1264 Linden Ave · Zanesville, OH 43701

$139,900

2 bd · 1.0 ba · 1,512 sqft · SingleFamily public records · 68 Days on market

Built 1901 3,005 sqft lot $93/sqft · 8% below area Est $152k · 8% under ↓ 7% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.0/30.0
• ARV discount +11.1/15.0
• DSCR +4.3/10.0
• Livability +3.7/5.0
• Rent growth +3.6/5.0
• 1% rule +3.1/10.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fully renovated 2-bedroom property offering a rare combination of residential comfort, investment potential, and high-visibility location. Situated in a commercial corridor while maintaining residential zoning, this property provides flexibility for homeowners, investors, or potential small business use such as an office, boutique, or live/workspace (buyer to verify). This 1,500+ sq ft home has been extensively updated and is truly move-in ready. Major improvements include a newer roof, furnace, central air, vinyl siding, updated plumbing and electrical, along with new replacement windows, interior and exterior doors, flooring, and a completely remodeled kitchen featuring new cabinetry and countertops. Additional updates include new gutters and modern fixtures throughout. The functional layout offers a spacious living room with decorative fireplace, formal dining area, and multiple rooms that can easily adapt to private offices, workspace, or traditional living. Main floor laundry adds convenience, while the full basement provides excellent storage or future expansion potential. Positioned along a well-traveled route with easy access to major roads, shopping, and local amenities, this property delivers both immediate usability and long-term upside. Whether you’re looking for a move-in ready home, a turnkey investment, or a space to grow your business, this property checks all the boxes. Off Street Parking

Key facts

• Fully renovated
• Residential zoning
• Newer roof

Tags

• FULLY RENOVATED
• HIGH VISIBILITY LOCATION
• COMMERCIAL CORRIDOR
• RESIDENTIAL ZONING
• MOVE IN READY
• NEWER ROOF

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $-37 ($-445/yr) — negative.
• To cash-flow at today's rent, offer at most $133k (4.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $113k (19.1% below list).
• Recommended offer: $113k (19.1% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 3.3% in Zanesville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#290 in OH, #4,764 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, crime D, commute F.
• Zanesville City (town): math 29% / reading 38% proficiency, ranked #570 of 656 in OH (top 87%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.2%/yr); 299 active listings in the ZIP; 140 units permitted in Muskingum County in 2024 (100 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Muskingum County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 68 days — a 6% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 3y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $56/mo; built in 1901 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $113,113 (19.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Built in 1901 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.45%
• Cash-on-cash: 0.57%
• DSCR: 1.03
• GRM: 10.3

CMA / ARV

• ARV (median comp): $152,205
• List price: $139,900
• Delta: -8.08%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1404 Euclid Ave	0.21mi	3/1.5 (+1)	1,520 (+0%)	3mo	$229,900	$151	80
1417 Central Ave	0.18mi	2/2.0	1,424 (-6%)	6mo	$155,000	$109	73
637 Lenox Ave	0.42mi	3/2.0 (+1)	1,504 (-0%)	0mo	$250,000	$166	70
1321 Hazel Ave	0.54mi	3/1.0 (+1)	1,584 (+5%)	3mo	$175,000	$110	59
714 Saint Louis Ave	0.51mi	3/1.5 (+1)	1,416 (-6%)	7mo	$124,950	$88	53
513 Van Horn Ave	0.34mi	3/1.0 (+1)	1,303 (-14%)	7mo	$126,855	$97	50
1910 Euclid Ave	0.53mi	3/2.0 (+1)	1,394 (-8%)	4mo	$200,000	$143	50
629 Caldwell St	0.60mi	2/1.0	1,352 (-11%)	9mo	$200,000	$148	47
2035 Wilmer St	0.73mi	3/1.0 (+1)	1,400 (-7%)	5mo	$155,000	$111	45
1630 Marion	0.64mi	3/1.5 (+1)	1,378 (-9%)	7mo	$295,000	$214	42
810 Brown St	0.60mi	3/2.5 (+1)	1,366 (-10%)	9mo	$239,000	$175	38
736 Elberon Ave	0.71mi	3/2.0 (+1)	1,680 (+11%)	6mo	$105,000	$63	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.23% rent growth · sell at horizon

5-year hold

• IRR: -16.9%
• Equity multiple: 0.40×
• Total profit: $-23,618
• Equity at exit: $20,860

10-year hold

• IRR: -6.7%
• Equity multiple: 0.55×
• Total profit: $-17,664
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43701

• Home prices YoY: -23.2%
• Rents YoY: 4.2%
• Active inventory: 299
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $1,131 medium
• Mortgage (P&I): −$734
• Tax from tax record: −$83 /mo · $998/yr
• Insurance: −$58
• Flood insurance flood zone: −$56 /mo · $666/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$238
• Net cashflow: $-37

Break-even live

Break-even rent $1,178

Max offer price $133,354

Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Listing history 38 events

1. 2026-06-19
   days on market $139,900 Active 68 DOM
2. 2026-06-18
   days on market $139,900 Active 67 DOM
3. 2026-06-17
   days on market $139,900 Active 66 DOM
4. 2026-06-16
   days on market $139,900 Active 65 DOM
5. 2026-06-15
   days on market $139,900 Active 64 DOM
6. 2026-06-14
   days on market $139,900 Active 62 DOM
7. 2026-06-12
   days on market $139,900 Active 61 DOM
8. 2026-06-09
   days on market $139,900 Active 58 DOM
9. 2026-06-08
   days on market $139,900 Active 57 DOM
10. 2026-06-07
    days on market $139,900 Active 56 DOM
11. 2026-06-05
    days on market $139,900 Active 53 DOM
12. 2026-06-02
    days on market $139,900 Active 51 DOM
13. 2026-06-01
    days on market $139,900 Active 50 DOM
14. 2026-05-31
    price $139,900 Active 49 DOM
15. 2026-05-31
    days on market $144,900 Active 49 DOM
16. 2026-05-30
    days on market $144,900 Active 48 DOM
17. 2026-04-29
    price $144,900 1434-char remark

    Show marketing remark (1434 chars)

    Fully renovated 2-bedroom property offering a rare combination of residential comfort, investment potential, and high-visibility location. Situated in a commercial corridor while maintaining residential zoning, this property provides flexibility for homeowners, investors, or potential small business use such as an office, boutique, or live/workspace (buyer to verify). This 1,500+ sq ft home has been extensively updated and is truly move-in ready. Major improvements include a newer roof, furnace, central air, vinyl siding, updated plumbing and electrical, along with new replacement windows, interior and exterior doors, flooring, and a completely remodeled kitchen featuring new cabinetry and countertops. Additional updates include new gutters and modern fixtures throughout. The functional layout offers a spacious living room with decorative fireplace, formal dining area, and multiple rooms that can easily adapt to private offices, workspace, or traditional living. Main floor laundry adds convenience, while the full basement provides excellent storage or future expansion potential. Positioned along a well-traveled route with easy access to major roads, shopping, and local amenities, this property delivers both immediate usability and long-term upside. Whether you’re looking for a move-in ready home, a turnkey investment, or a space to grow your business, this property checks all the boxes. Off Street Parking

18. 2026-04-12
    listed $149,900 Active 1434-char remark

    Show marketing remark (1434 chars)

    Fully renovated 2-bedroom property offering a rare combination of residential comfort, investment potential, and high-visibility location. Situated in a commercial corridor while maintaining residential zoning, this property provides flexibility for homeowners, investors, or potential small business use such as an office, boutique, or live/workspace (buyer to verify). This 1,500+ sq ft home has been extensively updated and is truly move-in ready. Major improvements include a newer roof, furnace, central air, vinyl siding, updated plumbing and electrical, along with new replacement windows, interior and exterior doors, flooring, and a completely remodeled kitchen featuring new cabinetry and countertops. Additional updates include new gutters and modern fixtures throughout. The functional layout offers a spacious living room with decorative fireplace, formal dining area, and multiple rooms that can easily adapt to private offices, workspace, or traditional living. Main floor laundry adds convenience, while the full basement provides excellent storage or future expansion potential. Positioned along a well-traveled route with easy access to major roads, shopping, and local amenities, this property delivers both immediate usability and long-term upside. Whether you’re looking for a move-in ready home, a turnkey investment, or a space to grow your business, this property checks all the boxes. Off Street Parking

19. 2026-03-26
    historical
20. 2025-11-21
    price $159,000
21. 2025-09-30
    price $162,000
22. 2025-09-13
    listed $167,000 Active
23. 2025-09-02
    historical
24. 2025-09-01
    historical
25. 2025-06-28
    listed $167,000 Active
26. 2025-06-23
    price $167,000
27. 2025-05-26
    listed $175,000 Active
28. 2025-05-19
    historical
29. 2025-03-12
    price $175,000
30. 2025-02-28
    price $185,000
31. 2025-02-05
    price $187,900
32. 2025-01-18
    price $194,900
33. 2024-12-17
    listed $199,900 Active
34. 2023-04-18
    historical
35. 2023-01-30
    status Active
36. 2023-01-20
    listed Contingent
37. 2023-01-19
    listed $61,000
38. 2021-10-05
    soldstatus $155,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $998 · $83/mo
• Projected year-2 tax: $1,590 · $133/mo
• Expected delta: +$592/yr (+$49/mo · 59.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,574
• − Mortgage interest: −$7,837
• − Property taxes: −$998
• − Insurance: −$1,366
• − Repairs & maintenance: −$1,086
• − Management: −$1,086
• − Depreciation: −$4,070
• Taxable loss: −$2,869
• Est. tax savings @ 24.0%: +$688
• After-tax cash flow: $244/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Zanesville City
• NCES district ID: 3904517
• Math proficiency: 29% ▼ -19.00%
• Reading proficiency: 38% ▼ -11.00%
• Median HH income: $29,695
• Composite: 27.13/100
• National rank: #7035
• State rank: #570 of 656 in OH

Livability — Zanesville

• Score: 74/100
• State rank: #290
• US rank: #4764

Category grades

Amenities A Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Zanesville, OH
• County: Muskingum County · 56,402 people
• City population: 56,402
• Metro: Zanesville, OH
• Population (ZIP): 56,402
• Household income: $57,565
• Rent vs Own: 36.6% rent · 63.4% own
• Severe rent burden: 1619.0

Population outlook (Muskingum County) Hauer SSP2

• Today (2025): 85,625 people
• By 2030: 84,592 · -1.2%
• By 2040: 81,288 · -5.1%
• By 2050: 76,751 · -10.4%
• By 2075: 64,143 · -25.1%
• By 2100: 47,598 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 6% Black 4% Hispanic / Latino 2%
• Common ancestry: Slovak 2% Iranian 1% Italian 1%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Muskingum

• 2024 margin: Solid R (+43.9) · D 27.6% · R 71.6%
• 2008→2024 swing: -36.7pp toward R · 2008: -7.2pp · 2024: -43.9pp
• All cycles: 2024: R+43.9 2020: R+39.3 2016: R+35.0 2012: R+7.0 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -90.41%
• Current HPI: 298.9994
• Rent YoY: ▲ 4.23%
• Metro: Zanesville, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

-6.5% since first listed

22 events — show timeline

• 2026-04-29 Price Changed $144,900 MLSNOW
• 2026-04-12 Listed $149,900 MLSNOW
• 2026-03-26 Listing Removed — MLSNOW
• 2025-11-21 Price Changed $159,000 MLSNOW
• 2025-09-30 Price Changed $162,000 MLSNOW
• 2025-09-13 Listed $167,000 MLSNOW
• 2025-09-02 Listing Removed — CBRMLS
• 2025-09-01 Listing Removed — MLSNOW
• 2025-06-28 Listed $167,000 CBRMLS
• 2025-06-23 Price Changed $167,000 MLSNOW
• 2025-05-26 Listed $175,000 MLSNOW
• 2025-05-19 Listing Removed — MLSNOW
• 2025-03-12 Price Changed $175,000 MLSNOW
• 2025-02-28 Price Changed $185,000 MLSNOW
• 2025-02-05 Price Changed $187,900 MLSNOW
• 2025-01-18 Price Changed $194,900 MLSNOW
• 2024-12-17 Listed $199,900 MLSNOW
• 2023-04-18 Listing Removed — MLSNOW
• 2023-01-30 Relisted — MLSNOW
• 2023-01-20 Listed — MLSNOW
• 2023-01-19 Listed $61,000 MLSNOW
• 2021-10-05 Sold (Public Records) $155,000 Public Records

Property tax history

+4.9%/yr

Latest (2025): $998 · +40.3% YoY. Source: county tax records.