1205 Calvary Rd · Holiday, FL 34691

$225,000

2 bd · 2.0 ba · 1,701 sqft · Manufactured public records · 163 Days on market

Built 1991 8,700 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.2/30.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• 1% rule +4.9/10.0
• Schools +4.3/10.0
• Livability +3.3/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

Key facts

• Intimate dining room
• Fully fenced yard
• His-and-her closets

Tags

• FRONT WRAP-AROUND DECK
• SPACIOUS LIGHT-FILLED KITCHEN
• STONE-FACED FIREPLACE
• INTIMATE DINING ROOM
• HIS-AND-HER CLOSETS
• FULLY FENCED YARD

Property features AI

Finance

• HOA & community: No association

Exterior

• Utilities: Public water; Septic sewer; Cable connected; Electricity connected; Water connected
• Home design: Manufactured home; One level; Home faces east
• Construction: Shingle roof; Other construction materials; Slab foundation
• Exterior features: Exterior lighting; Private mailbox; Sidewalk; Sliding doors; Exterior storage

Interior

• Kitchen: Range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heat; Central air
• Interior features: Ceiling fans; Eat-in kitchen; Solid wood cabinets; Vaulted ceilings; Skylight
• Laundry & utility: Washer and dryer; Laundry located in kitchen

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $225k.

Deal economics

• At list price, monthly cash flow is $343 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (1.1% below list).
• Recommended offer: $198k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.5% vs local median 4.5% in Holiday — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#623 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: crime D+, amenities F, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Gulfside Elementary School (math 27% / reading 37%, grade F, #1,797 of 2,144 statewide, top 86%, 389 students, 90% FRL); Anclote High School (math 28% / reading 38%, grade F, #406 of 667 statewide, top 61%, 1,205 students, 77% FRL) — zoned schools average 83% FRL vs 48% district-wide (35 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 32% at this address vs 51% district-wide (-18 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.0%/yr); 328 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• At $2,225/mo this rent would consume 53% of the median local household income ($50k/yr) (locally 1031% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 163 days — a 12% lower offer ($198k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $198,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 163 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 8.47%
• Cash-on-cash: 7.79%
• DSCR: 1.35
• GRM: 8.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.05% rent growth · sell at horizon

5-year hold

• IRR: -7.3%
• Equity multiple: 0.73×
• Total profit: $-16,801
• Equity at exit: $33,548

10-year hold

• IRR: 1.1%
• Equity multiple: 1.08×
• Total profit: $4,769
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34691

• Home prices YoY: -23.9%
• Rents YoY: 2.0%
• Active inventory: 328
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $2,225 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$75 /mo · $900/yr
• Insurance: −$94
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$467
• Net cashflow: $343

Break-even live

Break-even rent $1,791

Max offer price $225,000

Occupancy floor 80%

Sensitivity live

Price	-10% $470	-5% $406	+0% $343	+5% $279	+10% $215
Rent	-10% $167	-5% $255	+0% $343	+5% $430	+10% $518
Rate	-1.0pp $456	-0.5pp $400	base $343	+0.5pp $284	+1.0pp $225

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1734 Rumar Ln Unit A Holiday, FL	3.0	2.0	1692	$2,400	$1.42	25d	1	0.26mi
3040 Brompton Dr Holiday, FL	3.0	2.0	1639	$1,925	$1.17	0d	1	1.09mi
1024 Hilton Ln Holiday, FL	3.0	2.0	1320	$1,549	$1.17	25d	1	1.10mi
3104 Primrose Dr Holiday, FL	2.0	2.0	1226	$1,640	$1.34	25d	1	1.12mi
1334 Belcher Dr Tarpon Springs, FL	3.0	2.0	2055	$3,395	$1.65	0d	1	1.12mi
1351 Whitehall Ln Holiday, FL	2.0	1.0	1078	$1,550	$1.44	25d	1	1.13mi
1438 N River Cir Tarpon Springs, FL	3.0	2.5	1890	$3,500	$1.85	0d	1	1.20mi
360 Jeru Blvd Tarpon Springs, FL	3.0	2.0	1439	$1,899	$1.32	15d	1	1.35mi
1701 Avoca Dr Tarpon Springs, FL	3.0	2.0	1712	$3,000	$1.75	25d	1	1.37mi
1132 Maybury Dr Holiday, FL	3.0	2.0	1173	$1,838	$1.57	3d	1	1.39mi
328 Wood Ibis Ave Rm C Tarpon Springs, FL	1.0	1.0	1792	$1,050	$0.59	25d	1	1.47mi

Listing history 26 events

1. 2026-06-18
   days on market $225,000 Active 163 DOM
2. 2026-06-17
   days on market $225,000 Active 162 DOM
3. 2026-06-16
   days on market $225,000 Active 161 DOM
4. 2026-06-15
   days on market $225,000 Active 160 DOM
5. 2026-06-13
   days on market $225,000 Active 158 DOM
6. 2026-06-09
   days on market $225,000 Active 154 DOM
7. 2026-06-08
   days on market $225,000 Active 153 DOM
8. 2026-06-07
   days on market $225,000 Active 152 DOM
9. 2026-06-04
   days on market $225,000 Active 149 DOM
10. 2026-06-03
    days on market $225,000 Active 148 DOM
11. 2026-06-02
    days on market $225,000 Active 147 DOM
12. 2026-06-01
    days on market $225,000 Active 146 DOM
13. 2026-05-31
    days on market $225,000 Active 145 DOM
14. 2026-04-06
    status Active
15. 2025-12-16
    listed $225,000 Active
16. 2024-03-14
    soldstatus $218,000
17. 2024-03-01
    soldstatus $218,000 Closed 2675-char remark

    Show marketing remark (2675 chars)

    Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

18. 2024-01-26
    status Pending 2675-char remark

    Show marketing remark (2675 chars)

    Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

19. 2024-01-24
    price $239,900 2675-char remark

    Show marketing remark (2675 chars)

    Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

20. 2024-01-24
    status Active 2675-char remark

    Show marketing remark (2675 chars)

    Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

21. 2024-01-18
    status Pending 2675-char remark

    Show marketing remark (2675 chars)

    Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

22. 2024-01-02
    listed $275,000 Active 2675-char remark

    Show marketing remark (2675 chars)

    Are you looking for a cozy retreat? Then your search is over,  as this lovely fully renovated home is in a quaint Florida neighborhood with NO HOA. This home will offer you the perfect place to wind down after a long day. The home has a front wrap-around deck; a perfect place to sip your coffee in the morning while gazing at two mature oak trees in your front yard. Upon entering the home, you are greeted with a beautiful large kitchen with stainless steel appliances, large windows, a skylight, and an in-kitchen dining space. This well-lit space will no doubt be the heart of your home. The living room offers a comfortable space with a stone-faced fireplace and custom-built rustic barn doors. A small dining room with rustic wood paneling and a large window is the ideal space to have an intimate meal. While the family dining room has space for a large table, and is embellished with rustic wood paneling, French doors, and sizable windows; allowing the day’s light to flood the room illuminating this splendid entertaining space. The owner’s retreat is a generous space allowing room for a king size bed, with his and her closets, which opens into a large bathroom adorned with a skylight and a wood paneling ceiling. The 2 spacious secondary bedrooms are perfect for whatever your needs may call for, an office, a child’s room, or a guest room. Outside the home's yard is completely fenced in giving you and your family that much needed privacy. The yard offers a fire pit perfect for those summer nights making smores and treasured memories with your family. This property has a 12.5 ft by 16 ft "Man Cave" that has electricity and air conditioning. There is also a 10 ft by 24 ft free standing workshop, and a 8 ft by 10 ft utility shed. The home’s roof and water heater were replaced in 2017. The home is located just a . 8 of a mile away from the Dog friendly Anclote River Park that provides park goers with a multitude of amenities such as, a boat launch, paved bike trail, playground, picnic shelter, hiking trails, swimming, kayaking, and fishing. Close by the park is a bait and tackle store,  the Anclote Village Marina, and Miss Vicki’s on the River restaurant. This home’s location is a fisherman’s dream or if you just like to get outside to enjoy nature. If you’re looking for something more from your home, then have no fear, as you’ll just be 7 minutes away from the historic Tarpon Springs Sponge Docks. Call to make an appointment to see your future home today!  All room sizes and out building measurements need to be verified the buyer.

23. 2021-04-02
    historical
24. 2021-03-05
    listed $199,900 Active
25. 1998-07-28
    soldstatus $45,000
26. 1998-06-01
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $900 · $75/mo
• Projected year-2 tax: $1,868 · $156/mo
• Expected delta: +$968/yr (+$81/mo · 107.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 95% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,699
• − Mortgage interest: −$12,603
• − Property taxes: −$900
• − Insurance: −$1,922
• − Repairs & maintenance: −$2,136
• − Management: −$2,136
• − Depreciation: −$6,545
• Taxable income: $456
• Est. tax owed @ 24.0%: −$109
• After-tax cash flow: $4,001/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Holiday

• Score: 66/100
• State rank: #623
• US rank: #12124

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety B User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Pasco County · 524,098 people
• City population: 33,730
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 21,232
• Household income: $50,288
• Rent vs Own: 32.2% rent · 67.8% own
• Severe rent burden: 1031.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (73%)
• Race & ethnicity: White 73% Hispanic / Latino 15% Two or more races 11% Black 7% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 6% Cuban 2% Dominican 2%
• Common ancestry: Romanian 3% Iranian 2% Lithuanian 2%
• Foreign-born: 10% · Canada, Vietnam
• Languages at home: 82% English-only · Spanish 8% Other Indo-European 5% Other Asian/Pacific 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.84%
• Current HPI: 326.9843
• Rent YoY: ▲ 2.05%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+400.0% since first listed

13 events — show timeline

• 2026-04-06 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Listed $225,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-14 Sold (Public Records) $218,000 Public Records
• 2024-03-01 Sold (MLS) $218,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-01-24 Price Changed $239,900 Stellar MLS as Distributed by MLS Grid
• 2024-01-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-01-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2024-01-02 Listed $275,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2021-03-05 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 1998-07-28 Sold (Public Records) $45,000 Public Records
• 1998-06-01 Sold (Public Records) $45,000 Public Records

Property tax history

+8.1%/yr

Latest (2025): $900 · +128.3% YoY. Source: county tax records.