6100 Woodlake Pkwy #601 · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- Livability +4.0/5.0
- Rent growth +2.7/5.0
- Schools +2.4/10.0
- Condition / age +2.2/5.0
- DSCR +2.0/10.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this charming and cozy first-floor condo, ideally situated in a private corner unit for added peace and tranquility. Featuring a spacious bedroom and a full bath, this inviting space is perfect for an individual, a couple, or as a special investment property. The 12-foot high ceilings and wood-burning fireplace create a warm and welcoming atmosphere in the living room. Enjoy the outdoors with a private backyard patio, ideal for your morning coffee or a relaxing evening. Additional convenience comes with a covered carport and extra storage. With an unbeatable location, this home is ready for you to schedule a showing today!
Key facts
- Open layout
- Large private patio
- Garage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $115k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $-119 ($-1k/yr) — negative.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Cap rate 5.0% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Judson ISD (suburban): math 21% / reading 33% proficiency, ranked #660 of 826 in TX (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents flat; 187 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 9 sale attempts since 23y ago; this cycle's ask has dropped $15k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 20% of rent.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.00% ✓
- Cap rate
- 5.05%
- Cash-on-cash
- -4.45%
- DSCR
- 0.80
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $68,812
- List price
- $115,000
- Delta
- 56.95%
- Verdict
- OVERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.75% rent growth · sell at horizon
- IRR
- -27.1%
- Equity multiple
- 0.11×
- Total profit
- $-28,625
- Equity at exit
- $17,147
- IRR
- -39.6%
- Equity multiple
- -0.37×
- Total profit
- $-44,071
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78244
- Home prices YoY
- -4.4%
- Rents YoY
- 0.8%
- Active inventory
- 187
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $1,154 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax est. 1.5%
- −$144 /mo · $1,725/yr
- Insurance
- −$48
- HOA est. from 9 same-building comps
- −$236
- Vacancy / Maint / Mgmt
- −$242
- Net cashflow
- $-119
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7027 FM 78 San Antonio, TX | 1.0–3.0 | 1.0–2.0 | 868 | $1,476 | $1.70 | 20d | 10 | 0.34mi |
| 7027 Farm to Market Road 78 Unit 610 San Antonio, TX | 1.0 | 1.0 | 587 | $983 | $1.67 | 3d | 1 | 0.42mi |
| 7027 Farm To Market RD San Antonio, TX | 1.0–3.0 | 1.0–2.0 | 868 | $990 | $1.14 | 1d | 29 | 0.46mi |
| 7554 Old Seguin Rd San Antonio, TX | 1.0 | 1.0 | 700 | $989 | $1.41 | 43d | 1 | 0.79mi |
| 5415 N Foster Rd San Antonio, TX | 1.0–2.0 | 1.0–2.0 | 872 | $950 | $1.09 | 2d | 24 | 0.89mi |
| 7114 Winding Shelf San Antonio, TX | 1.0 | 1.0 | 527 | $1,250 | $2.37 | 4d | 1 | 0.96mi |
| 7125 Elm Cv San Antonio, TX | 2.0 | 2.0 | 664 | $1,150 | $1.73 | 10d | 1 | 1.20mi |
| 7037 Elm Cv San Antonio, TX | 2.0 | 2.0 | 661 | $1,203 | $1.82 | 4d | 1 | 1.21mi |
| 7128 Elm Cv San Antonio, TX | 2.0 | 2.0 | 661 | $1,097 | $1.66 | 4d | 1 | 1.23mi |
| 7218 Elm Cv San Antonio, TX | 1.0 | 1.0 | 350 | $1,000 | $2.86 | 4d | 1 | 1.24mi |
HOA detail condo
- Monthly dues
- $0 · $0/yr
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 34 events
-
2026-06-16status $115,000 Pending 13 DOM
-
2026-06-15days on market $115,000 Active Option 13 DOM
-
2026-06-13days on market $115,000 Active Option 11 DOM
-
2026-06-09days on market $115,000 Active Option 7 DOM
-
2026-06-08statusdays on market $115,000 Active Option 6 DOM
-
2026-06-07days on market $115,000 New 5 DOM
-
2026-06-04days on market $115,000 New 2 DOM
-
2026-06-03pricestatusdays on market $115,000 New 1 DOM
-
2026-05-06historical
-
2026-03-12price $108,000
-
2025-12-14price $115,000
-
2025-11-14price $125,000
-
2025-05-13$130,000 New
-
2025-04-29historical
-
2024-09-01historical $1,200
-
2024-06-06$1,200
-
2024-05-10price $135,000
-
2023-12-30$139,900 New
-
2021-09-27historical
-
2021-06-26price $93,500
-
2021-06-25status Price Change
-
2021-01-06historical Active Option
-
2020-12-29$75,000 New
-
2014-12-27soldstatus Sold
-
2014-12-19status Pending
-
2014-12-10historical Active Option
-
2014-10-08price $39,900
-
2014-07-09$45,000 New
-
2011-10-05historical
-
2011-09-16$18,660
-
2011-09-15historical
-
2011-05-12$23,660
-
2004-02-19historical
-
2003-09-01$40,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,845
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,725
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,108
- − Management
- −$1,108
- − HOA
- −$2,832
- − Depreciation
- −$3,345
- Taxable loss
- −$3,290
- Est. tax savings @ 24.0%
- +$790
- After-tax cash flow
- $-642/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This charming and cozy first-floor condo is in fair condition with some cosmetic repairs and maintenance needed. Painting the exterior walls and replacing the worn-out tile in the kitchen can significantly increase its value.
Repairs flagged
- Minor Landscaping — The landscaping and fencing show signs of wear and need maintenance.
Value-add opportunities
- Both Paint the exterior walls — Painting the exterior walls can improve the curb appeal and increase the home's value.
- Both Replace the tile in the kitchen — Replacing the worn-out tile in the kitchen can improve the home's appearance and functionality.
- Both Maintain the landscaping and fencing — Maintaining the landscaping and fencing can improve the home's curb appeal and increase its value.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Landscaping · The landscaping and fencing show signs of wear and need maintenance. | Minor | $500–3,000 |
| Total estimated repair cost · 1 items | $500–3,000 |
Value-add ROI direction
- Both Paint the exterior walls — Painting the exterior walls can improve the curb appeal and increase the home's value. ↑
- Both Replace the tile in the kitchen — Replacing the worn-out tile in the kitchen can improve the home's appearance and functionality. ↑
- Both Maintain the landscaping and fencing — Maintaining the landscaping and fencing can improve the home's curb appeal and increase its value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Judson ISD
- NCES district ID
- 4824990
- Math proficiency
- 21% ▼ -21.00%
- Reading proficiency
- 33% ▼ -7.00%
- Median HH income
- $57,542
- Composite
- 24.39/100
- National rank
- #7689
- State rank
- #660 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 38,092
- Household income
- $71,128
- Rent vs Own
- Severe rent burden
- 677.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Hispanic / Latino 46% Black 27% Two or more races 24% White 20% Asian 2%
- Hispanic origin (detail)
- Mexican 38% Puerto Rican 2% Cuban 2%
- Common ancestry
- Slovak 2% Lithuanian 1% Italian 1%
- Foreign-born
- 14% · Canada, Vietnam
- Languages at home
- 68% English-only · Spanish 28% Vietnamese 1% Tagalog/Filipino 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -11.42%
- Current HPI
- 249.3834
- Rent YoY
- ▲ 0.75%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+170.0% since first listed26 events — show timeline
- 2026-05-06 Listing Removed — LERA
- 2026-03-12 Price Changed $108,000 LERA
- 2025-12-14 Price Changed $115,000 LERA
- 2025-11-14 Price Changed $125,000 LERA
- 2025-05-13 Listed $130,000 LERA
- 2025-04-29 Listing Removed — LERA
- 2024-09-01 Rental Removed $1,200 SABOR
- 2024-06-06 Listed for Rent $1,200 SABOR
- 2024-05-10 Price Changed $135,000 LERA
- 2023-12-30 Listed $139,900 LERA
- 2021-09-27 Listing Removed — LERA
- 2021-06-26 Price Changed $93,500 LERA
- 2021-06-25 Relisted — LERA
- 2021-01-06 Contingent — LERA
- 2020-12-29 Listed $75,000 LERA
- 2014-12-27 Sold (MLS) — LERA
- 2014-12-19 Pending — LERA
- 2014-12-10 Contingent — LERA
- 2014-10-08 Price Changed $39,900 LERA
- 2014-07-09 Listed $45,000 LERA
- 2011-10-05 Listing Removed — LERA
- 2011-09-16 Listed $18,660 LERA
- 2011-09-15 Listing Removed — LERA
- 2011-05-12 Listed $23,660 LERA
- 2004-02-19 Listing Removed — LERA
- 2003-09-01 Listed $40,000 LERA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…