2500 Quantico Ave · Baltimore, MD 21215

$99,990

7 bd · None ba · — sqft · Townhouse · 6 Days on market

Built 1940 1,306 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.8/10.0
• ARV discount +7.5/15.0
• Livability +3.8/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

* * Ground Rent is estimated until we are able to verify with SDAT * * Unlock the potential of this end-of-row townhouse located in the sought after Greenspring neighborhood in Baltimore. Currently configured as a triplex, this property offers income potential with the flexibility to convert into a spacious single-family home. This property is perfect for investors seeking multiple strategies—continue operating as a rental triplex, renovate for resale, or create a large primary residence. Go check it out today before it's gone! * * CASH OR HARD MONEY ONLY * *

Key facts

• Income potential
• End-of-row townhouse
• 1,306 sq ft lot

Tags

• END-OF-ROW TOWNHOUSE
• GREENSPRING NEIGHBORHOOD
• INCOME POTENTIAL
• FLEXIBILITY TO CONVERT
• SPACIOUS SINGLE-FAMILY HOME

What this means for you Summary

Snapshot

• This is a 7-bed/?-bath townhouse listed at $100k.

Deal economics

• At list price, monthly cash flow is $396 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Cap rate 11.0% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Elmer A. Henderson: A Johns Hopkins Partnership (math 2% / reading 16%, grade F, #650 of 860 statewide, top 77%, 642 students, 80% FRL); Baltimore Polytechnic Institute (math 71% / reading 84%, grade A-, #22 of 222 statewide, top 10%, 1,555 students, 43% FRL) — zoned schools average 62% FRL vs 79% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 43% at this address vs 12% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Baltimore City Public Schools average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.4%/yr); 354 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 32% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $692 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 2.4% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $99,990

Questions for the listing agent

1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.38% ✓
• Cap rate: 11.05%
• Cash-on-cash: 16.97%
• DSCR: 1.76
• GRM: 6.0

CMA / ARV

No comps found within radius.

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2500 Quantico Ave	0.00mi	7/3.0	—	1mo	$94,000	—	87
2536 Loyola Southway	0.11mi	7/3.0	—	14mo	$199,900	—	70
2607 Quantico Ave	0.13mi	6/2.0 (-1)	2,100	9mo	$155,000	$74	69
2500 Keyworth Ave	0.27mi	6/3.0 (-1)	3,100	6mo	$254,900	$82	65
3001 Wylie Ave	0.36mi	6/1.5 (-1)	1,050	1mo	$95,000	$90	65
2537 Quantico Ave	0.10mi	6/3.0 (-1)	—	20mo	$215,000	—	61
4640 Reisterstown Rd	0.74mi	6/4.0 (-1)	2,000	8mo	$80,000	$40	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.41% rent growth · sell at horizon

5-year hold

• IRR: 7.6%
• Equity multiple: 1.29×
• Total profit: $8,230
• Equity at exit: $14,909

10-year hold

• IRR: 16.3%
• Equity multiple: 2.30×
• Total profit: $36,436
• Equity at exit: $8,645

Cash invested: $27,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21215

• Rents YoY: 2.4%
• Active inventory: 354
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,379 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$127 /mo · $1,529/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$290
• Net cashflow: $396

Break-even live

Break-even rent $878

Max offer price $99,990

Occupancy floor 66%

Sensitivity live

Price	-10% $453	-5% $424	+0% $396	+5% $368	+10% $339
Rent	-10% $287	-5% $342	+0% $396	+5% $451	+10% $505
Rate	-1.0pp $446	-0.5pp $421	base $396	+0.5pp $370	+1.0pp $344

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,998
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4626 Reisterstown Rd Baltimore, MD	6.0	2.0	—	$550	—	22d	1	0.72mi

Listing history 9 events

1. 2026-05-19
   soldstatus $94,000 Closed 577-char remark

   Show marketing remark (577 chars)

   * * Ground Rent is estimated until we are able to verify with SDAT * * Unlock the potential of this end-of-row townhouse located in the sought after Greenspring neighborhood in Baltimore. Currently configured as a triplex, this property offers income potential with the flexibility to convert into a spacious single-family home. This property is perfect for investors seeking multiple strategies—continue operating as a rental triplex, renovate for resale, or create a large primary residence. Go check it out today before it's gone! * * CASH OR HARD MONEY ONLY * *

2. 2026-04-23
   status Pending

   Show marketing remark (577 chars)

   * * Ground Rent is estimated until we are able to verify with SDAT * * Unlock the potential of this end-of-row townhouse located in the sought after Greenspring neighborhood in Baltimore. Currently configured as a triplex, this property offers income potential with the flexibility to convert into a spacious single-family home. This property is perfect for investors seeking multiple strategies—continue operating as a rental triplex, renovate for resale, or create a large primary residence. Go check it out today before it's gone! * * CASH OR HARD MONEY ONLY * *

3. 2026-04-23
   status Pending 577-char remark

   Show marketing remark (577 chars)

   * * Ground Rent is estimated until we are able to verify with SDAT * * Unlock the potential of this end-of-row townhouse located in the sought after Greenspring neighborhood in Baltimore. Currently configured as a triplex, this property offers income potential with the flexibility to convert into a spacious single-family home. This property is perfect for investors seeking multiple strategies—continue operating as a rental triplex, renovate for resale, or create a large primary residence. Go check it out today before it's gone! * * CASH OR HARD MONEY ONLY * *

4. 2026-04-17
   listed $99,990 Active 577-char remark

   Show marketing remark (577 chars)

   * * Ground Rent is estimated until we are able to verify with SDAT * * Unlock the potential of this end-of-row townhouse located in the sought after Greenspring neighborhood in Baltimore. Currently configured as a triplex, this property offers income potential with the flexibility to convert into a spacious single-family home. This property is perfect for investors seeking multiple strategies—continue operating as a rental triplex, renovate for resale, or create a large primary residence. Go check it out today before it's gone! * * CASH OR HARD MONEY ONLY * *

5. 2026-04-17
   listed $99,990 Active

   Show marketing remark (577 chars)

   * * Ground Rent is estimated until we are able to verify with SDAT * * Unlock the potential of this end-of-row townhouse located in the sought after Greenspring neighborhood in Baltimore. Currently configured as a triplex, this property offers income potential with the flexibility to convert into a spacious single-family home. This property is perfect for investors seeking multiple strategies—continue operating as a rental triplex, renovate for resale, or create a large primary residence. Go check it out today before it's gone! * * CASH OR HARD MONEY ONLY * *

6. 2002-12-03
   soldstatus $56,500
7. 2002-11-04
   soldstatus $56,500 443-char remark

   Show marketing remark (443 chars)

   WOW! OFF THE BEATEN TRACK, THIS LG LNDSCPD, FULLY FENCED (2FAM POTENTIAL), EOG, SEMI-DET HOME BOASTS 4-5BDS, 2F BAS, FORMAL LR & DR, DEN/STUDY/LIBR, 2ELEC. METERS, 2HOTWATER HEATERS, A CEDAR CLOSET, 2 STOVES & 2 REFRIGERATORS. THERE'S AN INVITING FRONT PORCH W/ A GREAT PERIPHERAL VIEW OF THIS "PRIDE OF OWNERSHIP" NGHBRHD & GUESS WHAT? W/ 2EAT-IN KITS & LG KNOTTY PINE CLBRM, ENTERTAINMENT COULD BE A BREEZE!

8. 2002-09-01
   historical 443-char remark

   Show marketing remark (443 chars)

   WOW! OFF THE BEATEN TRACK, THIS LG LNDSCPD, FULLY FENCED (2FAM POTENTIAL), EOG, SEMI-DET HOME BOASTS 4-5BDS, 2F BAS, FORMAL LR & DR, DEN/STUDY/LIBR, 2ELEC. METERS, 2HOTWATER HEATERS, A CEDAR CLOSET, 2 STOVES & 2 REFRIGERATORS. THERE'S AN INVITING FRONT PORCH W/ A GREAT PERIPHERAL VIEW OF THIS "PRIDE OF OWNERSHIP" NGHBRHD & GUESS WHAT? W/ 2EAT-IN KITS & LG KNOTTY PINE CLBRM, ENTERTAINMENT COULD BE A BREEZE!

9. 2002-01-24
   listed $59,500 443-char remark

   Show marketing remark (443 chars)

   WOW! OFF THE BEATEN TRACK, THIS LG LNDSCPD, FULLY FENCED (2FAM POTENTIAL), EOG, SEMI-DET HOME BOASTS 4-5BDS, 2F BAS, FORMAL LR & DR, DEN/STUDY/LIBR, 2ELEC. METERS, 2HOTWATER HEATERS, A CEDAR CLOSET, 2 STOVES & 2 REFRIGERATORS. THERE'S AN INVITING FRONT PORCH W/ A GREAT PERIPHERAL VIEW OF THIS "PRIDE OF OWNERSHIP" NGHBRHD & GUESS WHAT? W/ 2EAT-IN KITS & LG KNOTTY PINE CLBRM, ENTERTAINMENT COULD BE A BREEZE!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $1,529 · $127/mo
• Projected year-2 tax: $1,529 · $127/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,549
• − Mortgage interest: −$5,601
• − Property taxes: −$1,529
• − Insurance: −$500
• − Repairs & maintenance: −$1,324
• − Management: −$1,324
• − Depreciation: −$2,909
• Taxable income: $3,362
• Est. tax owed @ 24.0%: −$807
• After-tax cash flow: $3,945/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 52,229
• Household income: $51,587
• Rent vs Own: 45.2% rent · 54.8% own
• Severe rent burden: 3644.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (73%)
• Race & ethnicity: Black 73% White 17% Hispanic / Latino 5% Two or more races 4% Asian 1%
• Common ancestry: Scotch-Irish 2% Romanian 2% Italian 1%
• Foreign-born: 9% · Canada, South Korea
• Languages at home: 91% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -318.58%
• Current HPI: 291.4926
• Rent YoY: ▲ 2.41%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+58.0% since first listed

9 events — show timeline

• 2026-05-19 Sold (MLS) $94,000 BRIGHT MLS
• 2026-04-23 Pending — BRIGHT MLS
• 2026-04-23 Pending — BRIGHT MLS
• 2026-04-17 Listed $99,990 BRIGHT MLS
• 2026-04-17 Listed $99,990 BRIGHT MLS
• 2002-12-03 Sold (Public Records) $56,500 Public Records
• 2002-11-04 Sold (MLS) $56,500 MRIS
• 2002-09-01 Delisted — MRIS
• 2002-01-24 Listed $59,500 MRIS

Property tax history

+3.9%/yr

Latest (2025): $1,529 · +14.7% YoY. Source: county tax records.