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514 Pinto Ln
D Composite 40.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.3/15.0
  • Cash flow +8.2/30.0
  • Schools +4.0/10.0
  • Livability +3.8/5.0
  • 1% rule +3.4/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.2/10.0
  • Appreciation +0.0/10.0

$255,000

514 Pinto Ln · Forney, TX 75126
3 bd · 2.0 ba · 1,622 sqft · SingleFamily public records · 270 Days on market
Built 2002 5,663 sqft lot $157/sqft · 13% below area Est $293k · 13% under $21/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

Key facts

  • Unique floor plan
  • New flooring
  • Energy efficiency

Tags

UNIQUE FLOOR PLANDOUBLE-INSULATED ATTICENERGY EFFICIENCYNEW FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $255k.

Deal economics

  • At list price, monthly cash flow is $-243 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $212k (16.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (16.0% below list).
  • Recommended offer: $212k (16.9% below list) — sets the bar for cash-flow.
  • Cap rate 5.1% vs local median 4.1% in Forney — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 76/100 on livability (#98 in TX, #3,339 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities C-, commute F.
  • Forney ISD (rural): math 41% / reading 44% proficiency, ranked #234 of 826 in TX (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.4%/yr); 2179 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,747 units permitted in Kaufman County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Kaufman County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 270 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $211,994 (16.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 270 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
5.15%
Cash-on-cash
-4.09%
DSCR
0.82
GRM
9.9

CMA / ARV

ARV (median comp)
$293,072
List price
$255,000
Delta
-12.99%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
514 Pinto Ln 0.00mi 3/2.0 1,622 (0%) 0mo $255,000 $157 100
100 Robin Ln 0.25mi 3/2.0 1,737 (+7%) 3mo $225,000 $130 74
513 Trailblazer Rd 0.25mi 3/2.0 1,772 (+9%) 0mo $249,999 $141 73
524 Appaloosa Dr 0.05mi 3/2.0 1,407 (-13%) 4mo $240,000 $171 72
103 Rambling Way 0.34mi 3/2.0 1,712 (+6%) 3mo $275,000 $161 72
111 Freedom Trl 0.51mi 3/2.0 1,650 (+2%) 3mo $264,000 $160 71
131 Wandering Dr 0.18mi 3/2.0 1,815 (+12%) 2mo $249,000 $137 70
920 York St 0.53mi 3/2.0 1,567 (-3%) 2mo $299,000 $191 68
505 Southlake Dr 0.53mi 3/2.0 1,560 (-4%) 3mo $229,900 $147 67
418 Bowie St 0.46mi 3/2.0 1,509 (-7%) 3mo $275,000 $182 64
206 Freedom Trl 0.50mi 3/2.0 1,831 (+13%) 2mo $275,000 $150 54
625 Heritage Hill Dr 0.62mi 4/2.0 (+1) 1,832 (+13%) 3mo $275,000 $150 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.42% rent growth · sell at horizon

5-year hold
IRR
-25.1%
Equity multiple
0.16×
Total profit
$-60,040
Equity at exit
$38,021
10-year hold
IRR
-27.1%
Equity multiple
-0.19×
Total profit
$-85,012
Equity at exit
$22,048

Cash invested: $71,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75126

Rents YoY
1.4%
Active inventory
2179
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,142 high interval (Pro) →
Mortgage (P&I)
$1,337
Tax from tax record
$471 /mo · $5,657/yr
Insurance
$106
HOA
$21
Vacancy / Maint / Mgmt
$450
Net cashflow
$-243

Break-even live

Break-even rent $2,451
Max offer price $211,994
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,750
Closing costs
$7,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
501 Branch St Forney, TX 3.0 2.0 2130 $2,320 $1.09 5d 1 0.10mi
110 Meadow Ct Forney, TX 3.0 2.0 1840 $1,795 $0.98 13d 1 0.17mi
213 Long Prairie Dr Forney, TX 4.0 2.5 1964 $2,025 $1.03 17d 1 0.23mi
315 Forestwood Dr Forney, TX 4.0 2.0 2102 $2,085 $0.99 24d 1 0.27mi
611 Orchard Ln Forney, TX 4.0 2.0 1540 $2,000 $1.30 22d 1 0.31mi
113 Galloping Trl Forney, TX 3.0 2.0 1482 $1,769 $1.19 17d 1 0.32mi
603 Woodcrest Way Forney, TX 3.0 2.0 1234 $1,805 $1.46 24d 1 0.35mi
236 Archer Way Forney, TX 3.0 2.0 2016 $2,300 $1.14 19d 1 0.35mi
102 Galloping Trl Forney, TX 3.0 2.0 1663 $1,999 $1.20 7d 1 0.35mi
413 Redbud Dr Unit NA Forney, TX 3.0 2.0 1671 $2,200 $1.32 44d 1 0.35mi
308 Southlake Dr Forney, TX 3.0 2.0 1491 $1,965 $1.32 3d 1 0.37mi
213 Independence Trl Forney, TX 3.0 2.0 1487 $1,900 $1.28 44d 1 0.38mi
105 Independence Trl Forney, TX 3.0 2.0 1608 $1,900 $1.18 7d 1 0.38mi
404 Woodcrest Way Forney, TX 3.0 2.0 1434 $1,900 $1.32 44d 1 0.40mi
416 Forestwood Dr Forney, TX 3.0 2.0 1267 $1,799 $1.42 3d 1 0.40mi
502 Ponderosa Dr Forney, TX 3.0 2.0 2131 $2,170 $1.02 13d 1 0.42mi
108 Antler Trl Forney, TX 4.0 2.0 2250 $2,449 $1.09 24d 1 0.43mi
224 Independence Trl Forney, TX 3.0 2.0 1562 $2,145 $1.37 7d 1 0.43mi
120 Garner Ct Forney, TX 3.0 2.0 2214 $2,500 $1.13 44d 1 0.44mi
416 Woodcrest Way Forney, TX 3.0 2.0 1379 $1,950 $1.41 21d 1 0.45mi
415 Southlake Dr Forney, TX 3.0 2.0 1283 $1,913 $1.49 6d 1 0.46mi
415 Southlake Dr Forney, TX 3.0 2.0 1283 $1,723 $1.34 44d 1 0.46mi
204 Freedom Trl Forney, TX 3.0 2.0 1596 $1,925 $1.21 2d 1 0.47mi
511 Rosewood Ln Forney, TX 4.0 2.0 1900 $2,070 $1.09 22d 1 0.50mi
920 Royal St Forney, TX 3.0 2.0 1296 $1,870 $1.44 4d 1 0.51mi
509 Southlake Dr Forney, TX 3.0 2.0 1157 $2,299 $1.99 13d 1 0.56mi
905 Royal St Forney, TX 3.0 1.5 1250 $1,750 $1.40 44d 1 0.59mi
1124 Longhorn Ln Forney, TX 4.0 2.5 2093 $2,500 $1.19 24d 1 0.60mi
616 Carl C Senter St Forney, TX 4.0 2.0 1507 $1,950 $1.29 44d 1 0.62mi
604 Carl C Senter St Forney, TX 3.0 2.0 1314 $2,300 $1.75 2d 1 0.64mi
907 Alpine St Forney, TX 3.0 2.0 1300 $1,810 $1.39 44d 1 0.72mi
511 Brazos St Forney, TX 3.0 2.0 1570 $1,945 $1.24 7d 1 0.73mi
300 Trailhouse Ln Forney, TX 1.0–3.0 1.0–2.0 1041 $2,115 $2.03 2d 40 0.74mi
2201 Woodberry Dr Forney, TX 3.0 2.0 1839 $2,050 $1.11 44d 1 0.74mi
236 Pennridge Dr Forney, TX 3.0 2.0 1871 $2,295 $1.23 24d 1 0.79mi
2105 Cardinal Dr Forney, TX 4.0 2.0 1763 $2,200 $1.25 22d 1 0.83mi
201 Wildwood Blvd Forney, TX 1.0–2.0 1.0–2.0 964 $1,955 $2.03 2d 42 0.88mi
2127 Pecan Ridge Dr Forney, TX 3.0 2.0 2113 $2,100 $0.99 44d 1 0.88mi
517 Burgett St Forney, TX 3.0 2.0 1280 $1,695 $1.32 3d 1 0.96mi
534 Tuscany Dr Forney, TX 4.0 2.0 2069 $2,500 $1.21 44d 1 1.07mi

HOA detail

Monthly dues
$21 · $252/yr

Listing history 20 events

  1. 2026-06-09
    days on market $255,000 Active 270 DOM
  2. 2026-06-08
    days on market $255,000 Active 269 DOM
  3. 2026-06-07
    days on market $255,000 Active 268 DOM
  4. 2026-06-04
    days on market $255,000 Active 265 DOM
  5. 2026-06-03
    days on market $255,000 Active 264 DOM
  6. 2026-06-02
    days on market $255,000 Active 263 DOM
  7. 2026-06-01
    days on market $255,000 Active 262 DOM
  8. 2026-05-31
    days on market $255,000 Active 261 DOM
  9. 2026-04-16
    price $255,000 1374-char remark
    Show marketing remark (1374 chars)

    Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

  10. 2026-03-02
    status Active 1374-char remark
    Show marketing remark (1374 chars)

    Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

  11. 2026-02-23
    historical Active Option Contract 1374-char remark
    Show marketing remark (1374 chars)

    Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

  12. 2026-02-20
    price $254,990 1374-char remark
    Show marketing remark (1374 chars)

    Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

  13. 2025-10-03
    price $264,990 1374-char remark
    Show marketing remark (1374 chars)

    Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

  14. 2025-09-12
    listed $274,900 Active 1374-char remark
    Show marketing remark (1374 chars)

    Discover your dream home in this charming established neighborhood in Forney, Texas. This inviting residence offers 3 spacious bedrooms and 2 full baths, featuring a unique floor plan designed for modern living. Experience the added practicality of two walkaround spaces, perfect for seamless flow and enhanced functionality. This home combines comfort and character in a tranquil setting, ideal for families seeking both convenience and style. The home also boasts a double-insulated attic, providing excellent energy efficiency and year-round comfort. Well cared for and thoughtfully updated, the house features new flooring that refreshes its interiors while maintaining a warm and welcoming atmosphere. Additionally, the property is perfectly situated near a rapidly developing retail hub that brings major shopping options to the area, alongside a variety of restaurants and other amenities. Its location also provides access to highly regarded schools in the Forney Independent School District, known for their quality education and family-friendly environments. With a vibrant selection of dining options nearby, including well-loved local restaurants, this home offers unmatched convenience and lifestyle appeal. Don’t miss the opportunity to make this distinctive property yours! Buyer and or buyer’s agent to verify all information contained herein.

  15. 2010-04-01
    soldstatus
  16. 2010-03-31
    soldstatus 418-char remark
    Show marketing remark (418 chars)

    Gorgeous, well-maintained home. Custom plantation shutters throughout home. Large open floor plan is great for family. Master bedroom is located at the back of the house and features huge windows. Master bath has separate shower with jetted garden tub. Solar screens, large backyard, covered patio and nice storage building in back. Attic has flooring. Extra shelving throughout. Updated fixtures, upgraded appliances.

  17. 2010-03-10
    historical 418-char remark
    Show marketing remark (418 chars)

    Gorgeous, well-maintained home. Custom plantation shutters throughout home. Large open floor plan is great for family. Master bedroom is located at the back of the house and features huge windows. Master bath has separate shower with jetted garden tub. Solar screens, large backyard, covered patio and nice storage building in back. Attic has flooring. Extra shelving throughout. Updated fixtures, upgraded appliances.

  18. 2010-01-27
    listed $129,900 418-char remark
    Show marketing remark (418 chars)

    Gorgeous, well-maintained home. Custom plantation shutters throughout home. Large open floor plan is great for family. Master bedroom is located at the back of the house and features huge windows. Master bath has separate shower with jetted garden tub. Solar screens, large backyard, covered patio and nice storage building in back. Attic has flooring. Extra shelving throughout. Updated fixtures, upgraded appliances.

  19. 2002-08-22
    soldstatus
  20. 2002-05-29
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,657 · $471/mo
Projected year-2 tax
$5,657 · $471/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,709
− Mortgage interest
−$14,284
− Property taxes
−$5,657
− Insurance
−$1,275
− Repairs & maintenance
−$2,057
− Management
−$2,057
− HOA
−$252
− Depreciation
−$7,418
Taxable loss
−$7,291
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,750
After-tax cash flow
$-1,171/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Forney ISD
NCES district ID
4819560
Math proficiency
41% ▼ -20.00%
Reading proficiency
44% ▼ -12.00%
Median HH income
$86,679
Composite
40.07/100
National rank
#3812
State rank
#234 of 826 in TX

Livability — Forney

Score
76/100
State rank
#98
US rank
#3339

Category grades

Amenities C- Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Forney, TX
County
Kaufman County · 122,338 people
City population
84,799
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
84,799
Household income
$103,673
Rent vs Own
19.5% rent · 80.5% own
Severe rent burden
1306.0

Population outlook (Kaufman County) Hauer SSP2

Today (2025)
138,716 people
By 2030
150,815 · +8.7%
By 2040
174,877 · +26.1%
By 2050
198,020 · +42.8%
By 2075
251,908 · +81.6%
By 2100
285,325 · +105.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 45% Black 25% Hispanic / Latino 23% Two or more races 14% Asian 3%
Hispanic origin (detail)
Mexican 18% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 1% Portuguese 1%
Foreign-born
12% · Canada, Vietnam
Languages at home
79% English-only · Spanish 14% Arabic 1% Vietnamese 1%

Political lean MEDSL · Kaufman

2024 margin
Strong R (+27.9) · D 35.6% · R 63.5%
2008→2024 swing
+7.9pp toward D · 2008: -35.8pp · 2024: -27.9pp
All cycles
2024: R+27.9 2020: R+33.9 2016: R+47.0 2012: R+44.4 2008: R+35.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.93%
Current HPI
148.5749
Rent YoY
▲ 1.42%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+96.3% since first listed
12 events — show timeline
  • 2026-04-16 Price Changed $255,000 NTREIS
  • 2026-03-02 Relisted NTREIS
  • 2026-02-23 Contingent NTREIS
  • 2026-02-20 Price Changed $254,990 NTREIS
  • 2025-10-03 Price Changed $264,990 NTREIS
  • 2025-09-12 Listed $274,900 NTREIS
  • 2010-04-01 Sold (Public Records) Public Records
  • 2010-03-31 Sold (MLS) NTREIS
  • 2010-03-10 Listing Removed NTREIS
  • 2010-01-27 Listed $129,900 NTREIS
  • 2002-08-22 Sold (Public Records) Public Records
  • 2002-05-29 Sold (Public Records) Public Records

Property tax history

+3.6%/yr

Latest (2025): $5,657 · -2.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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