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1519 Lake Jessup Cir
D Composite 42.11
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.4/30.0
  • Schools +4.7/10.0
  • 1% rule +4.5/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • DSCR +1.5/10.0
  • Rent growth +1.1/5.0
  • Appreciation +0.0/10.0

$224,000

1519 Lake Jessup Cir · Cape Coral, FL 33909
3 bd · 3.0 ba · 1,831 sqft · Townhouse public records · 75 Days on market
Built 2024 Good condition 2,138 sqft lot Garage $122/sqft · 18% below area Est $272k · 18% under $341/mo HOA · 16% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Alder is a beautiful brand new 3 bed, 2 bath, 1 and a half car garage townhome by Centex in the established highly desired Coral Lakes Community. This home boast Quartz countertops and white cabinetry throughout the home. 18x18 ceramic tile downstairs and in the wet areas upstairs. This split bedroom floor plan offers spacious bedrooms with walk-in closets, tiled showers and a dual sink vanity in the owner's suite and Hurricane zone rated windows. Stainless Steel Whirlpool kitchen appliances plus washer & dryer. This home comes equipped with a covered Lanai perfect for those beautiful Florida skies! Steps away from pool #1 makes it convenient for some R & R. There is an additional pool, volleyball, fitness center, playground, tennis and more! Hurry up, you don't want to miss this opportunity!

Key facts

  • Gated community
  • Pickleball courts
  • Sand volleyball

Tags

GATED COMMUNITYCOMMUNITY SWIMMING POOLSCLUBHOUSE WITH FITNESS CENTERLIGHTED TENNIS COURTSPICKLEBALL COURTSSAND VOLLEYBALL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $224k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-290 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $173k (22.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (4.7% below list).
  • Recommended offer: $173k (22.9% below list) — sets the bar for cash-flow.
  • Cap rate 4.7% vs local median 3.1% in Cape Coral — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#208 in FL, #3,098 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, amenities B+; Watch: commute F.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Diplomat Elementary School (math 67% / reading 60%, grade B, #564 of 2,144 statewide, top 27%, 1,069 students, 56% FRL); Mariner Middle School (math 50% / reading 47%, grade C-, #274 of 571 statewide, top 50%, 1,001 students, 53% FRL); Ida S. Baker High School (math 44% / reading 47%, grade D-, #223 of 667 statewide, top 34%, 1,933 students, 39% FRL).
  • Market conditions: Rents falling (-5.6%/yr); 2097 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 77d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 75 days — a 6% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago; this cycle's ask is 12008% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $172,786 (22.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
4.74%
Cash-on-cash
-5.55%
DSCR
0.75
GRM
8.7

CMA / ARV

ARV (median comp)
$272,495
List price
$224,000
Delta
-17.80%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1563 Lake Jessup Cir 0.08mi 3/2.5 1,816 (-1%) 1mo $245,000 $135 92
1565 Lake Jessup Cir 0.09mi 3/2.5 1,816 (-1%) 1mo $247,000 $136 92
1694 Lake Jessup Cir 0.11mi 3/2.5 1,816 (-1%) 2mo $243,990 $134 90
1520 Fells Cove Ln 0.02mi 3/2.5 1,816 (-1%) 13mo $249,990 $138 85
1605 Lake Jessup Cir 0.13mi 3/2.5 1,816 (-1%) 8mo $275,000 $151 84
1665 Lake Jessup Cir 0.10mi 3/2.5 1,816 (-1%) 13mo $255,000 $140 81
1666 Lake Jessup Cir 0.12mi 3/2.5 1,816 (-1%) 14mo $255,000 $140 79
1690 Lake Jessup Cir 0.11mi 3/2.5 1,657 (-10%) 2mo $269,990 $163 76
1483 Weeping Willow Ct 0.11mi 3/2.5 1,636 (-11%) 14mo $259,990 $159 63
1475 Weeping Willow Ct 0.09mi 3/2.5 1,636 (-11%) 18mo $259,990 $159 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-30.2%
Equity multiple
0.03×
Total profit
$-60,720
Equity at exit
$33,399
10-year hold
IRR
-60.1%
Equity multiple
-0.59×
Total profit
$-99,617
Equity at exit
$19,367

Cash invested: $62,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
15 active · 21 under contract
Months of supply
18.0 mo (6%/mo absorbed)
Median asking
$270,000 ($167/sqft)
Median days on market
56 d
This list price
lowest-priced of the active set
ARV vs active asking
-10.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33909

Home prices YoY
-23.1%
Rents YoY
-5.6%
Active inventory
2097
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$2,134 high interval (Pro) →
Mortgage (P&I)
$1,175
Tax from tax record
$367 /mo · $4,398/yr
Insurance
$93
HOA
$341
Vacancy / Maint / Mgmt
$448
Net cashflow
$-290

Break-even live

Break-even rent $2,501
Max offer price $172,786
Occupancy floor

Sensitivity live

Price -10% $-163 -5% $-227 +0% $-290 +5% $-353 +10% $-417
Rent -10% $-458 -5% $-374 +0% $-290 +5% $-206 +10% $-121
Rate -1.0pp $-177 -0.5pp $-233 base $-290 +0.5pp $-348 +1.0pp $-407

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,000
Closing costs
$6,720
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1519 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1816 $1,698 $0.94 63d 1 0.02mi
1519 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1816 $1,698 $0.94 65d 1 0.02mi
1519 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1816 $1,795 $0.99 82d 1 0.02mi
1533 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1831 $1,850 $1.01 9d 1 0.03mi
1527 Fells Cove Ln Unit 1527 Cape Coral, FL 3.0 2.5 1679 $2,500 $1.49 9d 1 0.04mi
1545 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1831 $2,100 $1.15 9d 1 0.05mi
1545 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1831 $2,350 $1.28 119d 1 0.05mi
1541 Fells Cove Ln Unit 1541 Cape Coral, FL 3.0 2.5 1657 $2,400 $1.45 109d 1 0.06mi
1541 Fells Cove Ln Unit 1541 Cape Coral, FL 3.0 2.5 1657 $2,400 $1.45 99d 1 0.06mi
1424 Weeping Willow Ct Cape Coral, FL 3.0 2.5 1679 $1,999 $1.19 119d 1 0.08mi
1672 Lake Jessup Cir Cape Coral, FL 3.0 2.5 1729 $2,200 $1.27 106d 1 0.10mi
1338 Weeping Willow Ct Unit 1 Cape Coral, FL 3.0 2.5 1458 $1,750 $1.20 65d 1 0.25mi
3202 NE 14th Pl Cape Coral, FL 4.0 2.0 1760 $1,875 $1.07 71d 1 0.25mi
1302 Weeping Willow Ct Unit 1302 Cape Coral, FL 2.0 2.5 1551 $2,220 $1.43 97d 1 0.26mi
3214 NE 14th Pl Cape Coral, FL 3.0 2.0 1286 $1,900 $1.48 9d 1 0.29mi
3223 NE 14th Ave Cape Coral, FL 4.0 3.0 1765 $2,200 $1.25 119d 1 0.33mi
2531 Sawgrass Lake Ct Cape Coral, FL 4.0 3.0 2600 $2,500 $0.96 93d 1 0.38mi
2531 Sawgrass Lake Ct Cape Coral, FL 4.0 3.0 2600 $2,650 $1.02 111d 1 0.38mi
1609 NE 33rd Ter Cape Coral, FL 3.0 2.0 1551 $1,900 $1.23 9d 1 0.47mi
1124 NE 32nd Ln Cape Coral, FL 3.0 2.0 1687 $1,900 $1.13 4d 1 0.51mi
1511 NE 34th St Cape Coral, FL 4.0 2.0 1833 $1,950 $1.06 77d 1 0.59mi
921 Jacaranda Pkwy E Cape Coral, FL 4.0 3.0 2081 $2,099 $1.01 119d 1 0.68mi
1627 S Gator Cir Cape Coral, FL 3.0 2.0 1666 $2,000 $1.20 77d 1 0.69mi
1627 S Gator Cir Cape Coral, FL 3.0 2.0 1666 $2,000 $1.20 88d 1 0.69mi
3340 NE 19th Ave Cape Coral, FL 3.0 2.0 1656 $2,100 $1.27 9d 1 0.70mi
1724 NE 26th Ter Cape Coral, FL 4.0 2.0 1833 $1,925 $1.05 111d 1 0.72mi
1532 NE 35th St Cape Coral, FL 4.0 2.0 1809 $1,995 $1.10 119d 1 0.74mi
1788 Concordia Lake Cir Cape Coral, FL 2.0–3.0 2.0 1329 $3,800 $2.86 107d 2 0.75mi
1788 Concordia Lake Cir Cape Coral, FL 2.0–3.0 2.0 1329 $3,800 $2.86 74d 2 0.75mi
1800 Concordia Lake Cir #610 Cape Coral, FL 3.0 2.0 1680 $3,300 $1.96 119d 1 0.77mi
1002 NE 33rd Ln Cape Coral, FL 3.0 2.0 1975 $1,961 $0.99 65d 1 0.79mi
1606 NE 35th Ter Cape Coral, FL 3.0 2.0 1551 $1,756 $1.13 4d 1 0.81mi
1015 NE 34th St Cape Coral, FL 4.0 2.0 1760 $1,695 $0.96 9d 1 0.82mi
3511 NE 17th Ave Cape Coral, FL 4.0 2.0 1717 $1,995 $1.16 65d 1 0.85mi
1508 NE 35th Ln Cape Coral, FL 3.0 2.0 1656 $2,080 $1.26 62d 1 0.85mi
3512 NE 17th Pl Cape Coral, FL 4.0 3.0 1650 $1,995 $1.21 98d 1 0.87mi
3512 NE 17th Pl Cape Coral, FL 4.0 3.0 1650 $1,995 $1.21 88d 1 0.87mi
3514 NE 12th Ct Cape Coral, FL 3.0 2.0 1408 $1,900 $1.35 63d 1 0.88mi
3514 NE 12th Ct Cape Coral, FL 3.0 2.0 1408 $1,850 $1.31 9d 1 0.88mi
3445 NE 11th Ave Cape Coral, FL 3.0 2.0 1305 $2,000 $1.53 3d 1 0.90mi

Property features AI

Finance

Financial info
Pets allowed conditionally (maximum 2; breed restrictions apply)
HOA & community
Homeowners association with monthly dues (listed amounts)Association fees cover irrigation water, grounds maintenance, pest control and reserve fundCommunity is gatedCommunity amenities include clubhouse, fitness center, management, pool and spa, tennis and pickleball courts, basketball and sport courts, playground, billiards, business center and sidewalks

Exterior

Parking
Attached garage with one covered spaceDriveway parkingPaved parkingGarage door openerTwo parking spaces total
Security
Security/high-impact doorsSmoke detector(s)
Utilities
Public waterPublic sewerCable availableHigh-speed internet availableUnderground utilities
Home design
2-story propertyTile roofBlock, concrete and stucco constructionEntry on level 1Property faces southResale condition
Construction
Built with block, concrete and stuccoTile roof
Exterior features
Patio and open porchSprinkler/irrigation system (automatic)Security/high-impact doorsSmoke detectorsCommunity pool

Interior

Kitchen
DishwasherFreezerDisposalMicrowaveRangeRefrigeratorPantry
Bedrooms
Primary bedroom located on the upper level
Flooring
CarpetTile
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central electric heatingCentral air conditioning (electric)
Interior features
Impact glass and single-hung and sliding windows with window coveringsEntrance foyerLiving/dining roomPantryDual sinksSeparate shower (shower only)Upper-level primary bedroomWalk-in closetsWindow treatmentsSplit bedroom layoutCable TV
Laundry & utility
Washer and dryer includedWasher and dryer hookups inside

HOA detail $341/mo · $4,092/yr

Likely covers
poolgym

Listing history 50 events

  1. 2026-09-24
    days on market $224,000 Active 75 DOM
  2. 2026-09-23
    days on market $224,000 Active 74 DOM
  3. 2026-09-22
    days on market $224,000 Active 73 DOM
  4. 2026-09-21
    days on market $224,000 Active 72 DOM
  5. 2026-09-18
    days on market $224,000 Active 69 DOM
  6. 2026-09-17
    days on market $224,000 Active 68 DOM
  7. 2026-09-16
    days on market $224,000 Active 67 DOM
  8. 2026-09-14
    days on market $224,000 Active 65 DOM
  9. 2026-09-13
    days on market $224,000 Active 64 DOM
  10. 2026-09-12
    days on market $224,000 Active 63 DOM
  11. 2026-09-11
    days on market $224,000 Active 62 DOM
  12. 2026-09-05
    days on market $224,000 Active 56 DOM
  13. 2026-09-04
    days on market $224,000 Active 55 DOM
  14. 2026-09-03
    days on market $224,000 Active 54 DOM
  15. 2026-08-31
    days on market $224,000 Active 51 DOM
  16. 2026-08-28
    days on market $224,000 Active 48 DOM
  17. 2026-08-27
    days on market $224,000 Active 47 DOM
  18. 2026-08-26
    days on market $224,000 Active 46 DOM
  19. 2026-08-25
    days on market $224,000 Active 45 DOM
  20. 2026-08-24
    days on market $224,000 Active 44 DOM
  21. 2026-08-23
    days on market $224,000 Active 43 DOM
  22. 2026-08-22
    days on market $224,000 Active 42 DOM
  23. 2026-08-21
    days on market $224,000 Active 41 DOM
  24. 2026-08-20
    days on market $224,000 Active 40 DOM
  25. 2026-08-19
    days on market $224,000 Active 39 DOM
  26. 2026-08-18
    price $224,000 Active 38 DOM
  27. 2026-08-18
    days on market $229,000 Active 38 DOM
  28. 2026-08-16
    days on market $229,000 Active 36 DOM
  29. 2026-08-15
    pricedays on market $229,000 Active 35 DOM
  30. 2026-08-13
    days on market $232,500 Active 33 DOM
  31. 2026-08-12
    days on market $232,500 Active 32 DOM
  32. 2026-08-11
    days on market $232,500 Active 31 DOM
  33. 2026-08-10
    days on market $232,500 Active 30 DOM
  34. 2026-08-09
    days on market $232,500 Active 29 DOM
  35. 2026-08-08
    days on market $232,500 Active 28 DOM
  36. 2026-08-07
    days on market $232,500 Active 27 DOM
  37. 2026-08-06
    days on market $232,500 Active 26 DOM
  38. 2026-08-05
    days on market $232,500 Active 25 DOM
  39. 2026-08-04
    pricedays on market $232,500 Active 24 DOM
  40. 2026-06-22
    days on market $238,900 Active 23 DOM
  41. 2026-06-18
    days on market $238,900 Active 20 DOM
  42. 2026-06-17
    days on market $238,900 Active 19 DOM
  43. 2026-06-16
    days on market $238,900 Active 18 DOM
  44. 2026-06-15
    days on market $238,900 Active 17 DOM
  45. 2026-06-13
    days on market $238,900 Active 15 DOM
  46. 2026-06-10
    days on market $238,900 Active 12 DOM
  47. 2026-06-09
    days on market $238,900 Active 11 DOM
  48. 2026-06-08
    days on market $238,900 Active 10 DOM
  49. 2026-06-07
    pricedays on market $238,900 Active 9 DOM
  50. 2026-06-03
    days on market $244,999 Active 5 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,398 · $367/mo
Projected year-2 tax
$4,398 · $367/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,604
− Mortgage interest
−$12,547
− Property taxes
−$4,398
− Insurance
−$1,120
− Repairs & maintenance
−$2,048
− Management
−$2,048
− HOA
−$4,092
− Depreciation
−$6,516
Taxable loss
−$7,166
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,720
After-tax cash flow
$-1,759/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $9,155–$27,465 screening

This nearly-new townhome in Coral Lakes is in excellent condition with minimal repairs needed. It offers a good return on investment with updates that can significantly increase its value.

Value-add opportunities

  • Both Paint exterior siding — Enhances curb appeal and value
  • Both Replace carpet with tile in bedrooms — Improves durability and appearance
  • Both Install smart home automation — Enhances convenience and marketability

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 47/100

Zoned Schools

Elementary Diplomat Elementary School B FL #564/2,144 Nat'l #5,891/41,679 Middle Diplomat Middle School C FL #246/571 Nat'l #3,367/14,009 High Island Coast High School F FL #470/667 Nat'l #11,797/17,239

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL
B Composite livability gradescore 77/100

Livability — Cape Coral

Score
77/100
State rank
#208
US rank
#3098

Category grades

Amenities B+ Commute F Cost of living B Crime B- Employment C+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cape Coral, FL
County
Lee County · 871,946 people
City population
217,388
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
40,231
Household income
$73,053
Rent vs Own
29.6% rent · 70.4% own
Severe rent burden
15% of renters

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
White 56% Hispanic / Latino 36% Two or more races 24% Black 3% Asian 1%
Hispanic origin (detail)
Puerto Rican 7% Cuban 14% Dominican 4%
Common ancestry
Romanian 2% Lithuanian 2% Serbian 1%
Foreign-born
20% · Canada, Jamaica
Languages at home
69% English-only · Spanish 27% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Price history

-99.6% since first listed
25 events — show timeline
  • 2026-06-26 Listed for Rent $1,850 rentalsource
  • 2026-06-25 Rental Removed $1,850 RentEngineListings
  • 2026-06-24 Listed for Rent $1,850 RentEngineListings
  • 2026-06-22 Listing Removed FORTMLS
  • 2026-06-05 Price Changed $238,900 FORTMLS
  • 2026-05-29 Listed $244,999 FORTMLS
  • 2024-05-23 Rental Removed $1,950 APPFOLIO
  • 2024-05-03 Price Changed $1,950 APPFOLIO
  • 2024-04-16 Price Changed $2,099 APPFOLIO
  • 2024-04-11 Listed for Rent $2,299 APPFOLIO
  • 2024-04-10 Rental Removed $2,299 APPFOLIO
  • 2024-04-02 Listed for Rent $2,299 APPFOLIO
  • 2024-03-21 Sold (MLS) $306,990 BEARMLS
  • 2023-10-31 Pending BEARMLS
  • 2023-10-19 Price Changed $306,990 BEARMLS
  • 2023-09-19 Price Changed $330,485 BEARMLS
  • 2023-09-16 Price Changed $333,485 BEARMLS
  • 2023-07-20 Price Changed $343,985 BEARMLS
  • 2023-06-16 Listed $328,985 BEARMLS
  • 2021-12-02 Sold (Public Records) $3,500,000 Public Records
  • 2010-11-15 Sold (Public Records) $425,000 Public Records
  • 2010-11-10 Sold (Public Records) $550,000 Public Records
  • 2010-02-19 Sold (Public Records) $500,000 Public Records
  • 2003-05-30 Sold (Public Records) $1,862,500 Public Records
  • 2003-05-29 Sold (Public Records) $525,800 Public Records

Property tax history

+118.8%/yr

Latest (2025): $4,398 · +338.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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