74188 Quicksilver St · Palm Desert, CA 92260

$389,500

2 bd · 2.0 ba · 1,840 sqft · Manufactured public records · 95 Days on market

Built 1979 3,920 sqft lot $212/sqft · 31% above area Est $297k · 31% over $455/mo HOA · 10% of rent

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.9/30.0
• DSCR +7.7/10.0
• 1% rule +6.8/10.0
• Schools +3.8/10.0
• Rent growth +2.9/5.0
• Livability +2.6/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Just reduced! Spectacular Golf Course location with views of lake, mountains & gorgeous fairway. 55+Living at its finest. Totally remodeled kitchen three years ago with custom European style cabinetry, all new appliances, recessed lighting and fabulous grey quartz counters with dining counter. The living-room & dining area look out at the views through large dual-pane picture windows. This home is move-in ready, tastefully furnished with over 1800' of living space. There is a family room with custom cabinetry & built-in computer station with USB ports for your devices. The guest suite is located in its own area offering privacy for both you and your visitors. There is a wonderful finished sun/bonus room for your enjoyment. The washer & dryer are brand new. Custom window coverings, newer ceiling fans, dual-pane windows, new sprinkler pipes & valves are just some of the extras. This home shows so well as the snowbird owners are only here part-time. The Primary bedroom is large with walk-in closet and window overlooking the golf course green space. The en-suite bath includes a walk-in soaking tub. Enjoy outdoor living & dining on the covered patio overlooking the panoramic & peaceful golf course views. You will love the rare golf cart garage with its own access onto the fairway. Portola Country Club is a great choice for either part-time or full-time desert living. You own the land, so there is no land lease. There is a 433A foundation required for any lender financing that you need. The low HOA fee of $455 includes your golf on the beautifully landscaped l8-hole par-3 golf course. The newly remodeled clubhouse includes the ''Portola Pub'' for social gathering & entertainment, a billiard room, new fitness room with views of the pool & mountains, & large social area for the many events throughout the year. Portola C. C. has three pools, Pickleball courts, Bocce Ball tournaments, Doggie Park & friendly neighbors ready to welcome you. Our location is close to El Paseo & its great shops & restaurants, McCallum Theatre, the Palm Desert Park with Aquatic Center & lovely walkways. Eisenhower hospital & medical offices are minutes away. Come take a look at this wonderful view home today & see why so many are making Portola Country Club their choice for Desert Living!

Key facts

• Golf course location
• Remodeled kitchen
• New appliances

Tags

• GOLF COURSE LOCATION
• VIEWS OF LAKE
• REMODELED KITCHEN
• NEW APPLIANCES
• RECESSED LIGHTING
• GREY QUARTZ COUNTERS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $390k.

Deal economics

• At list price, monthly cash flow is $757 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $390k).
• Recommended offer: $354k (9.0% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 3.4% in Palm Desert — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 51/100 on livability (#1,050 in CA) — a working-class tenant base; expect higher turnover. Strengths: employment B+, housing B; Watch: crime D, amenities F, commute F.
• Desert Sands Unified (suburban): math 31% / reading 56% proficiency, ranked #199 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: James Earl Carter Elementary (516 students, 53% FRL); Colonel Mitchell Paige Middle (math 10% / reading 10%, grade F, #474 of 498 statewide, top 99%, 436 students, 74% FRL); Palm Desert High (math 42% / reading 67%, grade C-, #256 of 1,170 statewide, top 24%, 2,050 students, 57% FRL).
• Market conditions: Rents rising (+1.6%/yr); 551 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
• At $4,607/mo this rent would consume 79% of the median local household income ($70k/yr) (locally 1734% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 95 days — a 9% lower offer ($354k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $149k; list at $390k implies a 161% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $354,445 (9.0% below list)

Questions for the listing agent

1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 8.62%
• Cash-on-cash: 8.33%
• DSCR: 1.37
• GRM: 7.0

CMA / ARV

• ARV (median comp): $297,381
• List price: $389,500
• Delta: 30.98%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
42585 Granite Pl	0.13mi	2/2.0	1,760 (-4%)	6mo	$175,000	$99	81
42099 Diadomite Way	0.28mi	3/2.0 (+1)	1,880 (+2%)	2mo	$279,000	$148	77
74529 Azurite Cir	0.30mi	2/2.0	1,740 (-5%)	1mo	$427,500	$246	77
42298 Bodie Rd	0.19mi	2/2.0	1,920 (+4%)	9mo	$295,000	$154	76
74658 Zircon Cir E	0.28mi	2/2.5	1,940 (+5%)	1mo	$425,000	$219	75
74584 Nevada Cir E	0.25mi	2/2.0	1,734 (-6%)	6mo	$257,500	$149	74
74085 Angels Camp Rd	0.20mi	2/2.0	2,046 (+11%)	2mo	$335,000	$164	70
74647 Azurite Cir E	0.28mi	3/2.0 (+1)	1,700 (-8%)	4mo	$260,000	$153	66
74349 Angels Camp Rd	0.25mi	3/2.0 (+1)	2,007 (+9%)	4mo	$380,000	$189	65
74592 Nevada Cir E	0.25mi	2/2.0	1,590 (-14%)	2mo	$317,000	$199	64
74276 Zircon Cir E	0.19mi	3/2.0 (+1)	1,664 (-10%)	8mo	$405,000	$243	63
74411 Gary Ave. Ave	0.28mi	2/2.0	1,584 (-14%)	5mo	$397,000	$251	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -5.3%
• Equity multiple: 0.81×
• Total profit: $-21,140
• Equity at exit: $58,076

10-year hold

• IRR: 2.6%
• Equity multiple: 1.17×
• Total profit: $18,868
• Equity at exit: $33,677

Cash invested: $109,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92260

• Rents YoY: 1.6%
• Active inventory: 551
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $4,607 high
• Mortgage (P&I): −$2,043
• Tax from tax record: −$223 /mo · $2,673/yr
• Insurance: −$162
• HOA: −$455
• Vacancy / Maint / Mgmt: −$967
• Net cashflow: $757

Break-even live

Break-even rent $3,649

Max offer price $389,500

Occupancy floor 79%

Sensitivity live

Price	-10% $977	-5% $867	+0% $757	+5% $646	+10% $536
Rent	-10% $393	-5% $575	+0% $757	+5% $939	+10% $1,121
Rate	-1.0pp $953	-0.5pp $856	base $757	+0.5pp $656	+1.0pp $553

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $97,375
• Closing costs: $11,685
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
74036 Mercury Cir W Palm Desert, CA	2.0	2.0	1440	$2,800	$1.94	45d	1	0.11mi
82 Presidio Pl Palm Desert, CA	3.0	2.0	1851	$5,500	$2.97	45d	1	0.35mi
84 Presidio Pl Palm Desert, CA	3.0	2.0	1921	$6,500	$3.38	45d	1	0.36mi
92 Presidio Pl Palm Desert, CA	3.0	2.0	1821	$5,500	$3.02	45d	1	0.37mi
74401 Hovley Lane East Palm Desert, CA	1.0–3.0	1.0–2.0	1042	$2,656	$2.55	0d	22	0.40mi
168 Camino Arroyo S Palm Desert, CA	3.0	3.0	2051	$5,000	$2.44	45d	1	0.44mi
181 Camino Arroyo S Palm Desert, CA	3.0	2.0	1821	$6,300	$3.46	45d	1	0.47mi
289 Castellana N Palm Desert, CA	2.0	2.0	1457	$3,000	$2.06	25d	1	0.53mi
38 Conejo Cir Palm Desert, CA	3.0	3.0	2056	$6,500	$3.16	45d	1	0.54mi
39 Camino Arroyo Pl Palm Desert, CA	2.0	2.0	1533	$6,000	$3.91	45d	1	0.59mi
432 S Sierra Madre Palm Desert, CA	2.0	2.0	1584	$5,300	$3.35	45d	1	0.65mi
430 S Sierra Madre Palm Desert, CA	2.0	2.0	1303	$5,500	$4.22	45d	1	0.65mi
259 Calle del Verano Palm Desert, CA	2.0	2.0	1303	$5,200	$3.99	45d	1	0.67mi
85 Conejo Cir Palm Desert, CA	3.0	3.0	2119	$6,000	$2.83	45d	1	0.67mi
257 Calle del Verano Palm Desert, CA	2.0	2.0	1303	$5,300	$4.07	45d	1	0.68mi
82 Conejo Cir Palm Desert, CA	3.0	2.0	1759	$6,500	$3.70	45d	1	0.70mi
280 Castellana S Palm Desert, CA	2.0	2.0	1303	$6,000	$4.60	45d	1	0.71mi
352 S Sierra Madre Palm Desert, CA	2.0	2.0	1584	$5,800	$3.66	45d	1	0.74mi
153 Camino Arroyo N Palm Desert, CA	3.0	2.0	1980	$7,300	$3.69	22d	1	0.77mi
25 Maximo Way Palm Desert, CA	3.0	3.0	2056	$7,800	$3.79	45d	1	0.79mi
70 Rocio Ct Palm Desert, CA	3.0	2.5	2500	$4,450	$1.78	13d	1	0.79mi
365 San Remo St Palm Desert, CA	2.0	2.0	1303	$5,500	$4.22	45d	1	0.80mi
363 San Remo St Palm Desert, CA	2.0	2.0	1656	$7,500	$4.53	45d	1	0.81mi
359 Villena Way Palm Desert, CA	2.0	2.0	2208	$9,500	$4.30	45d	1	0.82mi
34921 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,375	$2.11	20d	1	0.83mi
34934 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,400	$2.12	20d	1	0.83mi
34946 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,400	$2.12	20d	1	0.83mi
34931 Phyllis Jackson Ln Palm Desert, CA	3.0	2.5	1600	$3,375	$2.11	20d	1	0.83mi
389 Gran Via Palm Desert, CA	3.0	2.0	1670	$3,750	$2.25	25d	1	0.84mi
316 S Sierra Madre Palm Desert, CA	2.0	2.0	1656	$5,700	$3.44	45d	1	0.85mi
236 Castellana S Palm Desert, CA	2.0	2.0	1684	$8,000	$4.75	45d	1	0.86mi
166 Wimbledon Ct Palm Desert, CA	2.0	2.0	1250	$3,200	$2.56	45d	1	0.87mi
337 Villena Way Palm Desert, CA	2.0	2.0	1303	$5,000	$3.84	45d	1	0.89mi
191 Winterhaven Cir Palm Desert, CA	2.0	1.5	1250	$2,800	$2.24	45d	1	0.89mi
347 Gran Via Palm Desert, CA	2.0	2.0	1303	$5,500	$4.22	45d	1	0.89mi
224 Castellana S Palm Desert, CA	2.0	2.0	1457	$5,300	$3.64	45d	1	0.89mi
345 Gran Via Palm Desert, CA	2.0	2.0	1584	$5,500	$3.47	45d	1	0.89mi
44226 Kings Canyon Ln Palm Desert, CA	3.0	2.5	2442	$5,500	$2.25	19d	1	0.89mi
305 Durango Palm Desert, CA	2.0	2.0	1670	$6,300	$3.77	45d	1	0.90mi
222 Castellana S Palm Desert, CA	2.0	2.5	1656	$7,700	$4.65	45d	1	0.90mi

HOA detail

• Monthly dues: $455 · $5,460/yr
• Likely covers: pool

Listing history 24 events

1. 2026-06-21
   days on market $389,500 Active 95 DOM
2. 2026-06-18
   days on market $389,500 Active 92 DOM
3. 2026-06-17
   days on market $389,500 Active 91 DOM
4. 2026-06-16
   days on market $389,500 Active 90 DOM
5. 2026-06-15
   days on market $389,500 Active 89 DOM
6. 2026-06-13
   days on market $389,500 Active 87 DOM
7. 2026-06-09
   days on market $389,500 Active 83 DOM
8. 2026-06-08
   days on market $389,500 Active 82 DOM
9. 2026-06-07
   days on market $389,500 Active 81 DOM
10. 2026-06-04
    days on market $389,500 Active 78 DOM
11. 2026-06-03
    days on market $389,500 Active 77 DOM
12. 2026-06-02
    days on market $389,500 Active 76 DOM
13. 2026-06-01
    days on market $389,500 Active 75 DOM
14. 2026-05-31
    days on market $389,500 Active 74 DOM
15. 2026-05-18
    price $389,500 2391-char remark

    Show marketing remark (2391 chars)

    Just reduced! Spectacular Golf Course location with views of lake, mountains & gorgeous fairway. 55+Living at its finest. Totally remodeled kitchen three years ago with custom European style cabinetry, all new appliances, recessed lighting and fabulous grey quartz counters with dining counter. The living-room & dining area look out at the views through large dual-pane picture windows. This home is move-in ready, tastefully furnished with over 1800' of living space. There is a family room with custom cabinetry & built-in computer station with USB ports for your devices. The guest suite is located in its own area offering privacy for both you and your visitors. There is a wonderful finished sun/bonus room for your enjoyment. The washer & dryer are brand new. Custom window coverings, newer ceiling fans, dual-pane windows, new sprinkler pipes & valves are just some of the extras. This home shows so well as the snowbird owners are only here part-time. The Primary bedroom is large with walk-in closet and window overlooking the golf course green space. The en-suite bath includes a walk-in soaking tub. Enjoy outdoor living & dining on the covered patio overlooking the panoramic & peaceful golf course views. You will love the rare golf cart garage with its own access onto the fairway. Portola Country Club is a great choice for either part-time or full-time desert living. You own the land, so there is no land lease. There is a 433A foundation required for any lender financing that you need. The low HOA fee of $455 includes your golf on the beautifully landscaped l8-hole par-3 golf course. The newly remodeled clubhouse includes the ''Portola Pub'' for social gathering & entertainment, a billiard room, new fitness room with views of the pool & mountains, & large social area for the many events throughout the year. Portola C. C. has three pools, Pickleball courts, Bocce Ball tournaments, Doggie Park & friendly neighbors ready to welcome you. Our location is close to El Paseo & its great shops & restaurants, McCallum Theatre, the Palm Desert Park with Aquatic Center & lovely walkways. Eisenhower hospital & medical offices are minutes away. Come take a look at this wonderful view home today & see why so many are making Portola Country Club their choice for Desert Living!

16. 2026-04-27
    price $399,500 2391-char remark

    Show marketing remark (2391 chars)

    Just reduced! Spectacular Golf Course location with views of lake, mountains & gorgeous fairway. 55+Living at its finest. Totally remodeled kitchen three years ago with custom European style cabinetry, all new appliances, recessed lighting and fabulous grey quartz counters with dining counter. The living-room & dining area look out at the views through large dual-pane picture windows. This home is move-in ready, tastefully furnished with over 1800' of living space. There is a family room with custom cabinetry & built-in computer station with USB ports for your devices. The guest suite is located in its own area offering privacy for both you and your visitors. There is a wonderful finished sun/bonus room for your enjoyment. The washer & dryer are brand new. Custom window coverings, newer ceiling fans, dual-pane windows, new sprinkler pipes & valves are just some of the extras. This home shows so well as the snowbird owners are only here part-time. The Primary bedroom is large with walk-in closet and window overlooking the golf course green space. The en-suite bath includes a walk-in soaking tub. Enjoy outdoor living & dining on the covered patio overlooking the panoramic & peaceful golf course views. You will love the rare golf cart garage with its own access onto the fairway. Portola Country Club is a great choice for either part-time or full-time desert living. You own the land, so there is no land lease. There is a 433A foundation required for any lender financing that you need. The low HOA fee of $455 includes your golf on the beautifully landscaped l8-hole par-3 golf course. The newly remodeled clubhouse includes the ''Portola Pub'' for social gathering & entertainment, a billiard room, new fitness room with views of the pool & mountains, & large social area for the many events throughout the year. Portola C. C. has three pools, Pickleball courts, Bocce Ball tournaments, Doggie Park & friendly neighbors ready to welcome you. Our location is close to El Paseo & its great shops & restaurants, McCallum Theatre, the Palm Desert Park with Aquatic Center & lovely walkways. Eisenhower hospital & medical offices are minutes away. Come take a look at this wonderful view home today & see why so many are making Portola Country Club their choice for Desert Living!

17. 2026-03-27
    price $415,000 2391-char remark

    Show marketing remark (2391 chars)

    Just reduced! Spectacular Golf Course location with views of lake, mountains & gorgeous fairway. 55+Living at its finest. Totally remodeled kitchen three years ago with custom European style cabinetry, all new appliances, recessed lighting and fabulous grey quartz counters with dining counter. The living-room & dining area look out at the views through large dual-pane picture windows. This home is move-in ready, tastefully furnished with over 1800' of living space. There is a family room with custom cabinetry & built-in computer station with USB ports for your devices. The guest suite is located in its own area offering privacy for both you and your visitors. There is a wonderful finished sun/bonus room for your enjoyment. The washer & dryer are brand new. Custom window coverings, newer ceiling fans, dual-pane windows, new sprinkler pipes & valves are just some of the extras. This home shows so well as the snowbird owners are only here part-time. The Primary bedroom is large with walk-in closet and window overlooking the golf course green space. The en-suite bath includes a walk-in soaking tub. Enjoy outdoor living & dining on the covered patio overlooking the panoramic & peaceful golf course views. You will love the rare golf cart garage with its own access onto the fairway. Portola Country Club is a great choice for either part-time or full-time desert living. You own the land, so there is no land lease. There is a 433A foundation required for any lender financing that you need. The low HOA fee of $455 includes your golf on the beautifully landscaped l8-hole par-3 golf course. The newly remodeled clubhouse includes the ''Portola Pub'' for social gathering & entertainment, a billiard room, new fitness room with views of the pool & mountains, & large social area for the many events throughout the year. Portola C. C. has three pools, Pickleball courts, Bocce Ball tournaments, Doggie Park & friendly neighbors ready to welcome you. Our location is close to El Paseo & its great shops & restaurants, McCallum Theatre, the Palm Desert Park with Aquatic Center & lovely walkways. Eisenhower hospital & medical offices are minutes away. Come take a look at this wonderful view home today & see why so many are making Portola Country Club their choice for Desert Living!

18. 2026-03-09
    listed $399,500 Active 2391-char remark

    Show marketing remark (2391 chars)

    Just reduced! Spectacular Golf Course location with views of lake, mountains & gorgeous fairway. 55+Living at its finest. Totally remodeled kitchen three years ago with custom European style cabinetry, all new appliances, recessed lighting and fabulous grey quartz counters with dining counter. The living-room & dining area look out at the views through large dual-pane picture windows. This home is move-in ready, tastefully furnished with over 1800' of living space. There is a family room with custom cabinetry & built-in computer station with USB ports for your devices. The guest suite is located in its own area offering privacy for both you and your visitors. There is a wonderful finished sun/bonus room for your enjoyment. The washer & dryer are brand new. Custom window coverings, newer ceiling fans, dual-pane windows, new sprinkler pipes & valves are just some of the extras. This home shows so well as the snowbird owners are only here part-time. The Primary bedroom is large with walk-in closet and window overlooking the golf course green space. The en-suite bath includes a walk-in soaking tub. Enjoy outdoor living & dining on the covered patio overlooking the panoramic & peaceful golf course views. You will love the rare golf cart garage with its own access onto the fairway. Portola Country Club is a great choice for either part-time or full-time desert living. You own the land, so there is no land lease. There is a 433A foundation required for any lender financing that you need. The low HOA fee of $455 includes your golf on the beautifully landscaped l8-hole par-3 golf course. The newly remodeled clubhouse includes the ''Portola Pub'' for social gathering & entertainment, a billiard room, new fitness room with views of the pool & mountains, & large social area for the many events throughout the year. Portola C. C. has three pools, Pickleball courts, Bocce Ball tournaments, Doggie Park & friendly neighbors ready to welcome you. Our location is close to El Paseo & its great shops & restaurants, McCallum Theatre, the Palm Desert Park with Aquatic Center & lovely walkways. Eisenhower hospital & medical offices are minutes away. Come take a look at this wonderful view home today & see why so many are making Portola Country Club their choice for Desert Living!

19. 2015-03-23
    soldstatus $149,000
20. 2002-12-19
    soldstatus $160,000
21. 2002-11-02
    historical
22. 2002-10-29
    listed $164,500
23. 1996-04-24
    soldstatus $64,500
24. 1991-01-03
    soldstatus $135,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $2,673 · $223/mo
• Projected year-2 tax: $2,960 · $247/mo
• Expected delta: +$287/yr (+$24/mo · 10.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $55,279
• − Mortgage interest: −$21,818
• − Property taxes: −$2,673
• − Insurance: −$1,948
• − Repairs & maintenance: −$4,422
• − Management: −$4,422
• − HOA: −$5,460
• − Depreciation: −$11,331
• Taxable income: $3,205
• Est. tax owed @ 24.0%: −$769
• After-tax cash flow: $8,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Desert Sands Unified
• NCES district ID: 0611110
• Math proficiency: 31% ▼ -4.00%
• Reading proficiency: 56% ▲ 7.00%
• Median HH income: $54,957
• Composite: 37.77/100
• National rank: #4346
• State rank: #199 of 517 in CA

Livability — Palm Desert

• Score: 51/100
• State rank: #1050
• US rank: #25164

Category grades

Amenities F Commute F Cost of living F Crime D Employment B+ Housing B Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Desert, CA
• County: Riverside County · 2,287,001 people
• City population: 58,615
• Metro: Riverside-San Bernardino-Ontario, CA
• Population (ZIP): 30,523
• Household income: $70,091
• Rent vs Own: 36.2% rent · 63.8% own
• Severe rent burden: 1734.0

Population outlook (Riverside County) Hauer SSP2

• Today (2025): 2,664,475 people
• By 2030: 2,802,692 · +5.2%
• By 2040: 3,050,904 · +14.5%
• By 2050: 3,256,783 · +22.2%
• By 2075: 3,655,058 · +37.2%
• By 2100: 3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (61%)
• Race & ethnicity: White 61% Hispanic / Latino 31% Two or more races 20% Asian 4% Black 2%
• Hispanic origin (detail): Mexican 25%
• Common ancestry: Italian 4% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, South Korea, Vietnam
• Languages at home: 73% English-only · Spanish 22% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Riverside

• 2024 margin: Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
• 2008→2024 swing: -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
• All cycles: 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -364.94%
• Current HPI: 294.9425
• Rent YoY: ▲ 1.60%
• Metro: Riverside-San Bernardino-Ontario, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+188.5% since first listed

10 events — show timeline

• 2026-05-18 Price Changed $389,500 GPSMLS
• 2026-04-27 Price Changed $399,500 GPSMLS
• 2026-03-27 Price Changed $415,000 GPSMLS
• 2026-03-09 Listed $399,500 GPSMLS
• 2015-03-23 Sold (Public Records) $149,000 Public Records
• 2002-12-19 Sold (Public Records) $160,000 Public Records
• 2002-11-02 Listing Removed — GPSMLS
• 2002-10-29 Listed $164,500 GPSMLS
• 1996-04-24 Sold (Public Records) $64,500 Public Records
• 1991-01-03 Sold (Public Records) $135,000 Public Records

Property tax history

+0.7%/yr

Latest (2025): $2,673 · +2.9% YoY. Source: county tax records.