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52160 Date
A- Composite 81.26
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.6/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0

$69,900

52160 Date · Cabazon, CA 92230
2 bd · 1.0 ba · 660 sqft · Manufactured public records · 52 Days on market
Built 1969 5,227 sqft lot $106/sqft · 50% below area Est $139k · 50% under ↓ 30% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

52160 Date Ave, Cabazon, CA 92230 – 5,227 sq ft lot. Sold As Is. buyer and agent to verify all information with the city.

Key facts

  • 5,227 sq ft lot
  • Built 1969
  • Listed 52 days

Property features AI

Finance

  • Other: Property is a single-unit residence
  • HOA & community: Community is in a valley and urban setting

Exterior

  • Utilities: Public sewer; District/Public water
  • Home design: Manufactured house; Single-story
  • Construction: Year built from assessor; No ADU; No common walls (detached)
  • Exterior features: Yard; No pool

Interior

  • Bedrooms: 2 bedrooms on the main level
  • Bathrooms: 1 full bathroom (main level)
  • Interior features: One-level layout; All bedrooms located on the same floor; Entry on main level
  • Laundry & utility: No laundry in unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath manufactured listed at $70k.

Deal economics

  • At list price, monthly cash flow is $445 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $68k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 53/100 on livability (#926 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime B; Watch: cost of living D+, employment D, schools F.
  • Banning Unified (suburban): math 15% / reading 25% proficiency, ranked #1,258 of 1,400 in CA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 67 active listings in the ZIP; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($483 loan paydown + $2k appreciation (3.2% local appreciation)).
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (3.2% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($68k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,803 (3.0% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
16.09%
Cash-on-cash
34.97%
DSCR
2.56
GRM
4.4

CMA / ARV

ARV (median comp)
$138,915
List price
$69,900
Delta
-49.68%
Verdict
UNDERPRICED
Comps
3 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
52315 Lois Ave 0.20mi 2/1.0 720 (+9%) 9mo $229,000 $318 68
52075 Esperanza Ave 0.14mi 1/1.0 (-1) 630 (-4%) 17mo $99,000 $157 67
15203 Eucalyptus St 0.58mi 3/1.0 (+1) 600 (-9%) 12mo $141,000 $235 43
51835 Date Ave 0.31mi 3/1.0 (+1) 750 (+14%) 18mo $144,000 $192 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.21% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
33.7%
Equity multiple
2.92×
Total profit
$37,629
Equity at exit
$32,240
10-year hold
IRR
33.7%
Equity multiple
5.77×
Total profit
$93,414
Equity at exit
$50,326

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92230

Home prices YoY
0.6%
Active inventory
67
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,320 medium interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$77 /mo · $923/yr
Insurance
$29
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$277
Net cashflow
$445

Break-even live

Break-even rent $757
Max offer price $69,900
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-18
    days on market $69,900 Active 52 DOM
  2. 2026-06-17
    days on market $69,900 Active 51 DOM
  3. 2026-06-16
    days on market $69,900 Active 50 DOM
  4. 2026-06-15
    days on market $69,900 Active 49 DOM
  5. 2026-06-13
    days on market $69,900 Active 47 DOM
  6. 2026-06-13
    days on market $69,900 Active 46 DOM
  7. 2026-06-09
    days on market $69,900 Active 43 DOM
  8. 2026-06-08
    days on market $69,900 Active 42 DOM
  9. 2026-06-07
    days on market $69,900 Active 41 DOM
  10. 2026-06-04
    days on market $69,900 Active 38 DOM
  11. 2026-06-03
    days on market $69,900 Active 37 DOM
  12. 2026-06-02
    days on market $69,900 Active 36 DOM
  13. 2026-06-01
    days on market $69,900 Active 35 DOM
  14. 2026-05-31
    days on market $69,900 Active 34 DOM
  15. 2026-05-11
    price $94,900 127-char remark
  16. 2026-04-27
    listed $99,900 Active 127-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$923 · $77/mo
Projected year-2 tax
$923 · $77/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 10/10 Extreme FEMA zone A · 99% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 8/10 Severe 7 d/yr ≥100°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 18 unhealthy d/yr today · 23 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,843
− Mortgage interest
−$3,915
− Property taxes
−$923
− Insurance
−$1,852
− Repairs & maintenance
−$1,267
− Management
−$1,267
− Depreciation
−$2,033
Taxable income
$4,585
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,100
After-tax cash flow
$4,242/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Banning Unified
NCES district ID
0603840
Math proficiency
15% ▬ 0.00%
Reading proficiency
25% ▼ -1.00%
Median HH income
$39,303
Composite
20.12/100
National rank
#13850
State rank
#1258 of 1400 in CA

Livability — Cabazon

Score
53/100
State rank
#926
US rank
#24243

Category grades

Amenities F Commute F Cost of living D+ Crime B Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cabazon, CA
City population
2,105
Population (ZIP)
2,105

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
Hispanic / Latino 53% White 41% Two or more races 11% Pacific Islander 1%
Hispanic origin (detail)
Mexican 47%
Common ancestry
Iranian 5% Scandinavian 2% Portuguese 2%
Foreign-born
20% · Canada
Languages at home
62% English-only · Spanish 37% Other Asian/Pacific 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.21%
Current HPI
549.9479
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-30.0% since first listed
3 events — show timeline
  • 2026-05-28 Price Changed $69,900 CRMLS
  • 2026-05-11 Price Changed $94,900 CRMLS
  • 2026-04-27 Listed $99,900 CRMLS

Property tax history

+9.0%/yr

Latest (2025): $923 · +230.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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