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9800 Base Line Rd #70
B Composite 71.99
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +6.5/15.0
  • Schools +5.8/10.0
  • Rent growth +3.7/5.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$180,000

9800 Base Line Rd #70 · Rancho Cucamonga, CA 91701
2 bd · 2.0 ba · 1,344 sqft · Manufactured · 45 Days on market
Built 1977 Est $176k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Location, Location, Location! You will not want to miss the opportunity to own this bright and lovely 2 bedroom, 2 bath, 1344 sq. ft. mobile home located in the highly sought after 55+ Senior Community of Ramona Village Estates. As you enter through the front door you will be greeted by freshly installed carpeting and a spacious living room/dining room area. The family room is a great space to spend time reading a book or enjoying your favorite TV program. The sliding glass door from the family room leads to a covered patio area where you can entertain additional guests. The park amenities offers a large club house with gym, recreation room, banquet facilities, pool, hot tub, small sauna, picnic area and bbq area. There is also a small area for your four legged friends. This home is move in ready and will not last long on the market.

Key facts

  • Open floor plan
  • Clubhouse
  • Indoor laundry room

Tags

OPEN FLOOR PLANWRAP AROUND BREAKFAST BARINDOOR LAUNDRY ROOMEASY ACCESS WALK-IN SHOWERRESORT-STYLE AMENITIESCLUBHOUSE

Property features AI

Finance

  • Other: Park name: Ramona Villa; Access via paved city streets; Directions: East of Archibald Ave; West of Haven Ave.
  • Financial info: Land lease amount collected by park
  • HOA & community: Senior community; Community clubhouse; Community gym/exercise room; Community pool and spa; Park on site; Manager approval required; Pets allowed with breed restrictions; Land lease (monthly)

Exterior

  • Parking: Attached carport with 2 parking spaces; Public parking available
  • Utilities: Public sewer; District/public water; Natural gas connected; Electricity connected
  • Home design: Mobile home (Villa West model, 24 x 56) remains on site; Turnkey condition; Single-story; South-facing
  • Construction: Aluminum construction materials; Foam and metal roof; Raised foundation with pier jacks; Two sheds
  • Exterior features: Porch; Landscaped yard; In-ground community pool; Two sheds; Aluminum skirt

Interior

  • Kitchen: Gas cooktop; Gas oven; Microwave; Refrigerator; Gas water heater
  • Bedrooms: All bedrooms on main floor; Main floor bedroom
  • Flooring: Vinyl; Carpet; Wood
  • Bathrooms: One full bathroom; One 3/4 bathroom; Shower in tub
  • Heating & cooling: Central furnace heating; Central cooling
  • Interior features: Partially furnished; Ceiling fan; Mirrored closet doors; One-level home; Front and side entry; In-ground community spa
  • Laundry & utility: Laundry in individual room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $180k.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $180k).
  • Recommended offer: $175k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.0% vs local median 2.7% in Rancho Cucamonga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#237 in CA) — a middle-class / working-renter tenant base. Strengths: employment A+, commute A, housing A-; Watch: amenities D+, health & safety D, cost of living F.
  • Alta Loma Elementary (suburban): math 58% / reading 68% proficiency, ranked #162 of 1,400 in CA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising fast (+4.7%/yr); 61 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.7% rent growth), your $50k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,600 (3.0% below list)

Questions for the listing agent

  1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
13.00%
Cash-on-cash
23.96%
DSCR
2.07
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$176,064
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9800 Baseline Rd #82 0.00mi 2/2.0 1,440 (+7%) 3mo $148,500 $103 85
9800 Baseline Rd #62 0.15mi 2/2.0 1,296 (-4%) 3mo $150,000 $116 85
9800 Baseline Rd #76 0.10mi 2/2.0 1,440 (+7%) 2mo $125,000 $87 82
10210 Baseline #263 0.45mi 2/2.0 1,320 (-2%) 2mo $155,500 $118 75
10210 Baseline #274 0.45mi 2/2.0 1,440 (+7%) 3mo $189,000 $131 65
10210 Base Line Rd #235 0.54mi 2/2.0 1,440 (+7%) 2mo $212,000 $147 61
10210 Baseline #291 0.54mi 2/2.0 1,440 (+7%) 3mo $215,000 $149 61
10210 Baseline Rd #115 0.45mi 3/2.0 (+1) 1,440 (+7%) 3mo $200,000 $139 59
10210 Baseline Rd #51 0.54mi 2/2.0 1,440 (+7%) 4mo $160,000 $111 59
10210 Base Line #289 0.54mi 3/2.0 (+1) 1,440 (+7%) 1mo $210,000 $146 57
10210 Baseline #173 0.54mi 2/2.0 1,200 (-11%) 3mo $145,000 $121 55
10350 Base Line #108 0.64mi 3/2.0 (+1) 1,400 (+4%) 4mo $230,000 $164 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.67% rent growth · sell at horizon

5-year hold
IRR
19.1%
Equity multiple
1.79×
Total profit
$39,836
Equity at exit
$26,839
10-year hold
IRR
28.5%
Equity multiple
3.74×
Total profit
$138,055
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 91701

Rents YoY
4.7%
Active inventory
61
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$2,848 high interval (Pro) →
Mortgage (P&I)
$944
Tax est. 1.5%
$225 /mo · $2,700/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$598
Net cashflow
$1,006

Break-even live

Break-even rent $1,575
Max offer price $180,000
Occupancy floor 60%

Sensitivity live

Price -10% $1,131 -5% $1,069 +0% $1,006 +5% $944 +10% $882
Rent -10% $781 -5% $894 +0% $1,006 +5% $1,119 +10% $1,231
Rate -1.0pp $1,097 -0.5pp $1,052 base $1,006 +0.5pp $960 +1.0pp $912

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9600 Lomita Ct Rancho Cucamonga, CA 2.0 1.0–2.0 886 $2,345 $2.65 2d 4 0.34mi
7325 Layton St Rancho Cucamonga, CA 3.0 2.0 1471 $3,450 $2.35 2d 1 0.55mi
9775 El Paseo Dr Rancho Cucamonga, CA 2.0 2.5 1166 $2,650 $2.27 2d 1 0.78mi
9247 Spur Dr Rancho Cucamonga, CA 2.0 2.0 1000 $2,350 $2.35 15d 1 0.80mi
6653 Canary Pine Ave Rancho Cucamonga, CA 2.0–3.0 2.0–3.0 1141 $2,858 $2.50 2d 13 0.81mi
7360 Lariat Pl Rancho Cucamonga, CA 2.0 2.0 1000 $2,350 $2.35 2d 1 0.82mi
7374 Lariat Pl Rancho Cucamonga, CA 2.0 2.0 1000 $2,300 $2.30 2d 1 0.82mi
9600 19th St Rancho Cucamonga, CA 1.0–2.0 1.0–2.0 763 $2,265 $2.97 1d 1 0.82mi
7689 Cornel Ct Rancho Cucamonga, CA 3.0 2.0 1454 $3,600 $2.48 2d 1 0.85mi
10375 Church St Rancho Cucamonga, CA 2.0 2.0 1264 $2,800 $2.22 10d 1 0.92mi
9860 Galena Ct Rancho Cucamonga, CA 3.0 2.5 1288 $3,000 $2.33 24d 1 0.94mi
10596 Evergreen Dr Rancho Cucamonga, CA 3.0 2.0 1420 $3,300 $2.32 2d 1 0.94mi
7055 Avenida Leon Rancho Cucamonga, CA 3.0 2.0 1627 $3,995 $2.46 15d 1 0.94mi
9356 19th St Unit A Rancho Cucamonga, CA 3.0 2.5 1235 $2,990 $2.42 2d 1 0.96mi
9920 Highland Ave Unit A Rancho Cucamonga, CA 3.0 2.5 1244 $3,200 $2.57 17d 1 0.99mi
9920 Highland Ave Unit A Rancho Cucamonga, CA 3.0 2.5 1244 $3,200 $2.57 24d 1 0.99mi
7619 Haven Ave Unit B Rancho Cucamonga, CA 3.0 3.0 1403 $2,700 $1.92 24d 1 1.02mi
7296 Parkside Pl Rancho Cucamonga, CA 3.0 2.0 1272 $3,390 $2.67 12d 1 1.03mi
10554 Cannon Dr Rancho Cucamonga, CA 3.0 2.5 1794 $3,895 $2.17 15d 1 1.10mi
8990 19th St Alta Loma, CA 1.0–2.0 1.0–2.0 820 $2,600 $3.17 2d 3 1.28mi
10446 Alta Loma Dr Rancho Cucamonga, CA 3.0 2.0 1200 $3,495 $2.91 2d 1 1.28mi
6220 Filkins Ave Rancho Cucamonga, CA 3.0 2.0 1350 $3,000 $2.22 2d 1 1.29mi
10730 Church St Rancho Cucamonga, CA 1.0–3.0 1.0–2.5 893 $2,708 $3.03 2d 8 1.30mi
8990 19th St #419 Rancho Cucamonga, CA 2.0 2.0 925 $2,350 $2.54 24d 1 1.31mi
10935 Terra Vista Pkwy Rancho Cucamonga, CA 2.0 1.0–2.5 747 $2,679 $3.59 2d 13 1.39mi
10655 Lemon Ave #2610 Rancho Cucamonga, CA 2.0 2.0 1008 $2,400 $2.38 10d 1 1.44mi
10655 Lemon Ave #2610 Rancho Cucamonga, CA 2.0 2.0 1008 $2,200 $2.18 2d 1 1.44mi
10655 Lemon Ave #2610 Rancho Cucamonga, CA 2.0 2.0 1008 $2,450 $2.43 24d 1 1.44mi
8200 Haven Ave Rancho Cucamonga, CA 1.0–3.0 1.0–2.5 1055 $2,619 $2.48 2d 33 1.47mi
8760 Church St Rancho Cucamonga, CA 3.0 1.5 1151 $3,395 $2.95 10d 1 1.49mi
10757 Lemon Ave Rancho Cucamonga, CA 1.0–2.0 1.0–2.0 849 $2,799 $3.29 2d 19 1.50mi

Listing history 19 events

  1. 2026-06-18
    days on market $180,000 Active 45 DOM
  2. 2026-06-17
    days on market $180,000 Active 44 DOM
  3. 2026-06-16
    days on market $180,000 Active 43 DOM
  4. 2026-06-15
    days on market $180,000 Active 42 DOM
  5. 2026-06-13
    days on market $180,000 Active 40 DOM
  6. 2026-06-13
    days on market $180,000 Active 39 DOM
  7. 2026-06-09
    days on market $180,000 Active 36 DOM
  8. 2026-06-08
    days on market $180,000 Active 35 DOM
  9. 2026-06-07
    days on market $180,000 Active 34 DOM
  10. 2026-06-04
    days on market $180,000 Active 31 DOM
  11. 2026-06-03
    days on market $180,000 Active 30 DOM
  12. 2026-06-02
    days on market $180,000 Active 29 DOM
  13. 2026-06-01
    days on market $180,000 Active 28 DOM
  14. 2026-05-31
    days on market $180,000 Active 27 DOM
  15. 2026-05-04
    listed $180,000 Active
  16. 2022-07-27
    soldstatus $163,750 Closed Sale 846-char remark
    Show marketing remark (846 chars)

    Location, Location, Location! You will not want to miss the opportunity to own this bright and lovely 2 bedroom, 2 bath, 1344 sq. ft. mobile home located in the highly sought after 55+ Senior Community of Ramona Village Estates. As you enter through the front door you will be greeted by freshly installed carpeting and a spacious living room/dining room area. The family room is a great space to spend time reading a book or enjoying your favorite TV program. The sliding glass door from the family room leads to a covered patio area where you can entertain additional guests. The park amenities offers a large club house with gym, recreation room, banquet facilities, pool, hot tub, small sauna, picnic area and bbq area. There is also a small area for your four legged friends. This home is move in ready and will not last long on the market.

  17. 2022-07-18
    status Pending Sale 846-char remark
    Show marketing remark (846 chars)

    Location, Location, Location! You will not want to miss the opportunity to own this bright and lovely 2 bedroom, 2 bath, 1344 sq. ft. mobile home located in the highly sought after 55+ Senior Community of Ramona Village Estates. As you enter through the front door you will be greeted by freshly installed carpeting and a spacious living room/dining room area. The family room is a great space to spend time reading a book or enjoying your favorite TV program. The sliding glass door from the family room leads to a covered patio area where you can entertain additional guests. The park amenities offers a large club house with gym, recreation room, banquet facilities, pool, hot tub, small sauna, picnic area and bbq area. There is also a small area for your four legged friends. This home is move in ready and will not last long on the market.

  18. 2022-07-06
    listed $163,750 Active 846-char remark
    Show marketing remark (846 chars)

    Location, Location, Location! You will not want to miss the opportunity to own this bright and lovely 2 bedroom, 2 bath, 1344 sq. ft. mobile home located in the highly sought after 55+ Senior Community of Ramona Village Estates. As you enter through the front door you will be greeted by freshly installed carpeting and a spacious living room/dining room area. The family room is a great space to spend time reading a book or enjoying your favorite TV program. The sliding glass door from the family room leads to a covered patio area where you can entertain additional guests. The park amenities offers a large club house with gym, recreation room, banquet facilities, pool, hot tub, small sauna, picnic area and bbq area. There is also a small area for your four legged friends. This home is move in ready and will not last long on the market.

  19. 2022-06-17
    historical $163,750 846-char remark
    Show marketing remark (846 chars)

    Location, Location, Location! You will not want to miss the opportunity to own this bright and lovely 2 bedroom, 2 bath, 1344 sq. ft. mobile home located in the highly sought after 55+ Senior Community of Ramona Village Estates. As you enter through the front door you will be greeted by freshly installed carpeting and a spacious living room/dining room area. The family room is a great space to spend time reading a book or enjoying your favorite TV program. The sliding glass door from the family room leads to a covered patio area where you can entertain additional guests. The park amenities offers a large club house with gym, recreation room, banquet facilities, pool, hot tub, small sauna, picnic area and bbq area. There is also a small area for your four legged friends. This home is move in ready and will not last long on the market.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 6 d/yr ≥100°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 23 unhealthy d/yr today · 28 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,182
− Mortgage interest
−$10,083
− Property taxes
−$2,700
− Insurance
−$900
− Repairs & maintenance
−$2,735
− Management
−$2,735
− Depreciation
−$5,236
Taxable income
$9,793
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,350
After-tax cash flow
$9,726/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Alta Loma Elementary
NCES district ID
0602160
Math proficiency
58% ▲ 4.00%
Reading proficiency
68% ▬ 0.00%
Median HH income
$84,463
Composite
58.32/100
National rank
#2088
State rank
#162 of 1400 in CA

Livability — Rancho Cucamonga

Score
70/100
State rank
#237
US rank
#7808

Category grades

Amenities D+ Commute A Cost of living F Crime C Employment A+ Housing A- Health & safety D User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rancho Cucamonga, CA
County
San Bernardino County · 2,030,291 people
City population
175,531
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
39,287
Household income
$114,244
Rent vs Own
22.5% rent · 77.5% own
Severe rent burden
899.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 40% Hispanic / Latino 38% Two or more races 20% Asian 13% Black 5%
Hispanic origin (detail)
Mexican 29%
Common ancestry
Italian 2% Lithuanian 2% Romanian 1%
Foreign-born
18% · Canada, China, Vietnam
Languages at home
71% English-only · Spanish 16% Chinese 5% Other Indo-European 2%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -596.97%
Current HPI
389.6264
Rent YoY
▲ 4.67%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+9.9% since first listed
5 events — show timeline
  • 2026-05-04 Listed $180,000 CRMLS
  • 2022-07-27 Sold (MLS) $163,750 CRMLS
  • 2022-07-18 Pending CRMLS
  • 2022-07-06 Listed $163,750 CRMLS
  • 2022-06-17 Coming Soon $163,750 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…