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1454 Ailin Dr
D+ Composite 48.22
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.1/30.0
  • DSCR +7.1/10.0
  • 1% rule +6.5/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$387,900

1454 Ailin Dr · College Station, TX 77845
4 bd · 4.5 ba · 1,844 sqft · Townhouse public records · 33 Days on market
Built 2023 2,483 sqft lot $210/sqft · 31% above area Est $301k · 29% over $120/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor Opportunity – Turnkey Income-Producing Property in ACE Townhomes! Beautiful 4-bedroom, 4.5-bath townhome featuring an extra-large 2-car garage and a highly desirable open-concept floor plan. The interior showcases elegant light fixtures, high ceilings with extensive crown molding, and durable luxury vinyl plank flooring throughout including the stairways. The spacious kitchen is designed for both functionality and style, offering granite countertops, a large center island, stainless steel appliances, ample cabinetry, and a convenient corner pantry. Each bedroom includes its own private en-suite bathroom and walk-in closet, providing excellent privacy and strong rental appeal.

Key facts

  • Large center island
  • Walk-in closet
  • Granite countertops

Tags

OPEN-CONCEPT FLOOR PLANGRANITE COUNTERTOPSLARGE CENTER ISLANDSTAINLESS STEEL APPLIANCESPRIVATE EN-SUITE BATHROOMWALK-IN CLOSET

Property features AI

Finance

  • Other: Green/energy efficient features: HVAC, insulation, thermostat, windows
  • HOA & community: Homeowners association with monthly fee of $120; HOA includes grounds maintenance

Exterior

  • Parking: Attached 2-car garage with garage door opener; 2 covered parking spaces
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Electricity available; Water available; Sewer available
  • Home design: Residential townhouse; Two levels
  • Construction: Built with other construction materials; Slab foundation
  • Exterior features: Wood fencing; Composition shingle roof; Maintenance-covered grounds (HOA)

Interior

  • Kitchen: Electric oven; Built-in electric oven; Electric range; Dishwasher; Microwave; Refrigerator
  • Flooring: Other
  • Bathrooms: 4 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air (electric); Ceiling fans
  • Interior features: Granite counters; High ceilings; Ceiling fans; Kitchen island; Low emissivity windows; Window treatments; Smoke detectors
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.5-bath townhouse listed at $388k.

Deal economics

  • At list price, monthly cash flow is $625 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $388k).
  • Recommended offer: $376k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.2% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.1%/yr); 1168 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • At $4,458/mo this rent would consume 60% of the median local household income ($89k/yr) (locally 3329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($376k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $376,263 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
8.23%
Cash-on-cash
6.90%
DSCR
1.31
GRM
7.3

CMA / ARV

ARV (median comp)
$300,667
List price
$387,900
Delta
29.01%
Verdict
OVERPRICED
Comps
15 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3804 Silverthorne Ln 0.29mi 4/3.5 1,858 (+1%) 20mo $333,000 $179 65
3825 Blackhawk Ln 0.35mi 3/3.5 (-1) 1,818 (-1%) 11mo $324,900 $179 63
1758 Lonetree Dr 0.39mi 3/3.0 (-1) 1,610 (-13%) 7mo $334,000 $207 44
1617 Buena Vis 0.46mi 3/2.5 (-1) 1,598 (-13%) 8mo $339,999 $213 36
1756 Dakota Ln 0.50mi 3/2.0 (-1) 1,605 (-13%) 16mo $349,000 $217 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-5.5%
Equity multiple
0.79×
Total profit
$-22,276
Equity at exit
$57,837
10-year hold
IRR
4.4%
Equity multiple
1.32×
Total profit
$35,063
Equity at exit
$33,539

Cash invested: $108,612 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1168
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$4,458 high interval (Pro) →
Mortgage (P&I)
$2,034
Tax from tax record
$581 /mo · $6,977/yr
Insurance
$162
HOA
$120
Vacancy / Maint / Mgmt
$936
Net cashflow
$625

Break-even live

Break-even rent $3,667
Max offer price $387,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$96,975
Closing costs
$11,637
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2126 Crescent Pointe Pkwy College Station, TX 4.0 4.5 1864 $650 $0.35 44d 1 0.11mi
1416 Crescent Ridge Dr Unit 1328076P College Station, TX 4.0 3.0 1980 $7,187 $3.63 21d 1 0.12mi
1761 Dakota Ln College Station, TX 3.0 2.5 1598 $2,250 $1.41 21d 1 0.49mi
1762 Dakota Ln Unit 1328094P College Station, TX 3.0 3.0 1506 $2,852 $1.89 21d 1 0.52mi
1720 Summit Crossing Ln College Station, TX 1.0–3.0 1.0–2.0 983 $2,205 $2.24 13d 46 0.66mi
4150 Pendleton Dr Bryan, TX 1.0–3.0 1.0–3.0 1061 $1,955 $1.84 13d 28 0.89mi
5040 Mooney Falls Dr Unit 1328058P Bryan, TX 3.0 2.0 1840 $5,551 $3.02 13d 1 1.24mi
5041 Mooney Falls Dr Bryan, TX 3.0 2.0 1814 $2,400 $1.32 44d 1 1.27mi

HOA detail

Monthly dues
$120 · $1,440/yr

Listing history 7 events

  1. 2026-05-30
    days on market $387,900 Active 33 DOM
  2. 2026-04-27
    listed $387,900 Active 1059-char remark
  3. 2025-01-25
    historical $2,660
  4. 2025-01-16
    listed $2,660
  5. 2024-01-30
    historical $2,500
  6. 2024-01-06
    price $2,500
  7. 2023-12-13
    listed $2,475

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,977 · $581/mo
Projected year-2 tax
$7,099 · $592/mo
Expected delta
+$122/yr (+$10/mo · 1.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$53,500
− Mortgage interest
−$21,728
− Property taxes
−$6,977
− Insurance
−$1,940
− Repairs & maintenance
−$4,280
− Management
−$4,280
− HOA
−$1,440
− Depreciation
−$11,284
Taxable income
$1,571
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$377
After-tax cash flow
$7,121/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
College Station, TX
County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+15572.7% since first listed
6 events — show timeline
  • 2026-04-27 Listed $387,900 BCSRMLS
  • 2025-01-25 Rental Removed $2,660 BCSRMLS
  • 2025-01-16 Listed for Rent $2,660 BCSRMLS
  • 2024-01-30 Rental Removed $2,500 BCSRMLS
  • 2024-01-06 Price Changed $2,500 BCSRMLS
  • 2023-12-13 Listed for Rent $2,475 BCSRMLS

Property tax history

+60.1%/yr

Latest (2025): $6,977 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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