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1214 Vail Dr Unit 15c
D- Composite 36.73
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.6/15.0
  • Cash flow +6.9/30.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Schools +3.4/10.0
  • 1% rule +3.3/10.0
  • Rent growth +2.8/5.0
  • DSCR +1.1/10.0
  • Appreciation +0.0/10.0

$212,000

1214 Vail Dr Unit 15c · Grovetown, GA 30813
2 bd · 2.5 ba · 1,162 sqft · Condo · 181 Days on market
Built 2026 Good condition Garage $182/sqft · 9% below area Est $234k · 9% under $246/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

* Keys by New Year's - Close by 12/31/2026 and receive 9,000 in builder incentives * Don't forget to ask about our Ivey Honors Program for active/retired military, first responders and teachers * The Athens 2-Bedroom Townhome plan by Ivey Homes features open living on the first floor with the kitchen flowing into the dining room and living room. This popular open concept main living space flows right out to a private lanai for a peaceful retreat or hosting guests. The second floor features the primary and second bedrooms, both with their own bathrooms and walk-in closets. The Athens 2-Bedroom Townhome is a perfect mix of comfort, convenience, and luxury with very low maintenance.

Key facts

  • Community pool
  • Walk-in closets
  • Landscaped entrance

Tags

PRIVATE LANAIWALK-IN CLOSETSCOMMUNITY POOLACTIVITY PARKLANDSCAPED ENTRANCE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath condo listed at $212k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-322 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $165k (22.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (17.1% below list).
  • Recommended offer: $165k (22.0% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Euchee Creek Elementary School (math 53% / reading 42%, grade D, #298 of 1,228 statewide, top 24%, 657 students, 36% FRL); Harlem Middle School (math 36% / reading 42%, grade F, #155 of 470 statewide, top 33%, 981 students, 39% FRL); Harlem High School (math 8% / reading 22%, grade F, #297 of 424 statewide, top 74%, 1,223 students, 33% FRL).
  • Zoned-school proficiency averages 34% at this address vs 50% district-wide (-17 pts) — the specific schools serving this property underperform the Columbia County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.1%/yr); 1057 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 32d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 181 days — a 12% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,340 (22.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.83% ✗
Cap rate
4.47%
Cash-on-cash
-6.52%
DSCR
0.71
GRM
10.1

CMA / ARV

ARV (median comp)
$233,519
List price
$212,000
Delta
-9.22%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1112 Clareton Dr 0.04mi 2/2.0 1,238 (+6%) 1mo $215,900 $174 84
1149 Clareton Dr Unit 7b 0.04mi 2/2.0 1,230 (+6%) 4mo $232,000 $189 83
1103 Clareton Dr 0.08mi 2/2.0 1,238 (+6%) 3mo $215,000 $174 81
1135 Clareton Dr Unit 5c 0.05mi 2/2.0 1,238 (+6%) 4mo $219,900 $178 81
1151 Clareton Dr Unit 7c 0.04mi 2/2.0 1,230 (+6%) 8mo $236,500 $192 80
1147 Clareton Dr Unit 7a 0.05mi 2/2.0 1,230 (+6%) 9mo $236,500 $192 78
1005 Candleberry Drive,1 Dr 0.12mi 2/2.0 1,230 (+6%) 8mo $231,000 $188 76
2146 Grove Landing Way 0.56mi 3/2.0 (+1) 1,334 (+15%) 0mo $253,000 $190 42
809 Dara Cors 0.96mi 3/2.0 (+1) 1,376 (+18%) 3mo $273,230 $199 31
817 Dara Cors 0.93mi 3/2.0 (+1) 1,376 (+18%) 6mo $272,230 $198 28
976 Raghorn Rd 1.05mi 3/2.0 (+1) 1,376 (+18%) 8mo $272,230 $198 27
967 Raghorn Rd 1.05mi 3/2.0 (+1) 1,376 (+18%) 9mo $274,190 $199 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-29.9%
Equity multiple
0.02×
Total profit
$-57,925
Equity at exit
$31,610
10-year hold
IRR
-43.8%
Equity multiple
-0.50×
Total profit
$-88,866
Equity at exit
$18,330

Cash invested: $59,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
1057
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,758 high interval (Pro) →
Mortgage (P&I)
−$1,112
Tax est. 1.5%
−$265 /mo · $3,180/yr
Insurance
−$88
HOA
−$246
Vacancy / Maint / Mgmt
−$369
Net cashflow
$-322

Break-even live

Break-even rent $2,166
Max offer price $165,340
Occupancy floor —

Sensitivity live

Price -10% $-176 -5% $-249 +0% $-322 +5% $-396 +10% $-469
Rent -10% $-461 -5% $-392 +0% $-322 +5% $-253 +10% $-184
Rate -1.0pp $-216 -0.5pp $-269 base $-322 +0.5pp $-377 +1.0pp $-433

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,000
Closing costs
$6,360
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1206 Vail Dr Grovetown, GA 2.0 2.5 1162 $1,800 $1.55 1d 1 0.04mi
1206 Vail Dr Grovetown, GA 2.0 2.5 1162 $1,800 $1.55 51d 1 0.04mi
1103 Clareton Dr Grovetown, GA 2.0 2.0 1238 $1,595 $1.29 51d 1 0.06mi
548 Lory Ln Grovetown, GA 3.0 2.0 1437 $1,700 $1.18 5d 1 0.67mi
514 Lory Ln Grovetown, GA 3.0 2.0 1467 $1,750 $1.19 31d 1 0.68mi
514 Lory Ln Grovetown, GA 3.0 2.0 1437 $1,795 $1.25 51d 1 0.68mi
1074 Grove Landing Ln Grovetown, GA 3.0 2.0 1414 $1,455 $1.03 10d 1 0.74mi
452 Lory Ln Grovetown, GA 3.0 2.0 1438 $1,610 $1.12 10d 1 0.77mi
770 Michelle Ct Grovetown, GA 3.0 2.0 1496 $1,775 $1.19 38d 1 0.88mi
770 Michelle Ct Grovetown, GA 3.0 2.0 1496 $1,775 $1.19 10d 1 0.88mi
2002 Darwood Dr Grovetown, GA 3.0 2.0 1462 $1,795 $1.23 10d 1 0.90mi
639 Lory Ln Grovetown, GA 3.0 2.0 1437 $1,795 $1.25 51d 1 0.93mi
1435 Deer Hollow Run Grovetown, GA 3.0 2.0 1362 $1,995 $1.46 0d 1 0.95mi
4023 Rosedale Pl Grovetown, GA 3.0 2.0 1402 $1,935 $1.38 154d 1 1.00mi
522 Myrtle Crst Grovetown, GA 3.0 2.0 1459 $1,860 $1.27 43d 1 1.05mi

Property features AI

Finance

Other
Zoning: R2
HOA & community
Homeowners association with annual fee of $2,950 (approximately $245.83/month)Association amenities include clubhouse and park

Exterior

Parking
Attached concrete garage
Security
Smoke detector(s)
Utilities
Public waterPublic sewerCable availableVentilation (improves indoor air quality)Energy-efficient lighting and thermostat
Home design
TownhouseResidential propertyTwo levels (2 stories)Entry level: 1New construction
Construction
Vinyl siding with frame constructionComposition roofSlab foundationHome warranty includedBuilt as new construction
Exterior features
Covered patio and porches including front and rear porchPatioLandscaped yardSprinklers in front and rearPaved road accessCommunity pool, pavilion, and playground (subdivision amenities)Sidewalks and street lightsHas view

Interior

Kitchen
RangeDishwasherDisposalMicrowavePantryENERGY STAR qualified appliances
Bedrooms
Owner's bedroom on main level (some plans include a single-level 2-bedroom option)
Flooring
Carpet
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central airCeiling fan(s)Electric heatingForced airHeat pump
Interior features
Walk-in closetsEntrance foyerPantryEat-in kitchenInsulated windowsVented exhaust fanENERGY STAR qualified appliancesSmoke detector(s)
Laundry & utility
Washer hookup

HOA detail $246/mo · $2,952/yr condo

Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-11-08
    days on market $212,000 Active 181 DOM
  2. 2026-11-07
    days on market $212,000 Active 180 DOM
  3. 2026-11-06
    days on market $212,000 Active 179 DOM
  4. 2026-11-05
    days on market $212,000 Active 178 DOM
  5. 2026-11-04
    days on market $212,000 Active 177 DOM
  6. 2026-11-02
    days on market $212,000 Active 175 DOM
  7. 2026-11-01
    days on market $212,000 Active 174 DOM
  8. 2026-10-31
    days on market $212,000 Active 173 DOM
  9. 2026-10-30
    days on market $212,000 Active 172 DOM
  10. 2026-10-29
    days on market $212,000 Active 171 DOM
  11. 2026-10-28
    days on market $212,000 Active 170 DOM
  12. 2026-10-27
    days on market $212,000 Active 169 DOM
  13. 2026-10-26
    days on market $212,000 Active 168 DOM
  14. 2026-10-26
    days on market $212,000 Active 167 DOM
  15. 2026-10-24
    days on market $212,000 Active 166 DOM
  16. 2026-10-23
    days on market $212,000 Active 165 DOM
  17. 2026-10-22
    days on market $212,000 Active 164 DOM
  18. 2026-10-21
    days on market $212,000 Active 163 DOM
  19. 2026-10-20
    days on market $212,000 Active 162 DOM
  20. 2026-10-19
    days on market $212,000 Active 161 DOM
  21. 2026-10-18
    days on market $212,000 Active 160 DOM
  22. 2026-10-17
    days on market $212,000 Active 159 DOM
  23. 2026-10-16
    days on market $212,000 Active 158 DOM
  24. 2026-10-15
    days on market $212,000 Active 157 DOM
  25. 2026-10-14
    days on market $212,000 Active 156 DOM
  26. 2026-10-13
    days on market $212,000 Active 155 DOM
  27. 2026-10-12
    days on market $212,000 Active 154 DOM
  28. 2026-10-11
    days on market $212,000 Active 153 DOM
  29. 2026-10-10
    days on market $212,000 Active 152 DOM
  30. 2026-10-09
    days on market $212,000 Active 151 DOM
  31. 2026-10-08
    days on market $212,000 Active 150 DOM
  32. 2026-10-07
    days on market $212,000 Active 149 DOM
  33. 2026-10-06
    days on market $212,000 Active 148 DOM
  34. 2026-10-05
    days on market $212,000 Active 147 DOM
  35. 2026-10-04
    days on market $212,000 Active 146 DOM
  36. 2026-10-04
    days on market $212,000 Active 145 DOM
  37. 2026-10-02
    days on market $212,000 Active 144 DOM
  38. 2026-10-01
    days on market $212,000 Active 143 DOM
  39. 2026-09-30
    days on market $212,000 Active 142 DOM
  40. 2026-09-29
    days on market $212,000 Active 141 DOM
  41. 2026-09-28
    days on market $212,000 Active 140 DOM
  42. 2026-09-27
    days on market $212,000 Active 139 DOM
  43. 2026-09-25
    days on market $212,000 Active 137 DOM
  44. 2026-09-24
    days on market $212,000 Active 136 DOM
  45. 2026-09-23
    days on market $212,000 Active 135 DOM
  46. 2026-09-22
    days on market $212,000 Active 134 DOM
  47. 2026-09-21
    days on market $212,000 Active 133 DOM
  48. 2026-09-20
    days on market $212,000 Active 132 DOM
  49. 2026-09-19
    days on market $212,000 Active 131 DOM
  50. 2026-09-18
    days on market $212,000 Active 130 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 55% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,093
− Mortgage interest
−$11,875
− Property taxes
−$3,180
− Insurance
−$1,060
− Repairs & maintenance
−$1,687
− Management
−$1,687
− HOA
−$2,952
− Depreciation
−$6,167
Taxable loss
−$7,516
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,804
After-tax cash flow
$-2,066/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This newly constructed townhome is in excellent condition with no visible repairs needed. It offers a good investment opportunity with potential for minor updates to enhance its resale and rental value.

Value-add opportunities

  • Both Painting — Fresh paint enhances curb appeal and interior aesthetics. ↑
  • Both Flooring — New flooring improves the home's overall appearance and comfort. ↑
  • Both Lighting — Upgrading lighting fixtures can enhance the home's ambiance and value. ↑
  • Both Decor — Adding decor can make the home more inviting and increase its appeal to potential buyers/renters. ↑
F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Euchee Creek Elementary School D GA #298/1,228 Nat'l #14,382/41,679 Middle Harlem Middle School F GA #155/470 Nat'l #6,362/14,009 High Harlem High School F GA #297/424 Nat'l #15,355/17,239

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA
B Composite livability gradescore 73/100

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Grovetown, GA
County
Columbia County · 189,073 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
10% of renters

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics
—

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-05-11 Listing Removed — Hive MLS
  • 2025-11-20 Listed $212,000 Hive MLS
  • 2025-11-20 Listed $212,000 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…