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301 Crystal Ln
D Composite 42.58
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.9/30.0
  • DSCR +6.0/10.0
  • Rent growth +4.4/5.0
  • 1% rule +4.1/10.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$244,900

301 Crystal Ln · Sulphur, LA 70663
3 bd · 2.5 ba · 2,119 sqft · SingleFamily · 40 Days on market
Built 1979 0.25 ac lot $116/sqft · 18% above area Est $208k · 18% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming updated home features 3 bedrooms and 2.5 baths. The kitchen area is open to the living area and has vaulted ceilings with accent beams. Upstairs you will find a nice game room area overlooking the living area below and 1/. 2 bath. The large sunroom is open and bright with separate heating and cooling. The HVAC system, windows and roof have all been recently updated. Located in the back fenced yard is a nice workshop. Call for your private showing today. All measurements are more or less.

Key facts

  • Gorgeous countertops
  • Soaring ceilings
  • Exposed beams

Tags

SOARING CEILINGSEXPOSED BEAMSLOFT-STYLE UPSTAIRS AREAUPDATED CABINETRYGORGEOUS COUNTERTOPSGAS RANGE

Property features AI

Exterior

  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
  • Home design: House; 2 stories
  • Exterior features: City lot; Rectangular lot; Lot dimensions about 77 x 150

Interior

  • Kitchen: Equipped with dishwasher, microwave, oven, range and refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Bathrooms: 2 full bathrooms; 1 half bathroom; 2 main-level bathrooms
  • Interior features: Dishwasher; Microwave; Oven; Range; Refrigerator; Central air; Ceiling fan(s); Central heating; No fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $253 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (9.3% below list).
  • Recommended offer: $222k (9.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Maplewood Elementary (math 23% / reading 38%, grade F, #324 of 646 statewide, top 51%, 651 students, 55% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: Rents rising fast (+7.7%/yr); 294 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 7.7% rent growth), your $69k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $245k implies a 227% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $222,196 (9.3% below list)

Questions for the listing agent

  1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.53%
Cash-on-cash
4.42%
DSCR
1.20
GRM
9.2

CMA / ARV

ARV (median comp)
$208,285
List price
$244,900
Delta
17.58%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2618 Roxton St 0.42mi 3/2.0 2,190 (+3%) 2mo $180,500 $82 72
608 Shady Ln 0.09mi 3/3.0 1,903 (-10%) 8mo $215,000 $113 70
28 Horseshoe Ln 0.34mi 4/2.0 (+1) 2,300 (+8%) 6mo $285,000 $124 57
2807 Mary Ann Dr 0.23mi 4/2.0 (+1) 1,870 (-12%) 8mo $209,000 $112 56
26 Horseshoe Ln 0.33mi 2/2.0 (-1) 1,840 (-13%) 1mo $163,150 $89 55
300 Madison St 0.59mi 4/2.0 (+1) 1,990 (-6%) 3mo $255,000 $128 53
1415 Beth St 0.45mi 3/2.0 1,832 (-14%) 3mo $225,000 $123 52
104 Garden St 0.51mi 3/3.0 1,848 (-13%) 2mo $202,000 $109 51
1005 Michelle Dr 0.61mi 3/2.0 1,992 (-6%) 11mo $285,000 $143 51
916 Jacques Dr 0.56mi 3/3.0 2,340 (+10%) 6mo $317,000 $135 49
2505 Jayson St 0.74mi 4/2.0 (+1) 1,913 (-10%) 1mo $195,000 $102 41
2213 Comanche St 0.69mi 3/2.0 2,430 (+15%) 2mo $90,000 $37 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.65% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.81×
Total profit
$-12,802
Equity at exit
$36,515
10-year hold
IRR
9.3%
Equity multiple
1.85×
Total profit
$58,393
Equity at exit
$21,174

Cash invested: $68,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70663

Rents YoY
7.7%
Active inventory
294
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$2,222 medium interval (Pro) →
Mortgage (P&I)
$1,284
Tax from tax record
$117 /mo · $1,398/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$467
Net cashflow
$253

Break-even live

Break-even rent $1,902
Max offer price $244,900
Occupancy floor 84%

Sensitivity live

Price -10% $391 -5% $322 +0% $253 +5% $183 +10% $114
Rent -10% $77 -5% $165 +0% $253 +5% $340 +10% $428
Rate -1.0pp $376 -0.5pp $315 base $253 +0.5pp $189 +1.0pp $124

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,225
Closing costs
$7,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
608 Shady Ln Sulphur, LA 3.0 3.0 1903 $2,200 $1.16 45d 1 0.08mi
1016 Jacques Dr Sulphur, LA 4.0 3.0 2350 $3,000 $1.28 45d 1 0.49mi
103 Jackson Ave Sulphur, LA 4.0 2.0 2114 $4,500 $2.13 45d 1 1.02mi
708 Alabama St Sulphur, LA 4.0 2.5 2335 $2,800 $1.20 23d 1 1.11mi

Listing history 22 events

  1. 2026-06-21
    days on market $244,900 Active 40 DOM
  2. 2026-06-19
    days on market $244,900 Active 38 DOM
  3. 2026-06-18
    days on market $244,900 Active 37 DOM
  4. 2026-06-17
    days on market $244,900 Active 36 DOM
  5. 2026-06-16
    days on market $244,900 Active 35 DOM
  6. 2026-06-15
    days on market $244,900 Active 34 DOM
  7. 2026-06-14
    days on market $244,900 Active 32 DOM
  8. 2026-06-13
    days on market $244,900 Active 31 DOM
  9. 2026-06-10
    days on market $244,900 Active 29 DOM
  10. 2026-06-09
    days on market $244,900 Active 28 DOM
  11. 2026-06-08
    days on market $244,900 Active 27 DOM
  12. 2026-06-07
    days on market $244,900 Active 26 DOM
  13. 2026-06-05
    days on market $244,900 Active 23 DOM
  14. 2026-06-03
    price $244,900 Active 21 DOM
  15. 2026-06-02
    days on market $249,999 Active 21 DOM
  16. 2026-06-01
    days on market $249,999 Active 20 DOM
  17. 2026-05-31
    days on market $249,999 Active 19 DOM
  18. 2026-05-30
    days on market $249,999 Active 18 DOM
  19. 2026-05-13
    listed $249,999 Active 938-char remark
  20. 2023-04-21
    soldstatus 506-char remark
    Show marketing remark (506 chars)

    This charming updated home features 3 bedrooms and 2.5 baths. The kitchen area is open to the living area and has vaulted ceilings with accent beams. Upstairs you will find a nice game room area overlooking the living area below and 1/. 2 bath. The large sunroom is open and bright with separate heating and cooling. The HVAC system, windows and roof have all been recently updated. Located in the back fenced yard is a nice workshop. Call for your private showing today. All measurements are more or less.

  21. 2022-11-08
    listed $249,900 506-char remark
    Show marketing remark (506 chars)

    This charming updated home features 3 bedrooms and 2.5 baths. The kitchen area is open to the living area and has vaulted ceilings with accent beams. Upstairs you will find a nice game room area overlooking the living area below and 1/. 2 bath. The large sunroom is open and bright with separate heating and cooling. The HVAC system, windows and roof have all been recently updated. Located in the back fenced yard is a nice workshop. Call for your private showing today. All measurements are more or less.

  22. 1998-01-26
    soldstatus $74,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,398 · $117/mo
Projected year-2 tax
$1,398 · $117/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,664
− Mortgage interest
−$13,718
− Property taxes
−$1,398
− Insurance
−$1,224
− Repairs & maintenance
−$2,133
− Management
−$2,133
− Depreciation
−$7,124
Taxable loss
−$1,068
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$256
After-tax cash flow
$3,286/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
County
Calcasieu Parish · 170,889 people
City population
27,799
Metro
Lake Charles, LA
Population (ZIP)
27,799
Household income
$64,707
Rent vs Own
19.7% rent · 80.3% own
Severe rent burden
197.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Black 8% Hispanic / Latino 5% Two or more races 4%
Common ancestry
Lithuanian 13% Slovak 2% Scandinavian 1%
Foreign-born
3% · Canada, Vietnam
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 2% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -104.29%
Current HPI
100.0895
Rent YoY
▲ 7.65%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+227.0% since first listed
5 events — show timeline
  • 2026-06-02 Price Changed $244,900 SWLAR
  • 2026-05-13 Listed $249,999 SWLAR
  • 2023-04-21 Sold (MLS) SWLAR
  • 2022-11-08 Listed $249,900 SWLAR
  • 1998-01-26 Sold (Public Records) $74,900 Public Records

Property tax history

+4.0%/yr

Latest (2025): $1,398 · +0.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…