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2212 Crescendo Dr
F Composite 30.09
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.8/30.0
  • DSCR +3.5/10.0
  • 1% rule +3.4/10.0
  • Rent growth +3.4/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$155,000

2212 Crescendo Dr · Jonesboro, AR 72401
3 bd · 1.0 ba · 912 sqft · SingleFamily public records · 93 Days on market
Built 1982 Est $108k · 44% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 1 bath home located in Jonesboro! This well-maintained property features new carpet in all bedrooms and a spacious, open living room that's perfect for relaxing or entertaining. The home offers central heat and air, along with major updates including a newer roof, HVAC system, and water heaterall within the last 10 years for added peace of mind. Step outside to enjoy a large backyard complete with a privacy fence and a shop, ideal for storage, hobbies, or a workspace. This cute and affordable home is perfect for first-time buyers, or anyone looking for comfort and value.

Key facts

  • New carpet
  • Central heat and air
  • Newer roof

Tags

NEW CARPETCENTRAL HEAT AND AIRNEWER ROOFHVAC SYSTEMWATER HEATERLARGE BACKYARD

Property features AI

Finance

  • HOA & community: No fee community amenity

Exterior

  • Parking: Carport for 4+ cars
  • Utilities: Public sewer; Public water
  • Home design: Metal/vinyl siding; 3-tab shingle roof; Slab foundation
  • Construction: Metal/Vinyl siding construction; Slab foundation; 3-tab shingle roof
  • Exterior features: Patio; Porch; Outside storage area; Shop; Wood fence; Paved road access; Level lot; Inside city limits

Interior

  • Kitchen: Refrigerator stays
  • Flooring: Carpet; Vinyl; Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central electric heating; Central electric cooling
  • Interior features: Carpet, vinyl, and tile flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $-43 ($-522/yr) — negative.
  • To cash-flow at today's rent, offer at most $149k (4.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $130k (16.1% below list).
  • Recommended offer: $130k (16.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 4.4% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#145 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Jonesboro School District (urban): math 28% / reading 28% proficiency, ranked #169 of 238 in AR (top 71%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Kindergarten Center (503 students, 100% FRL); Annie Camp Jr. High School (math 22% / reading 34%, grade F, #150 of 201 statewide, top 76%, 784 students, 100% FRL) — zoned schools average 100% FRL vs 67% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.6%/yr); 301 active listings in the ZIP; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $62k; list at $155k implies a 150% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,086 (16.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.96%
Cash-on-cash
-1.20%
DSCR
0.95
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$107,616
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1621 French St 0.46mi 3/1.0 889 (-2%) 7mo $106,000 $119 68
209 W Easy St 0.63mi 3/1.5 925 (+1%) 11mo $80,000 $86 57
214 David Cv 0.46mi 3/1.0 1,015 (+11%) 15mo $120,000 $118 47
1002 Darlene Dr 0.65mi 3/1.0 1,032 (+13%) 2mo $111,000 $108 46
1608 Granger Dr 0.71mi 2/1.0 (-1) 877 (-4%) 14mo $135,000 $154 44
202 Cedar St 0.70mi 2/1.0 (-1) 832 (-9%) 16mo $80,000 $96 35
204 Cedar St 0.70mi 2/1.0 (-1) 832 (-9%) 16mo $80,000 $96 35
1701 N Patrick 0.54mi 2/1.0 (-1) 775 (-15%) 12mo $132,000 $170 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.64% rent growth · sell at horizon

5-year hold
IRR
-17.6%
Equity multiple
0.38×
Total profit
$-27,023
Equity at exit
$23,111
10-year hold
IRR
-8.4%
Equity multiple
0.46×
Total profit
$-23,513
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72401

Home prices YoY
-34.2%
Rents YoY
3.6%
Active inventory
301
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,301 medium interval (Pro) →
Mortgage (P&I)
$813
Tax est. 1.5%
$194 /mo · $2,325/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$-43

Break-even live

Break-even rent $1,356
Max offer price $148,708
Occupancy floor 98%

Sensitivity live

Price -10% $64 -5% $10 +0% $-43 +5% $-97 +10% $-151
Rent -10% $-146 -5% $-95 +0% $-43 +5% $8 +10% $59
Rate -1.0pp $35 -0.5pp $-4 base $-43 +0.5pp $-84 +1.0pp $-125

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-22
    days on market $155,000 Active 93 DOM
  2. 2026-06-19
    days on market $155,000 Active 91 DOM
  3. 2026-06-18
    days on market $155,000 Active 90 DOM
  4. 2026-06-17
    days on market $155,000 Active 89 DOM
  5. 2026-06-16
    days on market $155,000 Active 88 DOM
  6. 2026-06-15
    days on market $155,000 Active 87 DOM
  7. 2026-06-14
    days on market $155,000 Active 85 DOM
  8. 2026-06-13
    days on market $155,000 Active 84 DOM
  9. 2026-06-10
    days on market $155,000 Active 82 DOM
  10. 2026-06-09
    days on market $155,000 Active 81 DOM
  11. 2026-06-08
    days on market $155,000 Active 80 DOM
  12. 2026-06-07
    days on market $155,000 Active 79 DOM
  13. 2026-06-05
    days on market $155,000 Active 76 DOM
  14. 2026-06-02
    days on market $155,000 Active 74 DOM
  15. 2026-06-01
    days on market $155,000 Active 73 DOM
  16. 2026-05-31
    days on market $155,000 Active 72 DOM
  17. 2026-05-30
    days on market $155,000 Active 71 DOM
  18. 2026-05-20
    price $155,000
    Show marketing remark (597 chars)

    Charming 3-bedroom, 1 bath home located in Jonesboro! This well-maintained property features new carpet in all bedrooms and a spacious, open living room that's perfect for relaxing or entertaining. The home offers central heat and air, along with major updates including a newer roof, HVAC system, and water heaterall within the last 10 years for added peace of mind. Step outside to enjoy a large backyard complete with a privacy fence and a shop, ideal for storage, hobbies, or a workspace. This cute and affordable home is perfect for first-time buyers, or anyone looking for comfort and value.

  19. 2026-05-20
    price $155,000 597-char remark
    Show marketing remark (597 chars)

    Charming 3-bedroom, 1 bath home located in Jonesboro! This well-maintained property features new carpet in all bedrooms and a spacious, open living room that's perfect for relaxing or entertaining. The home offers central heat and air, along with major updates including a newer roof, HVAC system, and water heaterall within the last 10 years for added peace of mind. Step outside to enjoy a large backyard complete with a privacy fence and a shop, ideal for storage, hobbies, or a workspace. This cute and affordable home is perfect for first-time buyers, or anyone looking for comfort and value.

  20. 2026-04-15
    price $159,900
  21. 2026-04-14
    price $159,900 597-char remark
    Show marketing remark (597 chars)

    Charming 3-bedroom, 1 bath home located in Jonesboro! This well-maintained property features new carpet in all bedrooms and a spacious, open living room that's perfect for relaxing or entertaining. The home offers central heat and air, along with major updates including a newer roof, HVAC system, and water heaterall within the last 10 years for added peace of mind. Step outside to enjoy a large backyard complete with a privacy fence and a shop, ideal for storage, hobbies, or a workspace. This cute and affordable home is perfect for first-time buyers, or anyone looking for comfort and value.

  22. 2026-03-20
    listed $165,000 New Listing
    Show marketing remark (597 chars)

    Charming 3-bedroom, 1 bath home located in Jonesboro! This well-maintained property features new carpet in all bedrooms and a spacious, open living room that's perfect for relaxing or entertaining. The home offers central heat and air, along with major updates including a newer roof, HVAC system, and water heaterall within the last 10 years for added peace of mind. Step outside to enjoy a large backyard complete with a privacy fence and a shop, ideal for storage, hobbies, or a workspace. This cute and affordable home is perfect for first-time buyers, or anyone looking for comfort and value.

  23. 2026-03-20
    listed $165,000 Active 597-char remark
    Show marketing remark (597 chars)

    Charming 3-bedroom, 1 bath home located in Jonesboro! This well-maintained property features new carpet in all bedrooms and a spacious, open living room that's perfect for relaxing or entertaining. The home offers central heat and air, along with major updates including a newer roof, HVAC system, and water heaterall within the last 10 years for added peace of mind. Step outside to enjoy a large backyard complete with a privacy fence and a shop, ideal for storage, hobbies, or a workspace. This cute and affordable home is perfect for first-time buyers, or anyone looking for comfort and value.

  24. 2005-09-16
    soldstatus $62,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,610
− Mortgage interest
−$8,682
− Property taxes
−$2,325
− Insurance
−$775
− Repairs & maintenance
−$1,249
− Management
−$1,249
− Depreciation
−$4,509
Taxable loss
−$3,179
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$763
After-tax cash flow
$241/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jonesboro School District
NCES district ID
0508280
Math proficiency
28% ▼ -9.00%
Reading proficiency
28% ▼ -8.00%
Median HH income
$34,347
Composite
23.06/100
National rank
#7967
State rank
#169 of 238 in AR

Livability — Jonesboro

Score
65/100
State rank
#145
US rank
#12692

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jonesboro, AR
County
Craighead County · 97,185 people
City population
91,245
Metro
Jonesboro, AR
Population (ZIP)
42,602
Household income
$45,329
Rent vs Own
51.1% rent · 48.9% own
Severe rent burden
2606.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 60% Black 26% Hispanic / Latino 9% Two or more races 7%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Slovak 2% Italian 1% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.25%
Current HPI
208.2079
Rent YoY
▲ 3.64%
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+150.0% since first listed
7 events — show timeline
  • 2026-05-20 Price Changed $155,000 CARMLS
  • 2026-05-20 Price Changed $155,000 NEABOR MLS
  • 2026-04-15 Price Changed $159,900 CARMLS
  • 2026-04-14 Price Changed $159,900 NEABOR MLS
  • 2026-03-20 Listed $165,000 NEABOR MLS
  • 2026-03-20 Listed $165,000 CARMLS
  • 2005-09-16 Sold (Public Records) $62,000 Public Records

Property tax history

-11.2%/yr

Latest (2024): $32 · -62.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…