611 Swell Mountain Rd · Hinton, WV
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +9.1/10.0
- ARV discount +7.5/15.0
- Livability +3.1/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Schools +2.0/10.0
$59,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover potential and peaceful surroundings with this 4-acre property nestled in the lovely Sandstone area. The 3-bedroom, 1-bath home is livable as-is but ready for your personal touch and improvements. All appliances and furniture convey with the sale — including a washer, dryer, and refrigerator in working order. (Note: the stove requires attention. ) Enjoy the quiet of country living just minutes from I-64 and the New River National Park, offering both convenience and access to one of West Virginia's most scenic outdoor destinations. Whether you're looking for a starter home, weekend retreat, or investment project, this property provides plenty of space, privacy, and opportunity to make it your own.
Key facts
- 4 acre property
- 4 acre lot
- Built 1977
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath manufactured listed at $60k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $303 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($907 rent vs $60k).
- Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.4% vs local median 2.6% in Hinton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 62/100 on livability (#188 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Summers County Schools (town): math 18% / reading 32% proficiency, ranked #49 of 55 in WV (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 4 active listings in the ZIP; 19 units permitted in Summers County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $5k of equity ($414 loan paydown + $5k appreciation (8.1% local appreciation)).
- Summers County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (8.1% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 219 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 219 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.51% ✓
- Cap rate
- 12.36%
- Cash-on-cash
- 21.67%
- DSCR
- 1.96
- GRM
- 5.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
8.12% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 37.3%
- Equity multiple
- 3.65×
- Total profit
- $44,440
- Equity at exit
- $45,996
- IRR
- 33.2%
- Equity multiple
- 7.84×
- Total profit
- $114,653
- Equity at exit
- $91,772
Cash invested: $16,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25985
- Home prices YoY
- 4.5%
- Active inventory
- 4
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $907 medium interval (Pro) →
- Mortgage (P&I)
- −$314
- Tax est. 1.5%
- −$75 /mo · $898/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$191
- Net cashflow
- $303
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,975
- Closing costs
- $1,797
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
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2026-06-18days on market $59,900 Active 219 DOM
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2026-06-17days on market $59,900 Active 218 DOM
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2026-06-16days on market $59,900 Active 217 DOM
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2026-06-15days on market $59,900 Active 216 DOM
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2026-06-15days on market $59,900 Active 215 DOM
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2026-06-13days on market $59,900 Active 214 DOM
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2026-06-12days on market $59,900 Active 213 DOM
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2026-06-09days on market $59,900 Active 210 DOM
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2026-06-08days on market $59,900 Active 209 DOM
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2026-06-08days on market $59,900 Active 208 DOM
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2026-06-07days on market $59,900 Active 207 DOM
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2026-06-04days on market $59,900 Active 205 DOM
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2026-06-03days on market $59,900 Active 204 DOM
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2026-06-02days on market $59,900 Active 203 DOM
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2026-06-01days on market $59,900 Active 202 DOM
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2026-05-31days on market $59,900 Active 201 DOM
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2026-05-13status Active 720-char remark
Show marketing remark (720 chars)
Discover potential and peaceful surroundings with this 4-acre property nestled in the lovely Sandstone area. The 3-bedroom, 1-bath home is livable as-is but ready for your personal touch and improvements. All appliances and furniture convey with the sale — including a washer, dryer, and refrigerator in working order. (Note: the stove requires attention. ) Enjoy the quiet of country living just minutes from I-64 and the New River National Park, offering both convenience and access to one of West Virginia's most scenic outdoor destinations. Whether you're looking for a starter home, weekend retreat, or investment project, this property provides plenty of space, privacy, and opportunity to make it your own.
-
2025-11-11$59,900 Active 720-char remark
Show marketing remark (720 chars)
Discover potential and peaceful surroundings with this 4-acre property nestled in the lovely Sandstone area. The 3-bedroom, 1-bath home is livable as-is but ready for your personal touch and improvements. All appliances and furniture convey with the sale — including a washer, dryer, and refrigerator in working order. (Note: the stove requires attention. ) Enjoy the quiet of country living just minutes from I-64 and the New River National Park, offering both convenience and access to one of West Virginia's most scenic outdoor destinations. Whether you're looking for a starter home, weekend retreat, or investment project, this property provides plenty of space, privacy, and opportunity to make it your own.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $10,889
- − Mortgage interest
- −$3,355
- − Property taxes
- −$898
- − Insurance
- −$300
- − Repairs & maintenance
- −$871
- − Management
- −$871
- − Depreciation
- −$1,743
- Taxable income
- $2,851
- Est. tax owed @ 24.0%
- −$684
- After-tax cash flow
- $2,951/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This 3-bedroom, 1-bath home requires moderate renovations to improve its condition and increase its resale and rental value.
Repairs flagged
- Major stove — Visible rust and wear indicate significant damage.
- Moderate kitchen cabinets — Worn appearance suggests need for replacement or repair.
- Moderate bathroom fixtures — Outdated and possibly leaking fixtures need replacement.
- Major roof — Significant wear and tear visible, likely requiring full replacement.
- Major exterior siding — Peeling paint and wear indicate need for replacement.
- Major windows — Old and possibly inefficient, may need replacement or energy-efficient upgrades.
- Major HVAC unit — Old and likely inefficient, may need replacement.
- Major landscaping — Overgrown and minimal, may need landscaping improvements to enhance curb appeal.
Value-add opportunities
- Resale Paint interior walls — Fresh paint can significantly improve the home's appearance and value.
- Both Replace HVAC unit — A new HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value.
- Both Replace windows — New windows can improve energy efficiency, reduce heating and cooling costs, and enhance curb appeal.
- Both Landscaping improvements — A well-maintained yard can increase the home's curb appeal and rental value.
- Resale Replace kitchen cabinets — Fresh, updated cabinets can improve the kitchen's functionality and aesthetic appeal.
- Resale Upgrade bathroom fixtures — Modern, functional fixtures can enhance the bathroom's appeal and value.
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| stove · Visible rust and wear indicate significant damage. | Major | $15,000–50,000 |
| kitchen cabinets · Worn appearance suggests need for replacement or repair. | Moderate | $3,000–15,000 |
| bathroom fixtures · Outdated and possibly leaking fixtures need replacement. | Moderate | $3,000–15,000 |
| roof · Significant wear and tear visible, likely requiring full replacement. | Major | $15,000–50,000 |
| exterior siding · Peeling paint and wear indicate need for replacement. | Major | $15,000–50,000 |
| windows · Old and possibly inefficient, may need replacement or energy-efficient upgrades. | Major | $15,000–50,000 |
| HVAC unit · Old and likely inefficient, may need replacement. | Major | $15,000–50,000 |
| landscaping · Overgrown and minimal, may need landscaping improvements to enhance curb appeal. | Major | $15,000–50,000 |
| Total estimated repair cost · 8 items | $96,000–330,000 |
Value-add ROI direction
- Resale Paint interior walls — Fresh paint can significantly improve the home's appearance and value. ↑
- Both Replace HVAC unit — A new HVAC system can improve comfort and energy efficiency, benefiting both resale and rental value. ↑
- Both Replace windows — New windows can improve energy efficiency, reduce heating and cooling costs, and enhance curb appeal. ↑
- Both Landscaping improvements — A well-maintained yard can increase the home's curb appeal and rental value. ↑
- Resale Replace kitchen cabinets — Fresh, updated cabinets can improve the kitchen's functionality and aesthetic appeal. ↑
- Resale Upgrade bathroom fixtures — Modern, functional fixtures can enhance the bathroom's appeal and value. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Summers County Schools
- NCES district ID
- 5401350
- Math proficiency
- 18% ▼ -8.00%
- Reading proficiency
- 32% ▼ -4.00%
- Median HH income
- $33,089
- Composite
- 20.39/100
- National rank
- #8593
- State rank
- #49 of 55 in WV
Livability — Hinton
- Score
- 62/100
- State rank
- #188
- US rank
- #17062
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 381
Population outlook (Summers County) Hauer SSP2
- Today (2025)
- 11,605 people
- By 2030
- 10,904 · -6.0%
- By 2040
- 9,658 · -16.8%
- By 2050
- 8,619 · -25.7%
- By 2075
- 6,920 · -40.4%
- By 2100
- 5,819 · -49.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (94%)
- Race & ethnicity
- White 94% Two or more races 6%
- Common ancestry
- Serbian 4% Slovak 3%
Political lean MEDSL · Summers
- 2024 margin
- Solid R (+51.4) · D 23.3% · R 74.7% · Other 2.0%
- 2008→2024 swing
- -40.1pp toward R · 2008: -11.3pp · 2024: -51.4pp
- All cycles
- 2024: R+51.4 2020: R+47.0 2016: R+46.6 2012: R+28.8 2008: R+11.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.12%
- Current HPI
- 188.41
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
2 events — show timeline
- 2026-05-13 Relisted — BBOR
- 2025-11-11 Listed $59,900 BBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…