CashFlowRE
Sign in Sign up
762 Keyes Dr
F Composite 33.65
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • Schools +4.5/10.0
  • Livability +3.7/5.0
  • DSCR +3.3/10.0
  • ARV discount +2.9/15.0
  • Rent growth +2.8/5.0
  • 1% rule +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$254,900

762 Keyes Dr · Grovetown, GA 30813
3 bd · 2.0 ba · 1,264 sqft · SingleFamily public records · 23 Days on market
Built 2011 7,841 sqft lot Est $231k · 10% over $8/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Adorable home located in the Ashbrooke subdivision. This location is conveniently located near I-20 and close to a lot of Grovetown's great features, including their excellent schools. This home has a spacious living room that leads into the kitchen equipped with up-to-date appliances. Beautiful hardwood floors in all bedrooms. The owners suite has an attached bath and a walk-in closet. This home also feature two more bedrooms and one full bath. The spacious laundry room offers plenty of storage space and shelves. The backyard has a quaint patio that overlooks the landscaped backyard. Don't miss out on this beautiful home!

Key facts

  • Walk-in closet
  • Storage building
  • Split floor plan

Tags

WALK-IN PANTRYLARGE FENCED BACKYARDPATIOSTORAGE BUILDINGSPLIT FLOOR PLANWALK-IN CLOSET

Property features AI

Finance

  • HOA & community: Homeowners association with annual fee ($100/year); Community trails; Street lights in community

Exterior

  • Parking: Concrete parking pad
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family residence; One level / single-story; Entry on main level
  • Construction: Vinyl siding with frame construction; Shingle roof; Slab foundation; Built with modern materials (year built not provided)
  • Exterior features: Patio; Privacy fencing / fenced yard; Irrigation system (front and rear); Outbuilding; Landscaped lot; Paved road access; Has a view

Interior

  • Kitchen: Refrigerator; Range; Dishwasher; Microwave; Garbage disposal; Electric water heater
  • Bedrooms: Total rooms: 6
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating (electric); Central air; Ceiling fan(s)
  • Interior features: Walk-in closets; Ceiling fans; Pantry; Eat-in kitchen; Window coverings; Insulated windows; Unfurnished
  • Laundry & utility: Washer hookup; Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $-89 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (6.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $193k (24.3% below list).
  • Recommended offer: $193k (24.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.6% in Grovetown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Baker Place Elementary (math 58% / reading 58%, grade C+, #143 of 1,228 statewide, top 12%, 1,005 students, 28% FRL); Columbia Middle School (math 37% / reading 48%, grade D-, #122 of 470 statewide, top 26%, 993 students, 33% FRL); Grovetown High School (math 15% / reading 25%, grade F, #232 of 424 statewide, top 56%, 2,236 students, 34% FRL).
  • Market conditions: Rents rising (+1.1%/yr); 724 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $187k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,905 (24.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.87%
Cash-on-cash
-1.49%
DSCR
0.93
GRM
11.0

CMA / ARV

ARV (on-the-fly)
$231,312
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4909 Ashbrooke Way 0.09mi 3/2.0 1,306 (+3%) 10mo $225,000 $172 82
2050 Sylvan Lake Dr 0.34mi 3/2.0 1,272 (+1%) 16mo $250,000 $197 70
543 Cranberry Circle Cir 0.24mi 3/2.0 1,335 (+6%) 12mo $250,000 $187 70
2003 Shoreline Dr 0.52mi 3/2.0 1,339 (+6%) 1mo $245,000 $183 65
2119 Sylvan Lake Dr 0.46mi 3/2.0 1,342 (+6%) 8mo $249,900 $186 61
547 Cranberry Cir 0.23mi 3/2.0 1,386 (+10%) 16mo $215,000 $155 60
713 Keyes Dr 0.14mi 4/2.0 (+1) 1,410 (+12%) 14mo $239,900 $170 58
419 Millwater Ct 0.32mi 3/2.0 1,424 (+13%) 12mo $250,000 $176 54
2024 Shoreline Dr 0.53mi 2/2.0 (-1) 1,158 (-8%) 3mo $230,000 $199 54
2056 Sylvan Lake Dr 0.33mi 3/2.0 1,409 (+12%) 16mo $259,900 $184 52
1986 Sylvan Lake Dr 0.53mi 2/2.0 (-1) 1,195 (-6%) 17mo $210,000 $176 47
315 Bowen Fls 0.62mi 2/2.0 (-1) 1,098 (-13%) 4mo $198,000 $180 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-20.7%
Equity multiple
0.29×
Total profit
$-50,549
Equity at exit
$38,006
10-year hold
IRR
-18.3%
Equity multiple
0.08×
Total profit
$-65,494
Equity at exit
$22,039

Cash invested: $71,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
724
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$1,929 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$162 /mo · $1,942/yr
Insurance
$106
HOA
$8
Vacancy / Maint / Mgmt
$405
Net cashflow
$-89

Break-even live

Break-even rent $2,041
Max offer price $239,212
Occupancy floor 100%

Sensitivity live

Price -10% $55 -5% $-17 +0% $-89 +5% $-161 +10% $-233
Rent -10% $-241 -5% $-165 +0% $-89 +5% $-13 +10% $64
Rate -1.0pp $40 -0.5pp $-24 base $-89 +0.5pp $-155 +1.0pp $-222

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,725
Closing costs
$7,647
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
547 Cranberry Cir Grovetown, GA 3.0 2.0 1386 $1,650 $1.19 44d 1 0.24mi
2056 Sylvan Lake Dr Grovetown, GA 3.0 2.0 1409 $1,995 $1.42 24d 1 0.34mi
536 Stirling Bridge Rd Grovetown, GA 3.0 2.0 1450 $1,750 $1.21 24d 1 0.41mi
2045 Shoreline Dr Grovetown, GA 3.0 2.0 1219 $1,650 $1.35 14d 1 0.45mi
358 Bowen Fls Grovetown, GA 2.0 2.0 1156 $1,395 $1.21 24d 1 0.52mi
1864 Long Creek Fls Grovetown, GA 4.0 2.0 1750 $1,875 $1.07 24d 1 0.75mi
1117 Jolly LN Grovetown, GA 3.0 2.5 1461 $1,995 $1.37 14d 1 0.84mi
298 High Meadows Cir Grovetown, GA 3.0 2.0 1634 $1,850 $1.13 14d 1 0.85mi
1115 Jolly Ln , GA 3.0 2.5 1461 $2,035 $1.39 14d 1 0.85mi
1066 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $1,720 $1.09 14d 1 0.88mi
1058 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 24d 1 0.89mi
1042 Linsmore Ave Grovetown, GA 3.0 3.0 1550 $1,900 $1.23 21d 1 0.89mi
1042 Linsmore Ave Grovetown, GA 3.0 2.5 1550 $1,900 $1.23 24d 1 0.89mi
5336 Nikki Way Unit 1 Grovetown, GA 4.0 2.5 1755 $1,895 $1.08 44d 1 0.89mi
5336 Nikki Way Grovetown, GA 4.0 3.0 1755 $1,895 $1.08 24d 1 0.89mi
1063 Linsmore Ave Grovetown, GA 3.0 2.5 1656 $1,975 $1.19 24d 1 0.91mi
253 High Meadows Cir Grovetown, GA 3.0 2.0 1522 $2,000 $1.31 44d 1 0.91mi
253 High Meadows Cir Grovetown, GA 3.0 2.0 1522 $2,000 $1.31 24d 1 0.91mi
1055 Linsmore Ave Grovetown, GA 3.0 2.5 1540 $1,875 $1.22 14d 1 0.91mi
703 Buddy Ct Grovetown, GA 3.0 2.5 1545 $1,750 $1.13 24d 1 0.93mi
703 Buddy Ct Grovetown, GA 3.0 2.5 1545 $1,750 $1.13 44d 1 0.93mi
1007 Linsmore Ave Grovetown, GA 3.0 2.5 1574 $2,100 $1.33 44d 1 0.94mi
943 Erika Ln Grovetown, GA 3.0 2.0 1285 $1,700 $1.32 14d 1 0.98mi
724 Buddy Ct Grovetown, GA 3.0 2.0 1612 $1,870 $1.16 24d 1 0.98mi
3615 Penrith Dr Grovetown, GA 4.0 2.0 1842 $2,125 $1.15 44d 1 1.16mi
456 Brantley Cove Cir Grovetown, GA 3.0 2.5 1652 $1,995 $1.21 44d 1 1.34mi
738 Woodvine Dr Grovetown, GA 3.0 2.5 1772 $2,135 $1.20 21d 1 1.48mi

HOA detail

Monthly dues
$8 · $96/yr

Listing history 31 events

  1. 2026-06-18
    days on market $254,900 Active 23 DOM
  2. 2026-06-17
    days on market $254,900 Active 22 DOM
  3. 2026-06-16
    days on market $254,900 Active 21 DOM
  4. 2026-06-15
    days on market $254,900 Active 20 DOM
  5. 2026-06-14
    days on market $254,900 Active 18 DOM
  6. 2026-06-13
    days on market $254,900 Active 17 DOM
  7. 2026-06-10
    days on market $254,900 Active 15 DOM
  8. 2026-06-09
    days on market $254,900 Active 14 DOM
  9. 2026-06-08
    days on market $254,900 Active 13 DOM
  10. 2026-06-07
    days on market $254,900 Active 12 DOM
  11. 2026-06-03
    days on market $254,900 Active 8 DOM
  12. 2026-06-02
    days on market $254,900 Active 7 DOM
  13. 2026-06-01
    days on market $254,900 Active 6 DOM
  14. 2026-05-31
    days on market $254,900 Active 5 DOM
  15. 2026-05-30
    days on market $254,900 Active 4 DOM
  16. 2026-05-26
    listed $254,900 Active
  17. 2025-06-07
    historical $1,650
  18. 2025-06-04
    price $1,650
  19. 2025-05-01
    historical $1,700
  20. 2025-05-01
    listed $1,700
  21. 2025-02-18
    listed $1,700
  22. 2022-01-21
    price $1,500
  23. 2021-11-09
    soldstatus $187,000
  24. 2021-10-18
    soldstatus $187,000 630-char remark
    Show marketing remark (630 chars)

    Adorable home located in the Ashbrooke subdivision. This location is conveniently located near I-20 and close to a lot of Grovetown's great features, including their excellent schools. This home has a spacious living room that leads into the kitchen equipped with up-to-date appliances. Beautiful hardwood floors in all bedrooms. The owners suite has an attached bath and a walk-in closet. This home also feature two more bedrooms and one full bath. The spacious laundry room offers plenty of storage space and shelves. The backyard has a quaint patio that overlooks the landscaped backyard. Don't miss out on this beautiful home!

  25. 2021-10-18
    soldstatus $187,000 630-char remark
    Show marketing remark (630 chars)

    Adorable home located in the Ashbrooke subdivision. This location is conveniently located near I-20 and close to a lot of Grovetown's great features, including their excellent schools. This home has a spacious living room that leads into the kitchen equipped with up-to-date appliances. Beautiful hardwood floors in all bedrooms. The owners suite has an attached bath and a walk-in closet. This home also feature two more bedrooms and one full bath. The spacious laundry room offers plenty of storage space and shelves. The backyard has a quaint patio that overlooks the landscaped backyard. Don't miss out on this beautiful home!

  26. 2021-09-22
    listed $175,500 630-char remark
    Show marketing remark (630 chars)

    Adorable home located in the Ashbrooke subdivision. This location is conveniently located near I-20 and close to a lot of Grovetown's great features, including their excellent schools. This home has a spacious living room that leads into the kitchen equipped with up-to-date appliances. Beautiful hardwood floors in all bedrooms. The owners suite has an attached bath and a walk-in closet. This home also feature two more bedrooms and one full bath. The spacious laundry room offers plenty of storage space and shelves. The backyard has a quaint patio that overlooks the landscaped backyard. Don't miss out on this beautiful home!

  27. 2021-09-22
    listed $175,500 630-char remark
    Show marketing remark (630 chars)

    Adorable home located in the Ashbrooke subdivision. This location is conveniently located near I-20 and close to a lot of Grovetown's great features, including their excellent schools. This home has a spacious living room that leads into the kitchen equipped with up-to-date appliances. Beautiful hardwood floors in all bedrooms. The owners suite has an attached bath and a walk-in closet. This home also feature two more bedrooms and one full bath. The spacious laundry room offers plenty of storage space and shelves. The backyard has a quaint patio that overlooks the landscaped backyard. Don't miss out on this beautiful home!

  28. 2011-08-31
    soldstatus $116,400
  29. 2011-08-31
    soldstatus $116,400
  30. 2011-03-23
    listed $118,900
  31. 2011-03-23
    listed $118,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,942 · $162/mo
Projected year-2 tax
$2,345 · $195/mo
Expected delta
+$403/yr (+$34/mo · 20.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,149
− Mortgage interest
−$14,278
− Property taxes
−$1,942
− Insurance
−$1,274
− Repairs & maintenance
−$1,852
− Management
−$1,852
− HOA
−$96
− Depreciation
−$7,415
Taxable loss
−$5,561
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,335
After-tax cash flow
$269/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Columbia County · 154,184 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
960.0

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Italian 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.24%
Current HPI
233.821
Rent YoY
▲ 1.15%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+114.4% since first listed
16 events — show timeline
  • 2026-05-26 Listed $254,900 Hive MLS
  • 2025-06-07 Rental Removed $1,650 TENANTTURNER2
  • 2025-06-04 Price Changed $1,650 TENANTTURNER2
  • 2025-05-01 Rental Removed $1,700 APPFOLIO
  • 2025-05-01 Listed for Rent $1,700 TENANTTURNER2
  • 2025-02-18 Listed for Rent $1,700 APPFOLIO
  • 2022-01-21 Price Changed $1,500 RENT.
  • 2021-11-09 Sold (Public Records) $187,000 Public Records
  • 2021-10-18 Sold (MLS) $187,000 Hive MLS
  • 2021-10-18 Sold (MLS) $187,000 Hive MLS
  • 2021-09-22 Listed $175,500 Hive MLS
  • 2021-09-22 Listed $175,500 Hive MLS
  • 2011-08-31 Sold (MLS) $116,400 Hive MLS
  • 2011-08-31 Sold (MLS) $116,400 Hive MLS
  • 2011-03-23 Listed $118,900 Hive MLS
  • 2011-03-23 Listed $118,900 Hive MLS

Property tax history

+4.5%/yr

Latest (2025): $1,942 · -6.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…