2715 Woodmont Dr · York, PA 17404

$219,900

3 bd · 1.5 ba · 1,420 sqft · Townhouse public records · 3 Days on market

Built 2004 2,614 sqft lot $155/sqft · 16% above area Est $218k · at est. $54/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +9.8/30.0
• ARV discount +7.2/15.0
• Rent growth +4.1/5.0
• Schools +4.0/10.0
• Livability +3.8/5.0
• 1% rule +3.2/10.0
• DSCR +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

What a perfect Townhome in Hearthridge! This home is in great condition and all appliances are included. Large eat in kitchen. Sliding glass doors lead out to a private deck. Two bedrooms on the second floor with a private third floor loft bedroom. Finished walk out basement leading to a patio underneath the deck.

Key facts

• $54 HOA
• 2 parking spots
• Built 2004

Property features AI

Finance

• Other: Property manager present; Above-grade finished area 1,296 (per assessor); Below-grade finished area 340 (per assessor)
• HOA & community: HOA fee $54 monthly; includes lawn maintenance

Exterior

• Parking: Off-street parking with 2 spaces (total 2 garage/parking spaces listed)
• Utilities: Public water; Public sewer
• Home design: Interior townhouse/rowhouse; Fee simple ownership
• Construction: Vinyl siding; Block foundation; Shingle roof; Built (year estimated)
• Exterior features: Not in a federal flood zone; Pets allowed (number limit)

Interior

• Kitchen: Kitchen
• Bedrooms: Two bedrooms on the first upper level; One bedroom on the second upper level
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: One full bathroom; One half bathroom
• Heating & cooling: Central heating (forced air) fueled by natural gas; Central air conditioning (electric); Natural gas hot water
• Interior features: Very good condition; Finished basement with walkout and sump pump; Living room; Recreation room
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $220k.

Deal economics

• At list price, monthly cash flow is $-139 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $195k (11.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $180k (18.1% below list).
• Recommended offer: $180k (18.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 75/100 on livability (#427 in PA, #3,987 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, crime F, employment F.
• Central York SD (suburban): math 33% / reading 57% proficiency, ranked #244 of 539 in PA (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+6.4%/yr); 249 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $180,066 (18.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.82% ✗
• Cap rate: 5.53%
• Cash-on-cash: -2.71%
• DSCR: 0.88
• GRM: 10.2

CMA / ARV

• ARV (median comp): $218,401
• List price: $219,900
• Delta: 0.69%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2435 Woodmont Dr	0.21mi	3/1.5	1,420 (0%)	4mo	$216,400	$152	87
1008 Hearthridge Ln	0.21mi	3/1.5	1,440 (+1%)	1mo	$240,000	$167	87
2792 Woodmont Dr	0.18mi	3/1.5	1,440 (+1%)	6mo	$231,000	$160	84
3014 Village Cir W	0.30mi	2/2.0 (-1)	1,460 (+3%)	0mo	$270,000	$185	74
2730 Woodmont Dr	0.04mi	2/1.5 (-1)	1,296 (-9%)	6mo	$235,000	$181	73
1043 Village Way #1043	0.35mi	2/2.0 (-1)	1,460 (+3%)	5mo	$247,500	$170	68
1108 Village Way	0.34mi	2/2.0 (-1)	1,460 (+3%)	7mo	$235,000	$161	67
635 Robin Hill Cir	0.14mi	3/1.5	1,240 (-13%)	8mo	$199,000	$160	66
3044 Village Cir W	0.48mi	2/2.0 (-1)	1,460 (+3%)	4mo	$245,000	$168	63
2859 Woodmont Dr	0.33mi	3/1.5	1,616 (+14%)	2mo	$241,000	$149	60
2833 Woodmont Dr	0.29mi	2/1.5 (-1)	1,620 (+14%)	0mo	$220,000	$136	58
1029 Village Way	0.34mi	2/1.5 (-1)	1,566 (+10%)	9mo	$235,800	$151	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.38% rent growth · sell at horizon

5-year hold

• IRR: -17.0%
• Equity multiple: 0.38×
• Total profit: $-38,112
• Equity at exit: $32,788

10-year hold

• IRR: -3.5%
• Equity multiple: 0.73×
• Total profit: $-16,534
• Equity at exit: $19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17404

• Rents YoY: 6.4%
• Active inventory: 249
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $1,801 high
• Mortgage (P&I): −$1,153
• Tax from tax record: −$263 /mo · $3,155/yr
• Insurance: −$92
• HOA: −$54
• Vacancy / Maint / Mgmt: −$378
• Net cashflow: $-139

Break-even live

Break-even rent $1,977

Max offer price $195,317

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,975
• Closing costs: $6,597
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2220 N Susquehanna Trl York, PA	1.0–3.0	1.0–2.0	1073	$2,325	$2.17	13d	14	0.60mi
433 Piedmont Cir York, PA	3.0	1.5	1000	$1,656	$1.66	43d	1	0.97mi
433 Piedmont Cir York, PA	1.0–3.0	1.0–1.5	850	$1,655	$1.95	13d	2	0.97mi
2256 N Point Dr York, PA	2.0	1.5	1200	$1,650	$1.38	43d	1	1.18mi
217 Cedar Village Dr York, PA	1.0–3.0	1.5	1025	$1,710	$1.67	13d	1	1.20mi

HOA detail

• Monthly dues: $54 · $648/yr

Listing history 16 events

1. 2026-05-03
   status Pending 776-char remark
2. 2026-05-01
   listed $219,900 Active 776-char remark
3. 2026-04-24
   historical $219,900 776-char remark
4. 2020-03-05
   soldstatus $142,500
5. 2019-03-18
   soldstatus $142,500
6. 2019-03-15
   soldstatus $142,500 Closed 315-char remark

   Show marketing remark (315 chars)

   What a perfect Townhome in Hearthridge! This home is in great condition and all appliances are included. Large eat in kitchen. Sliding glass doors lead out to a private deck. Two bedrooms on the second floor with a private third floor loft bedroom. Finished walk out basement leading to a patio underneath the deck.

7. 2019-02-13
   status Pending 315-char remark

   Show marketing remark (315 chars)

   What a perfect Townhome in Hearthridge! This home is in great condition and all appliances are included. Large eat in kitchen. Sliding glass doors lead out to a private deck. Two bedrooms on the second floor with a private third floor loft bedroom. Finished walk out basement leading to a patio underneath the deck.

8. 2019-01-03
   price $142,500 315-char remark

   Show marketing remark (315 chars)

   What a perfect Townhome in Hearthridge! This home is in great condition and all appliances are included. Large eat in kitchen. Sliding glass doors lead out to a private deck. Two bedrooms on the second floor with a private third floor loft bedroom. Finished walk out basement leading to a patio underneath the deck.

9. 2018-07-14
   listed $139,900 Active 315-char remark

   Show marketing remark (315 chars)

   What a perfect Townhome in Hearthridge! This home is in great condition and all appliances are included. Large eat in kitchen. Sliding glass doors lead out to a private deck. Two bedrooms on the second floor with a private third floor loft bedroom. Finished walk out basement leading to a patio underneath the deck.

10. 2009-10-05
    historical

    Show marketing remark (102 chars)

    Great Opportunity to Own. 3 Bedroom Townhome in Hearthridge. Located in Central Schools, Close to I83.

11. 2009-10-02
    soldstatus $134,900
12. 2009-09-30
    soldstatus $134,900

    Show marketing remark (102 chars)

    Great Opportunity to Own. 3 Bedroom Townhome in Hearthridge. Located in Central Schools, Close to I83.

13. 2009-08-27
    listed $134,900

    Show marketing remark (102 chars)

    Great Opportunity to Own. 3 Bedroom Townhome in Hearthridge. Located in Central Schools, Close to I83.

14. 2004-05-10
    soldstatus $104,255
15. 2004-04-30
    soldstatus $104,155
16. 2003-12-04
    listed $99,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $3,155 · $263/mo
• Projected year-2 tax: $3,314 · $276/mo
• Expected delta: +$160/yr (+$13/mo · 5.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,608
• − Mortgage interest: −$12,318
• − Property taxes: −$3,155
• − Insurance: −$1,100
• − Repairs & maintenance: −$1,729
• − Management: −$1,729
• − HOA: −$648
• − Depreciation: −$6,397
• Taxable loss: −$5,466
• Est. tax savings @ 24.0%: +$1,312
• After-tax cash flow: $-358/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Central York SD
• NCES district ID: 4205490
• Math proficiency: 33% ▼ -2.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $64,385
• Composite: 39.92/100
• National rank: #3849
• State rank: #244 of 539 in PA

Livability — York

• Score: 75/100
• State rank: #427
• US rank: #3987

Category grades

Amenities D+ Commute A- Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: York County · 278,806 people
• City population: 184,764
• Metro: York-Hanover, PA
• Population (ZIP): 39,374
• Household income: $78,506
• Rent vs Own: 28.9% rent · 71.1% own
• Severe rent burden: 722.0

Population outlook (York County) Hauer SSP2

• Today (2025): 454,205 people
• By 2030: 457,407 · +0.7%
• By 2040: 457,529 · +0.7%
• By 2050: 448,261 · -1.3%
• By 2075: 427,388 · -5.9%
• By 2100: 384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 19% Black 12% Two or more races 8%
• Hispanic origin (detail): Mexican 2% Puerto Rican 9% Dominican 4%
• Common ancestry: Romanian 2% Slovak 2% Lithuanian 1%
• Foreign-born: 6% · Canada, Vietnam
• Languages at home: 85% English-only · Spanish 12% Russian/Polish/Slavic 1%

Political lean MEDSL · York

• 2024 margin: Strong R (+25.3) · D 36.9% · R 62.1%
• 2008→2024 swing: -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
• All cycles: 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -135.44%
• Current HPI: 237.5683
• Rent YoY: ▲ 6.38%
• Metro: York-Hanover, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+131.6% since first listed

17 events — show timeline

• 2026-06-09 Sold (MLS) $230,000 BRIGHT MLS
• 2026-05-03 Pending — BRIGHT MLS
• 2026-05-01 Listed $219,900 BRIGHT MLS
• 2026-04-24 Coming Soon $219,900 BRIGHT MLS
• 2020-03-05 Sold (Public Records) $142,500 Public Records
• 2019-03-18 Sold (Public Records) $142,500 Public Records
• 2019-03-15 Sold (MLS) $142,500 BRIGHT MLS
• 2019-02-13 Pending — BRIGHT MLS
• 2019-01-03 Price Changed $142,500 BRIGHT MLS
• 2018-07-14 Listed $139,900 BRIGHT MLS
• 2009-10-05 Listing Removed — BRIGHT MLS
• 2009-10-02 Sold (Public Records) $134,900 Public Records
• 2009-09-30 Sold (MLS) $134,900 BRIGHT MLS
• 2009-08-27 Listed $134,900 BRIGHT MLS
• 2004-05-10 Sold (Public Records) $104,255 Public Records
• 2004-04-30 Sold (MLS) $104,155 BRIGHT MLS
• 2003-12-04 Listed $99,300 BRIGHT MLS

Property tax history

+2.7%/yr

Latest (2026): $3,155 · +4.3% YoY. Source: county tax records.