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201 Ekana Cir
D Composite 41.23
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +7.5/15.0
  • Livability +4.2/5.0
  • Appreciation +4.0/10.0
  • Rent growth +3.9/5.0
  • Schools +3.9/10.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0

$410,000

201 Ekana Cir · Daytona Beach, FL 32124
3 bd · 2.0 ba · 1,770 sqft · SingleFamily public records · 194 Days on market
Built 2004 7,405 sqft lot $157/mo HOA · 5% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Listed BELOW APPRAISED VALUE, this 3-bedroom 2-bathroom home is located on the 6th hole of the LPGA Golf Course. Arched shaped windows welcome you into this gracious home that features TWO Primary Suites both with their own sliding glass doors to the outdoor living space - all in a split floor plan! Both Suites also have custom built walk-in closets. Enjoy effortless entertaining in the open concept of Kitchen/Living/and Dining Great Room. Kitchen boasts hardwood cabinetry, stainless steel and black appliances. Loads of natural light will carry your eyes out to the rolling golf course and pond views. Large screened in outdoor living area with paver patio allows for both sunbathing and shade. Third bedroom can double as an office/flex room. Plantation Shutters through out and sliding plantation shutters on glass doors. Separate Laundry Room. 2-Car Garage with ample storage space. AC and Smart Thermostat new in June 2025. Roof/Gutters and Screened-In Enclosure new in May 2018 with transferrable roof warranty. Water Heater new in July 2017. HOA takes care of the lawn/shrubs.

Key facts

  • Plantation shutters
  • Two primary suites
  • Paver patio

Tags

TWO PRIMARY SUITESCUSTOM BUILT WALK-IN CLOSETSHARDWOOD CABINETRYPAVER PATIOPLANTATION SHUTTERSSEPARATE LAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $410k.

Deal economics

  • At list price, monthly cash flow is $-235 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $368k (10.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $296k (27.8% below list).
  • Recommended offer: $296k (27.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
  • Market conditions: Rents rising fast (+5.5%/yr); 335 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-2.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 194 days — a 12% lower offer ($361k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $180k; list at $410k implies a 128% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $295,913 (27.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 194 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.61%
Cash-on-cash
-2.46%
DSCR
0.89
GRM
11.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.99% appreciation · 5.46% rent growth · sell at horizon

5-year hold
IRR
-12.2%
Equity multiple
0.51×
Total profit
$-56,440
Equity at exit
$79,833
10-year hold
IRR
-2.1%
Equity multiple
0.82×
Total profit
$-20,821
Equity at exit
$68,420

Cash invested: $114,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32124

Home prices YoY
-0.6%
Rents YoY
5.5%
Active inventory
335
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$2,959 high interval (Pro) →
Mortgage (P&I)
$2,150
Tax from tax record
$95 /mo · $1,138/yr
Insurance
$171
HOA
$157
Vacancy / Maint / Mgmt
$621
Net cashflow
$-235

Break-even live

Break-even rent $3,257
Max offer price $368,481
Occupancy floor

Sensitivity live

Price -10% $-3 -5% $-119 +0% $-235 +5% $-351 +10% $-467
Rent -10% $-469 -5% $-352 +0% $-235 +5% $-118 +10% $-1
Rate -1.0pp $-29 -0.5pp $-131 base $-235 +0.5pp $-341 +1.0pp $-449

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$102,500
Closing costs
$12,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
102 Carnival Dr Daytona Beach, FL 3.0 2.0 1998 $2,650 $1.33 25d 1 0.37mi
100 Integra TC Blvd Daytona Beach, FL 3.0 1.0–2.0 942 $2,544 $2.70 13d 28 0.43mi
402 Tiki Ter Daytona Beach, FL 2.0 2.0 1608 $2,800 $1.74 25d 1 0.66mi
1250 Champions Dr Daytona Beach, FL 3.0 2.0 2004 $2,650 $1.32 25d 1 0.76mi
1016 Sea Shell Ct Daytona Beach, FL 2.0 2.0 1563 $2,700 $1.73 25d 1 0.80mi
284 Links Terrace Blvd Daytona Beach, FL 4.0 2.5 2200 $2,850 $1.30 25d 1 1.05mi
243 Hang Loose Way Daytona Beach, FL 2.0 2.0 1308 $3,449 $2.64 25d 1 1.15mi
1131 Fins Up Ct Daytona Beach, FL 3.0 2.0 1848 $3,000 $1.62 25d 1 1.16mi
137 Lost Ball Dr Daytona Beach, FL 4.0 2.5 2168 $2,950 $1.36 13d 1 1.17mi
136 Links Terrace Blvd Daytona Beach, FL 3.0 2.0 1483 $2,500 $1.69 21d 1 1.17mi
132 Lost Ball Dr Daytona Beach, FL 3.0 2.0 1484 $2,300 $1.55 25d 1 1.18mi
261 Hang Loose Way Daytona Beach, FL 2.0 2.0 1464 $2,850 $1.95 25d 1 1.19mi
819 Coral Reef Way Daytona Beach, FL 2.0 2.0 1778 $3,000 $1.69 23d 1 1.22mi
250 Latitude Dr Daytona Beach, FL 2.0 2.0 1488 $3,000 $2.02 25d 1 1.28mi
1310 Tomoka Town Center Dr Daytona Beach, FL 1.0–3.0 1.0–2.0 1003 $2,078 $2.07 13d 24 1.31mi
424 Tropics Ave Daytona Beach, FL 2.0 2.5 2080 $3,400 $1.63 25d 1 1.32mi
357 Hang Loose Way Daytona Beach, FL 2.0 2.0 1308 $2,500 $1.91 13d 1 1.34mi
109 Salt Shaker St Daytona Beach, FL 2.0 2.0 1563 $2,900 $1.86 16d 1 1.37mi
579 High Tide Ln Daytona Beach, FL 2.0 2.0 1464 $2,500 $1.71 25d 1 1.48mi

HOA detail

Monthly dues
$157 · $1,884/yr
Likely covers
water

Listing history 12 events

  1. 2026-06-03
    statusdays on market $410,000 Pending 194 DOM
  2. 2026-06-01
    days on market $410,000 Active 193 DOM
  3. 2026-05-31
    days on market $410,000 Active 192 DOM
  4. 2026-05-31
    days on market $410,000 Active 191 DOM
  5. 2026-04-07
    price $410,000 1089-char remark
    Show marketing remark (1089 chars)

    Listed BELOW APPRAISED VALUE, this 3-bedroom 2-bathroom home is located on the 6th hole of the LPGA Golf Course. Arched shaped windows welcome you into this gracious home that features TWO Primary Suites both with their own sliding glass doors to the outdoor living space - all in a split floor plan! Both Suites also have custom built walk-in closets. Enjoy effortless entertaining in the open concept of Kitchen/Living/and Dining Great Room. Kitchen boasts hardwood cabinetry, stainless steel and black appliances. Loads of natural light will carry your eyes out to the rolling golf course and pond views. Large screened in outdoor living area with paver patio allows for both sunbathing and shade. Third bedroom can double as an office/flex room. Plantation Shutters through out and sliding plantation shutters on glass doors. Separate Laundry Room. 2-Car Garage with ample storage space. AC and Smart Thermostat new in June 2025. Roof/Gutters and Screened-In Enclosure new in May 2018 with transferrable roof warranty. Water Heater new in July 2017. HOA takes care of the lawn/shrubs.

  6. 2026-03-01
    price $423,900 1089-char remark
    Show marketing remark (1089 chars)

    Listed BELOW APPRAISED VALUE, this 3-bedroom 2-bathroom home is located on the 6th hole of the LPGA Golf Course. Arched shaped windows welcome you into this gracious home that features TWO Primary Suites both with their own sliding glass doors to the outdoor living space - all in a split floor plan! Both Suites also have custom built walk-in closets. Enjoy effortless entertaining in the open concept of Kitchen/Living/and Dining Great Room. Kitchen boasts hardwood cabinetry, stainless steel and black appliances. Loads of natural light will carry your eyes out to the rolling golf course and pond views. Large screened in outdoor living area with paver patio allows for both sunbathing and shade. Third bedroom can double as an office/flex room. Plantation Shutters through out and sliding plantation shutters on glass doors. Separate Laundry Room. 2-Car Garage with ample storage space. AC and Smart Thermostat new in June 2025. Roof/Gutters and Screened-In Enclosure new in May 2018 with transferrable roof warranty. Water Heater new in July 2017. HOA takes care of the lawn/shrubs.

  7. 2025-11-19
    listed $428,900 Active 1089-char remark
    Show marketing remark (1089 chars)

    Listed BELOW APPRAISED VALUE, this 3-bedroom 2-bathroom home is located on the 6th hole of the LPGA Golf Course. Arched shaped windows welcome you into this gracious home that features TWO Primary Suites both with their own sliding glass doors to the outdoor living space - all in a split floor plan! Both Suites also have custom built walk-in closets. Enjoy effortless entertaining in the open concept of Kitchen/Living/and Dining Great Room. Kitchen boasts hardwood cabinetry, stainless steel and black appliances. Loads of natural light will carry your eyes out to the rolling golf course and pond views. Large screened in outdoor living area with paver patio allows for both sunbathing and shade. Third bedroom can double as an office/flex room. Plantation Shutters through out and sliding plantation shutters on glass doors. Separate Laundry Room. 2-Car Garage with ample storage space. AC and Smart Thermostat new in June 2025. Roof/Gutters and Screened-In Enclosure new in May 2018 with transferrable roof warranty. Water Heater new in July 2017. HOA takes care of the lawn/shrubs.

  8. 2011-05-17
    soldstatus $180,000
  9. 2011-05-13
    soldstatus $180,000 1228-char remark
    Show marketing remark (1228 chars)

    What a view from the moment you enter the front door of this immaculately maintained and well designed golf course home. The original owners added many custom designs to modify this home to suit their needs and the many features are what set it apart from your basic home today. The very open floor plan and great room hosts the expanded formal dining area, a completely open and nicely appointed kitchen with upgraded cabinets, Corian solid surface countertops including a raised bar that comfortably seats 6, casual eat-in area and the living room. Windows and sliding glass doors look out to the spectacular golf course and lake views and also lead out to the oversized screened, covered lanai. Two master suites are designed to take in the views and also host large walk-in closets, raise d vanities and tiled showers. The main master has 6ft garden tub and a pocket door that leads to the den/third bedroom (which is just inside the main front door). The 2nd master has door from the bath with direct access to the garage. The garage is oversized with an additional storage/workshop area. Maintenance fee includes complete lawn care. All information recorded in the MLS is intended to be accurate but can not be guaranteed.

  10. 2010-04-28
    listed $199,900 1228-char remark
    Show marketing remark (1228 chars)

    What a view from the moment you enter the front door of this immaculately maintained and well designed golf course home. The original owners added many custom designs to modify this home to suit their needs and the many features are what set it apart from your basic home today. The very open floor plan and great room hosts the expanded formal dining area, a completely open and nicely appointed kitchen with upgraded cabinets, Corian solid surface countertops including a raised bar that comfortably seats 6, casual eat-in area and the living room. Windows and sliding glass doors look out to the spectacular golf course and lake views and also lead out to the oversized screened, covered lanai. Two master suites are designed to take in the views and also host large walk-in closets, raise d vanities and tiled showers. The main master has 6ft garden tub and a pocket door that leads to the den/third bedroom (which is just inside the main front door). The 2nd master has door from the bath with direct access to the garage. The garage is oversized with an additional storage/workshop area. Maintenance fee includes complete lawn care. All information recorded in the MLS is intended to be accurate but can not be guaranteed.

  11. 2009-06-12
    listed $250,000
  12. 2003-08-29
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,138 · $95/mo
Projected year-2 tax
$3,403 · $284/mo
Expected delta
+$2,265/yr (+$189/mo · 199.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,510
− Mortgage interest
−$22,966
− Property taxes
−$1,138
− Insurance
−$2,050
− Repairs & maintenance
−$2,841
− Management
−$2,841
− HOA
−$1,884
− Depreciation
−$11,927
Taxable loss
−$10,137
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,433
After-tax cash flow
$-387/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Daytona Beach

Score
83/100
State rank
#46
US rank
#867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Daytona Beach, FL
County
Volusia County · 556,871 people
City population
67,539
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
11,409
Household income
$92,616
Rent vs Own
5.8% rent · 94.2% own
Severe rent burden
54.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 20% Hispanic / Latino 5% Asian 2% Two or more races 1%
Common ancestry
Romanian 3% Italian 2% Portuguese 1%
Foreign-born
10% · Canada, Mexico, South Korea
Languages at home
91% English-only · Spanish 4% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.99%
Current HPI
311.7456
Rent YoY
▲ 5.46%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+355.6% since first listed
8 events — show timeline
  • 2026-04-07 Price Changed $410,000 Daytona MLS
  • 2026-03-01 Price Changed $423,900 Daytona MLS
  • 2025-11-19 Listed $428,900 Daytona MLS
  • 2011-05-17 Sold (Public Records) $180,000 Public Records
  • 2011-05-13 Sold (MLS) $180,000 Daytona MLS
  • 2010-04-28 Listed $199,900 Daytona MLS
  • 2009-06-12 Listed $250,000 Daytona MLS
  • 2003-08-29 Sold (Public Records) $90,000 Public Records

Property tax history

+0.0%/yr

Latest (2025): $1,138 · +0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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