1036 Briarfield Rd · Jackson, MS
Flood risk 8/10 · Major
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.4/30.0
- ARV discount +10.6/15.0
- DSCR +10.0/10.0
- 1% rule +6.8/10.0
- Rent growth +4.5/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$154,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Truly move in ready and in a great location! Great floorplan with 4 bedrooms and 2 baths,spacious rooms including living/dining with lots of natural light,den with fireplace,nice kitchen with double ovens,hardwood and tile flooring throughout,great private backyard with storage building,security system, and 2 car carport!
Key facts
- 2-car carport
- Briarwood community
- Cozy den
Tags
Property features AI
Exterior
- Parking: Carport (2 spaces); Total 4 parking spaces
- Utilities: Public water; Public sewer; Cable available
- Home design: Single family residence (house); One level; Move-in ready
- Construction: Fiberglass siding; Asphalt roof; Slab foundation; Built area: 1,727 (per assessor)
- Exterior features: Courtyard
Interior
- Kitchen: Built-in electric range
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Built-in electric range; Fireplace in the great room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $154k.
Deal economics
- At list price, monthly cash flow is $74 ($890/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $154k).
- Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Spann Elementary School (math 7% / reading 21%, grade F, #289 of 375 statewide, top 78%, 395 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
- Market conditions: Rents rising fast (+7.9%/yr); 221 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
- This rent runs 31% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 7.9% rent growth), your $43k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 408 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 19y ago; this cycle's ask has dropped $156k (50%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 408 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 10.18%
- Cash-on-cash
- 13.89%
- DSCR
- 1.62
- GRM
- 7.1
CMA / ARV
- ARV (on-the-fly)
- $165,792
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 223 S Park Dr | 0.33mi | 4/2.0 | 1,665 (-4%) | 2mo | $160,000 | $96 | 77 |
| 404 Colonial Cir | 0.31mi | 3/2.0 (-1) | 1,689 (-2%) | 1mo | $185,000 | $110 | 76 |
| 5247 Suffolk Cir | 0.41mi | 3/2.0 (-1) | 1,691 (-2%) | 0mo | $262,500 | $155 | 72 |
| 412 Colonial Cir | 0.37mi | 3/2.0 (-1) | 1,700 (-2%) | 6mo | $165,000 | $97 | 70 |
| 5506 Concord Dr | 0.18mi | 3/2.0 (-1) | 1,540 (-11%) | 1mo | $30,000 | $19 | 68 |
| 213 S Park Dr | 0.42mi | 3/2.0 (-1) | 1,674 (-3%) | 4mo | $159,900 | $96 | 67 |
| 1250 Summer Ln | 0.48mi | 4/2.0 | 1,615 (-6%) | 4mo | $101,000 | $63 | 63 |
| 5812 Concord Dr | 0.57mi | 3/2.0 (-1) | 1,796 (+4%) | 4mo | $106,000 | $59 | 59 |
| 1218 Plantation Blvd | 0.74mi | 3/2.0 (-1) | 1,650 (-4%) | 1mo | $145,000 | $88 | 53 |
| 5307 Pine Lane Dr | 0.56mi | 3/2.0 (-1) | 1,500 (-13%) | 1mo | $169,000 | $113 | 46 |
| 5727 Orchardview Dr | 0.63mi | 3/2.0 (-1) | 1,550 (-10%) | 5mo | $59,000 | $38 | 45 |
| 5849 Medallion Dr | 0.69mi | 4/3.0 | 1,934 (+12%) | 3mo | $184,900 | $96 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.9% rent growth · sell at horizon
- IRR
- -6.3%
- Equity multiple
- 0.75×
- Total profit
- $-10,701
- Equity at exit
- $23,036
- IRR
- 9.5%
- Equity multiple
- 1.93×
- Total profit
- $40,311
- Equity at exit
- $13,358
Cash invested: $43,260 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39211
- Rents YoY
- 7.9%
- Active inventory
- 221
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,817 high interval (Pro) →
- Mortgage (P&I)
- −$810
- Tax from tax record
- −$60 /mo · $722/yr
- Insurance
- −$64
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$382
- Net cashflow
- $74
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,625
- Closing costs
- $4,635
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5538 Pine Lane Dr Jackson, MS | 3.0 | 2.0 | 1627 | $1,465 | $0.90 | 43d | 1 | 0.51mi |
| 5544 Wayneland Dr Jackson, MS | 3.0 | 2.0 | 1800 | $1,831 | $1.02 | 43d | 1 | 0.57mi |
| 120 Parkway Dr Jackson, MS | 1.0–3.0 | 1.0–2.0 | 1076 | $2,255 | $2.10 | 13d | 15 | 0.61mi |
| 5301 Ridgewood Rd Jackson, MS | 3.0 | 2.0 | 1482 | $1,850 | $1.25 | 43d | 1 | 0.66mi |
| 212 Pimlico Pl Jackson, MS | 3.0 | 2.0 | 1600 | $900 | $0.56 | 13d | 1 | 0.85mi |
| 5125 Old Canton Rd Jackson, MS | 3.0 | 3.0 | 2025 | $2,100 | $1.04 | 23d | 1 | 0.88mi |
| 119 S Canton Club Cir Jackson, MS | 3.0 | 2.0 | 1444 | $1,595 | $1.10 | 23d | 1 | 0.93mi |
| 5855 Canton Park Dr Jackson, MS | 4.0 | 2.0 | 1955 | $1,675 | $0.86 | 23d | 1 | 1.00mi |
| 492 E Beasley Rd Jackson, MS | 1.0–3.0 | 1.0–2.0 | 1133 | $1,440 | $1.27 | 13d | 8 | 1.11mi |
| 1702 Jamestown Way Unit 1702 Jackson, MS | 3.0 | 2.0 | 1465 | $1,495 | $1.02 | 43d | 1 | 1.12mi |
| 2009 Lake Trace Dr Jackson, MS | 4.0 | 2.0 | 2028 | $1,950 | $0.96 | 13d | 1 | 1.16mi |
| 4750 Old Canton Rd Jackson, MS | 4.0 | 3.0 | 2085 | $2,200 | $1.06 | 23d | 1 | 1.43mi |
| 5421 Crepe Myrtle Dr Jackson, MS | 4.0 | 1.5 | 1079 | $1,295 | $1.20 | 23d | 1 | 1.48mi |
Listing history 37 events
-
2026-06-18days on market $154,500 Active 408 DOM
-
2026-06-17days on market $154,500 Active 407 DOM
-
2026-06-16days on market $154,500 Active 406 DOM
-
2026-06-15days on market $154,500 Active 405 DOM
-
2026-06-14pricedays on market $154,500 Active 403 DOM
-
2026-06-13days on market $155,000 Active 402 DOM
-
2026-06-10days on market $155,000 Active 400 DOM
-
2026-06-09days on market $155,000 Active 399 DOM
-
2026-06-08days on market $155,000 Active 398 DOM
-
2026-06-07days on market $155,000 Active 397 DOM
-
2026-06-05days on market $155,000 Active 394 DOM
-
2026-06-03days on market $155,000 Active 393 DOM
-
2026-06-02days on market $155,000 Active 392 DOM
-
2026-06-01days on market $155,000 Active 391 DOM
-
2026-05-31days on market $155,000 Active 390 DOM
-
2026-05-30days on market $155,000 Active 389 DOM
-
2026-05-25price $155,000
-
2026-05-25price $165,000
-
2026-05-25status Active
-
2026-03-25status Pending
-
2025-12-17price $190,000
-
2025-12-08price $180,000
-
2025-10-02price $280,000
-
2025-08-31status Active
-
2025-08-30historical
-
2025-08-25price $285,000
-
2025-08-13price $290,000
-
2025-06-03price $295,000
-
2025-05-06price $299,000
-
2025-03-29price $305,000
-
2025-03-05$310,000 Active
-
2007-11-27soldstatus 323-char remark
Show marketing remark (323 chars)
Truly move in ready and in a great location! Great floorplan with 4 bedrooms and 2 baths,spacious rooms including living/dining with lots of natural light,den with fireplace,nice kitchen with double ovens,hardwood and tile flooring throughout,great private backyard with storage building,security system, and 2 car carport!
-
2007-11-19soldstatus
-
2007-06-06$134,700 323-char remark
Show marketing remark (323 chars)
Truly move in ready and in a great location! Great floorplan with 4 bedrooms and 2 baths,spacious rooms including living/dining with lots of natural light,den with fireplace,nice kitchen with double ovens,hardwood and tile flooring throughout,great private backyard with storage building,security system, and 2 car carport!
-
2000-05-01soldstatus
-
1997-09-25soldstatus
-
1994-07-21soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $722 · $60/mo
- Projected year-2 tax
- $1,221 · $102/mo
- Expected delta
- +$498/yr (+$42/mo · 69.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,805
- − Mortgage interest
- −$8,654
- − Property taxes
- −$722
- − Insurance
- −$5,891
- − Repairs & maintenance
- −$1,744
- − Management
- −$1,744
- − Depreciation
- −$4,495
- Taxable loss
- −$1,446
- Est. tax savings @ 24.0%
- +$347
- After-tax cash flow
- $1,237/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 23,838
- Household income
- $69,426
- Rent vs Own
- Severe rent burden
- 736.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (59%)
- Race & ethnicity
- Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
- Common ancestry
- Serbian 2% Italian 2% Slovak 1%
- Foreign-born
- 2% · Canada, China
- Languages at home
- 96% English-only · Spanish 3% Chinese 1%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.99%
- Current HPI
- 145.5192
- Rent YoY
- ▲ 7.90%
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
+15.1% since first listed21 events — show timeline
- 2026-05-25 Price Changed $155,000 MLSU
- 2026-05-25 Price Changed $165,000 MLSU
- 2026-05-25 Relisted — MLSU
- 2026-03-25 Pending — MLSU
- 2025-12-17 Price Changed $190,000 MLSU
- 2025-12-08 Price Changed $180,000 MLSU
- 2025-10-02 Price Changed $280,000 MLSU
- 2025-08-31 Relisted — MLSU
- 2025-08-30 Listing Removed — MLSU
- 2025-08-25 Price Changed $285,000 MLSU
- 2025-08-13 Price Changed $290,000 MLSU
- 2025-06-03 Price Changed $295,000 MLSU
- 2025-05-06 Price Changed $299,000 MLSU
- 2025-03-29 Price Changed $305,000 MLSU
- 2025-03-05 Listed $310,000 MLSU
- 2007-11-27 Sold (MLS) — MLSU
- 2007-11-19 Sold (Public Records) — Public Records
- 2007-06-06 Listed $134,700 MLSU
- 2000-05-01 Sold (Public Records) — Public Records
- 1997-09-25 Sold (Public Records) — Public Records
- 1994-07-21 Sold (Public Records) — Public Records
Property tax history
+1.8%/yrLatest (2025): $722 · +6.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…