7 Midhampton Ct · Quogue, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 90°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.1/30.0
- DSCR +8.2/10.0
- ARV discount +7.5/15.0
- Appreciation +7.0/10.0
- Schools +6.6/10.0
- 1% rule +6.5/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$2,295,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful Home & Entertainers Dream. Spacious 5 bed 3 bath in Quogue under $1M. Bright & light with walls of windows. Large EIK w/ ss appliances leading to living/dr w/ 18' ceilings & stone wood-.burning fireplace. 2100 sf wraparound deck w/ pool, gazebo, outdoor shower & spacious Har Tru tennis court. On Demand Hot Water system. Hydroponic A/C & Heat. Handicap Ramp w/1st flr. master + extra wide doors. 1000 gal. undergrnd propane tank. 20K generator for the whole house. www.7midhamptoncourt.com, Additional information: Appearance:Wonderful,Business Located At:,ExterioFeatures:Tennis,Interior Features:Lr/Dr,Rental Income:
Key facts
- Private tennis court
- Wraparound deck
- Wide-open layout
Tags
Property features AI
Finance
- Other: Living area and building area reported as 2600 (per public records)
Exterior
- Parking: Driveway; Private garage with garage door opener; 2-car garage
- Security: Security system; Video cameras; Smoke detectors
- Utilities: PSEG electric service; Propane available; Water connected; Cesspool sewer; Cable connected
- Home design: Single-family residence; Updated/remodeled; Three or more levels
- Construction: Cedar and wood siding; Built/updated prior to 2025 (updated/remodeled)
- Exterior features: Garden; Gas grill; Tennis court(s); Deck with wrap-around porch; Gazebo; Private fenced in-ground outdoor pool
Interior
- Kitchen: Dishwasher; ENERGY STAR qualified appliances; Gas range; Microwave; Oven; Range; Refrigerator; Stainless steel appliances; Wine refrigerator; Kitchen island; Quartz/Quartzite and stone counters; Eat-in kitchen; Chef's kitchen; Open kitchen
- Bedrooms: Includes a first-floor bedroom
- Flooring: Hardwood floors
- Bathrooms: Four full bathrooms
- Heating & cooling: Central air conditioning; Hot air heating; Propane heating; ENERGY STAR qualified equipment
- Interior features: First-floor bedroom and full bath; Built-in features; Ceiling fans; Central vacuum; Chef's kitchen; Eat-in kitchen; Entrance foyer; High ceilings; Kitchen island; Open floorplan with open kitchen; Quartz/Quartzite and stone counters; Sauna; Storage; Walk-through kitchen; Walk-in closets; Wet bar; Floor-to-ceiling and oversized windows; Finished basement with storage and walk-out access; Laundry room
- Laundry & utility: Washer; Washer/dryer hookup; Laundry room; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $2.29M.
Deal economics
- At list price, monthly cash flow is $5k ($61k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($26k rent vs $2.29M).
- Recommended offer: $2.02M (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 67/100 on livability (#600 in NY) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, health & safety B+; Watch: amenities F, commute F, cost of living F.
- Quogue Union Free School District (suburban): math 70% / reading 80% proficiency, ranked #125 of 755 in NY (top 17%) — strong family-tenant draw, lease renewals of 3-5y typical; only 4% free/reduced lunch — higher-income household profile.
- Zoned schools: Quogue Elementary School (math 87% / reading 92%, grade A+, #45 of 2,108 statewide, top 3%, 84 students, 0% FRL) — zoned schools at 0% FRL track the district average.
- Zoned-school proficiency averages 90% at this address vs 75% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Quogue Union Free School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 37 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).
Forward outlook
- In year one you build about $108k of equity ($16k loan paydown + $92k appreciation (4.0% local appreciation)).
- Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (4.0% appreciation + 3.0% rent growth), your $643k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$174k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 135 days — a 12% lower offer ($2.02M) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $1.50M; list at $2.29M implies a 53% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 135 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.15% ✓
- Cap rate
- 8.93%
- Cash-on-cash
- 9.42%
- DSCR
- 1.42
- GRM
- 7.2
CMA / ARV
- ARV (on-the-fly)
- $1,340,560
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2 Box Tree Rd | 0.54mi | 4/2.5 (-1) | 2,500 (-3%) | 18mo | $1,300,000 | $520 | 48 |
| 61 W Side Ave | 0.72mi | 4/3.5 (-1) | 2,408 (-7%) | 13mo | $925,000 | $384 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.01% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.7%
- Equity multiple
- 2.13×
- Total profit
- $723,485
- Equity at exit
- $1,165,294
- IRR
- 19.3%
- Equity multiple
- 4.08×
- Total profit
- $1,977,880
- Equity at exit
- $1,907,287
Cash invested: $642,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 11959
- Home prices YoY
- 1.1%
- Active inventory
- 37
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $26,461 high interval (Pro) →
- Mortgage (P&I)
- −$12,035
- Tax est. 1.5%
- −$2,869 /mo · $34,425/yr
- Insurance
- −$956
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$5,557
- Net cashflow
- $5,044
Break-even live
Sensitivity live
| Price | -10% $6,630 | -5% $5,837 | +0% $5,044 | +5% $4,251 | +10% $3,458 |
|---|---|---|---|---|---|
| Rent | -10% $2,954 | -5% $3,999 | +0% $5,044 | +5% $6,089 | +10% $7,134 |
| Rate | -1.0pp $6,200 | -0.5pp $5,628 | base $5,044 | +0.5pp $4,449 | +1.0pp $3,844 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $573,750
- Closing costs
- $68,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3 Cherry Blossom Ln East Quogue, NY | 5.0 | 4.5 | 3632 | $40,000 | $11.01 | 45d | 1 | 0.49mi |
| 8 Paynes Ln East Quogue, NY | 4.0 | 2.0 | 1776 | $18,000 | $10.14 | 45d | 1 | 0.59mi |
| 718 Montauk Hwy East Quogue, NY | 5.0 | 2.0 | 2500 | $25,000 | $10.00 | 26d | 1 | 0.65mi |
| 15 Fox Hollow Dr East Quogue, NY | 6.0 | 5.0 | 3375 | $27,500 | $8.15 | 9d | 1 | 0.66mi |
| 114 Spinney Rd East Quogue, NY | 4.0 | 3.0 | 2201 | $18,000 | $8.18 | 20d | 1 | 0.75mi |
| 1 Whippoorwill Ln East Quogue, NY | 4.0 | 4.0 | 2483 | $29,000 | $11.68 | 7d | 1 | 0.78mi |
| 16 Vail Ave East Quogue, NY | 5.0 | 2.0 | 1796 | $4,500 | $2.51 | 45d | 1 | 0.90mi |
| 10 Fox Hollow Dr East Quogue, NY | 4.0 | 3.5 | 2750 | $30,000 | $10.91 | 45d | 1 | 0.95mi |
| 99 Spinney Rd East Quogue, NY | 5.0 | 4.5 | 3512 | $95,000 | $27.05 | 26d | 1 | 1.00mi |
| 69 Whippoorwill Ln Patchogue, NY | 4.0 | 4.0 | 2945 | $20,000 | $6.79 | 0d | 1 | 1.17mi |
| 36 Walker Ave East Quogue, NY | 5.0 | 3.0 | 2500 | $23,000 | $9.20 | 9d | 1 | 1.19mi |
| 2 Bayside Ave East Quogue, NY | 4.0 | 3.0 | 2280 | $80,000 | $35.09 | 24d | 1 | 1.29mi |
| 21 Bayside Ave East Quogue, NY | 4.0 | 3.0 | 2900 | $14,000 | $4.83 | 45d | 1 | 1.32mi |
| 50 Old Main Rd Quogue, NY | 4.0 | 4.5 | 3702 | $30,000 | $8.10 | 26d | 1 | 1.43mi |
Listing history 17 events
-
2026-04-27status Pending
-
2025-12-13$2,295,000 Active
-
2021-09-07soldstatus $1,500,000
-
2020-07-14soldstatus $915,000
-
2020-03-25status Pending 649-char remark
Show marketing remark (649 chars)
Beautiful Home & Entertainers Dream. Spacious 5 bed 3 bath in Quogue under $1M. Bright & light with walls of windows. Large EIK w/ ss appliances leading to living/dr w/ 18' ceilings & stone wood-.burning fireplace. 2100 sf wraparound deck w/ pool, gazebo, outdoor shower & spacious Har Tru tennis court. On Demand Hot Water system. Hydroponic A/C & Heat. Handicap Ramp w/1st flr. master + extra wide doors. 1000 gal. undergrnd propane tank. 20K generator for the whole house. www.7midhamptoncourt.com, Additional information: Appearance:Wonderful,Business Located At:,ExterioFeatures:Tennis,Interior Features:Lr/Dr,Rental Income:
-
2020-03-12status Under Contract 649-char remark
Show marketing remark (649 chars)
Beautiful Home & Entertainers Dream. Spacious 5 bed 3 bath in Quogue under $1M. Bright & light with walls of windows. Large EIK w/ ss appliances leading to living/dr w/ 18' ceilings & stone wood-.burning fireplace. 2100 sf wraparound deck w/ pool, gazebo, outdoor shower & spacious Har Tru tennis court. On Demand Hot Water system. Hydroponic A/C & Heat. Handicap Ramp w/1st flr. master + extra wide doors. 1000 gal. undergrnd propane tank. 20K generator for the whole house. www.7midhamptoncourt.com, Additional information: Appearance:Wonderful,Business Located At:,ExterioFeatures:Tennis,Interior Features:Lr/Dr,Rental Income:
-
2020-03-05soldstatus $22,000 Closed 649-char remark
Show marketing remark (649 chars)
Beautiful Home & Entertainers Dream. Spacious 5 bed 3 bath in Quogue under $1M. Bright & light with walls of windows. Large EIK w/ ss appliances leading to living/dr w/ 18' ceilings & stone wood-.burning fireplace. 2100 sf wraparound deck w/ pool, gazebo, outdoor shower & spacious Har Tru tennis court. On Demand Hot Water system. Hydroponic A/C & Heat. Handicap Ramp w/1st flr. master + extra wide doors. 1000 gal. undergrnd propane tank. 20K generator for the whole house. www.7midhamptoncourt.com, Additional information: Appearance:Wonderful,Business Located At:,ExterioFeatures:Tennis,Interior Features:Lr/Dr,Rental Income:
-
2019-10-07price $990,000 649-char remark
Show marketing remark (649 chars)
Beautiful Home & Entertainers Dream. Spacious 5 bed 3 bath in Quogue under $1M. Bright & light with walls of windows. Large EIK w/ ss appliances leading to living/dr w/ 18' ceilings & stone wood-.burning fireplace. 2100 sf wraparound deck w/ pool, gazebo, outdoor shower & spacious Har Tru tennis court. On Demand Hot Water system. Hydroponic A/C & Heat. Handicap Ramp w/1st flr. master + extra wide doors. 1000 gal. undergrnd propane tank. 20K generator for the whole house. www.7midhamptoncourt.com, Additional information: Appearance:Wonderful,Business Located At:,ExterioFeatures:Tennis,Interior Features:Lr/Dr,Rental Income:
-
2019-06-13historical
-
2019-06-11$999,000 New
-
2019-03-07$999,000 New 649-char remark
Show marketing remark (649 chars)
Beautiful Home & Entertainers Dream. Spacious 5 bed 3 bath in Quogue under $1M. Bright & light with walls of windows. Large EIK w/ ss appliances leading to living/dr w/ 18' ceilings & stone wood-.burning fireplace. 2100 sf wraparound deck w/ pool, gazebo, outdoor shower & spacious Har Tru tennis court. On Demand Hot Water system. Hydroponic A/C & Heat. Handicap Ramp w/1st flr. master + extra wide doors. 1000 gal. undergrnd propane tank. 20K generator for the whole house. www.7midhamptoncourt.com, Additional information: Appearance:Wonderful,Business Located At:,ExterioFeatures:Tennis,Interior Features:Lr/Dr,Rental Income:
-
2019-02-01historical
-
2018-11-07price $990,999
-
2018-07-14$999,999 New
-
2018-05-29historical
-
2018-03-09$1,175,000 New
-
2002-05-08soldstatus $575,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥90°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $317,533
- − Mortgage interest
- −$128,556
- − Property taxes
- −$34,425
- − Insurance
- −$11,475
- − Repairs & maintenance
- −$25,403
- − Management
- −$25,403
- − Depreciation
- −$66,764
- Taxable income
- $25,509
- Est. tax owed @ 24.0%
- −$6,122
- After-tax cash flow
- $54,407/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Quogue Union Free School District
- NCES district ID
- 3624060
- Math proficiency
- 70% ▼ -10.00%
- Reading proficiency
- 80% ▬ 0.00%
- Median HH income
- $66,746
- Composite
- 66.09/100
- National rank
- #960
- State rank
- #125 of 755 in NY
Livability — Quogue
- Score
- 67/100
- State rank
- #600
- US rank
- #10895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Quogue, NY
- City population
- 576
- Population (ZIP)
- 576
Population outlook (Suffolk County) Hauer SSP2
- Today (2025)
- 1,505,262 people
- By 2030
- 1,498,318 · -0.5%
- By 2040
- 1,471,101 · -2.3%
- By 2050
- 1,424,848 · -5.3%
- By 2075
- 1,337,157 · -11.2%
- By 2100
- 1,217,720 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Two or more races 23% Hispanic / Latino 23% Black 3%
- Hispanic origin (detail)
- Common ancestry
- Italian 21% Portuguese 7% Scotch-Irish 4%
- Foreign-born
- 18% · Canada
- Languages at home
- 83% English-only · Spanish 17%
Political lean MEDSL · Suffolk
- 2024 margin
- Lean R (+10.0) · D 45.0% · R 55.0%
- 2008→2024 swing
- -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
- All cycles
- 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.01%
- Current HPI
- 364.8746
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+299.1% since first listed17 events — show timeline
- 2026-04-27 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-12-13 Listed $2,295,000 OneKey® MLS as Distributed by MLS Grid
- 2021-09-07 Sold (Public Records) $1,500,000 Public Records
- 2020-07-14 Sold (Public Records) $915,000 Public Records
- 2020-03-25 Pending — OneKey® MLS as Distributed by MLS Grid
- 2020-03-12 Pending — OneKey® MLS as Distributed by MLS Grid
- 2020-03-05 Sold (MLS) $22,000 OneKey® MLS as Distributed by MLS Grid
- 2019-10-07 Price Changed $990,000 OneKey® MLS as Distributed by MLS Grid
- 2019-06-13 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2019-06-11 Listed $999,000 OneKey® MLS as Distributed by MLS Grid
- 2019-03-07 Listed $999,000 OneKey® MLS as Distributed by MLS Grid
- 2019-02-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2018-11-07 Price Changed $990,999 OneKey® MLS as Distributed by MLS Grid
- 2018-07-14 Listed $999,999 OneKey® MLS as Distributed by MLS Grid
- 2018-05-29 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2018-03-09 Listed $1,175,000 OneKey® MLS as Distributed by MLS Grid
- 2002-05-08 Sold (Public Records) $575,000 Public Records
Property tax history
-1.9%/yrLatest (2025): $1,815 · +16.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…