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18 Oak Ridge Cemetery Road Rd SW
B- Composite 66.37
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.6/30.0
  • ARV discount +13.1/15.0
  • DSCR +7.2/10.0
  • Appreciation +5.6/10.0
  • 1% rule +5.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Schools +2.3/10.0

$209,000

18 Oak Ridge Cemetery Road Rd SW · Ludowici, GA 31316
3 bd · 2.0 ba · 1,282 sqft · SingleFamily public records · 34 Days on market
Built 2022 Good condition 10,454 sqft lot $163/sqft · 12% below area Est $239k · 12% under ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This beautiful 3 bed, 2 bath home is ready for its next owners! Super conveniently located, amazingly priced, and the sellers are offering a paint allowance with motivated sellers ready to make a deal. Well-kept and move-in ready with so much potential to make it your own. Whether you're a first-time buyer, downsizing, or investing, this one is worth a look.

Key facts

  • 0.24 acre lot
  • Garage
  • Built 2022

Property features AI

Finance

  • Other: Property listed by Next Move Real Estate

Exterior

  • Parking: Attached garage; Carport; 1 covered parking space (1 total parking space)
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Residential property; City street frontage
  • Construction: Vinyl siding; Asbestos shingle roof; Slab foundation; Built as residential single-family
  • Exterior features: Other exterior features; Fencing (other)

Interior

  • Kitchen: Other kitchen features
  • Bedrooms: Total rooms: 6
  • Bathrooms: 2 full bathrooms
  • Interior features: Fireplace; Electric water heater; Other interior features
  • Laundry & utility: Other laundry/utility features

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $209k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $355 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $209k).
  • Recommended offer: $203k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.3% vs local median 5.4% in Ludowici — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#74 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A; Watch: employment D, amenities F, commute F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
  • Market conditions: 412 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $4k of equity ($1k loan paydown + $2k appreciation (1.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (1.2% appreciation + 3.0% rent growth), your $59k cash investment doubles in ~6 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($203k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $202,730 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.33%
Cash-on-cash
7.29%
DSCR
1.32
GRM
7.9

CMA / ARV

ARV (median comp)
$238,558
List price
$209,000
Delta
-12.39%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
60 Oak Ridge Cemetery Rd 0.04mi 3/2.0 1,300 (+1%) 14mo $227,000 $175 84
819 S Mcdonald St 0.26mi 3/2.0 1,194 (-7%) 3mo $51,000 $43 74
21 SW Oak Ridge Cemetery Rd SW 0.03mi 3/2.0 1,473 (+15%) 8mo $285,000 $193 67
613 S Macon St 0.57mi 3/2.0 1,282 (0%) 10mo $217,000 $169 65
3722 Old Darien-macon Darien Rd 0.58mi 3/2.0 1,223 (-5%) 2mo $244,000 $200 64
1046 Buster Phillips Rd SE 0.62mi 3/2.0 1,249 (-3%) 16mo $240,000 $192 54
173 Franklin Tree Dr NE 0.27mi 3/2.0 1,132 (-12%) 19mo $222,300 $196 52
142 Railroad St 0.74mi 3/2.0 1,292 (+1%) 20mo $220,000 $170 48
198 Archibald Ave SE 0.71mi 3/2.0 1,336 (+4%) 20mo $255,000 $191 44
398 Macon St 0.67mi 3/2.0 1,172 (-9%) 18mo $210,500 $180 40
8 Rimes Avenue Ave SE 0.67mi 4/2.0 (+1) 1,466 (+14%) 20mo $267,000 $182 23
55 Union St 0.74mi 4/3.0 (+1) 1,472 (+15%) 18mo $250,000 $170 16

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
9.4%
Equity multiple
1.48×
Total profit
$28,159
Equity at exit
$73,078
10-year hold
IRR
13.1%
Equity multiple
2.62×
Total profit
$94,905
Equity at exit
$98,466

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31316

Home prices YoY
0.6%
Active inventory
412
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$2,201 medium interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$201 /mo · $2,408/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$462
Net cashflow
$355

Break-even live

Break-even rent $1,752
Max offer price $209,000
Occupancy floor 79%

Sensitivity live

Price -10% $474 -5% $414 +0% $355 +5% $296 +10% $237
Rent -10% $181 -5% $268 +0% $355 +5% $442 +10% $529
Rate -1.0pp $461 -0.5pp $408 base $355 +0.5pp $301 +1.0pp $246

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
149 W Franklin St Ludowici, GA 3.0 2.5 1704 $2,250 $1.32 45d 1 0.25mi
147 Rimes Ave SE Ludowici, GA 4.0 2.0 1782 $2,100 $1.18 45d 1 0.57mi
34 Pine St Unit C C Ludowici, GA 2.0 1.0 990 $1,395 $1.41 45d 1 0.75mi
171 Baker Field Ln SE Ludowici, GA 4.0 2.0 1807 $2,350 $1.30 45d 1 1.43mi

Listing history 16 events

  1. 2026-06-17
    status $209,000 Pending 34 DOM
  2. 2026-06-16
    days on market $209,000 Active 34 DOM
  3. 2026-06-15
    days on market $209,000 Active 33 DOM
  4. 2026-06-14
    days on market $209,000 Active 31 DOM
  5. 2026-06-13
    days on market $209,000 Active 30 DOM
  6. 2026-06-10
    days on market $209,000 Active 28 DOM
  7. 2026-06-09
    days on market $209,000 Active 27 DOM
  8. 2026-06-08
    days on market $209,000 Active 26 DOM
  9. 2026-06-07
    pricedays on market $209,000 Active 25 DOM
  10. 2026-06-05
    days on market $219,999 Active 22 DOM
  11. 2026-06-03
    days on market $219,999 Active 21 DOM
  12. 2026-06-02
    days on market $219,999 Active 20 DOM
  13. 2026-06-01
    days on market $219,999 Active 19 DOM
  14. 2026-05-31
    days on market $219,999 Active 18 DOM
  15. 2026-05-30
    days on market $219,999 Active 17 DOM
  16. 2026-05-13
    listed $225,000 Active 360-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,408 · $201/mo
Projected year-2 tax
$2,408 · $201/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,416
− Mortgage interest
−$11,707
− Property taxes
−$2,408
− Insurance
−$1,045
− Repairs & maintenance
−$2,113
− Management
−$2,113
− Depreciation
−$6,080
Taxable income
$949
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$228
After-tax cash flow
$4,036/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This move-in ready, well-maintained home with new siding, roof, and landscaping is a great investment opportunity with significant potential for value appreciation.

Value-add opportunities

  • Both Paint allowance — Motivated sellers are offering a paint allowance, which can be a significant value add for buyers.
  • Both Landscaping and curb appeal — A well-maintained exterior and landscaping can enhance both resale and rental value.
  • Both Kitchen and bathroom updates — Modern updates in the kitchen and bathrooms can attract more buyers and renters, increasing both resale and rental value.
  • Both New flooring — Hardwood floors can increase both resale and rental value, as they are durable and aesthetically pleasing.

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint allowance — Motivated sellers are offering a paint allowance, which can be a significant value add for buyers.
  • Both Landscaping and curb appeal — A well-maintained exterior and landscaping can enhance both resale and rental value.
  • Both Kitchen and bathroom updates — Modern updates in the kitchen and bathrooms can attract more buyers and renters, increasing both resale and rental value.
  • Both New flooring — Hardwood floors can increase both resale and rental value, as they are durable and aesthetically pleasing.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA

Livability — Ludowici

Score
72/100
State rank
#74
US rank
#6449

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A- Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Ludowici, GA
County
Long County · 13,812 people
City population
13,812
Metro
Hinesville, GA
Population (ZIP)
13,812
Household income
$74,766
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
109.0

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 61% Black 23% Hispanic / Latino 8% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Serbian 1% Italian 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% Other Asian/Pacific 1% German/W. Germanic 1%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.16%
Current HPI
195.2978
Rent YoY
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-7.1% since first listed
4 events — show timeline
  • 2026-06-16 Pending HABR
  • 2026-06-05 Price Changed $209,000 HABR
  • 2026-05-26 Price Changed $219,999 HABR
  • 2026-05-13 Listed $225,000 HABR

Property tax history

+27.8%/yr

Latest (2025): $2,408 · +32.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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