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1439 Daniels Run Rd NE
A- Composite 81.2
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.3/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$69,900

1439 Daniels Run Rd NE · Shawsville, VA 24072
4 bd · 1.5 ba · 2,400 sqft · SingleFamily public records · 150 Days on market
Built 1929 1.59 ac lot ↓ 36% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The Check community has fond memories of this property situated on a corner 1.5 acre lot that includes a four-bedroom, two bath farmhouse as well as the former Angle Store across the road which was built in 1859 and operated as a country store including gas station and post office. Covered porch, living room, family room and mudroom off kitchen. All bedrooms are located upstairs. Gravel driveway has been added. This is an opportunity to bring this historic property back to life!

Key facts

  • Covered porch
  • Living room
  • Family room

Tags

FOUR BEDROOM FARMHOUSECOVERED PORCHLIVING ROOMFAMILY ROOMMUDROOMGRAVEL DRIVEWAY

Property features AI

Exterior

  • Parking: Detached garage; Gravel parking; 1 garage space
  • Home design: Single-family detached residence; Approximately 2,400 above-grade finished area; Corner lot
  • Construction: Shingle roof
  • Exterior features: Garden; Porch; Shed(s)

Interior

  • Flooring: Hardwood
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Interior features: Pantry; Crawl space basement
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $70k.

Deal economics

  • At list price, monthly cash flow is $823 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#273 in VA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Floyd County Public School District (rural): math 56% / reading 70% proficiency, ranked #51 of 131 in VA (top 39%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Check Elementary (math 42% / reading 57%, grade D, #742 of 1,108 statewide, top 70%, 292 students, 75% FRL); Floyd County High (math 59% / reading 74%, grade B, #195 of 319 statewide, top 62%, 701 students, 74% FRL) — zoned schools average 74% FRL vs 39% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 14 active listings in the ZIP; 69 units permitted in Floyd County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $7k of equity ($483 loan paydown + $7k appreciation (10.0% local appreciation)).
  • Floyd County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 150 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $38k (35%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1929 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 150 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.38%
Cap rate
21.56%
Cash-on-cash
54.52%
DSCR
3.43
GRM
3.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
64.0%
Equity multiple
5.62×
Total profit
$90,506
Equity at exit
$62,971
10-year hold
IRR
57.6%
Equity multiple
12.52×
Total profit
$225,373
Equity at exit
$135,800

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State Virginia
55 Moderately Landlord-Leaning · D+2
County
— inherits STATE
City
— inherits STATE
VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

ZIP-level market 24072

Home prices YoY
8.3%
Active inventory
14
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$1,663 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$29 /mo · $349/yr
Insurance
$29
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$349
Net cashflow
$823

Break-even live

Break-even rent $622
Max offer price $69,900
Occupancy floor 46%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-05-30
    status $69,900 Pending 150 DOM
  2. 2026-05-21
    status Active
  3. 2026-05-21
    price $69,900
  4. 2026-03-04
    status Pending
  5. 2026-02-03
    price $1
  6. 2026-01-21
    price $79,900
  7. 2025-12-19
    price $89,900
  8. 2025-12-18
    status Active
  9. 2025-11-20
    status Pending
  10. 2025-10-23
    price $99,900
  11. 2025-09-16
    listed $107,500 Active
  12. 2017-09-19
    soldstatus $110,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

Current annual tax
$349 · $29/mo
Projected year-2 tax
$573 · $48/mo
Expected delta
+$224/yr (+$19/mo · 64.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,961
− Mortgage interest
−$3,915
− Property taxes
−$349
− Insurance
−$1,147
− Repairs & maintenance
−$1,597
− Management
−$1,597
− Depreciation
−$2,033
Taxable income
$9,322
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,237
After-tax cash flow
$7,637/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Floyd County Public School District
NCES district ID
5101350
Math proficiency
56% ▼ -26.00%
Reading proficiency
70% ▼ -7.00%
Median HH income
$44,955
Composite
53.03/100
National rank
#1519
State rank
#51 of 131 in VA

Livability — Shawsville

Score
68/100
State rank
#273
US rank
#9807

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,213

Population outlook (Floyd County) Hauer SSP2

Today (2025)
16,207 people
By 2030
16,340 · +0.8%
By 2040
16,267 · +0.4%
By 2050
15,661 · -3.4%
By 2075
13,756 · -15.1%
By 2100
11,078 · -31.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (99%)
Race & ethnicity
White 99%
Common ancestry
Slovak 2% Irish 2% Italian 2%
Foreign-born
1%
Languages at home
94% English-only · Spanish 4%

Political lean MEDSL · Floyd

2024 margin
Solid R (+37.2) · D 30.8% · R 68.1% · Other 1.1%
2008→2024 swing
-17.2pp toward R · 2008: -20.0pp · 2024: -37.2pp
All cycles
2024: R+37.2 2020: R+34.2 2016: R+37.5 2012: R+25.4 2008: R+20.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 12.96%
Current HPI
169.6939
Rent YoY
Metro
State GDP YoY
▲ 2.40%
F500 in state
50

Industry mix (Fortune 500 HQ in VA)

Industry F500 HQs Revenue

Price history

-36.5% since first listed
11 events — show timeline
  • 2026-05-21 Relisted NRVMLS
  • 2026-05-21 Price Changed $69,900 NRVMLS
  • 2026-03-04 Pending NRVMLS
  • 2026-02-03 Price Changed $1 NRVMLS
  • 2026-01-21 Price Changed $79,900 NRVMLS
  • 2025-12-19 Price Changed $89,900 NRVMLS
  • 2025-12-18 Relisted NRVMLS
  • 2025-11-20 Pending NRVMLS
  • 2025-10-23 Price Changed $99,900 NRVMLS
  • 2025-09-16 Listed $107,500 NRVMLS
  • 2017-09-19 Sold (Public Records) $110,000 Public Records

Property tax history

-4.4%/yr

Latest (2026): $349 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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