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B- Composite 67.21
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.4/30.0
  • ARV discount +10.6/15.0
  • DSCR +10.0/10.0
  • 1% rule +6.8/10.0
  • Rent growth +4.5/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$154,500

1036 Briarfield Rd · Jackson, MS 39211
4 bd · 2.0 ba · 1,727 sqft · SingleFamily public records · 408 Days on market
Built 1967 0.37 ac lot Est $166k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Truly move in ready and in a great location! Great floorplan with 4 bedrooms and 2 baths,spacious rooms including living/dining with lots of natural light,den with fireplace,nice kitchen with double ovens,hardwood and tile flooring throughout,great private backyard with storage building,security system, and 2 car carport!

Key facts

  • 2-car carport
  • Briarwood community
  • Cozy den

Tags

BRIARWOOD COMMUNITYFORMAL DINING ROOMCOZY DENCOVERED BACK PORCHLARGE PRIVATE YARD2-CAR CARPORT

Property features AI

Exterior

  • Parking: Carport (2 spaces); Total 4 parking spaces
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single family residence (house); One level; Move-in ready
  • Construction: Fiberglass siding; Asphalt roof; Slab foundation; Built area: 1,727 (per assessor)
  • Exterior features: Courtyard

Interior

  • Kitchen: Built-in electric range
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Built-in electric range; Fireplace in the great room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $154k.

Deal economics

  • At list price, monthly cash flow is $74 ($890/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $154k).
  • Recommended offer: $136k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
  • Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Spann Elementary School (math 7% / reading 21%, grade F, #289 of 375 statewide, top 78%, 395 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
  • Market conditions: Rents rising fast (+7.9%/yr); 221 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 7.9% rent growth), your $43k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 408 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 19y ago; this cycle's ask has dropped $156k (50%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 408 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
10.18%
Cash-on-cash
13.89%
DSCR
1.62
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$165,792
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
223 S Park Dr 0.33mi 4/2.0 1,665 (-4%) 2mo $160,000 $96 77
404 Colonial Cir 0.31mi 3/2.0 (-1) 1,689 (-2%) 1mo $185,000 $110 76
5247 Suffolk Cir 0.41mi 3/2.0 (-1) 1,691 (-2%) 0mo $262,500 $155 72
412 Colonial Cir 0.37mi 3/2.0 (-1) 1,700 (-2%) 6mo $165,000 $97 70
5506 Concord Dr 0.18mi 3/2.0 (-1) 1,540 (-11%) 1mo $30,000 $19 68
213 S Park Dr 0.42mi 3/2.0 (-1) 1,674 (-3%) 4mo $159,900 $96 67
1250 Summer Ln 0.48mi 4/2.0 1,615 (-6%) 4mo $101,000 $63 63
5812 Concord Dr 0.57mi 3/2.0 (-1) 1,796 (+4%) 4mo $106,000 $59 59
1218 Plantation Blvd 0.74mi 3/2.0 (-1) 1,650 (-4%) 1mo $145,000 $88 53
5307 Pine Lane Dr 0.56mi 3/2.0 (-1) 1,500 (-13%) 1mo $169,000 $113 46
5727 Orchardview Dr 0.63mi 3/2.0 (-1) 1,550 (-10%) 5mo $59,000 $38 45
5849 Medallion Dr 0.69mi 4/3.0 1,934 (+12%) 3mo $184,900 $96 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.9% rent growth · sell at horizon

5-year hold
IRR
-6.3%
Equity multiple
0.75×
Total profit
$-10,701
Equity at exit
$23,036
10-year hold
IRR
9.5%
Equity multiple
1.93×
Total profit
$40,311
Equity at exit
$13,358

Cash invested: $43,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39211

Rents YoY
7.9%
Active inventory
221
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,817 high interval (Pro) →
Mortgage (P&I)
$810
Tax from tax record
$60 /mo · $722/yr
Insurance
$64
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$382
Net cashflow
$74

Break-even live

Break-even rent $1,723
Max offer price $154,500
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,625
Closing costs
$4,635
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5538 Pine Lane Dr Jackson, MS 3.0 2.0 1627 $1,465 $0.90 43d 1 0.51mi
5544 Wayneland Dr Jackson, MS 3.0 2.0 1800 $1,831 $1.02 43d 1 0.57mi
120 Parkway Dr Jackson, MS 1.0–3.0 1.0–2.0 1076 $2,255 $2.10 13d 15 0.61mi
5301 Ridgewood Rd Jackson, MS 3.0 2.0 1482 $1,850 $1.25 43d 1 0.66mi
212 Pimlico Pl Jackson, MS 3.0 2.0 1600 $900 $0.56 13d 1 0.85mi
5125 Old Canton Rd Jackson, MS 3.0 3.0 2025 $2,100 $1.04 23d 1 0.88mi
119 S Canton Club Cir Jackson, MS 3.0 2.0 1444 $1,595 $1.10 23d 1 0.93mi
5855 Canton Park Dr Jackson, MS 4.0 2.0 1955 $1,675 $0.86 23d 1 1.00mi
492 E Beasley Rd Jackson, MS 1.0–3.0 1.0–2.0 1133 $1,440 $1.27 13d 8 1.11mi
1702 Jamestown Way Unit 1702 Jackson, MS 3.0 2.0 1465 $1,495 $1.02 43d 1 1.12mi
2009 Lake Trace Dr Jackson, MS 4.0 2.0 2028 $1,950 $0.96 13d 1 1.16mi
4750 Old Canton Rd Jackson, MS 4.0 3.0 2085 $2,200 $1.06 23d 1 1.43mi
5421 Crepe Myrtle Dr Jackson, MS 4.0 1.5 1079 $1,295 $1.20 23d 1 1.48mi

Listing history 37 events

  1. 2026-06-18
    days on market $154,500 Active 408 DOM
  2. 2026-06-17
    days on market $154,500 Active 407 DOM
  3. 2026-06-16
    days on market $154,500 Active 406 DOM
  4. 2026-06-15
    days on market $154,500 Active 405 DOM
  5. 2026-06-14
    pricedays on market $154,500 Active 403 DOM
  6. 2026-06-13
    days on market $155,000 Active 402 DOM
  7. 2026-06-10
    days on market $155,000 Active 400 DOM
  8. 2026-06-09
    days on market $155,000 Active 399 DOM
  9. 2026-06-08
    days on market $155,000 Active 398 DOM
  10. 2026-06-07
    days on market $155,000 Active 397 DOM
  11. 2026-06-05
    days on market $155,000 Active 394 DOM
  12. 2026-06-03
    days on market $155,000 Active 393 DOM
  13. 2026-06-02
    days on market $155,000 Active 392 DOM
  14. 2026-06-01
    days on market $155,000 Active 391 DOM
  15. 2026-05-31
    days on market $155,000 Active 390 DOM
  16. 2026-05-30
    days on market $155,000 Active 389 DOM
  17. 2026-05-25
    price $155,000
  18. 2026-05-25
    price $165,000
  19. 2026-05-25
    status Active
  20. 2026-03-25
    status Pending
  21. 2025-12-17
    price $190,000
  22. 2025-12-08
    price $180,000
  23. 2025-10-02
    price $280,000
  24. 2025-08-31
    status Active
  25. 2025-08-30
    historical
  26. 2025-08-25
    price $285,000
  27. 2025-08-13
    price $290,000
  28. 2025-06-03
    price $295,000
  29. 2025-05-06
    price $299,000
  30. 2025-03-29
    price $305,000
  31. 2025-03-05
    listed $310,000 Active
  32. 2007-11-27
    soldstatus 323-char remark
    Show marketing remark (323 chars)

    Truly move in ready and in a great location! Great floorplan with 4 bedrooms and 2 baths,spacious rooms including living/dining with lots of natural light,den with fireplace,nice kitchen with double ovens,hardwood and tile flooring throughout,great private backyard with storage building,security system, and 2 car carport!

  33. 2007-11-19
    soldstatus
  34. 2007-06-06
    listed $134,700 323-char remark
    Show marketing remark (323 chars)

    Truly move in ready and in a great location! Great floorplan with 4 bedrooms and 2 baths,spacious rooms including living/dining with lots of natural light,den with fireplace,nice kitchen with double ovens,hardwood and tile flooring throughout,great private backyard with storage building,security system, and 2 car carport!

  35. 2000-05-01
    soldstatus
  36. 1997-09-25
    soldstatus
  37. 1994-07-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$722 · $60/mo
Projected year-2 tax
$1,221 · $102/mo
Expected delta
+$498/yr (+$42/mo · 69.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,805
− Mortgage interest
−$8,654
− Property taxes
−$722
− Insurance
−$5,891
− Repairs & maintenance
−$1,744
− Management
−$1,744
− Depreciation
−$4,495
Taxable loss
−$1,446
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$347
After-tax cash flow
$1,237/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jackson Public School District
NCES district ID
2802190
Math proficiency
9% ▼ -14.00%
Reading proficiency
18% ▼ -7.00%
Median HH income
$33,234
Composite
10.89/100
National rank
#9755
State rank
#112 of 130 in MS

Livability — Jackson

Score
68/100
State rank
#66
US rank
#9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jackson, MS
County
Hinds County · 167,040 people
City population
140,204
Metro
Jackson, MS
Population (ZIP)
23,838
Household income
$69,426
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
736.0

Population outlook (Hinds County) Hauer SSP2

Today (2025)
242,528 people
By 2030
241,113 · -0.6%
By 2040
235,557 · -2.9%
By 2050
226,946 · -6.4%
By 2075
199,995 · -17.5%
By 2100
164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (59%)
Race & ethnicity
Black 59% White 36% Hispanic / Latino 3% Two or more races 2%
Common ancestry
Serbian 2% Italian 2% Slovak 1%
Foreign-born
2% · Canada, China
Languages at home
96% English-only · Spanish 3% Chinese 1%

Political lean MEDSL · Hinds

2024 margin
Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
2008→2024 swing
+7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
All cycles
2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.99%
Current HPI
145.5192
Rent YoY
▲ 7.90%
Metro
Jackson, MS
State GDP YoY
F500 in state
0

Price history

+15.1% since first listed
21 events — show timeline
  • 2026-05-25 Price Changed $155,000 MLSU
  • 2026-05-25 Price Changed $165,000 MLSU
  • 2026-05-25 Relisted MLSU
  • 2026-03-25 Pending MLSU
  • 2025-12-17 Price Changed $190,000 MLSU
  • 2025-12-08 Price Changed $180,000 MLSU
  • 2025-10-02 Price Changed $280,000 MLSU
  • 2025-08-31 Relisted MLSU
  • 2025-08-30 Listing Removed MLSU
  • 2025-08-25 Price Changed $285,000 MLSU
  • 2025-08-13 Price Changed $290,000 MLSU
  • 2025-06-03 Price Changed $295,000 MLSU
  • 2025-05-06 Price Changed $299,000 MLSU
  • 2025-03-29 Price Changed $305,000 MLSU
  • 2025-03-05 Listed $310,000 MLSU
  • 2007-11-27 Sold (MLS) MLSU
  • 2007-11-19 Sold (Public Records) Public Records
  • 2007-06-06 Listed $134,700 MLSU
  • 2000-05-01 Sold (Public Records) Public Records
  • 1997-09-25 Sold (Public Records) Public Records
  • 1994-07-21 Sold (Public Records) Public Records

Property tax history

+1.8%/yr

Latest (2025): $722 · +6.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…