3101 N Country Club Dr #306 · Aventura, FL
Flood risk 7/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.77%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.4/30.0
- 1% rule +8.9/10.0
- ARV discount +7.5/15.0
- DSCR +6.1/10.0
- Schools +4.2/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$225,888
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
lOCATED IN THE HEART OF aVENTURA. iDEAL BUY FOR FIRST TIME HOMEOWNERS. fALL IN LOVE WITH THIS BRIGHT AND SPACIOUS APARTMENT. qUAINT 1 bed 1 bath, screen balcony IN bRAVURA cONDO. oVERLOOKING GREAT GOLF. eNJOY A GYM, POOL, library, HEATED POOL, LAUNDRY FACILITIES ON EACH FLOOR, PARTY ROOM, ASSIGNED PARKING SPACE, A LARGE STORAGE AND MORE!. walking distance to mallS, restaurants, GROCERY SHOPPING. sHORT DRIVE TO THE BEACH, gULFSTREAM pARK, sUNNY ISLES AND hOLLYWOOD. maintenance include: gym, cable, internet, pool, water, garbage, landscaping, building insurance, parking, heated pool, security, management, maintenance, janitors cameras, monthly pest control, boilers, bbq, social room and libra
Key facts
- Screen balcony
- Heated pool
- $735 HOA
Tags
Property features AI
Finance
- Financial info: Pets allowed with restrictions or conditional approval
- HOA & community: Monthly association fee; Association fee includes amenities, common areas, cable TV, hot water, internet, laundry, grounds maintenance, structure maintenance, reserve fund, roof, sewer, security, trash, and water; Building amenities include fitness center and elevators
Exterior
- Parking: Detached carport; Assigned parking; Guest parking; One covered space
- Security: Lobby secured; Phone entry; Security guard
- Utilities: Cable available
- Home design: Condo/attached property; Faces south; Entry on level 3; Single-level unit in a 7-story building
- Construction: Block construction; Resale property
- Exterior features: Balcony; Screened balcony
Interior
- Kitchen: Electric range; Self-cleaning oven; Microwave; Refrigerator; Icemaker
- Bedrooms: Bedroom on main level
- Flooring: Hardwood; Wood
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air (electric)
- Interior features: Breakfast bar; Built-in features; Eat-in kitchen; Living/dining room; Walk-in closet(s); Elevator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $226k.
Deal economics
- At list price, monthly cash flow is $-176 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $195k (13.7% below list).
- Meets the 1% rule at list price ($3k rent vs $226k).
- Recommended offer: $195k (13.7% below list) — sets the bar for cash-flow.
- Cap rate 7.6% vs local median 2.6% in Aventura — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#127 in FL, #1,834 nationally) — a professional / high-income tenant draw. Strengths: schools A+, health & safety A+, amenities A; Watch: crime D+, cost of living F.
- Miami-Dade (suburban): math 45% / reading 54% proficiency, ranked #40 of 73 in FL (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-1.5%/yr); 992 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,051 units permitted in Miami-Dade County in 2024 (7,758 in 5+ unit buildings).
- This rent runs 41% of the median local income ($91k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Miami-Dade County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 509 days — a 12% lower offer ($199k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $178k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo; HOA is 23% of rent.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 509 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 7.63%
- Cash-on-cash
- 4.76%
- DSCR
- 1.21
- GRM
- 6.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -27.7%
- Equity multiple
- 0.11×
- Total profit
- $-56,286
- Equity at exit
- $33,681
- IRR
- -65.4%
- Equity multiple
- -0.52×
- Total profit
- $-96,100
- Equity at exit
- $19,531
Cash invested: $63,249 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33180
- Rents YoY
- -1.5%
- Active inventory
- 992
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $3,144 medium interval (Pro) →
- Mortgage (P&I)
- −$1,185
- Tax from tax record
- −$220 /mo · $2,635/yr
- Insurance
- −$94
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$735
- Vacancy / Maint / Mgmt
- −$660
- Net cashflow
- $-176
Break-even live
Sensitivity live
| Price | -10% $-48 | -5% $-112 | +0% $-176 | +5% $-240 | +10% $-304 |
|---|---|---|---|---|---|
| Rent | -10% $-424 | -5% $-300 | +0% $-176 | +5% $-51 | +10% $73 |
| Rate | -1.0pp $-62 | -0.5pp $-118 | base $-176 | +0.5pp $-234 | +1.0pp $-294 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,472
- Closing costs
- $6,777
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1180 E Hallandale Beach Blvd Unit 1241877P Hallandale Beach, FL | 1.0–2.0 | 1.0–2.0 | 844 | $2,465 | $2.92 | 4d | 2 | 1.19mi |
HOA detail condo
- Monthly dues
- $735 · $8,820/yr
- Likely covers
- watertrashinternetcablelandscapinginsurancepoolgymsecurityparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 26 events
-
2026-06-18days on market $225,888 Active 509 DOM
-
2026-06-17days on market $225,888 Active 508 DOM
-
2026-06-16days on market $225,888 Active 507 DOM
-
2026-06-15days on market $225,888 Active 506 DOM
-
2026-06-13days on market $225,888 Active 504 DOM
-
2026-06-09days on market $225,888 Active 500 DOM
-
2026-06-08days on market $225,888 Active 499 DOM
-
2026-06-08days on market $225,888 Active 498 DOM
-
2026-06-04days on market $225,888 Active 495 DOM
-
2026-06-03days on market $225,888 Active 494 DOM
-
2026-06-02days on market $225,888 Active 493 DOM
-
2026-06-01days on market $225,888 Active 492 DOM
-
2026-05-31days on market $225,888 Active 491 DOM
-
2026-01-25status Active
-
2026-01-23historical
-
2025-01-23$225,888 Active
-
2023-11-28historical $1,750
-
2023-11-10$1,750
-
2023-05-01status Active
-
2022-08-12status Active
-
2022-07-24status Pending
-
2022-07-14price $229,222
-
2022-05-27$215,222 Active
-
2005-09-28soldstatus $178,000
-
1974-07-01soldstatus $27,500
-
1972-02-01soldstatus $20,200
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,635 · $220/mo
- Projected year-2 tax
- $2,635 · $220/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone AE · 77% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥103°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,734
- − Mortgage interest
- −$12,653
- − Property taxes
- −$2,635
- − Insurance
- −$6,248
- − Repairs & maintenance
- −$3,019
- − Management
- −$3,019
- − HOA
- −$8,820
- − Depreciation
- −$6,571
- Taxable loss
- −$5,231
- Est. tax savings @ 24.0%
- +$1,255
- After-tax cash flow
- $-853/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Miami-Dade
- NCES district ID
- 1200390
- Math proficiency
- 45% ▼ -16.00%
- Reading proficiency
- 54% ▼ -5.00%
- Median HH income
- $43,928
- Composite
- 41.76/100
- National rank
- #3397
- State rank
- #40 of 73 in FL
Livability — Aventura
- Score
- 80/100
- State rank
- #127
- US rank
- #1834
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Aventura, FL
- County
- Miami-Dade County · 2,697,751 people
- City population
- 34,147
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 34,147
- Household income
- $91,055
- Rent vs Own
- Severe rent burden
- 1838.0
Population outlook (Miami-Dade County) Hauer SSP2
- Today (2025)
- 3,126,439 people
- By 2030
- 3,325,765 · +6.4%
- By 2040
- 3,697,561 · +18.3%
- By 2050
- 4,012,134 · +28.3%
- By 2075
- 4,605,612 · +47.3%
- By 2100
- 4,866,598 · +55.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 46% Hispanic / Latino 45% Two or more races 28% Black 2% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2% Cuban 7% Dominican 1% Salvadoran 6%
- Common ancestry
- Scotch-Irish 5% Romanian 5% Italian 3%
- Foreign-born
- 52% · Canada, Jamaica, Dominican Republic
- Languages at home
- 30% English-only · Spanish 49% Other Indo-European 6% Russian/Polish/Slavic 4%
Political lean MEDSL · Miami-Dade
- 2024 margin
- R (+11.4) · D 43.9% · R 55.4%
- 2008→2024 swing
- -27.6pp toward R · 2008: 16.1pp · 2024: -11.4pp
- All cycles
- 2024: R+11.4 2020: D+7.3 2016: D+29.6 2012: D+23.7 2008: D+16.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -343.81%
- Current HPI
- 234.7715
- Rent YoY
- ▼ -1.51%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+1018.3% since first listed13 events — show timeline
- 2026-01-25 Relisted — MARMLS
- 2026-01-23 Listing Removed — MARMLS
- 2025-01-23 Listed $225,888 MARMLS
- 2023-11-28 Rental Removed $1,750 MARMLS
- 2023-11-10 Listed for Rent $1,750 MARMLS
- 2023-05-01 Relisted — MARMLS
- 2022-08-12 Relisted — MARMLS
- 2022-07-24 Pending — MARMLS
- 2022-07-14 Price Changed $229,222 MARMLS
- 2022-05-27 Listed $215,222 MARMLS
- 2005-09-28 Sold (Public Records) $178,000 Public Records
- 1974-07-01 Sold (Public Records) $27,500 Public Records
- 1972-02-01 Sold (Public Records) $20,200 Public Records
Property tax history
+12.2%/yrLatest (2025): $2,635 · -2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…