257 Sago Palm St · Largo, FL 33778

$189,999

2 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 99 Days on market

Built 1976 164 ac lot Est $153k · 24% over $554/mo HOA · 26% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.1/30.0
• 1% rule +6.0/10.0
• Schools +4.3/10.0
• Livability +4.1/5.0
• DSCR +2.9/10.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Palm Hill Country Club is vibrant resort-style 55+ community that offers many popular amenities and a long list of social activities to keep you active and entertained. This home is new to the market and offers many upgrades. The reasonable monthly maintenance fee of $453.00 includes: water, sewer, garbage, lawn service, internet and cable – a low fee considering all that it includes! INTERIOR FEATURES: At almost 1,200 sq. ft. this home is just waiting for you to pick up the keys and bring in your furniture. With modern designer paint colors and upgrades, this home is a real gem. The home boasts all new (2023) vinyl plank flooring with new subfloors throughout the entire home, freshly painted interior and all new ceiling fans. Florida Room~This 10x12 room has three walls of windows and is the perfect place to sit with a good book or chat with friends. A ceiling fan helps keep the room cool. Living Room~Big, wide-open room with plenty of space to arrange furniture in a variety of ways. Large windows and a sliding glass door to your Florida room provide plenty of natural light. Dining Room~This area is centrally located between your family room and kitchen. Proximity to the kitchen makes serving meals a snap! Kitchen~This room is spectacular and has been completely redone. All new (2023) stainless-steel appliances, cabinets, and countertops along with a lovely backsplash adorn this room. There are also tall cabinets that can be used as a pantry. Flex Room~Flowing from the kitchen, this area can be set up as a sitting room, study, office space or however the new homeowner chooses to use the space. There are built-in wall cabinets and it is centrally located in the home. There is also an entrance/exit door to your carport from this area. Guest Bedroom~This room is the ideal size for guests with space for a queen-size bed. There is also a double closet and ceiling fan to keep your family and guests cool and comfortable. Guest Bathroom~Painted in a lovely teal color along with a new crisp white vanity, new lighting and white trim, this room really stands out. Additionally, is the newly tiled shower with hand-held showerhead. Primary Bedroom~This room is large and spacious and can easily accommodate a king-size bed. There is a new ceiling fan, wall mounted TV and a fabulous walk-in closet. The en suite bathroom has a lovely new vanity with modern lighting along with a newly tiled walk-in shower. EXTERIOR FEATURES: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. Important additional points to consider: Newer A/C unit (2017), newer roof over (2018), new ceiling fans, new flooring, new kitchen, and new windows (2023). These are high-ticket items that have already been taken care of and will provide peace of mind for the new homeowner. The asking price of this wonderful home is $189,900 which includes the $35,000 share. Largo and the surrounding St. Pete/Tampa area, offer a whole host of activities and events that will keep you on the go! Homes in this popular park, especially completely renovated ones, do not stay on the market long. Do not delay, call today to schedule your private viewing!

Key facts

• New ceiling fans
• Modern cabinetry
• New windows

Tags

• LUXURY VINYL PLANK FLOORING
• NEW CEILING FANS
• NEW WINDOWS
• FULLY RENOVATED KITCHEN
• STAINLESS STEEL APPLIANCES
• MODERN CABINETRY

Property features AI

Finance

• Other: No lease restrictions indicated
• Financial info: Total monthly HOA fees $554 (total annual $6,648)
• HOA & community: HOA: Home Owners Of Palm hill (monthly fee $554); Association approval required; HOA covers cable TV, grounds maintenance, sewer, trash and water; Community clubhouse, pool, tennis courts, deed restrictions; Golf carts allowed; Senior community; Pets allowed

Exterior

• Parking: Carport (2 spaces)
• Utilities: Public water; Public sewer; Electricity available and connected; Cable available and connected; Sewer connected; Water connected; Other utilities
• Home design: Residential mobile home; Double wide; Single-story; South-facing
• Construction: Vinyl siding; Metal roof; Crawlspace foundation
• Exterior features: Other exterior features; Paved road access

Interior

• Kitchen: Dishwasher; Microwave; Refrigerator; Electric water heater; Other appliances
• Bedrooms: 2 bedrooms
• Flooring: Vinyl flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Walk-in closet(s); Window treatments; Blinds; Curtain rods
• Laundry & utility: Washer hookup; Outside laundry area

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $190k.

Deal economics

• At list price, monthly cash flow is $-113 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $170k (10.5% below list).
• Meets the 1% rule at list price ($2k rent vs $190k).
• Recommended offer: $170k (10.5% below list) — sets the bar for cash-flow.
• Cap rate 5.6% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+1.4%/yr); 139 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 39% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 99 days — a 9% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 26% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $170,089 (10.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
3. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 5.58%
• Cash-on-cash: -2.54%
• DSCR: 0.89
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $153,216
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
57 Royal Palm Cir	0.37mi	2/2.0	1,128 (-2%)	1mo	$110,000	$98	79
18 Sabal Palm Dr	0.47mi	2/2.0	1,152 (0%)	1mo	$149,000	$129	78
672 Sugar Palm St	0.20mi	2/2.0	1,296 (+12%)	2mo	$173,000	$133	68
135 Royal Palm Cir	0.09mi	2/2.0	1,008 (-12%)	14mo	$149,000	$148	63
8 Pindo Palm St E	0.40mi	2/2.0	1,248 (+8%)	17mo	$144,000	$115	53
775 Royal Palm Cir	0.26mi	2/2.0	1,008 (-12%)	20mo	$135,350	$134	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.38% rent growth · sell at horizon

5-year hold

• IRR: -22.8%
• Equity multiple: 0.23×
• Total profit: $-41,019
• Equity at exit: $28,329

10-year hold

• IRR: -23.6%
• Equity multiple: -0.07×
• Total profit: $-57,060
• Equity at exit: $16,428

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33778

• Rents YoY: 1.4%
• Active inventory: 139
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $2,098 high
• Mortgage (P&I): −$996
• Tax from tax record: −$141 /mo · $1,686/yr
• Insurance: −$79
• HOA: −$554
• Vacancy / Maint / Mgmt: −$441
• Net cashflow: $-113

Break-even live

Break-even rent $2,241

Max offer price $170,089

Occupancy floor —

Sensitivity live

Price	-10% $-5	-5% $-59	+0% $-113	+5% $-166	+10% $-220
Rent	-10% $-278	-5% $-196	+0% $-113	+5% $-30	+10% $53
Rate	-1.0pp $-17	-0.5pp $-64	base $-113	+0.5pp $-162	+1.0pp $-212

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
253 Sago Palm St Largo, FL	2.0	2.0	1000	$1,295	$1.29	24d	1	0.03mi
310 15th Ave SW Largo, FL	3.0	2.0	1284	$2,800	$2.18	24d	1	0.15mi
667 Sugar Palm St Largo, FL	2.0	2.0	1296	$2,500	$1.93	3d	1	0.16mi
2098 Seminole Blvd Largo, FL	1.0–3.0	1.0–2.0	1018	$2,395	$2.35	3d	23	0.26mi
775 Royal Palm Cir Largo, FL	2.0	2.0	1008	$1,700	$1.69	4d	1	0.26mi
2131 Ridge Rd S #105 Largo, FL	2.0	1.5	1035	$1,850	$1.79	24d	1	0.28mi
1201 Seminole Blvd Largo, FL	1.0–3.0	1.0–2.0	1067	$1,870	$1.75	2d	1	0.35mi
46 Palm Forest Dr Largo, FL	2.0	2.0	1296	$2,200	$1.70	4d	1	0.52mi
13333 Ridge Rd Largo, FL	1.0–2.0	1.0–1.5	860	$1,765	$2.05	8d	1	0.67mi
13250 Ridge Rd Unit 3B1 Largo, FL	3.0	2.0	1225	$1,975	$1.61	18d	1	0.74mi
910 9th Ave SW Largo, FL	3.0	2.0	1120	$2,100	$1.88	4d	1	0.78mi
705 Redbud LN Largo, FL	1.0–2.0	1.0–2.0	986	$2,615	$2.65	2d	189	0.80mi
13225 101st St #116 Largo, FL	2.0	2.0	1152	$1,600	$1.39	5d	1	0.84mi
600 6th Ave SE Largo, FL	3.0	2.0	1364	$2,400	$1.76	24d	1	0.88mi
1448 Oak St Largo, FL	2.0	2.0	1070	$2,300	$2.15	4d	1	0.90mi
9925 Ulmerton Rd #74 Largo, FL	2.0	1.5	1140	$1,800	$1.58	18d	1	0.98mi
12651 Seminole Blvd #44 Largo, FL	2.0	1.5	1000	$1,450	$1.45	24d	1	1.01mi
11938 133rd Ave Apt 4 Largo, FL	3.0	1.0	1200	$2,150	$1.79	24d	1	1.06mi
911 Washington Ave #212 Largo, FL	2.0	2.0	885	$1,675	$1.89	4d	1	1.06mi
11938 133rd Ave Largo, FL	3.0	1.0	1200	$2,150	$1.79	17d	1	1.06mi
11960 133rd Ave Unit 4 Largo, FL	3.0	1.0	1200	$2,150	$1.79	24d	1	1.07mi
11960 133rd Ave Largo, FL	3.0	1.0	936	$2,150	$2.30	8d	1	1.07mi
11980 133rd Ave Largo, FL	3.0	1.0	1200	$2,150	$1.79	17d	3	1.09mi
11980 133rd Ave Apt 4 Largo, FL	3.0	1.0	1200	$2,150	$1.79	24d	1	1.09mi
1825 134th Ave Largo, FL	3.0	2.0	1005	$2,200	$2.19	24d	1	1.10mi
11704 127th Ave Largo, FL	3.0	2.0	1311	$2,345	$1.79	5d	1	1.13mi
13001 120th St Largo, FL	3.0	1.0	1044	$1,950	$1.87	8d	1	1.14mi
11666 126th Ter Largo, FL	3.0	1.0	1056	$2,183	$2.07	24d	1	1.15mi
11201 122nd Ave Largo, FL	1.0–2.0	1.0–2.0	867	$2,300	$2.65	5d	2	1.18mi
162 6th St NW Largo, FL	2.0	2.0	1230	$2,900	$2.36	5d	1	1.21mi
158 Ridge Rd N Largo, FL	2.0	2.0	1155	$1,925	$1.67	22d	2	1.25mi
158 Ridge Rd N Largo, FL	2.0	2.0	1155	$1,925	$1.67	24d	1	1.25mi
158 Ridge Rd N Largo, FL	2.0	2.0	1155	$1,925	$1.67	15d	1	1.25mi
12261 Sailwinds Dr #203 Largo, FL	3.0	2.0	1139	$1,800	$1.58	5d	1	1.26mi
12293 Sailwinds Dr #203 Largo, FL	3.0	2.0	1155	$2,050	$1.77	14d	1	1.27mi
264 Ridge Rd N Largo, FL	3.0	1.5	981	$2,400	$2.45	24d	1	1.30mi
12100 Seminole Blvd Largo, FL	2.0	2.0	1050	$1,750	$1.67	24d	1	1.31mi
2272 16th Ave SW Unit C Largo, FL	2.0	1.0	1031	$2,600	$2.52	24d	1	1.32mi
10100 Sailwinds Blvd N #206 Largo, FL	3.0	2.0	1155	$1,850	$1.60	4d	1	1.36mi
605 4th Ave NW Largo, FL	1.0–2.0	1.0–2.0	1032	$2,350	$2.28	3d	6	1.36mi

HOA detail

• Monthly dues: $554 · $6,648/yr
• Likely covers: watersewertrashinternetcablelandscaping

Listing history 20 events

1. 2026-06-18
   days on market $189,999 Active 99 DOM
2. 2026-06-17
   days on market $189,999 Active 98 DOM
3. 2026-06-16
   days on market $189,999 Active 97 DOM
4. 2026-06-15
   days on market $189,999 Active 96 DOM
5. 2026-06-13
   days on market $189,999 Active 94 DOM
6. 2026-06-09
   days on market $189,999 Active 90 DOM
7. 2026-06-08
   days on market $189,999 Active 89 DOM
8. 2026-06-07
   days on market $189,999 Active 88 DOM
9. 2026-06-04
   days on market $189,999 Active 85 DOM
10. 2026-06-03
    days on market $189,999 Active 84 DOM
11. 2026-06-01
    days on market $189,999 Active 82 DOM
12. 2026-05-31
    days on market $189,999 Active 81 DOM
13. 2026-03-11
    listed $189,999 Active
14. 2023-11-13
    soldstatus $189,900 Closed 3487-char remark

    Show marketing remark (3487 chars)

    Palm Hill Country Club is vibrant resort-style 55+ community that offers many popular amenities and a long list of social activities to keep you active and entertained. This home is new to the market and offers many upgrades. The reasonable monthly maintenance fee of $453.00 includes: water, sewer, garbage, lawn service, internet and cable – a low fee considering all that it includes! INTERIOR FEATURES: At almost 1,200 sq. ft. this home is just waiting for you to pick up the keys and bring in your furniture. With modern designer paint colors and upgrades, this home is a real gem. The home boasts all new (2023) vinyl plank flooring with new subfloors throughout the entire home, freshly painted interior and all new ceiling fans. Florida Room~This 10x12 room has three walls of windows and is the perfect place to sit with a good book or chat with friends. A ceiling fan helps keep the room cool. Living Room~Big, wide-open room with plenty of space to arrange furniture in a variety of ways. Large windows and a sliding glass door to your Florida room provide plenty of natural light. Dining Room~This area is centrally located between your family room and kitchen. Proximity to the kitchen makes serving meals a snap! Kitchen~This room is spectacular and has been completely redone. All new (2023) stainless-steel appliances, cabinets, and countertops along with a lovely backsplash adorn this room. There are also tall cabinets that can be used as a pantry. Flex Room~Flowing from the kitchen, this area can be set up as a sitting room, study, office space or however the new homeowner chooses to use the space. There are built-in wall cabinets and it is centrally located in the home. There is also an entrance/exit door to your carport from this area. Guest Bedroom~This room is the ideal size for guests with space for a queen-size bed. There is also a double closet and ceiling fan to keep your family and guests cool and comfortable. Guest Bathroom~Painted in a lovely teal color along with a new crisp white vanity, new lighting and white trim, this room really stands out. Additionally, is the newly tiled shower with hand-held showerhead. Primary Bedroom~This room is large and spacious and can easily accommodate a king-size bed. There is a new ceiling fan, wall mounted TV and a fabulous walk-in closet. The en suite bathroom has a lovely new vanity with modern lighting along with a newly tiled walk-in shower. EXTERIOR FEATURES: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. Important additional points to consider: Newer A/C unit (2017), newer roof over (2018), new ceiling fans, new flooring, new kitchen, and new windows (2023). These are high-ticket items that have already been taken care of and will provide peace of mind for the new homeowner. The asking price of this wonderful home is $189,900 which includes the $35,000 share. Largo and the surrounding St. Pete/Tampa area, offer a whole host of activities and events that will keep you on the go! Homes in this popular park, especially completely renovated ones, do not stay on the market long. Do not delay, call today to schedule your private viewing!

15. 2023-09-27
    status Pending 3487-char remark

    Show marketing remark (3487 chars)

    Palm Hill Country Club is vibrant resort-style 55+ community that offers many popular amenities and a long list of social activities to keep you active and entertained. This home is new to the market and offers many upgrades. The reasonable monthly maintenance fee of $453.00 includes: water, sewer, garbage, lawn service, internet and cable – a low fee considering all that it includes! INTERIOR FEATURES: At almost 1,200 sq. ft. this home is just waiting for you to pick up the keys and bring in your furniture. With modern designer paint colors and upgrades, this home is a real gem. The home boasts all new (2023) vinyl plank flooring with new subfloors throughout the entire home, freshly painted interior and all new ceiling fans. Florida Room~This 10x12 room has three walls of windows and is the perfect place to sit with a good book or chat with friends. A ceiling fan helps keep the room cool. Living Room~Big, wide-open room with plenty of space to arrange furniture in a variety of ways. Large windows and a sliding glass door to your Florida room provide plenty of natural light. Dining Room~This area is centrally located between your family room and kitchen. Proximity to the kitchen makes serving meals a snap! Kitchen~This room is spectacular and has been completely redone. All new (2023) stainless-steel appliances, cabinets, and countertops along with a lovely backsplash adorn this room. There are also tall cabinets that can be used as a pantry. Flex Room~Flowing from the kitchen, this area can be set up as a sitting room, study, office space or however the new homeowner chooses to use the space. There are built-in wall cabinets and it is centrally located in the home. There is also an entrance/exit door to your carport from this area. Guest Bedroom~This room is the ideal size for guests with space for a queen-size bed. There is also a double closet and ceiling fan to keep your family and guests cool and comfortable. Guest Bathroom~Painted in a lovely teal color along with a new crisp white vanity, new lighting and white trim, this room really stands out. Additionally, is the newly tiled shower with hand-held showerhead. Primary Bedroom~This room is large and spacious and can easily accommodate a king-size bed. There is a new ceiling fan, wall mounted TV and a fabulous walk-in closet. The en suite bathroom has a lovely new vanity with modern lighting along with a newly tiled walk-in shower. EXTERIOR FEATURES: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. Important additional points to consider: Newer A/C unit (2017), newer roof over (2018), new ceiling fans, new flooring, new kitchen, and new windows (2023). These are high-ticket items that have already been taken care of and will provide peace of mind for the new homeowner. The asking price of this wonderful home is $189,900 which includes the $35,000 share. Largo and the surrounding St. Pete/Tampa area, offer a whole host of activities and events that will keep you on the go! Homes in this popular park, especially completely renovated ones, do not stay on the market long. Do not delay, call today to schedule your private viewing!

16. 2023-07-21
    listed $189,900 Active 3487-char remark

    Show marketing remark (3487 chars)

    Palm Hill Country Club is vibrant resort-style 55+ community that offers many popular amenities and a long list of social activities to keep you active and entertained. This home is new to the market and offers many upgrades. The reasonable monthly maintenance fee of $453.00 includes: water, sewer, garbage, lawn service, internet and cable – a low fee considering all that it includes! INTERIOR FEATURES: At almost 1,200 sq. ft. this home is just waiting for you to pick up the keys and bring in your furniture. With modern designer paint colors and upgrades, this home is a real gem. The home boasts all new (2023) vinyl plank flooring with new subfloors throughout the entire home, freshly painted interior and all new ceiling fans. Florida Room~This 10x12 room has three walls of windows and is the perfect place to sit with a good book or chat with friends. A ceiling fan helps keep the room cool. Living Room~Big, wide-open room with plenty of space to arrange furniture in a variety of ways. Large windows and a sliding glass door to your Florida room provide plenty of natural light. Dining Room~This area is centrally located between your family room and kitchen. Proximity to the kitchen makes serving meals a snap! Kitchen~This room is spectacular and has been completely redone. All new (2023) stainless-steel appliances, cabinets, and countertops along with a lovely backsplash adorn this room. There are also tall cabinets that can be used as a pantry. Flex Room~Flowing from the kitchen, this area can be set up as a sitting room, study, office space or however the new homeowner chooses to use the space. There are built-in wall cabinets and it is centrally located in the home. There is also an entrance/exit door to your carport from this area. Guest Bedroom~This room is the ideal size for guests with space for a queen-size bed. There is also a double closet and ceiling fan to keep your family and guests cool and comfortable. Guest Bathroom~Painted in a lovely teal color along with a new crisp white vanity, new lighting and white trim, this room really stands out. Additionally, is the newly tiled shower with hand-held showerhead. Primary Bedroom~This room is large and spacious and can easily accommodate a king-size bed. There is a new ceiling fan, wall mounted TV and a fabulous walk-in closet. The en suite bathroom has a lovely new vanity with modern lighting along with a newly tiled walk-in shower. EXTERIOR FEATURES: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. Important additional points to consider: Newer A/C unit (2017), newer roof over (2018), new ceiling fans, new flooring, new kitchen, and new windows (2023). These are high-ticket items that have already been taken care of and will provide peace of mind for the new homeowner. The asking price of this wonderful home is $189,900 which includes the $35,000 share. Largo and the surrounding St. Pete/Tampa area, offer a whole host of activities and events that will keep you on the go! Homes in this popular park, especially completely renovated ones, do not stay on the market long. Do not delay, call today to schedule your private viewing!

17. 2022-06-13
    soldstatus $90,000 Closed 3172-char remark

    Show marketing remark (3172 chars)

    Welcome to Palm Hill Country Club. .. a 55+ resort style community! This fully furnished nearly 1,200 sq. ft. home is new to the market and is your chance to live in this community for a modest asking price. This is the perfect property for the decorator in the family. .. add your own cosmetic touches and make this one your own. The park offers a variety of activities and amenities to keep you busy as a bee. The very affordable maintenance fee of $414.00 per month includes your water, sewer, lawn, garbage, cable and internet. .. a real steal! Interior Features: Upon entering the home, you will step into your galley style kitchen with laminate flooring. A dishwasher and pantry, along with all the essentials, is exactly what the home cook needs. This pleasant, light filled kitchen boasts neutral colors and is just waiting for you to add your preferred pop of accent color. As you walk thru the home notice the cool temperatures compliments of the newer A/C installed in 2017. Along with the existing ceiling fans, this keeps the air flowing and provides a constant comfortable temperature. Walk thru the kitchen into your dining space which comes complete with a built-in china cabinet that provides ample extra storage space for all your dining/serving needs. The generous sized family room is perfect for relaxing and chatting with friends and family. Step through the slider doors and enjoy your raised 10x12 Florida room with abundant windows. What a perfect place to read, sit with your laptop or simply enjoy the outdoor scenery. On the way to the bedrooms, you will soon be surprised to find an additional space that can be used as a separate sitting/reading/study area. This is a very flexible space - the choice is yours as to how to use it! The guest bedroom is ample sized. Combine this with the guest bathroom across the hallway, with its tiled floor and shower/tub combination and your friends and family will be all set. The master suite is large enough to accommodate a king size bed and has the bonus feature of an entire wall of built-in cabinets which can be used as a dresser or an in-home office space. This is in addition to a walk-in closet. You will never be out of storage space in this room! The tiled master bath completes the suite and is just the perfect size with a walk-in shower. Exterior Features: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off of the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. This home also includes a roofover installed in 2018. The unbelievable asking price of this home is $94,000 which includes the $30,000 share. The Largo area offers two nearby parks, one of which offers an entrance to the famous Pinellas Trail for walking and biking. This is all in addition to what the park itself offers – community golf, pool and clubhouse. Don’t delay, call now to set up your appointment to view this home.

18. 2022-06-13
    soldstatus $90,000

    Show marketing remark (3172 chars)

    Welcome to Palm Hill Country Club. .. a 55+ resort style community! This fully furnished nearly 1,200 sq. ft. home is new to the market and is your chance to live in this community for a modest asking price. This is the perfect property for the decorator in the family. .. add your own cosmetic touches and make this one your own. The park offers a variety of activities and amenities to keep you busy as a bee. The very affordable maintenance fee of $414.00 per month includes your water, sewer, lawn, garbage, cable and internet. .. a real steal! Interior Features: Upon entering the home, you will step into your galley style kitchen with laminate flooring. A dishwasher and pantry, along with all the essentials, is exactly what the home cook needs. This pleasant, light filled kitchen boasts neutral colors and is just waiting for you to add your preferred pop of accent color. As you walk thru the home notice the cool temperatures compliments of the newer A/C installed in 2017. Along with the existing ceiling fans, this keeps the air flowing and provides a constant comfortable temperature. Walk thru the kitchen into your dining space which comes complete with a built-in china cabinet that provides ample extra storage space for all your dining/serving needs. The generous sized family room is perfect for relaxing and chatting with friends and family. Step through the slider doors and enjoy your raised 10x12 Florida room with abundant windows. What a perfect place to read, sit with your laptop or simply enjoy the outdoor scenery. On the way to the bedrooms, you will soon be surprised to find an additional space that can be used as a separate sitting/reading/study area. This is a very flexible space - the choice is yours as to how to use it! The guest bedroom is ample sized. Combine this with the guest bathroom across the hallway, with its tiled floor and shower/tub combination and your friends and family will be all set. The master suite is large enough to accommodate a king size bed and has the bonus feature of an entire wall of built-in cabinets which can be used as a dresser or an in-home office space. This is in addition to a walk-in closet. You will never be out of storage space in this room! The tiled master bath completes the suite and is just the perfect size with a walk-in shower. Exterior Features: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off of the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. This home also includes a roofover installed in 2018. The unbelievable asking price of this home is $94,000 which includes the $30,000 share. The Largo area offers two nearby parks, one of which offers an entrance to the famous Pinellas Trail for walking and biking. This is all in addition to what the park itself offers – community golf, pool and clubhouse. Don’t delay, call now to set up your appointment to view this home.

19. 2022-05-23
    status Pending 3172-char remark

    Show marketing remark (3172 chars)

    Welcome to Palm Hill Country Club. .. a 55+ resort style community! This fully furnished nearly 1,200 sq. ft. home is new to the market and is your chance to live in this community for a modest asking price. This is the perfect property for the decorator in the family. .. add your own cosmetic touches and make this one your own. The park offers a variety of activities and amenities to keep you busy as a bee. The very affordable maintenance fee of $414.00 per month includes your water, sewer, lawn, garbage, cable and internet. .. a real steal! Interior Features: Upon entering the home, you will step into your galley style kitchen with laminate flooring. A dishwasher and pantry, along with all the essentials, is exactly what the home cook needs. This pleasant, light filled kitchen boasts neutral colors and is just waiting for you to add your preferred pop of accent color. As you walk thru the home notice the cool temperatures compliments of the newer A/C installed in 2017. Along with the existing ceiling fans, this keeps the air flowing and provides a constant comfortable temperature. Walk thru the kitchen into your dining space which comes complete with a built-in china cabinet that provides ample extra storage space for all your dining/serving needs. The generous sized family room is perfect for relaxing and chatting with friends and family. Step through the slider doors and enjoy your raised 10x12 Florida room with abundant windows. What a perfect place to read, sit with your laptop or simply enjoy the outdoor scenery. On the way to the bedrooms, you will soon be surprised to find an additional space that can be used as a separate sitting/reading/study area. This is a very flexible space - the choice is yours as to how to use it! The guest bedroom is ample sized. Combine this with the guest bathroom across the hallway, with its tiled floor and shower/tub combination and your friends and family will be all set. The master suite is large enough to accommodate a king size bed and has the bonus feature of an entire wall of built-in cabinets which can be used as a dresser or an in-home office space. This is in addition to a walk-in closet. You will never be out of storage space in this room! The tiled master bath completes the suite and is just the perfect size with a walk-in shower. Exterior Features: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off of the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. This home also includes a roofover installed in 2018. The unbelievable asking price of this home is $94,000 which includes the $30,000 share. The Largo area offers two nearby parks, one of which offers an entrance to the famous Pinellas Trail for walking and biking. This is all in addition to what the park itself offers – community golf, pool and clubhouse. Don’t delay, call now to set up your appointment to view this home.

20. 2022-05-20
    listed $94,000 Active 3172-char remark

    Show marketing remark (3172 chars)

    Welcome to Palm Hill Country Club. .. a 55+ resort style community! This fully furnished nearly 1,200 sq. ft. home is new to the market and is your chance to live in this community for a modest asking price. This is the perfect property for the decorator in the family. .. add your own cosmetic touches and make this one your own. The park offers a variety of activities and amenities to keep you busy as a bee. The very affordable maintenance fee of $414.00 per month includes your water, sewer, lawn, garbage, cable and internet. .. a real steal! Interior Features: Upon entering the home, you will step into your galley style kitchen with laminate flooring. A dishwasher and pantry, along with all the essentials, is exactly what the home cook needs. This pleasant, light filled kitchen boasts neutral colors and is just waiting for you to add your preferred pop of accent color. As you walk thru the home notice the cool temperatures compliments of the newer A/C installed in 2017. Along with the existing ceiling fans, this keeps the air flowing and provides a constant comfortable temperature. Walk thru the kitchen into your dining space which comes complete with a built-in china cabinet that provides ample extra storage space for all your dining/serving needs. The generous sized family room is perfect for relaxing and chatting with friends and family. Step through the slider doors and enjoy your raised 10x12 Florida room with abundant windows. What a perfect place to read, sit with your laptop or simply enjoy the outdoor scenery. On the way to the bedrooms, you will soon be surprised to find an additional space that can be used as a separate sitting/reading/study area. This is a very flexible space - the choice is yours as to how to use it! The guest bedroom is ample sized. Combine this with the guest bathroom across the hallway, with its tiled floor and shower/tub combination and your friends and family will be all set. The master suite is large enough to accommodate a king size bed and has the bonus feature of an entire wall of built-in cabinets which can be used as a dresser or an in-home office space. This is in addition to a walk-in closet. You will never be out of storage space in this room! The tiled master bath completes the suite and is just the perfect size with a walk-in shower. Exterior Features: Vinyl siding surrounds the home providing nice clean lines and curb appeal along with tasteful landscaping. A small porch just off of the Florida room offers a cute sitting area to enjoy the fresh outdoors with your morning coffee or 5 o’clock beverage. At the end of the carport, is your 8x12 shed which houses your washer and dryer and can accommodate any of your storage overflow. This home also includes a roofover installed in 2018. The unbelievable asking price of this home is $94,000 which includes the $30,000 share. The Largo area offers two nearby parks, one of which offers an entrance to the famous Pinellas Trail for walking and biking. This is all in addition to what the park itself offers – community golf, pool and clubhouse. Don’t delay, call now to set up your appointment to view this home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,686 · $141/mo
• Projected year-2 tax: $1,686 · $141/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,175
• − Mortgage interest: −$10,643
• − Property taxes: −$1,686
• − Insurance: −$950
• − Repairs & maintenance: −$2,014
• − Management: −$2,014
• − HOA: −$6,648
• − Depreciation: −$5,527
• Taxable loss: −$4,307
• Est. tax savings @ 24.0%: +$1,034
• After-tax cash flow: $-319/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Largo

• Score: 82/100
• State rank: #82
• US rank: #1240

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Largo, FL
• County: Pinellas County · 939,478 people
• City population: 106,311
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 16,807
• Household income: $65,355
• Rent vs Own: 17.1% rent · 82.9% own
• Severe rent burden: 261.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 11% Black 9% Asian 2%
• Hispanic origin (detail): Puerto Rican 3% Cuban 6%
• Common ancestry: Romanian 3% Italian 3% Lithuanian 3%
• Foreign-born: 13% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 10% Vietnamese 1% French/Haitian/Cajun 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -320.64%
• Current HPI: 369.3008
• Rent YoY: ▲ 1.38%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+102.1% since first listed

8 events — show timeline

• 2026-03-11 Listed $189,999 Stellar MLS as Distributed by MLS Grid
• 2023-11-13 Sold (MLS) $189,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-27 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-07-21 Listed $189,900 Stellar MLS as Distributed by MLS Grid
• 2022-06-13 Sold (Public Records) $90,000 Public Records
• 2022-06-13 Sold (MLS) $90,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-23 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-05-20 Listed $94,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+7.4%/yr

Latest (2025): $1,686 · -8.6% YoY. Source: county tax records.