1421 26th Ave · Hueytown, AL 35023

$134,900

3 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 13 Days on market

Built 1952 4,356 sqft lot Est $135k · at est.

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.2/30.0
• ARV discount +7.5/15.0
• DSCR +6.7/10.0
• 1% rule +5.0/10.0
• Appreciation +4.7/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Fantastic 3/2 at a great price! Less than 5 minutes to AMAZON, interstate, shopping and schools. New front porch and back deck, new fenced in yard, new flooring, backyard shed has been turned into man cave with bar. Come check it out and make it yours TODAY!

Key facts

• Covered front porch
• Large kitchen
• Rear deck

Tags

• FUNCTIONAL FLOOR PLAN
• LARGE KITCHEN
• CIRCULAR DRIVEWAY
• COVERED FRONT PORCH
• REAR DECK

Property features AI

Exterior

• Parking: Circular drive; Driveway parking
• Security: No security features listed
• Utilities: Public water; Septic system; Electric water heater; Internet service available
• Home design: Existing home; Slab foundation; Wood siding construction
• Construction: Wood siding exterior
• Exterior features: Fenced yard; Storage building; Covered deck

Interior

• Kitchen: Laminate countertops; Electric oven; Electric stove; Refrigerator
• Bedrooms: Three bedrooms on the main level
• Flooring: Hardwood laminate; Tile flooring
• Bathrooms: Two full bathrooms (main level)
• Heating & cooling: Central heating; Central cooling
• Interior features: Ceilings: other (see remarks); No additional interior built-in features listed
• Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup; Pull-down attic access

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $135k.

Deal economics

• At list price, monthly cash flow is $194 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $135k).
• Cap rate 8.0% vs local median 5.9% in Hueytown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 79% FRL vs 49% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 251 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $124 of equity ($933 loan paydown + $-809 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $87k; list at $135k implies a 55% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 43% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $134,900

Questions for the listing agent

1. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✓
• Cap rate: 8.02%
• Cash-on-cash: 6.16%
• DSCR: 1.27
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $134,784
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1321 25th Ave N	0.09mi	3/1.0	1,080 (-6%)	4mo	$108,000	$100	82
1103 26th Ave N	0.33mi	3/1.5	1,232 (+7%)	1mo	$175,900	$143	70
2221 Short 14th St N	0.42mi	3/1.0	1,075 (-7%)	11mo	$40,000	$37	60
2008 Short 14th St N	0.64mi	3/1.0	1,225 (+6%)	2mo	$100,000	$82	58
2731 19th St	0.67mi	2/1.0 (-1)	1,184 (+3%)	10mo	$153,000	$129	51
3874 Heritage Crest Dr	0.59mi	3/2.0	1,272 (+10%)	3mo	$244,900	$193	49
1314 22nd Ave N	0.52mi	3/1.0	1,038 (-10%)	13mo	$67,500	$65	49
3871 Heritage Crest Dr	0.62mi	3/2.0	1,272 (+10%)	1mo	$244,900	$193	49
3855 Heritage Crest Dr	0.63mi	3/2.0	1,281 (+11%)	1mo	$239,400	$187	47
103 Greenridge Rd	0.57mi	3/1.0	1,008 (-12%)	6mo	$118,000	$117	47
1308 22nd Ave	0.55mi	3/1.0	1,000 (-13%)	10mo	$79,000	$79	44
1303 Berryhill Rd	0.59mi	3/2.0	1,281 (+11%)	13mo	$133,800	$104	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: 1.6%
• Equity multiple: 1.07×
• Total profit: $2,753
• Equity at exit: $35,172

10-year hold

• IRR: 6.6%
• Equity multiple: 1.64×
• Total profit: $24,315
• Equity at exit: $39,206

Cash invested: $37,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 251
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $1,350 high
• Mortgage (P&I): −$707
• Tax from tax record: −$109 /mo · $1,311/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$284
• Net cashflow: $194

Break-even live

Break-even rent $1,105

Max offer price $134,900

Occupancy floor 81%

Sensitivity live

Price	-10% $270	-5% $232	+0% $194	+5% $156	+10% $118
Rent	-10% $87	-5% $141	+0% $194	+5% $247	+10% $301
Rate	-1.0pp $262	-0.5pp $228	base $194	+0.5pp $159	+1.0pp $123

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,725
• Closing costs: $4,047
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1623 26th Ave N Bessemer, AL	2.0	1.0	1004	$1,095	$1.09	12d	1	0.24mi
1036 Rose Hill Cir Bessemer, AL	3.0	2.0	1277	$1,300	$1.02	22d	1	0.31mi
428 Willow Ln Bessemer, AL	4.0	2.0	1375	$1,620	$1.18	15d	1	0.47mi
1013 25th Ave N Bessemer, AL	3.0	2.0	1144	$1,546	$1.35	17d	1	0.48mi
1314 22nd Ave N Bessemer, AL	3.0	1.0	1038	$1,000	$0.96	44d	1	0.52mi
2234 19th St N Bessemer, AL	2.0	1.0	1106	$975	$0.88	44d	1	0.58mi
3447 Jeanne Ln Bessemer, AL	3.0	2.0	1460	$1,850	$1.27	2d	1	0.63mi
2129 13th St N Bessemer, AL	4.0	1.0	1378	$1,445	$1.05	15d	1	0.63mi
905 26th Ave N Bessemer, AL	4.0	2.0	1218	$1,200	$0.99	2d	1	0.65mi
1929 15th St N Bessemer, AL	3.0	2.0	1140	$1,250	$1.10	20d	1	0.69mi
2028 13th St N Bessemer, AL	3.0	2.0	1372	$1,073	$0.78	24d	1	0.71mi
2109 29th Ave N Bessemer, AL	4.0	2.0	1217	$1,323	$1.09	4d	1	0.92mi
2423 Circle Dr Bessemer, AL	2.0	1.0	732	$1,050	$1.43	44d	1	1.01mi
116 Avalon Ave Bessemer, AL	4.0	1.0	1207	$1,200	$0.99	44d	1	1.08mi
2822 Brooklane Dr Bessemer, AL	2.0	1.0	975	$1,000	$1.03	44d	1	1.30mi
2832 Clyburne St Bessemer, AL	3.0	2.0	1295	$1,650	$1.27	2d	1	1.32mi

Listing history 10 events

1. 2026-06-18
   days on market $134,900 Active 13 DOM
2. 2026-06-17
   days on market $134,900 Active 12 DOM
3. 2026-06-16
   days on market $134,900 Active 11 DOM
4. 2026-06-15
   days on market $134,900 Active 10 DOM
5. 2026-06-13
   days on market $134,900 Active 8 DOM
6. 2026-06-10
   days on market $134,900 Active 5 DOM
7. 2026-06-09
   days on market $134,900 Active 4 DOM
8. 2026-06-08
   days on market $134,900 Active 3 DOM
9. 2026-06-07
   remarks 258-char remark
10. 2026-06-07
    listed $134,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,311 · $109/mo
• Projected year-2 tax: $1,311 · $109/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 43% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,205
• − Mortgage interest: −$7,556
• − Property taxes: −$1,311
• − Insurance: −$674
• − Repairs & maintenance: −$1,296
• − Management: −$1,296
• − Depreciation: −$3,924
• Taxable income: $145
• Est. tax owed @ 24.0%: −$35
• After-tax cash flow: $2,292/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+78.7% since first listed

16 events — show timeline

• 2026-06-05 Listed $134,900 Greater Alabama MLS
• 2024-02-05 Rental Removed $1,150 RENTLY
• 2023-12-14 Price Changed $1,150 RENTLY
• 2023-11-11 Price Changed $1,175 RENTLY
• 2023-10-29 Price Changed $1,225 RENTLY
• 2023-10-17 Listed for Rent $1,245 RENTLY
• 2021-07-27 Sold (Public Records) $87,000 Public Records
• 2021-07-16 Sold (MLS) $87,000 Greater Alabama MLS
• 2021-06-19 Contingent — Greater Alabama MLS
• 2021-06-18 Listed $95,000 Greater Alabama MLS
• 2021-06-17 Coming Soon $95,000 Greater Alabama MLS
• 2017-12-27 Sold (Public Records) $68,046 Public Records
• 2017-12-19 Sold (MLS) $67,775 Greater Alabama MLS
• 2017-11-03 Contingent — Greater Alabama MLS
• 2017-10-30 Listed $62,900 Greater Alabama MLS
• 2006-10-10 Sold (Public Records) $75,500 Public Records

Property tax history

+12.7%/yr

Latest (2025): $1,311 · +0.0% YoY. Source: county tax records.