17607 Stonebridge Dr · Hazel Crest, IL 60429

$200,000

4 bd · 2.5 ba · 2,446 sqft · SingleFamily public records · 45 Days on market

Built 1971 Est $328k · 39% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.1/30.0
• ARV discount +15.0/15.0
• DSCR +7.8/10.0
• 1% rule +6.2/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks

Spacious 2-Story home with 4 bedrooms and 2.5 bathrooms with walk in closets, full master bath, huge family room with a woodburning fireplace and central air. Bright and sunny eat in kitchen. Two-car attached garage. Furnace and Water Heater purchased in 2024. Enjoy outdoor living on the deck overlooking the backyard, perfect for hosting gatherings or relaxing on warm summer days. With a little love, this can be the perfect home. Home is located in the desired Stonebridge area which is conveniently located near parks, shopping, dining and major highways. This property offers the perfect balance of peaceful living and everyday accessibility. Home sold As-Is.

Key facts

• Eat in kitchen
• Walk in closets
• Central air

Tags

• WALK IN CLOSETS
• FULL MASTER BATH
• WOODBURNING FIREPLACE
• CENTRAL AIR
• EAT IN KITCHEN
• OUTDOOR LIVING

Property features AI

Finance

• Other: Property assessed living area source: assessor
• HOA & community: No master association fee required

Exterior

• Parking: Attached garage with 2 garage spaces (2 total parking spaces)
• Utilities: Public water; Public sewer
• Home design: Detached single-family home; Two-story layout; Fee simple ownership; Built roughly 51–60 years ago; Built before 1978
• Construction: Brick and frame construction
• Exterior features: Lot less than 0.25 acre; Lot dimensions approximately 0.17

Interior

• Kitchen: Kitchen on main level (15 x 12)
• Bedrooms: Four bedrooms total; Master bedroom on second floor (15 x 12); Second-floor bedroom (13 x 12); Second-floor bedroom (13 x 12); Second-floor bedroom (10 x 10)
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Natural gas forced-air heating; Central air conditioning
• Interior features: Eight total rooms; Unfinished partial basement; Wood-burning fireplace in the family room; L-shaped dining area combined with living room
• Laundry & utility: Main-level laundry room (10 x 8)

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $200k.

Deal economics

• At list price, monthly cash flow is $395 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Recommended offer: $194k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 75/100 on livability (#229 in IL, #4,242 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety C-, schools D-, crime F.
• Bremen Chsd 228 (suburban): math 15% / reading 17% proficiency, ranked #468 of 620 in IL (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 79 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 45 days — a 3% lower offer ($194k) is reasonable based on typical stale-listing flexibility.

Recommended offer $194,000 (3.0% below list)

Questions for the listing agent

1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.67%
• Cash-on-cash: 8.47%
• DSCR: 1.38
• GRM: 7.4

CMA / ARV

• ARV (on-the-fly): $327,764
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
17956 Sacramento Ave	0.50mi	4/3.0	2,434 (-0%)	0mo	$330,000	$136	74
2810 175th St	0.17mi	5/3.0 (+1)	2,620 (+7%)	1mo	$302,500	$115	72
3006 Hawthorne Ln	0.22mi	3/2.5 (-1)	2,500 (+2%)	10mo	$275,000	$110	72
17120 Whittier Ave	0.53mi	4/2.5	2,417 (-1%)	2mo	$239,900	$99	72
3007 Greenwood Rd	0.38mi	5/2.5 (+1)	2,522 (+3%)	5mo	$160,000	$63	68
18050 Marlin Ln	0.61mi	4/2.5	2,412 (-1%)	3mo	$389,900	$162	67
2712 Debra Ln	0.53mi	4/2.5	2,574 (+5%)	5mo	$389,000	$151	62
18103 Cherrywood Ln	0.63mi	4/2.5	2,312 (-6%)	0mo	$330,000	$143	61
17401 Emerson Ave	0.32mi	4/2.0	2,200 (-10%)	10mo	$263,000	$120	58
2716 Turtle Creek Dr	0.19mi	3/2.5 (-1)	2,127 (-13%)	9mo	$285,000	$134	57
2451 Hawthorne Rd	0.53mi	3/2.0 (-1)	2,096 (-14%)	5mo	$280,000	$134	41
3205 Oak Ct	0.72mi	5/3.0 (+1)	2,238 (-8%)	7mo	$187,500	$84	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.4%
• Equity multiple: 0.87×
• Total profit: $-7,195
• Equity at exit: $29,821

10-year hold

• IRR: 6.3%
• Equity multiple: 1.47×
• Total profit: $26,296
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 43 Moderately Tenant-Leaning
• State Illinois: 43 Moderately Tenant-Leaning · D+7
• County: — inherits STATE
• City: — inherits STATE

Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

Methodology + full state rankings →

ZIP-level market 60429

• Home prices YoY: -14.0%
• Active inventory: 79
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $2,250 medium
• Mortgage (P&I): −$1,049
• Tax est. 1.5%: −$250 /mo · $3,000/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$472
• Net cashflow: $395

Break-even live

Break-even rent $1,750

Max offer price $200,000

Occupancy floor 77%

Sensitivity live

Price	-10% $534	-5% $464	+0% $395	+5% $326	+10% $257
Rent	-10% $218	-5% $306	+0% $395	+5% $484	+10% $573
Rate	-1.0pp $496	-0.5pp $446	base $395	+0.5pp $344	+1.0pp $291

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	0d	1	1.38mi
3900 171st St Country Club Hills, IL	3.0	1.0	1750	$2,250	$1.29	9d	1	1.38mi

Listing history 15 events

1. 2026-06-21
   days on market $200,000 Active 45 DOM
2. 2026-06-18
   days on market $200,000 Active 42 DOM
3. 2026-06-17
   days on market $200,000 Active 41 DOM
4. 2026-06-16
   days on market $200,000 Active 40 DOM
5. 2026-06-15
   days on market $200,000 Active 39 DOM
6. 2026-06-13
   days on market $200,000 Active 37 DOM
7. 2026-06-09
   days on market $200,000 Active 33 DOM
8. 2026-06-08
   days on market $200,000 Active 32 DOM
9. 2026-06-07
   days on market $200,000 Active 31 DOM
10. 2026-06-04
    days on market $200,000 Active 28 DOM
11. 2026-06-03
    days on market $200,000 Active 27 DOM
12. 2026-06-02
    days on market $200,000 Active 26 DOM
13. 2026-06-01
    days on market $200,000 Active 25 DOM
14. 2026-05-31
    days on market $200,000 Active 24 DOM
15. 2026-05-07
    listed $200,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,000
• − Mortgage interest: −$11,203
• − Property taxes: −$3,000
• − Insurance: −$1,000
• − Repairs & maintenance: −$2,160
• − Management: −$2,160
• − Depreciation: −$5,818
• Taxable income: $1,659
• Est. tax owed @ 24.0%: −$398
• After-tax cash flow: $4,346/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bremen Chsd 228
• NCES district ID: 1707050
• Math proficiency: 15% ▼ -4.00%
• Reading proficiency: 17% ▼ -5.00%
• Median HH income: $57,625
• Composite: 15.32/100
• National rank: #9327
• State rank: #468 of 620 in IL

Livability — Hazel Crest

• Score: 75/100
• State rank: #229
• US rank: #4242

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety C- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hazel Crest, IL
• City population: 14,602
• Population (ZIP): 14,602

Population outlook (Cook County) Hauer SSP2

• Today (2025): 5,347,519 people
• By 2030: 5,357,703 · +0.2%
• By 2040: 5,324,924 · -0.4%
• By 2050: 5,230,762 · -2.2%
• By 2075: 4,785,735 · -10.5%
• By 2100: 4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (83%)
• Race & ethnicity: Black 83% White 7% Hispanic / Latino 7% Two or more races 4%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Romanian 1% Iranian 1%
• Foreign-born: 5% · Canada
• Languages at home: 93% English-only · Spanish 6%

Political lean MEDSL · Cook

• 2024 margin: Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
• 2008→2024 swing: -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
• All cycles: 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -46.04%
• Current HPI: 282.3552
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.59%
• F500 in state: 60

Industry mix (Fortune 500 HQ in IL)

Industry	F500 HQs	Revenue
▸Insurance	4	$201B
▸Consumer Goods	4	$87B
▸Industrial Machinery	3	$64B
▸Healthcare	2	$55B
▸Retail / Pharmacy	1	$148B
▸Agriculture / Food	1	$86B

Price history

1 event — show timeline

• 2026-05-07 Listed $200,000 MRED as Distributed by MLS Grid

Property tax history

+5.4%/yr

Latest (2023): $10,774 · +98.2% YoY. Source: county tax records.