Duplex
1060 Raymond St · Schenectady, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 5.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +5.1/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed
Listing remarks
Lovely 2 family duplex in the heart of town! Assignment listing.
Key facts
- 3,920 sq ft lot
- 4 parking spots
- Built 1920
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2 × 2-bed/1.0-bath units multifamily listed at $185k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $771 ($9k/yr) — positive. Per door: $385/mo.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $185k).
- Recommended offer: $168k (9.0% below list) — sets the bar for market timing.
- Cap rate 11.3% vs local median 4.6% in Schenectady — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#167 in NY, #2,597 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, cost of living A; Watch: employment D+, crime F.
- Schenectady City School District (urban): math 38% / reading 34% proficiency, ranked #556 of 590 in NY (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Jessie T Zoller Elementary School (math 37% / reading 52%, grade F, #1,277 of 2,108 statewide, top 64%, 451 students, 69% FRL); Mont Pleasant Middle School (math 2% / reading 27%, grade F, #704 of 729 statewide, top 98%, 671 students, 81% FRL); Schenectady High School (math 75% / reading 90%, grade A, #446 of 1,100 statewide, top 41%, 2,743 students, 71% FRL).
- Market conditions: 107 active listings in the ZIP; 154 units permitted in Schenectady County in 2024 (54 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Schenectady County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $52k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 95 days — a 9% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 10y ago; this cycle's ask has dropped $65k (26%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $69k; list at $185k implies a 168% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price; built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
- What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.56% ✓
- Cap rate
- 11.29%
- Cash-on-cash
- 17.86%
- DSCR
- 1.79
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $291,887
- List price
- $185,000
- Delta
- -36.62%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1109 Raymond St | 0.07mi | 6/2.0 | 1,708 (-4%) | 12mo | $300,000 | $176 | 80 |
| 1720 Foster Ave | 0.48mi | 5/2.0 (-1) | 1,888 (+6%) | 13mo | $190,000 | $101 | 52 |
| 1643 Van Vranken Ave | 0.43mi | 6/3.0 | 2,040 (+15%) | 14mo | $210,000 | $103 | 40 |
| 1660 Carrie St | 0.47mi | 6/2.0 | 2,000 (+12%) | 22mo | $198,000 | $99 | 39 |
| 1540 Foster Ave | 0.67mi | 6/2.0 | 2,024 (+14%) | 9mo | $214,650 | $106 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 9.5%
- Equity multiple
- 1.37×
- Total profit
- $19,297
- Equity at exit
- $27,584
- IRR
- 18.7%
- Equity multiple
- 2.56×
- Total profit
- $80,767
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 7 active · 3 under contract
- Median asking
- $299,000 ($154/sqft)
- Median days on market
- 52 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +6.5% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12308
- Home prices YoY
- -14.6%
- Active inventory
- 107
- Price-to-rent
- 10.7×
Monthly cashflow live
- Estimated rent
- $2,886 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax from tax record
- −$462 /mo · $5,543/yr
- Insurance
- −$77
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$606
- Net cashflow
- $771
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,886 |
| #1 | 2 | 1 | $1,443 |
| #2 | 2 | 1 | $1,443 |
| Total (2 units) | $2,886 | ||
Break-even live
Sensitivity live
| Price | -10% $875 | -5% $823 | +0% $771 | +5% $718 | +10% $666 |
|---|---|---|---|---|---|
| Rent | -10% $543 | -5% $657 | +0% $771 | +5% $885 | +10% $999 |
| Rate | -1.0pp $864 | -0.5pp $818 | base $771 | +0.5pp $723 | +1.0pp $674 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1755 Avenue B Unit B Schenectady, NY | 3.0 | 1.0 | 1200 | $1,700 | $1.42 | 63d | 1 | 0.21mi |
| 1841 Avenue A Unit A Schenectady, NY | 2.0 | 1.0 | 822 | $1,435 | $1.75 | 15d | 1 | 0.24mi |
| 1675 Avenue B Schenectady, NY | 1.0 | 1.0 | — | $1,175 | — | 72d | 1 | 0.32mi |
| 2042 Van Vranken Ave Schenectady, NY | 2.0 | 1.0 | 816 | $1,200 | $1.47 | 93d | 1 | 0.34mi |
| 1165 Cresse Ave Schenectady, NY | 3.0 | 1.0 | 1196 | $2,800 | $2.34 | 63d | 1 | 0.35mi |
| 1673 Van Vranken Ave Schenectady, NY | 3.0 | 1.0 | 1335 | $1,750 | $1.31 | 93d | 1 | 0.40mi |
| 1275 Gerling St Schenectady, NY | 1.0–2.0 | 1.0 | 725 | $1,450 | $2.00 | 15d | 1 | 0.41mi |
| 633 Lang St Schenectady, NY | 2.0 | 1.0 | — | $1,494 | — | 63d | 1 | 0.45mi |
| 901 Nott St Unit 1R Schenectady, NY | 3.0 | 1.0 | 1500 | $1,250 | $0.83 | 72d | 1 | 0.46mi |
| 1633 Carrie St Schenectady, NY | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 93d | 1 | 0.51mi |
| 2139 Foster Ave Schenectady, NY | 3.0 | 1.0 | 1200 | $1,700 | $1.42 | 15d | 1 | 0.51mi |
| 2450 Van Vranken Ave Schenectady, NY | 1.0–3.0 | 1.0–1.5 | — | $1,764 | — | 15d | 1 | 0.55mi |
| 1338 Parkwood Blvd Schenectady, NY | 3.0 | 1.0 | 1414 | $1,800 | $1.27 | 15d | 1 | 0.57mi |
| 2150 Rosa Rd Schenectady, NY | 1.0 | 1.0 | 768 | $1,498 | $1.95 | 15d | 1 | 0.58mi |
| 1455 Dorwaldt Blvd Schenectady, NY | 1.0 | 1.0 | 400 | $1,239 | $3.10 | 68d | 1 | 0.64mi |
| 1200 Hillside Ave Niskayuna, NY | 2.0 | 2.0 | 1130 | $2,200 | $1.95 | 63d | 1 | 0.67mi |
| 1187 Hillside Ave Schenectady, NY | 1.0–2.0 | 1.0–2.0 | 900 | $1,659 | $1.84 | 15d | 1 | 0.73mi |
| 2011 Ridge Manor Ct Niskayuna, NY | 3.0 | 2.5 | 1440 | $2,300 | $1.60 | 93d | 1 | 0.74mi |
| 1144 Glenwood Blvd Schenectady, NY | 3.0 | 1.0 | 1215 | $2,000 | $1.65 | 15d | 1 | 0.77mi |
| 1093 Park Ave Schenectady, NY | 1.0 | 1.0 | 900 | $1,200 | $1.33 | 63d | 1 | 0.78mi |
| 540 Northend Dr Schenectady, NY | 1.0 | 1.0 | 788 | $1,518 | $1.93 | 15d | 2 | 0.81mi |
| 253 Park Pl #1 Schenectady, NY | 2.0 | 1.0 | — | $1,500 | — | 68d | 1 | 0.82mi |
| 1037 University Pl Unit 2 Schenectady, NY | 3.0 | 1.0 | 1200 | $1,600 | $1.33 | 93d | 1 | 0.90mi |
| 852 Union St Schenectady, NY | 2.0 | 1.0 | — | $1,394 | — | 72d | 1 | 0.99mi |
| 301 Connor Ct Niskayuna, NY | 2.0 | 2.0 | 950 | $1,650 | $1.74 | 15d | 1 | 1.00mi |
| 1325 Union St Unit Front Schenectady, NY | 2.0 | 1.0 | — | $1,450 | — | 15d | 1 | 1.01mi |
| 1515 Hillside Ave Schenectady, NY | 1.0–2.0 | 1.0 | 867 | $1,815 | $2.09 | 15d | 7 | 1.04mi |
| 1066 Phoenix Ave Schenectady, NY | 3.0 | 1.0 | 1100 | $1,600 | $1.45 | 15d | 1 | 1.05mi |
| 762 Eastern Ave Schenectady, NY | 2.0 | 1.0 | 1119 | $1,400 | $1.25 | 72d | 1 | 1.07mi |
| 1102 Barrett St Schenectady, NY | 1.0 | 1.0 | — | $1,144 | — | 15d | 1 | 1.10mi |
| 1102 Barrett St Schenectady, NY | 2.0 | 1.0 | — | $1,294 | — | 72d | 1 | 1.10mi |
| 1059 Barrett St Unit 2 Schenectady, NY | 1.0 | 1.0 | 1100 | $1,525 | $1.39 | 15d | 1 | 1.14mi |
| 23 Monroe St Unit 23 2R Schenectady, NY | 2.0 | 1.0 | 800 | $1,325 | $1.66 | 63d | 1 | 1.16mi |
| 126 Prospect St Schenectady, NY | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 72d | 1 | 1.16mi |
| 304 Front St Fl Left Schenectady, NY | 1.0 | 1.0 | 750 | $1,550 | $2.07 | 63d | 1 | 1.17mi |
| 100 Reserve Ct Schenectady, NY | 1.0–3.0 | 1.0–2.0 | 1106 | $2,040 | $1.84 | 15d | 1 | 1.18mi |
| 830 Plymouth Ave Schenectady, NY | 2.0 | 1.0 | 1200 | $1,700 | $1.42 | 68d | 1 | 1.19mi |
| 54 Freemans Bridge Rd Schenectady, NY | 2.0 | 1.0 | 1500 | $2,000 | $1.33 | 93d | 1 | 1.19mi |
| 2224 Crescent Rd Schenectady, NY | 2.0 | 1.0 | 850 | $1,450 | $1.71 | 93d | 1 | 1.34mi |
| 126 N College St #2 Schenectady, NY | 1.0 | 1.0 | 780 | $1,325 | $1.70 | 15d | 1 | 1.34mi |
Property features AI
Exterior
- Parking
- DrivewayTotal of 4 parking spaces
- Utilities
- Public waterPublic sewer
- Home design
- DuplexLiving area approximately 1,780
- Construction
- Wood siding
- Exterior features
- Garden
Interior
- Bedrooms
- Unit 1 has 3 bedroomsUnit 2 has 2 bedrooms
- Bathrooms
- Two full bathrooms total (one full bath on the 1st level and one on the 2nd level)Unit 1 has 1 full bathUnit 2 has 1 full bath
- Heating & cooling
- Baseboard heating
- Interior features
- Partial basementTwo fireplaces
Listing history 47 events
-
2026-07-21days on market $185,000 Active 95 DOM
-
2026-07-18days on market $185,000 Active 92 DOM
-
2026-07-16days on market $185,000 Active 90 DOM
-
2026-07-16days on market $185,000 Active 89 DOM
-
2026-07-14pricedays on market $185,000 Active 88 DOM
-
2026-07-13days on market $195,000 Active 87 DOM
-
2026-07-12days on market $195,000 Active 86 DOM
-
2026-07-11days on market $195,000 Active 85 DOM
-
2026-07-10days on market $195,000 Active 84 DOM
-
2026-07-09days on market $195,000 Active 83 DOM
-
2026-07-07days on market $195,000 Active 81 DOM
-
2026-07-06days on market $195,000 Active 80 DOM
-
2026-07-05days on market $195,000 Active 79 DOM
-
2026-07-04days on market $195,000 Active 78 DOM
-
2026-07-03days on market $195,000 Active 77 DOM
-
2026-07-02days on market $195,000 Active 76 DOM
-
2026-07-01days on market $195,000 Active 75 DOM
-
2026-06-30days on market $195,000 Active 74 DOM
-
2026-06-29days on market $195,000 Active 73 DOM
-
2026-06-28days on market $195,000 Active 72 DOM
-
2026-06-28days on market $195,000 Active 71 DOM
-
2026-06-27days on market $195,000 Active 70 DOM
-
2026-06-25days on market $195,000 Active 68 DOM
-
2026-06-23days on market $195,000 Active 66 DOM
-
2026-06-21days on market $195,000 Active 65 DOM
-
2026-06-18days on market $195,000 Active 62 DOM
-
2026-06-17days on market $195,000 Active 61 DOM
-
2026-06-16days on market $195,000 Active 60 DOM
-
2026-06-15days on market $195,000 Active 59 DOM
-
2026-06-14days on market $195,000 Active 57 DOM
-
2026-06-13pricedays on market $195,000 Active 56 DOM
-
2026-06-10days on market $210,000 Active 54 DOM
-
2026-06-09days on market $210,000 Active 53 DOM
-
2026-06-08days on market $210,000 Active 52 DOM
-
2026-06-07pricedays on market $210,000 Active 51 DOM
-
2026-06-03days on market $219,999 Active 47 DOM
-
2026-06-02days on market $219,999 Active 46 DOM
-
2026-06-01days on market $219,999 Active 45 DOM
-
2026-05-31days on market $219,999 Active 44 DOM
-
2026-05-31days on market $219,999 Active 43 DOM
-
2026-04-28price $219,999 64-char remark
-
2026-04-23price $229,999 64-char remark
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2026-04-17$249,999 Active 64-char remark
-
2016-10-15historical
-
2016-08-29price $69,900
-
2016-04-14$74,900 New
-
2003-09-03soldstatus $69,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $5,543 · $462/mo
- Projected year-2 tax
- $5,543 · $462/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,632
- − Mortgage interest
- −$10,363
- − Property taxes
- −$5,543
- − Insurance
- −$925
- − Repairs & maintenance
- −$2,771
- − Management
- −$2,771
- − Depreciation
- −$5,382
- Taxable income
- $6,878
- Est. tax owed @ 24.0%
- −$1,651
- After-tax cash flow
- $7,598/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This 2-family duplex requires moderate renovations to update the kitchen and bathrooms, paint the exterior, and improve the landscaping. These updates will significantly increase its resale and rental value.
Components & finishes AI
Deferred maintenance Est. $40,500–$122,000 screening
- Minor Roof (roof) — No visible signs of damage or wear
- Major Windows (windows) — Windows appear old and may need replacement
- Major Electrical (electrical) — Electrical panel appears old and may need upgrade
- Major Plumbing (plumbing) — Plumbing fixtures appear old and may need replacement
- Major Exterior (exterior) — Exterior siding appears old and may need replacement
Repairs flagged
- Moderate kitchen cabinets — dated and worn
- Moderate kitchen countertops — dated and worn
- Moderate kitchen appliances — dated and worn
- Moderate bathroom fixtures — dated and worn
- Moderate bathroom tile — dated and worn
Value-add opportunities
- Both update kitchen cabinets, countertops, and appliances — modernizing the kitchen will appeal to buyers and renters ↑
- Both update bathrooms with new fixtures and tile — modernizing the bathrooms will appeal to buyers and renters ↑
- Both paint exterior and trim — fresh paint will improve curb appeal and home value ↑
- Both landscape and maintain yard — a well-maintained yard will improve curb appeal and home value ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Schenectady City School District
- NCES district ID
- 3626010
- Math proficiency
- 38% ▲ 12.00%
- Reading proficiency
- 34% ▲ 2.00%
- Median HH income
- $39,453
- Composite
- 30.2/100
- National rank
- #6309
- State rank
- #556 of 590 in NY
Livability — Schenectady
- Score
- 78/100
- State rank
- #167
- US rank
- #2597
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Schenectady, NY
- County
- Schenectady County · 155,046 people
- City population
- 141,369
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 15,511
- Household income
- $63,434
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Schenectady County) Hauer SSP2
- Today (2025)
- 155,046 people
- By 2030
- 154,322 · -0.5%
- By 2040
- 151,796 · -2.1%
- By 2050
- 148,621 · -4.1%
- By 2075
- 141,229 · -8.9%
- By 2100
- 126,014 · -18.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 57% Black 17% Hispanic / Latino 13% Two or more races 7% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 8%
- Common ancestry
- Lithuanian 4% Romanian 4% Slovak 3%
- Foreign-born
- 10% · Canada
- Languages at home
- 89% English-only · Spanish 5% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Schenectady
- 2024 margin
- D (+10.8) · D 55.4% · R 44.6%
- 2008→2024 swing
- -1.8pp toward R · 2008: 12.7pp · 2024: 10.8pp
- All cycles
- 2024: D+10.8 2020: D+15.7 2016: D+5.8 2012: D+15.4 2008: D+12.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -59.17%
- Current HPI
- 344.8675
- Rent YoY
- —
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
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Price history
+182.6% since first listed9 events — show timeline
- 2026-06-11 Price Changed $195,000 Global MLS
- 2026-06-05 Price Changed $210,000 Global MLS
- 2026-04-28 Price Changed $219,999 Global MLS
- 2026-04-23 Price Changed $229,999 Global MLS
- 2026-04-17 Listed $249,999 Global MLS
- 2016-10-15 Listing Removed — Global MLS
- 2016-08-29 Price Changed $69,900 Global MLS
- 2016-04-14 Listed $74,900 Global MLS
- 2003-09-03 Sold (Public Records) $69,000 Public Records
Property tax history
+0.7%/yrLatest (2025): $5,543 · +2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…