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6161 Doniphan Dr #177
B Composite 70.48
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +3.8/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$60,000

6161 Doniphan Dr #177 · El Paso, TX 79932
3 bd · 2.0 ba · 1,344 sqft · Manufactured public records · 203 Days on market
Built 1989 3,000 sqft lot ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

Key facts

  • Refrigerated a/c
  • Refrigerator
  • Storage sheds

Tags

REFRIGERATED A/CSTORAGE SHEDSREFRIGERATOR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $60k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $60k).
  • Recommended offer: $53k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.0%/yr); 255 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 5.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 203 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $5k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $52,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 203 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.26%
Cap rate
29.60%
Cash-on-cash
83.25%
DSCR
4.70
GRM
2.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.03% rent growth · sell at horizon

5-year hold
IRR
85.8%
Equity multiple
5.08×
Total profit
$68,598
Equity at exit
$8,946
10-year hold
IRR
89.4%
Equity multiple
11.29×
Total profit
$172,813
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79932

Home prices YoY
-31.8%
Rents YoY
5.0%
Active inventory
255
Price-to-rent
2.6×

Monthly cashflow live

Estimated rent
$1,958 high interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$42 /mo · $504/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$411
Net cashflow
$1,165

Break-even live

Break-even rent $483
Max offer price $60,000
Occupancy floor 35%

Sensitivity live

Price -10% $1,199 -5% $1,182 +0% $1,165 +5% $1,149 +10% $1,132
Rent -10% $1,011 -5% $1,088 +0% $1,165 +5% $1,243 +10% $1,320
Rate -1.0pp $1,196 -0.5pp $1,181 base $1,165 +0.5pp $1,150 +1.0pp $1,134

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 16 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
299 Leslie Ct Unit B El Paso, TX 3.0 2.0 1100 $1,550 $1.41 24d 1 0.42mi
6085 Stone Wash St El Paso, TX 3.0 2.5 1556 $2,400 $1.54 15d 1 0.67mi
352 Liana Ct El Paso, TX 3.0 2.0 1680 $1,500 $0.89 44d 1 0.71mi
5857 W Valley Cir El Paso, TX 3.0 3.0 1727 $2,050 $1.19 20d 1 0.73mi
5941 Sixta Dr El Paso, TX 3.0 2.0 1216 $1,400 $1.15 20d 1 0.84mi
5729 Saplinas Rd El Paso, TX 3.0 2.0 1739 $2,000 $1.15 44d 1 0.84mi
5729 Green Castle Rd El Paso, TX 3.0 2.0 1450 $1,700 $1.17 3d 1 0.87mi
7548 Plaza Taurina Dr El Paso, TX 3.0 2.0 1454 $2,050 $1.41 15d 1 1.17mi
304 Playa Tronones Ave El Paso, TX 3.0 4.0 1693 $2,200 $1.30 44d 1 1.19mi
7528 Luz de Lumbre Ave El Paso, TX 3.0 2.0 1772 $1,790 $1.01 3d 1 1.22mi
335 Flynn Dr El Paso, TX 3.0 2.0 1500 $1,895 $1.26 22d 1 1.25mi
1529 Plaza Verde Dr El Paso, TX 4.0 2.0 1721 $1,950 $1.13 24d 1 1.26mi
7448 Plaza Taurina Dr El Paso, TX 3.0 2.5 1634 $2,300 $1.41 3d 1 1.32mi
7445 Luz de Lumbre Ave El Paso, TX 3.0 2.5 1543 $2,300 $1.49 15d 1 1.35mi
1485 Desierto Rico Ave El Paso, TX 3.0 2.0 1787 $1,850 $1.04 3d 1 1.41mi
701 Linda Johnson El Paso, TX 3.0 2.0 1485 $1,750 $1.18 44d 1 1.45mi

Listing history 22 events

  1. 2026-06-18
    days on market $60,000 Active 203 DOM
  2. 2026-06-17
    days on market $60,000 Active 202 DOM
  3. 2026-06-16
    days on market $60,000 Active 201 DOM
  4. 2026-06-15
    days on market $60,000 Active 200 DOM
  5. 2026-06-13
    days on market $60,000 Active 198 DOM
  6. 2026-06-13
    days on market $60,000 Active 197 DOM
  7. 2026-06-10
    days on market $60,000 Active 195 DOM
  8. 2026-06-09
    days on market $60,000 Active 194 DOM
  9. 2026-06-08
    days on market $60,000 Active 193 DOM
  10. 2026-06-07
    days on market $60,000 Active 192 DOM
  11. 2026-06-05
    days on market $60,000 Active 189 DOM
  12. 2026-06-03
    days on market $60,000 Active 188 DOM
  13. 2026-06-03
    days on market $60,000 Active 187 DOM
  14. 2026-06-01
    days on market $60,000 Active 186 DOM
  15. 2026-05-31
    days on market $60,000 Active 185 DOM
  16. 2026-04-30
    status Active 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

  17. 2026-04-28
    status Pending 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

  18. 2026-04-20
    historical Active Under Contract 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

  19. 2026-04-10
    status Active 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

  20. 2026-04-02
    historical Active Under Contract 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

  21. 2026-03-09
    price $60,000 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

  22. 2025-11-21
    listed $65,000 Active 128-char remark
    Show marketing remark (128 chars)

    3 Bedroom, 2 Bath double wide home. It has refrigerated A/C, 2 storage sheds, and a refrigerator. Shed and refrigerator convey.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$504 · $42/mo
Projected year-2 tax
$1,098 · $92/mo
Expected delta
+$594/yr (+$49/mo · 117.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,501
− Mortgage interest
−$3,361
− Property taxes
−$504
− Insurance
−$300
− Repairs & maintenance
−$1,880
− Management
−$1,880
− Depreciation
−$1,745
Taxable income
$13,830
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,319
After-tax cash flow
$10,667/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
El Paso ISD
NCES district ID
4818300
Math proficiency
27% ▼ -24.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$38,704
Composite
26.75/100
National rank
#7138
State rank
#591 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
30,786
Household income
$78,277
Rent vs Own
28.9% rent · 71.1% own
Severe rent burden
655.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (79%)
Race & ethnicity
Hispanic / Latino 79% Two or more races 31% White 19%
Hispanic origin (detail)
Mexican 72%
Common ancestry
Slovak 1% Romanian 1% Serbian 1%
Foreign-born
21% · Canada, Vietnam, Jamaica
Languages at home
35% English-only · Spanish 62% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.39%
Current HPI
232.2077
Rent YoY
▲ 5.03%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.7% since first listed
7 events — show timeline
  • 2026-04-30 Relisted GEPARMLS
  • 2026-04-28 Pending GEPARMLS
  • 2026-04-20 Contingent GEPARMLS
  • 2026-04-10 Relisted GEPARMLS
  • 2026-04-02 Contingent GEPARMLS
  • 2026-03-09 Price Changed $60,000 GEPARMLS
  • 2025-11-21 Listed $65,000 GEPARMLS

Property tax history

+11.4%/yr

Latest (2018): $504 · +61.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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