112 N East St · Wonewoc, WI 53968

$99,000

2 bd · 1.0 ba · 881 sqft · Other · 6 Days on market

Built 1915 3,484 sqft lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.4/30.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• DSCR +4.4/10.0
• 1% rule +3.7/10.0
• Schools +3.7/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Discover this charming National Folk-style residence perfectly situated in the heart of the Village of Wonewoc, Juneau County. This 881-square-foot home offers a functional and efficient layout featuring four total rooms, including two bedrooms and one full bathroom. Interior highlights include original woodwork, a convenient main-floor laundry, and the comfort of central air conditioning. The exterior provides a serene setting, as the property backs onto a distinctive rock outcropping and hillside. Additional amenities include a welcoming covered front porch, a detached garage, and a paved driveway. Located in a stable suburban market with increasing property values, this home is ideally p

Key facts

• Covered front porch
• Original woodwork
• Rock outcropping

Tags

• NATIONAL FOLK-STYLE RESIDENCE
• ORIGINAL WOODWORK
• MAIN-FLOOR LAUNDRY
• CENTRAL AIR CONDITIONING
• ROCK OUTCROPPING
• COVERED FRONT PORCH

Property features AI

Exterior

• Parking: Detached or attached 1-car garage (1 garage parking space)
• Utilities: Municipal water; Municipal sewer; Natural gas; Oil
• Home design: Single-family, one-story home; Estimated finished above-grade living area in the 751–1000 sq ft range
• Construction: Vinyl siding
• Exterior features: Vinyl exterior; Lot size approximately 0.08 acres; Residential zoning

Interior

• Kitchen: Range/oven; Refrigerator
• Bedrooms: Master bedroom on main level (13 x 14); Second bedroom on main level (9 x 10)
• Bathrooms: One full bathroom; No master bath
• Heating & cooling: Forced air heating; Central air conditioning; Natural gas and oil heat sources
• Interior features: Partial basement; Living room on main level (13 x 16)
• Laundry & utility: Washer and dryer included

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath other listed at $99k.

Deal economics

• At list price, monthly cash flow is $19 ($233/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $86k (13.2% below list).
• Recommended offer: $86k (13.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 61/100 on livability (#676 in WI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, health & safety D, amenities F.
• Wonewoc-Union Center School District (rural): math 35% / reading 45% proficiency, ranked #248 of 426 in WI (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Wonewoc-Center Elementary (math 37% / reading 37%, grade F, #562 of 1,041 statewide, top 58%, 149 students, 59% FRL); Wonewoc-Center High (math 10% / reading 10%, grade F, #440 of 483 statewide, top 95%, 114 students, 44% FRL).
• Zoned-school proficiency averages 24% at this address vs 40% district-wide (-16 pts) — the specific schools serving this property underperform the Wonewoc-Union Center School District average; the district grade overstates school quality for this exact location.
• Market conditions: 7 active listings in the ZIP; 154 units permitted in Juneau County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $11k of equity ($684 loan paydown + $10k appreciation (10.0% local appreciation)).
• Juneau County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (10.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $36k; list at $99k implies a 171% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $85,979 (13.2% below list)

Questions for the listing agent

1. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.53%
• Cash-on-cash: 0.84%
• DSCR: 1.04
• GRM: 9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 24.9%
• Equity multiple: 2.99×
• Total profit: $55,153
• Equity at exit: $89,187

10-year hold

• IRR: 22.0%
• Equity multiple: 6.82×
• Total profit: $161,439
• Equity at exit: $192,335

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 53968

• Home prices YoY: 13.6%
• Active inventory: 7
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $860 medium
• Mortgage (P&I): −$519
• Tax from tax record: −$99 /mo · $1,193/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$181
• Net cashflow: $19

Break-even live

Break-even rent $835

Max offer price $99,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Listing history 7 events

1. 2026-06-18
   days on market $99,000 Active 6 DOM
2. 2026-06-17
   days on market $99,000 Active 5 DOM
3. 2026-06-16
   days on market $99,000 Active 4 DOM
4. 2026-06-15
   days on market $99,000 Active 3 DOM
5. 2026-06-15
   days on market $99,000 Active 2 DOM
6. 2026-06-12
   remarks 699-char remark
7. 2026-06-12
   listed $99,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $1,193 · $99/mo
• Projected year-2 tax: $1,512 · $126/mo
• Expected delta: +$319/yr (+$27/mo · 26.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,317
• − Mortgage interest: −$5,546
• − Property taxes: −$1,193
• − Insurance: −$495
• − Repairs & maintenance: −$825
• − Management: −$825
• − Depreciation: −$2,880
• Taxable loss: −$1,447
• Est. tax savings @ 24.0%: +$347
• After-tax cash flow: $580/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wonewoc-Union Center School District
• NCES district ID: 5517130
• Math proficiency: 35% ▲ 5.00%
• Reading proficiency: 45% ▲ 5.00%
• Median HH income: $49,832
• Composite: 36.89/100
• National rank: #9139
• State rank: #248 of 426 in WI

Livability — Wonewoc

• Score: 61/100
• State rank: #676
• US rank: #18069

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wonewoc, WI
• Population (ZIP): 2,444

Population outlook (Juneau County) Hauer SSP2

• Today (2025): 25,013 people
• By 2030: 24,154 · -3.4%
• By 2040: 22,217 · -11.2%
• By 2050: 20,276 · -18.9%
• By 2075: 15,919 · -36.4%
• By 2100: 11,351 · -54.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 8% Hispanic / Latino 2%
• Common ancestry: Polish 10% Portuguese 6% Lithuanian 3%
• Foreign-born: 1% · Canada
• Languages at home: 89% English-only · German/W. Germanic 10% Spanish 1%

Political lean MEDSL · Juneau

• 2024 margin: Solid R (+32.1) · D 33.4% · R 65.6% · Other 1.0%
• 2008→2024 swing: -41.1pp toward R · 2008: 9.0pp · 2024: -32.1pp
• All cycles: 2024: R+32.1 2020: R+29.2 2016: R+26.3 2012: D+7.1 2008: D+9.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 26.98%
• Current HPI: 225.21
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

+98.0% since first listed

3 events — show timeline

• 2026-06-12 Listed $99,000 SCWMLS
• 2012-03-06 Sold (Public Records) $36,500 Public Records
• 2006-03-01 Sold (Public Records) $50,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $1,193 · -12.4% YoY. Source: county tax records.