348 Dover Pl Unit C101 · Berkshire Lakes, FL 34104

$319,500

3 bd · 2.0 ba · 1,459 sqft · Condo public records · 13 Days on market

Built 1999 $713/mo HOA · 22% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.4/30.0
• ARV discount +7.5/15.0
• 1% rule +5.2/10.0
• Schools +5.0/10.0
• DSCR +3.7/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

REDUCED $15,400! BEAUTIFUL, LIKE NEW, PREFERRED FIRST FLOOR, END UNIT, 3 BEDROOM, 2 BATH LAKEFRONT COACH HOME IN GATED COMMUNITY. ONE CAR ATTACHED GARAGE. SOUTHERN EXPOSURE. JUST FRESHLY PAINTED. VAULTED CEILINGS. LARGE CERAMIC FLOOR TILE THROUGHOUT LIVING AREAS. LUXURIOUS CARPET IN BEDROOMS. BATHROOMS HAVE DESIRED HIGH COUNTERS ON VANITIES AND NEW CHAIR HEIGHT TOILETS. MASTER BATHROOM HAS A SEPARATE TUB AND SHOWER. NEW RANGE AND DISHWASHER. NEWER REFRIGERATOR AND AIR CONDITIONER. FIRE SPRINKLER SYSTEM. ELECTRIC HURRICANE SHUTTER ON SCREENED LANAI AND MANUAL ROLLUP SHUTTERS ON ALL WINDOWS. ATTACHED GARAGE HAS REINFORCED DOOR. PET FRIENDLY. TWO PETS ALLOWED WITH NO WEIGHT LIMIT. GREAT COMMUNITY PARK ONLY A SHORT WALKING DISTANCE WHICH INCLUDES A CLUBHOUSE, 2 LARGE POOLS, 2 TENNIS AND PICKLEBALL COURTS, BASKETBALL COURT, VOLLEYBALL COURT AND CHILDRENS PLAY AREA. BRIARWOOD IS A WONDERFUL, SECURE, GATED COMMUNITY WITH A MANNED GUARD GATE. SHOPPING CENTERS ARE NEARBY AND IT IS ONLY A 15 MINUTE DRIVE TO DOWNTOWN NAPLES AND OUR BEAUTIFUL WHITE SAND BEACH.

Key facts

• Green space
• Guest parking
• Gated community

Tags

• LAKE VIEW
• GREEN SPACE
• GUEST PARKING
• GATED COMMUNITY
• COMMUNITY PARK
• PET FRIENDLY NEIGHBORHOOD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $320k.

Deal economics

• At list price, monthly cash flow is $-54 ($-649/yr) — negative.
• To cash-flow at today's rent, offer at most $310k (3.0% below list).
• Meets the 1% rule at list price ($3k rent vs $320k).
• Recommended offer: $310k (3.0% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Poinciana Elementary School (math 64% / reading 63%, grade B, #564 of 2,144 statewide, top 27%, 507 students, 55% FRL); East Naples Middle School (math 56% / reading 44%, grade C, #254 of 571 statewide, top 45%, 854 students, 63% FRL); Naples High School (math 47% / reading 52%, grade D, #179 of 667 statewide, top 29%, 1,719 students, 39% FRL) — zoned schools at 52% FRL track the district average.
• Market conditions: Rents soft (-1.1%/yr); 438 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $3,271/mo this rent would consume 55% of the median local household income ($72k/yr) (locally 1423% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $228k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 22% of rent.
• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $309,944 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 6.09%
• Cash-on-cash: -0.73%
• DSCR: 0.97
• GRM: 8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -21.5%
• Equity multiple: 0.28×
• Total profit: $-64,489
• Equity at exit: $47,638

10-year hold

• IRR: -27.2%
• Equity multiple: -0.08×
• Total profit: $-96,359
• Equity at exit: $27,625

Cash invested: $89,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34104

• Rents YoY: -1.1%
• Active inventory: 438
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $3,271 medium
• Mortgage (P&I): −$1,675
• Tax from tax record: −$116 /mo · $1,394/yr
• Insurance: −$133
• HOA: −$713
• Vacancy / Maint / Mgmt: −$687
• Net cashflow: $-54

Break-even live

Break-even rent $3,339

Max offer price $309,944

Occupancy floor 97%

Sensitivity live

Price	-10% $127	-5% $36	+0% $-54	+5% $-145	+10% $-235
Rent	-10% $-312	-5% $-183	+0% $-54	+5% $75	+10% $204
Rate	-1.0pp $107	-0.5pp $27	base $-54	+0.5pp $-137	+1.0pp $-221

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,875
• Closing costs: $9,585
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5110 Brixton Ct Naples, FL	3.0	2.0	1717	$9,500	$5.53	23d	1	0.21mi
443 Dundee Ct Naples, FL	3.0	2.0	1766	$8,000	$4.53	25d	1	0.27mi
697 Crossfield Cir Naples, FL	3.0	2.0	1764	$7,500	$4.25	25d	1	0.30mi
193 Fox Glen Dr Naples, FL	3.0	2.0	1345	$6,500	$4.83	25d	1	0.39mi
1507 Vintage Ln Naples, FL	3.0	2.0	1874	$11,000	$5.87	25d	1	0.44mi
1499 Vintage Ln Naples, FL	3.0	2.0	1754	$9,000	$5.13	25d	1	0.45mi
1526 Vintage Ln Naples, FL	3.0	2.0	1737	$10,000	$5.76	25d	1	0.46mi
914 Marble Dr Naples, FL	3.0	2.0	1715	$15,000	$8.75	15d	1	0.52mi
929 Marble Dr Naples, FL	3.0	2.0	1803	$9,000	$4.99	23d	1	0.55mi
930 Marble Dr Naples, FL	3.0	2.0	1850	$9,000	$4.86	23d	1	0.56mi
2026 Terrazzo Ln Naples, FL	3.0	2.0	1856	$9,000	$4.85	25d	1	0.63mi
882 Bluebird St Naples, FL	3.0	2.0	1308	$6,000	$4.59	25d	1	0.75mi
6726 Sloane Pl Unit 1049716P Naples, FL	3.0	2.0	1872	$5,748	$3.07	15d	1	0.83mi
1075 Foxfire Ln Naples, FL	2.0	2.0	1092	$3,300	$3.02	25d	3	0.84mi
1025 Jardin Dr Naples, FL	3.0	3.0	1756	$5,000	$2.85	15d	1	0.85mi
6643 Craven Hill Way Naples, FL	3.0	2.0	1384	$2,900	$2.10	15d	1	0.88mi
1106 Jardin Dr Naples, FL	3.0	3.0	1801	$8,500	$4.72	25d	1	0.89mi
4502 Parrot Ave Naples, FL	3.0	2.0	1200	$2,950	$2.46	25d	1	0.95mi
5301 Whitten Dr #81 Naples, FL	3.0	2.0	1386	$2,700	$1.95	25d	1	1.07mi
92 Glen Eagle Cir Naples, FL	3.0	2.0	1562	$12,000	$7.68	23d	1	1.09mi
6825 Sterling Greens Dr #102 Naples, FL	3.0	2.0	1499	$4,500	$3.00	25d	1	1.13mi
5257 Whitten Dr Naples, FL	2.0	2.0	1500	$2,500	$1.67	15d	1	1.15mi
6816 Sterling Greens Dr Unit 1306 Naples, FL	3.0	2.0	1506	$2,900	$1.93	15d	1	1.16mi
6816 Sterling Greens Pl #105 Naples, FL	2.0	2.0	1243	$1,895	$1.52	23d	1	1.16mi
6816 Sterling Greens Dr Unit 1105 Naples, FL	2.0	2.0	1243	$1,895	$1.52	15d	1	1.16mi
6828 Sterling Greens Dr Unit 4105 Naples, FL	2.0	2.0	1242	$3,750	$3.02	15d	1	1.18mi
800 New Waterford Dr #201 Naples, FL	2.0	2.0	1362	$2,440	$1.79	23d	1	1.19mi
613 Windsor Sq #101 Naples, FL	2.0	2.0	1316	$3,800	$2.89	25d	1	1.19mi
6854 Sterling Greens Dr #201 Naples, FL	3.0	2.0	1727	$4,500	$2.61	15d	1	1.19mi
6871 Sterling Greens Dr #202 Naples, FL	2.0	2.0	1727	$5,500	$3.18	15d	1	1.20mi
4210 Looking Glass Ln Unit 4210 Naples, FL	2.0	2.0	1300	$3,000	$2.31	15d	1	1.22mi
636 Windsor Sq #102 Naples, FL	2.0	2.0	1191	$3,750	$3.15	25d	1	1.22mi
4180 Looking Glass Ln Unit 4104 Naples, FL	2.0	2.0	1246	$4,000	$3.21	15d	1	1.23mi
1095 Partridge Cir #201 Naples, FL	2.0	2.0	1402	$1,800	$1.28	23d	1	1.23mi
920 Belville Blvd Naples, FL	3.0	2.0	1606	$6,000	$3.74	25d	1	1.24mi
589 Lambton Ln Naples, FL	3.0	2.0	1823	$7,750	$4.25	25d	1	1.25mi
565 Windsor Sq #201 Naples, FL	3.0	2.0	1421	$3,800	$2.67	23d	1	1.25mi
6700 Dennis Cir Unit A103 Naples, FL	2.0	2.0	1308	$2,000	$1.53	15d	1	1.25mi
7065 Dennis Cir #302 Naples, FL	2.0	2.0	1097	$4,000	$3.65	23d	1	1.26mi
4060 Ice Castle Way #10 Naples, FL	2.0	2.0	1246	$3,600	$2.89	15d	1	1.27mi

HOA detail condo

• Monthly dues: $713 · $8,556/yr
• Likely covers: electricpoolsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 10 events

1. 2026-04-19
   status Pending
2. 2026-03-26
   status Pending With Contingencies
3. 2026-03-13
   listed $319,500 Active
4. 2020-07-13
   soldstatus $228,500
5. 2020-07-09
   status Pending 1064-char remark

   Show marketing remark (1064 chars)

   REDUCED $15,400! BEAUTIFUL, LIKE NEW, PREFERRED FIRST FLOOR, END UNIT, 3 BEDROOM, 2 BATH LAKEFRONT COACH HOME IN GATED COMMUNITY. ONE CAR ATTACHED GARAGE. SOUTHERN EXPOSURE. JUST FRESHLY PAINTED. VAULTED CEILINGS. LARGE CERAMIC FLOOR TILE THROUGHOUT LIVING AREAS. LUXURIOUS CARPET IN BEDROOMS. BATHROOMS HAVE DESIRED HIGH COUNTERS ON VANITIES AND NEW CHAIR HEIGHT TOILETS. MASTER BATHROOM HAS A SEPARATE TUB AND SHOWER. NEW RANGE AND DISHWASHER. NEWER REFRIGERATOR AND AIR CONDITIONER. FIRE SPRINKLER SYSTEM. ELECTRIC HURRICANE SHUTTER ON SCREENED LANAI AND MANUAL ROLLUP SHUTTERS ON ALL WINDOWS. ATTACHED GARAGE HAS REINFORCED DOOR. PET FRIENDLY. TWO PETS ALLOWED WITH NO WEIGHT LIMIT. GREAT COMMUNITY PARK ONLY A SHORT WALKING DISTANCE WHICH INCLUDES A CLUBHOUSE, 2 LARGE POOLS, 2 TENNIS AND PICKLEBALL COURTS, BASKETBALL COURT, VOLLEYBALL COURT AND CHILDRENS PLAY AREA. BRIARWOOD IS A WONDERFUL, SECURE, GATED COMMUNITY WITH A MANNED GUARD GATE. SHOPPING CENTERS ARE NEARBY AND IT IS ONLY A 15 MINUTE DRIVE TO DOWNTOWN NAPLES AND OUR BEAUTIFUL WHITE SAND BEACH.

6. 2020-07-09
   soldstatus $228,500 Sold 1064-char remark

   Show marketing remark (1064 chars)

   REDUCED $15,400! BEAUTIFUL, LIKE NEW, PREFERRED FIRST FLOOR, END UNIT, 3 BEDROOM, 2 BATH LAKEFRONT COACH HOME IN GATED COMMUNITY. ONE CAR ATTACHED GARAGE. SOUTHERN EXPOSURE. JUST FRESHLY PAINTED. VAULTED CEILINGS. LARGE CERAMIC FLOOR TILE THROUGHOUT LIVING AREAS. LUXURIOUS CARPET IN BEDROOMS. BATHROOMS HAVE DESIRED HIGH COUNTERS ON VANITIES AND NEW CHAIR HEIGHT TOILETS. MASTER BATHROOM HAS A SEPARATE TUB AND SHOWER. NEW RANGE AND DISHWASHER. NEWER REFRIGERATOR AND AIR CONDITIONER. FIRE SPRINKLER SYSTEM. ELECTRIC HURRICANE SHUTTER ON SCREENED LANAI AND MANUAL ROLLUP SHUTTERS ON ALL WINDOWS. ATTACHED GARAGE HAS REINFORCED DOOR. PET FRIENDLY. TWO PETS ALLOWED WITH NO WEIGHT LIMIT. GREAT COMMUNITY PARK ONLY A SHORT WALKING DISTANCE WHICH INCLUDES A CLUBHOUSE, 2 LARGE POOLS, 2 TENNIS AND PICKLEBALL COURTS, BASKETBALL COURT, VOLLEYBALL COURT AND CHILDRENS PLAY AREA. BRIARWOOD IS A WONDERFUL, SECURE, GATED COMMUNITY WITH A MANNED GUARD GATE. SHOPPING CENTERS ARE NEARBY AND IT IS ONLY A 15 MINUTE DRIVE TO DOWNTOWN NAPLES AND OUR BEAUTIFUL WHITE SAND BEACH.

7. 2020-05-21
   status Pending With Contingencies 1064-char remark

   Show marketing remark (1064 chars)

   REDUCED $15,400! BEAUTIFUL, LIKE NEW, PREFERRED FIRST FLOOR, END UNIT, 3 BEDROOM, 2 BATH LAKEFRONT COACH HOME IN GATED COMMUNITY. ONE CAR ATTACHED GARAGE. SOUTHERN EXPOSURE. JUST FRESHLY PAINTED. VAULTED CEILINGS. LARGE CERAMIC FLOOR TILE THROUGHOUT LIVING AREAS. LUXURIOUS CARPET IN BEDROOMS. BATHROOMS HAVE DESIRED HIGH COUNTERS ON VANITIES AND NEW CHAIR HEIGHT TOILETS. MASTER BATHROOM HAS A SEPARATE TUB AND SHOWER. NEW RANGE AND DISHWASHER. NEWER REFRIGERATOR AND AIR CONDITIONER. FIRE SPRINKLER SYSTEM. ELECTRIC HURRICANE SHUTTER ON SCREENED LANAI AND MANUAL ROLLUP SHUTTERS ON ALL WINDOWS. ATTACHED GARAGE HAS REINFORCED DOOR. PET FRIENDLY. TWO PETS ALLOWED WITH NO WEIGHT LIMIT. GREAT COMMUNITY PARK ONLY A SHORT WALKING DISTANCE WHICH INCLUDES A CLUBHOUSE, 2 LARGE POOLS, 2 TENNIS AND PICKLEBALL COURTS, BASKETBALL COURT, VOLLEYBALL COURT AND CHILDRENS PLAY AREA. BRIARWOOD IS A WONDERFUL, SECURE, GATED COMMUNITY WITH A MANNED GUARD GATE. SHOPPING CENTERS ARE NEARBY AND IT IS ONLY A 15 MINUTE DRIVE TO DOWNTOWN NAPLES AND OUR BEAUTIFUL WHITE SAND BEACH.

8. 2020-02-01
   price $228,500 1064-char remark

   Show marketing remark (1064 chars)

   REDUCED $15,400! BEAUTIFUL, LIKE NEW, PREFERRED FIRST FLOOR, END UNIT, 3 BEDROOM, 2 BATH LAKEFRONT COACH HOME IN GATED COMMUNITY. ONE CAR ATTACHED GARAGE. SOUTHERN EXPOSURE. JUST FRESHLY PAINTED. VAULTED CEILINGS. LARGE CERAMIC FLOOR TILE THROUGHOUT LIVING AREAS. LUXURIOUS CARPET IN BEDROOMS. BATHROOMS HAVE DESIRED HIGH COUNTERS ON VANITIES AND NEW CHAIR HEIGHT TOILETS. MASTER BATHROOM HAS A SEPARATE TUB AND SHOWER. NEW RANGE AND DISHWASHER. NEWER REFRIGERATOR AND AIR CONDITIONER. FIRE SPRINKLER SYSTEM. ELECTRIC HURRICANE SHUTTER ON SCREENED LANAI AND MANUAL ROLLUP SHUTTERS ON ALL WINDOWS. ATTACHED GARAGE HAS REINFORCED DOOR. PET FRIENDLY. TWO PETS ALLOWED WITH NO WEIGHT LIMIT. GREAT COMMUNITY PARK ONLY A SHORT WALKING DISTANCE WHICH INCLUDES A CLUBHOUSE, 2 LARGE POOLS, 2 TENNIS AND PICKLEBALL COURTS, BASKETBALL COURT, VOLLEYBALL COURT AND CHILDRENS PLAY AREA. BRIARWOOD IS A WONDERFUL, SECURE, GATED COMMUNITY WITH A MANNED GUARD GATE. SHOPPING CENTERS ARE NEARBY AND IT IS ONLY A 15 MINUTE DRIVE TO DOWNTOWN NAPLES AND OUR BEAUTIFUL WHITE SAND BEACH.

9. 2019-12-31
   listed $243,900 Active 1064-char remark

   Show marketing remark (1064 chars)

   REDUCED $15,400! BEAUTIFUL, LIKE NEW, PREFERRED FIRST FLOOR, END UNIT, 3 BEDROOM, 2 BATH LAKEFRONT COACH HOME IN GATED COMMUNITY. ONE CAR ATTACHED GARAGE. SOUTHERN EXPOSURE. JUST FRESHLY PAINTED. VAULTED CEILINGS. LARGE CERAMIC FLOOR TILE THROUGHOUT LIVING AREAS. LUXURIOUS CARPET IN BEDROOMS. BATHROOMS HAVE DESIRED HIGH COUNTERS ON VANITIES AND NEW CHAIR HEIGHT TOILETS. MASTER BATHROOM HAS A SEPARATE TUB AND SHOWER. NEW RANGE AND DISHWASHER. NEWER REFRIGERATOR AND AIR CONDITIONER. FIRE SPRINKLER SYSTEM. ELECTRIC HURRICANE SHUTTER ON SCREENED LANAI AND MANUAL ROLLUP SHUTTERS ON ALL WINDOWS. ATTACHED GARAGE HAS REINFORCED DOOR. PET FRIENDLY. TWO PETS ALLOWED WITH NO WEIGHT LIMIT. GREAT COMMUNITY PARK ONLY A SHORT WALKING DISTANCE WHICH INCLUDES A CLUBHOUSE, 2 LARGE POOLS, 2 TENNIS AND PICKLEBALL COURTS, BASKETBALL COURT, VOLLEYBALL COURT AND CHILDRENS PLAY AREA. BRIARWOOD IS A WONDERFUL, SECURE, GATED COMMUNITY WITH A MANNED GUARD GATE. SHOPPING CENTERS ARE NEARBY AND IT IS ONLY A 15 MINUTE DRIVE TO DOWNTOWN NAPLES AND OUR BEAUTIFUL WHITE SAND BEACH.

10. 2001-08-17
    soldstatus $106,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,394 · $116/mo
• Projected year-2 tax: $2,652 · $221/mo
• Expected delta: +$1,258/yr (+$105/mo · 90.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (shaded) · 45% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $39,246
• − Mortgage interest: −$17,897
• − Property taxes: −$1,394
• − Insurance: −$1,598
• − Repairs & maintenance: −$3,140
• − Management: −$3,140
• − HOA: −$8,556
• − Depreciation: −$9,295
• Taxable loss: −$5,772
• Est. tax savings @ 24.0%: +$1,385
• After-tax cash flow: $736/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Berkshire Lakes

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 26,408
• Household income: $71,686
• Rent vs Own: 31.7% rent · 68.3% own
• Severe rent burden: 1423.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Hispanic / Latino 30% Two or more races 19% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 3% Cuban 6% Dominican 1%
• Common ancestry: Lithuanian 6% Romanian 3% Hispanic 2%
• Foreign-born: 30% · Canada, Jamaica, Dominican Republic
• Languages at home: 66% English-only · Spanish 24% French/Haitian/Cajun 5% Russian/Polish/Slavic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -252.48%
• Current HPI: 259.3498
• Rent YoY: ▼ -1.10%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+201.4% since first listed

10 events — show timeline

• 2026-04-19 Pending — NAPLESMLS
• 2026-03-26 Pending — NAPLESMLS
• 2026-03-13 Listed $319,500 NAPLESMLS
• 2020-07-13 Sold (Public Records) $228,500 Public Records
• 2020-07-09 Pending — NAPLESMLS
• 2020-07-09 Sold (MLS) $228,500 NAPLESMLS
• 2020-05-21 Pending — NAPLESMLS
• 2020-02-01 Price Changed $228,500 NAPLESMLS
• 2019-12-31 Listed $243,900 NAPLESMLS
• 2001-08-17 Sold (Public Records) $106,000 Public Records

Property tax history

+0.1%/yr

Latest (2025): $1,394 · +6.5% YoY. Source: county tax records.