55 Meadowview Lot 55 Dr · Weigelstown, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.0/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$80,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 55 Meadowview! Home boasts lots of upgrades with an easy living space of 3 bedrooms and 1 bathroom, must be park approved.
Key facts
- Parking
- Built 1989
- Listed 47 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $80k.
Deal economics
- At list price, monthly cash flow is $764 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
- Cap rate 17.7% vs local median 3.3% in Weigelstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#527 in PA, #4,886 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D-, amenities F, commute F.
- Dover Area SD (suburban): math 39% / reading 54% proficiency, ranked #232 of 539 in PA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 170 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 47 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.98% ✓
- Cap rate
- 17.75%
- Cash-on-cash
- 40.90%
- DSCR
- 2.82
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $42,144
- List price
- $80,000
- Delta
- 89.82%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 37.4%
- Equity multiple
- 2.59×
- Total profit
- $35,649
- Equity at exit
- $11,928
- IRR
- 44.0%
- Equity multiple
- 5.18×
- Total profit
- $93,591
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17315
- Home prices YoY
- -28.5%
- Active inventory
- 170
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,582 medium interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax from tax record
- −$33 /mo · $397/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$332
- Net cashflow
- $764
Break-even live
Sensitivity live
| Price | -10% $809 | -5% $786 | +0% $764 | +5% $741 | +10% $718 |
|---|---|---|---|---|---|
| Rent | -10% $639 | -5% $701 | +0% $764 | +5% $826 | +10% $888 |
| Rate | -1.0pp $804 | -0.5pp $784 | base $764 | +0.5pp $743 | +1.0pp $722 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2670 Springhouse Bnd Dover, PA | 1.0–2.0 | 1.0–2.0 | 991 | $1,765 | $1.78 | 14d | 17 | 0.55mi |
| 3230 Oakland Rd Unit 1 Dover, PA | 1.0 | 1.5 | 552 | $1,075 | $1.95 | 45d | 1 | 1.31mi |
| 2451 Log Cabin Rd York, PA | 2.0 | 1.0 | 596 | $1,400 | $2.35 | 14d | 1 | 1.46mi |
Listing history 6 events
-
2026-05-12status Pending 133-char remark
Show marketing remark (133 chars)
Welcome to 55 Meadowview! Home boasts lots of upgrades with an easy living space of 3 bedrooms and 1 bathroom, must be park approved.
-
2026-03-26$80,000 Active 133-char remark
Show marketing remark (133 chars)
Welcome to 55 Meadowview! Home boasts lots of upgrades with an easy living space of 3 bedrooms and 1 bathroom, must be park approved.
-
2025-11-30historical
-
2025-11-24status Active
-
2025-10-21historical
-
2025-07-23$80,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $397 · $33/mo
- Projected year-2 tax
- $830 · $69/mo
- Expected delta
- +$434/yr (+$36/mo · 109.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,979
- − Mortgage interest
- −$4,481
- − Property taxes
- −$397
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,518
- − Management
- −$1,518
- − Depreciation
- −$2,327
- Taxable income
- $8,337
- Est. tax owed @ 24.0%
- −$2,001
- After-tax cash flow
- $7,161/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dover Area SD
- NCES district ID
- 4207680
- Math proficiency
- 39% ▼ -12.00%
- Reading proficiency
- 54% ▼ -9.00%
- Median HH income
- $56,418
- Composite
- 40.44/100
- National rank
- #3725
- State rank
- #232 of 539 in PA
Livability — Weigelstown
- Score
- 74/100
- State rank
- #527
- US rank
- #4886
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Weigelstown, PA
- Population (ZIP)
- 26,434
Population outlook (York County) Hauer SSP2
- Today (2025)
- 454,205 people
- By 2030
- 457,407 · +0.7%
- By 2040
- 457,529 · +0.7%
- By 2050
- 448,261 · -1.3%
- By 2075
- 427,388 · -5.9%
- By 2100
- 384,218 · -15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 5% Hispanic / Latino 4% Black 3% Asian 1%
- Common ancestry
- Romanian 3% Iranian 2% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · York
- 2024 margin
- Strong R (+25.3) · D 36.9% · R 62.1%
- 2008→2024 swing
- -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
- All cycles
- 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.65%
- Current HPI
- 247.2403
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+0.0% since first listed6 events — show timeline
- 2026-05-12 Pending — BRIGHT MLS
- 2026-03-26 Listed $80,000 BRIGHT MLS
- 2025-11-30 Listing Removed — BRIGHT MLS
- 2025-11-24 Relisted — BRIGHT MLS
- 2025-10-21 Listing Removed — BRIGHT MLS
- 2025-07-23 Listed $80,000 BRIGHT MLS
Property tax history
+1.8%/yrLatest (2025): $397 · +0.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…