6316 Danielson Loop · Wildwood, FL 32163

$364,900

3 bd · 2.0 ba · 1,392 sqft · SingleFamily public records · 29 Days on market

Built 2021 6,709 sqft lot Est $344k · 6% over $204/mo HOA · 8% of rent ↓ 4% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +5.5/30.0
• Schools +5.2/10.0
• ARV discount +4.7/15.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• DSCR +0.0/10.0

Listing remarks

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Discover this beautifully upgraded Bougainvillea model in the Village of Citrus Grove, offering a perfect blend of style, comfort, and thoughtful design. Step inside to an OPEN-CONCEPT layout enhanced with CROWN MOLDING, a spacious KITCHEN ISLAND, STAINLESS STEEL APPLIANCES, and a convenient WHOLE HOUSE FILTER AND WATER SOFTNER SYSTEM. The primary suite delivers a true spa-inspired experience, complete with a CUSTOM CLOSET SYSTEM and a serene, luxurious bathroom. CUSTOM BUILT-INS elevate the living room, dining room, and office, adding both elegance and functionality throughout the home. Enjoy peaceful m

Key facts

• Custom closet system
• Bougainvillea model
• Kitchen island

Tags

• BOUGAINVILLEA MODEL
• OPEN-CONCEPT LAYOUT
• CROWN MOLDING
• KITCHEN ISLAND
• STAINLESS STEEL APPLIANCES
• CUSTOM CLOSET SYSTEM

Property features AI

Finance

• Financial info: No lease restrictions indicated
• HOA & community: Community pool; Pickleball courts; Shuffleboard courts; Recreation facilities; Community mailbox; Deed restrictions; Dog park; Golf (community); Golf carts allowed; Irrigation with reclaimed water; Senior community; Cats and dogs allowed; Monthly fees (approx. $204) / Annual fees (approx. $2,448); CDD present

Exterior

• Parking: Attached garage with 2 spaces
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Electricity connected; Natural gas connected; Broadband/high-speed internet available; Sewer connected
• Home design: Single family residence; One story; Faces west; Residential property
• Construction: Vinyl siding; Shingle roof; Slab foundation
• Exterior features: Front porch; Rear porch; Patio; Screened porch; Sprinkler (metered); Irrigation equipment

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Crown molding; Kitchen open to family room; Open floorplan; Window treatments (shades)
• Laundry & utility: Inside laundry room; Washer; Dryer; Gas water heater; Water softener

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $365k.

Deal economics

• At list price, monthly cash flow is $-779 ($-9k/yr) — negative.
• To cash-flow at today's rent, offer at most $227k (37.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $264k (27.6% below list).
• Recommended offer: $227k (37.7% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
• Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 269 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
• This rent runs 33% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $39k of equity ($3k loan paydown + $36k appreciation (10.0% local appreciation)).
• Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$63k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 29 days — a 2% lower offer ($359k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,339 (37.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 3.73%
• Cash-on-cash: -9.15%
• DSCR: 0.59
• GRM: 11.5

CMA / ARV

• ARV (on-the-fly): $343,824
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6316 Danielson Loop	0.00mi	3/2.0	1,392 (0%)	1mo	$360,000	$259	100
6370 Danielson Loop	0.14mi	3/2.0	1,459 (+5%)	1mo	$395,000	$271	84
493 Kayla Ct	0.45mi	3/2.0	1,426 (+2%)	0mo	$338,000	$237	75
6342 Whittle Ct	0.53mi	3/2.0	1,426 (+2%)	1mo	$285,000	$200	71
6338 Flaxmayer Rd	0.56mi	3/2.0	1,361 (-2%)	3mo	$335,000	$246	68
289 Zingale Ln	0.63mi	3/2.0	1,392 (0%)	5mo	$301,999	$217	67
578 Kaolin Path	0.47mi	3/2.0	1,484 (+7%)	6mo	$383,000	$258	62
284 Pelchat Pl	0.64mi	3/2.0	1,361 (-2%)	11mo	$319,000	$234	57
6273 Windham Way	0.68mi	3/2.0	1,465 (+5%)	3mo	$333,000	$227	57
6222 Dingman Way	0.48mi	3/2.0	1,524 (+10%)	8mo	$530,000	$348	56
6223 Atkinson Ln	0.55mi	2/2.0 (-1)	1,203 (-14%)	2mo	$297,500	$247	46
320 Zingale Ln	0.58mi	2/2.0 (-1)	1,262 (-9%)	10mo	$325,000	$258	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 17.9%
• Equity multiple: 2.46×
• Total profit: $149,389
• Equity at exit: $328,731

10-year hold

• IRR: 16.8%
• Equity multiple: 5.69×
• Total profit: $479,425
• Equity at exit: $708,920

Cash invested: $102,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32163

• Home prices YoY: 9.8%
• Active inventory: 269
• Price-to-rent: 11.5×

Monthly cashflow live

• Estimated rent: $2,640 medium
• Mortgage (P&I): −$1,914
• Tax from tax record: −$595 /mo · $7,141/yr
• Insurance: −$152
• HOA: −$204
• Vacancy / Maint / Mgmt: −$554
• Net cashflow: $-779

Break-even live

Break-even rent $3,626

Max offer price $227,339

Occupancy floor —

Sensitivity live

Price	-10% $-572	-5% $-675	+0% $-779	+5% $-882	+10% $-985
Rent	-10% $-987	-5% $-883	+0% $-779	+5% $-674	+10% $-570
Rate	-1.0pp $-595	-0.5pp $-686	base $-779	+0.5pp $-873	+1.0pp $-969

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $91,225
• Closing costs: $10,947
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6502 McKnight Loop Unit 1525259P The Villages, FL	3.0	2.0	1442	$1,711	$1.19	0d	1	0.79mi
6743 Mary Loop The Villages, FL	3.0	2.0	1392	$2,500	$1.80	26d	1	1.10mi
6551 Mason Pl Unit 1545857P The Villages, FL	3.0	2.0	1593	$4,056	$2.55	18d	1	1.11mi
5806 Winn Way Unit 1525269P Wildwood, FL	3.0	2.0	1550	$1,770	$1.14	23d	1	1.43mi

HOA detail

• Monthly dues: $204 · $2,448/yr
• Likely covers: water

Listing history 5 events

1. 2026-05-01
   status Pending
2. 2026-04-16
   price $364,900
3. 2026-04-02
   listed $379,900 Active
4. 2023-10-30
   historical $822
5. 2023-10-29
   listed $822

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,141 · $595/mo
• Projected year-2 tax: $7,141 · $595/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,686
• − Mortgage interest: −$20,440
• − Property taxes: −$7,141
• − Insurance: −$1,824
• − Repairs & maintenance: −$2,535
• − Management: −$2,535
• − HOA: −$2,448
• − Depreciation: −$10,615
• Taxable loss: −$15,853
• Est. tax savings @ 24.0%: +$3,805
• After-tax cash flow: $-5,540/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sumter
• NCES district ID: 1201800
• Math proficiency: 61% ▼ -4.00%
• Reading proficiency: 61% ▼ -2.00%
• Median HH income: $48,240
• Composite: 51.74/100
• National rank: #1682
• State rank: #11 of 73 in FL

Livability — Wildwood

• Score: 69/100
• State rank: #471
• US rank: #8500

Category grades

Amenities F Commute F Cost of living A Crime A- Employment D- Housing B- Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wildwood, FL
• County: Sumter County · 110,591 people
• City population: 83,973
• Metro: The Villages, FL
• Population (ZIP): 28,549
• Household income: $96,775
• Rent vs Own: 5.7% rent · 94.3% own
• Severe rent burden: 307.0

Population outlook (Sumter County) Hauer SSP2

• Today (2025): 161,172 people
• By 2030: 180,083 · +11.7%
• By 2040: 209,892 · +30.2%
• By 2050: 234,186 · +45.3%
• By 2075: 284,602 · +76.6%
• By 2100: 317,039 · +96.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 2% Hispanic / Latino 2% Asian 1%
• Common ancestry: Romanian 6% Lithuanian 3% Iranian 3%
• Foreign-born: 6% · Canada, Vietnam
• Languages at home: 96% English-only · Spanish 2% Vietnamese 1% Other Indo-European 0%

Political lean MEDSL · Sumter

• 2024 margin: Solid R (+37.6) · D 30.9% · R 68.6%
• 2008→2024 swing: -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
• All cycles: 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 20.47%
• Current HPI: 229.0075
• Rent YoY: —
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-3.9% since first listed

5 events — show timeline

• 2026-05-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-16 Price Changed $364,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-02 Listed $379,900 Stellar MLS as Distributed by MLS Grid
• 2023-10-30 Rental Removed $822 TURBOTENANT
• 2023-10-29 Listed for Rent $822 TURBOTENANT

Property tax history

+24.1%/yr

Latest (2025): $7,141 · +1.5% YoY. Source: county tax records.