unmatched flexibility in this beautifully maintained Edison floorplan, situated in the highly sought-after Plummer Creek community. What sets this home apart is the rare, 224-square-foot climate-controlled sunroom addition completed just last year. Featuring its own dedicated split AC system and high-performance Shark Coating flooring, this versatile sanctuary serves as the ultimate executive home office, a bright second living area, or a peaceful year-round retreat—an upgrade truly unique to this neighborhood. The interior shines with a bright, open-concept layout and a desirable split floorplan that ensures maximum privacy for the owner's suite. At the heart of the home, the gourmet kitchen inspires with sleek quartz countertops, modern white cabinetry, a spacious walk-in pantry, and a one-of-a-kind historic door paired with a custom spice rack that adds a touch of artisanal charm. Positioned on a premium corner lot, the property offers a fully fenced backyard perfect for entertaining, pets, or play. Life in Plummer Creek comes with the luxury of a community pool and parks, all while maintaining some of the area's most attractive financials with LOW HOA and NO CDD fees. Located just minutes from I-95, shopping, and dining, you are perfectly positioned for a quick commute or a short drive to the world-class beaches of Amelia Island and the historic beauty of Fernandina Beach. Move-in ready and distinctively upgraded, this home represents a rare opportunity to own the most functional and flexible floorplan in the heart of Yulee.

11. 2019-08-22
    soldstatus $274,592 838-char remark

    Show marketing remark (838 chars)

    **Actual Photos** Estimated Completion October 2019! This Edison floor plan has a beautiful gourmet kitchen with double ovens and 2 car garage. Located close to historic Fernandina and Amelia Island, Plummer Creek is perfect for those looking for a simpler lifestyle. With shopping, restaurants and entertainment nearby, you can have anything you need within a short drive. Families joining the community will enjoy Nassau County's ''A'' rated schools. Another perk to living in this beautiful community are the luxurious amenities, including a large outdoor kitchen and pool. With an abundance of lots to choose from, Dream Finders Homes has the perfect home for you. Whether you're dreaming of a lakefront getaway or more private preserve home site, we can help you build the home of you build the home of your dreams in Plummer Creek!

12. 2019-08-22
    soldstatus $274,990

    Show marketing remark (838 chars)

    **Actual Photos** Estimated Completion October 2019! This Edison floor plan has a beautiful gourmet kitchen with double ovens and 2 car garage. Located close to historic Fernandina and Amelia Island, Plummer Creek is perfect for those looking for a simpler lifestyle. With shopping, restaurants and entertainment nearby, you can have anything you need within a short drive. Families joining the community will enjoy Nassau County's ''A'' rated schools. Another perk to living in this beautiful community are the luxurious amenities, including a large outdoor kitchen and pool. With an abundance of lots to choose from, Dream Finders Homes has the perfect home for you. Whether you're dreaming of a lakefront getaway or more private preserve home site, we can help you build the home of you build the home of your dreams in Plummer Creek!

13. 2019-08-22
    soldstatus $274,592

    Show marketing remark (838 chars)

    **Actual Photos** Estimated Completion October 2019! This Edison floor plan has a beautiful gourmet kitchen with double ovens and 2 car garage. Located close to historic Fernandina and Amelia Island, Plummer Creek is perfect for those looking for a simpler lifestyle. With shopping, restaurants and entertainment nearby, you can have anything you need within a short drive. Families joining the community will enjoy Nassau County's ''A'' rated schools. Another perk to living in this beautiful community are the luxurious amenities, including a large outdoor kitchen and pool. With an abundance of lots to choose from, Dream Finders Homes has the perfect home for you. Whether you're dreaming of a lakefront getaway or more private preserve home site, we can help you build the home of you build the home of your dreams in Plummer Creek!

14. 2018-07-19
    listed $274,990 838-char remark

    Show marketing remark (838 chars)

    **Actual Photos** Estimated Completion October 2019! This Edison floor plan has a beautiful gourmet kitchen with double ovens and 2 car garage. Located close to historic Fernandina and Amelia Island, Plummer Creek is perfect for those looking for a simpler lifestyle. With shopping, restaurants and entertainment nearby, you can have anything you need within a short drive. Families joining the community will enjoy Nassau County's ''A'' rated schools. Another perk to living in this beautiful community are the luxurious amenities, including a large outdoor kitchen and pool. With an abundance of lots to choose from, Dream Finders Homes has the perfect home for you. Whether you're dreaming of a lakefront getaway or more private preserve home site, we can help you build the home of you build the home of your dreams in Plummer Creek!

15. 2018-07-19
    listed $274,990

    Show marketing remark (838 chars)

    **Actual Photos** Estimated Completion October 2019! This Edison floor plan has a beautiful gourmet kitchen with double ovens and 2 car garage. Located close to historic Fernandina and Amelia Island, Plummer Creek is perfect for those looking for a simpler lifestyle. With shopping, restaurants and entertainment nearby, you can have anything you need within a short drive. Families joining the community will enjoy Nassau County's ''A'' rated schools. Another perk to living in this beautiful community are the luxurious amenities, including a large outdoor kitchen and pool. With an abundance of lots to choose from, Dream Finders Homes has the perfect home for you. Whether you're dreaming of a lakefront getaway or more private preserve home site, we can help you build the home of you build the home of your dreams in Plummer Creek!

16. 2018-07-19
    listed $274,990

    Show marketing remark (838 chars)

    **Actual Photos** Estimated Completion October 2019! This Edison floor plan has a beautiful gourmet kitchen with double ovens and 2 car garage. Located close to historic Fernandina and Amelia Island, Plummer Creek is perfect for those looking for a simpler lifestyle. With shopping, restaurants and entertainment nearby, you can have anything you need within a short drive. Families joining the community will enjoy Nassau County's ''A'' rated schools. Another perk to living in this beautiful community are the luxurious amenities, including a large outdoor kitchen and pool. With an abundance of lots to choose from, Dream Finders Homes has the perfect home for you. Whether you're dreaming of a lakefront getaway or more private preserve home site, we can help you build the home of you build the home of your dreams in Plummer Creek!

17. 2018-07-17
    listed $274,990

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,650 · $304/mo
• Projected year-2 tax: $3,650 · $304/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,359
• − Mortgage interest: −$24,031
• − Property taxes: −$3,650
• − Insurance: −$2,145
• − Repairs & maintenance: −$2,349
• − Management: −$2,349
• − HOA: −$744
• − Depreciation: −$12,480
• Taxable loss: −$18,388
• Est. tax savings @ 24.0%: +$4,413
• After-tax cash flow: $-5,929/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+56.0% since first listed

13 events — show timeline

• 2026-05-14 Contingent — realMLS
• 2026-05-14 Pending — AINCAR
• 2026-04-16 Price Changed $429,000 AINCAR
• 2026-04-16 Price Changed $429,000 realMLS
• 2026-03-17 Listed $439,000 AINCAR
• 2026-03-17 Listed $439,000 realMLS
• 2019-08-22 Sold (MLS) $274,592 AINCAR
• 2019-08-22 Sold (MLS) $274,990 AINCAR
• 2019-08-22 Sold (MLS) $274,592 realMLS
• 2018-07-19 Listed $274,990 AINCAR
• 2018-07-19 Listed $274,990 AINCAR
• 2018-07-19 Listed $274,990 realMLS
• 2018-07-17 Listed $274,990 AINCAR

Property tax history

+33.5%/yr

Latest (2025): $3,650 · +9.0% YoY. Source: county tax records.