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13622 Vida Ln
B- Composite 68.4
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.7/10.0
  • 1% rule +7.1/10.0
  • Livability +4.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$175,000

13622 Vida Ln · Dallas, TX 75253
4 bd · 2.0 ba · 1,440 sqft · SingleFamily public records · 23 Days on market
Built 2007 10,019 sqft lot Est $233k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Calling all INVESTORS and DYI enthusiast, this home is for you. It offers 4 bedrooms, 2 full bathrooms, separate living and dining rooms, spacious kitchen with plenty of cabinet space. This property needs work to return to its maximum potential. The home has a good structure but windows, doors and some walls need to be repaired or replaced. Floors also need some work, and electrical wiring needs to be restored to have electricity turn back on. Home is being sold as-is. Roof is about 3 years old only.

Key facts

  • 0.23 acre lot
  • Garage
  • Built 2007

Property features AI

Finance

  • Financial info: Treat as clear loan type; No second mortgage
  • HOA & community: No association

Exterior

  • Parking: Driveway; Covered parking (1 space); Attached garage with 1 garage space
  • Utilities: Utilities: see remarks; Not in a municipal utility district
  • Home design: Single-family residence; Residential property; One story; Property not attached
  • Construction: Built in 2007; Brick and siding construction
  • Exterior features: Lot under 0.5 acre (approximately 0.23 acres); Subdivision: Barbara Lambert; Directions: Hwy 175 South to Beltline Rd, turn left, then turn right on Vida Ln

Interior

  • Kitchen: Dishwasher
  • Bedrooms: Four bedrooms (all on the main level); Primary bedroom (main level)
  • Bathrooms: Two full bathrooms
  • Heating & cooling: No heating specified; No cooling specified
  • Interior features: One-level layout; Five total rooms; One living area; One dining area; Other interior features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $428 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $172k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Solar Preparatory School For Girls At Bonham (math 59% / reading 65%, grade B, #321 of 4,322 statewide, top 8%, 743 students, 49% FRL) — zoned schools average 49% FRL vs 83% district-wide (34 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 62% at this address vs 34% district-wide (+28 pts) — the actual schools serving this property are materially stronger than the Dallas ISD average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents soft (-0.6%/yr); 126 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $172,375 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
9.23%
Cash-on-cash
10.49%
DSCR
1.47
GRM
6.9

CMA / ARV

ARV (on-the-fly)
$233,280
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13718 Vida Ln 0.06mi 4/2.0 1,430 (-1%) 4mo $235,000 $164 92
13726 Vida Ln 0.08mi 4/2.0 1,440 (0%) 5mo $230,000 $160 92
13444 Vida Ln 0.15mi 3/2.0 (-1) 1,430 (-1%) 1mo $225,000 $157 86
13312 Kempwood Ln 0.31mi 3/2.0 (-1) 1,387 (-4%) 2mo $210,000 $151 73
1547 Vida Ct 0.18mi 3/2.0 (-1) 1,643 (+14%) 1mo $260,000 $158 62
1611 Cedar Bluff Ln 0.30mi 3/2.0 (-1) 1,243 (-14%) 3mo $205,000 $165 56
14106 Kelann Ct 0.41mi 4/2.0 1,624 (+13%) 7mo $270,000 $166 54
14213 Wrangler Way 0.69mi 3/2.0 (-1) 1,559 (+8%) 4mo $208,250 $134 46
1445 Macy Ln 0.44mi 3/2.0 (-1) 1,630 (+13%) 10mo $264,000 $162 44
14157 Stallion Ridge Dr 0.53mi 3/2.0 (-1) 1,591 (+10%) 12mo $248,900 $156 43
14203 Riata Ln 0.69mi 4/2.0 1,611 (+12%) 12mo $276,500 $172 38
2004 Sweetbay Ct 0.55mi 3/2.0 (-1) 1,254 (-13%) 12mo $250,000 $199 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-4.1%
Equity multiple
0.85×
Total profit
$-7,236
Equity at exit
$26,093
10-year hold
IRR
1.7%
Equity multiple
1.10×
Total profit
$5,032
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75253

Home prices YoY
-7.2%
Rents YoY
-0.6%
Active inventory
126
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,121 high interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$257 /mo · $3,079/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$445
Net cashflow
$428

Break-even live

Break-even rent $1,579
Max offer price $175,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13631 Biggs St Dallas, TX 3.0 2.0 1272 $1,595 $1.25 44d 1 0.34mi
13637 Biggs St Dallas, TX 3.0 2.0 1227 $1,700 $1.39 5d 1 0.34mi
1915 Pin Oak Ln Dallas, TX 3.0 2.0 1645 $2,039 $1.24 3d 1 0.57mi
2006 Bumelia Ct Dallas, TX 4.0 2.0 1593 $1,799 $1.13 3d 1 0.62mi
2006 Bumelia Ct Dallas, TX 4.0 2.0 1593 $1,799 $1.13 5d 1 0.62mi
15407 Dorothy Nell Dr Dallas, TX 3.0 2.0 1566 $1,800 $1.15 19d 1 0.67mi
1759 Round House Ln Unit 1546066P Dallas, TX 3.0 2.0 1442 $3,430 $2.38 15d 1 0.69mi
1717 Round House Ln Dallas, TX 3.0 2.0 1260 $2,099 $1.67 8d 1 0.70mi
14267 Chaps Dr Dallas, TX 4.0 2.5 1552 $2,336 $1.51 44d 1 0.76mi
14267 Chaps Dr Dallas, TX 4.0 2.5 1552 $1,955 $1.26 24d 1 0.76mi
911 Nata Ln Dallas, TX 3.0 2.0 1632 $2,250 $1.38 44d 1 0.78mi
903 Nata Ln Dallas, TX 3.0 2.0 1632 $2,250 $1.38 44d 1 0.79mi
1367 Barrel Dr Dallas, TX 3.0 2.0 1315 $1,909 $1.45 22d 1 0.86mi
15630 Gatsby Ln Dallas, TX 4.0 2.5 1696 $2,321 $1.37 20d 1 0.88mi
1342 Barrel Dr Dallas, TX 3.0 2.0 1542 $1,899 $1.23 44d 1 0.90mi
1334 Barrel Dr Dallas, TX 3.0 2.0 1315 $1,800 $1.37 44d 1 0.91mi
117 Quail Run Dr Seagoville, TX 3.0 2.0 1816 $2,085 $1.15 5d 1 0.91mi
1310 Barrel Dr Dallas, TX 3.0 2.0 1315 $1,826 $1.39 14d 1 0.92mi
1310 Barrel Dr Dallas, TX 3.0 2.0 1315 $1,760 $1.34 3d 1 0.92mi
2222 Echo Lake Dr Dallas, TX 3.0 2.0 1350 $1,850 $1.37 17d 1 1.07mi
2809 N Highway 175 Seagoville, TX 3.0 1.0 998 $1,300 $1.30 1d 1 1.18mi
2709 Lexington St Seagoville, TX 3.0 2.0 1215 $1,850 $1.52 8d 1 1.30mi
12248 Ortega St Dallas, TX 3.0 2.0 1346 $1,970 $1.46 3d 1 1.36mi

Listing history 16 events

  1. 2026-06-18
    days on market $175,000 Active 23 DOM
  2. 2026-06-17
    days on market $175,000 Active 22 DOM
  3. 2026-06-16
    days on market $175,000 Active 21 DOM
  4. 2026-06-15
    days on market $175,000 Active 20 DOM
  5. 2026-06-13
    days on market $175,000 Active 18 DOM
  6. 2026-06-09
    days on market $175,000 Active 14 DOM
  7. 2026-06-08
    days on market $175,000 Active 13 DOM
  8. 2026-06-07
    days on market $175,000 Active 12 DOM
  9. 2026-06-04
    days on market $175,000 Active 9 DOM
  10. 2026-06-03
    days on market $175,000 Active 8 DOM
  11. 2026-06-02
    days on market $175,000 Active 7 DOM
  12. 2026-06-01
    days on market $175,000 Active 6 DOM
  13. 2026-05-31
    days on market $175,000 Active 5 DOM
  14. 2026-05-26
    listed $175,000 Active
  15. 2018-05-18
    historical
  16. 2018-04-18
    listed $169,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,079 · $257/mo
Projected year-2 tax
$3,202 · $267/mo
Expected delta
+$124/yr (+$10/mo · 4.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,451
− Mortgage interest
−$9,803
− Property taxes
−$3,079
− Insurance
−$875
− Repairs & maintenance
−$2,036
− Management
−$2,036
− Depreciation
−$5,091
Taxable income
$2,532
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$608
After-tax cash flow
$4,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
24,395
Household income
$60,874
Rent vs Own
31.1% rent · 68.9% own
Severe rent burden
497.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (70%)
Race & ethnicity
Hispanic / Latino 70% Two or more races 35% White 15% Black 14% Asian 1%
Hispanic origin (detail)
Mexican 64%
Common ancestry
Iranian 1% Slovak 1%
Foreign-born
32% · Canada
Languages at home
36% English-only · Spanish 62%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -27.55%
Current HPI
357.4375
Rent YoY
▼ -0.58%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+3.6% since first listed
3 events — show timeline
  • 2026-05-26 Listed $175,000 NTREIS
  • 2018-05-18 Listing Removed NTREIS
  • 2018-04-18 Listed $169,000 NTREIS

Property tax history

+0.8%/yr

Latest (2025): $3,079 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…