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1449 Price Bridge Rd
C- Composite 51.69
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • Appreciation +5.8/10.0
  • 1% rule +3.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.3/5.0
  • Schools +1.8/10.0

$130,000

1449 Price Bridge Rd · Broomtown, AL 30730
3 bd · 1.5 ba · 1,136 sqft · Other public records · 77 Days on market
Built 1999 1.01 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Your Dream Mini-Homestead Awaits! Embrace country living on a sprawling 1.01 acres. Welcome to your own slice of rural paradise. Nestled on a picturesque 1.01 acre lot, this 3 bedroom, 1.5 bathroom home is the homestead you have been waiting for whether you are an experienced homesteader or simply dreaming of mountain views, open acres and a more sustainable lifestyle, this property offers the perfect canvas to bring your vision to life. Step inside to discover a warm welcoming layout design for comfortable living. The home features natural light and space with the heart of living by a classic wood-burning stove, open concept and outdoors to include a greenhouse, small livestock fenced area, chicken coop and rabbit enclosure with a small pond to include raised garden beds. This space has endless opportunity to make it your own.

Key facts

  • Rabbit enclosure
  • Wood-burning stove
  • Picturesque lot

Tags

PICTURESQUE LOTWOOD-BURNING STOVEGREENHOUSESMALL LIVESTOCK FENCED AREACHICKEN COOPRABBIT ENCLOSURE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath other listed at $130k.

Deal economics

  • At list price, monthly cash flow is $143 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $116k (11.1% below list).
  • Recommended offer: $116k (11.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 46/100 on livability (#547 in AL) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A; Watch: schools F, amenities F, commute F.
  • Chattooga County (rural): math 18% / reading 26% proficiency, ranked #140 of 174 in GA (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 2 units permitted in Chattooga County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($899 loan paydown + $2k appreciation (1.6% local appreciation)).
  • Chattooga County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (1.6% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 77 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $115,597 (11.1% below list)

Questions for the listing agent

  1. It's been on market 77 days. Have you received any prior offers? Is the seller open to a 11% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
7.61%
Cash-on-cash
4.71%
DSCR
1.21
GRM
9.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

1.61% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.0%
Equity multiple
1.42×
Total profit
$15,421
Equity at exit
$48,587
10-year hold
IRR
11.5%
Equity multiple
2.49×
Total profit
$54,301
Equity at exit
$67,956

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 30730

Home prices YoY
1.6%
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,156 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$34 /mo · $414/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$243
Net cashflow
$143

Break-even live

Break-even rent $975
Max offer price $130,000
Occupancy floor 83%

Sensitivity live

Price -10% $216 -5% $180 +0% $143 +5% $106 +10% $69
Rent -10% $52 -5% $97 +0% $143 +5% $188 +10% $234
Rate -1.0pp $208 -0.5pp $176 base $143 +0.5pp $109 +1.0pp $75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-21
    days on market $130,000 Active 77 DOM
  2. 2026-06-19
    days on market $130,000 Active 75 DOM
  3. 2026-06-18
    days on market $130,000 Active 74 DOM
  4. 2026-06-17
    days on market $130,000 Active 73 DOM
  5. 2026-06-16
    days on market $130,000 Active 72 DOM
  6. 2026-06-15
    days on market $130,000 Active 71 DOM
  7. 2026-06-14
    days on market $130,000 Active 69 DOM
  8. 2026-06-13
    days on market $130,000 Active 68 DOM
  9. 2026-06-10
    days on market $130,000 Active 66 DOM
  10. 2026-06-09
    days on market $130,000 Active 65 DOM
  11. 2026-06-08
    days on market $130,000 Active 64 DOM
  12. 2026-06-07
    days on market $130,000 Active 63 DOM
  13. 2026-06-05
    days on market $130,000 Active 60 DOM
  14. 2026-06-03
    days on market $130,000 Active 59 DOM
  15. 2026-06-02
    days on market $130,000 Active 58 DOM
  16. 2026-06-01
    days on market $130,000 Active 57 DOM
  17. 2026-05-31
    days on market $130,000 Active 56 DOM
  18. 2026-05-30
    days on market $130,000 Active 55 DOM
  19. 2026-04-02
    listed $130,000 New 839-char remark
    Show marketing remark (839 chars)

    Your Dream Mini-Homestead Awaits! Embrace country living on a sprawling 1.01 acres. Welcome to your own slice of rural paradise. Nestled on a picturesque 1.01 acre lot, this 3 bedroom, 1.5 bathroom home is the homestead you have been waiting for whether you are an experienced homesteader or simply dreaming of mountain views, open acres and a more sustainable lifestyle, this property offers the perfect canvas to bring your vision to life. Step inside to discover a warm welcoming layout design for comfortable living. The home features natural light and space with the heart of living by a classic wood-burning stove, open concept and outdoors to include a greenhouse, small livestock fenced area, chicken coop and rabbit enclosure with a small pond to include raised garden beds. This space has endless opportunity to make it your own.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$414 · $34/mo
Projected year-2 tax
$533 · $44/mo
Expected delta
+$119/yr (+$10/mo · 28.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,872
− Mortgage interest
−$7,282
− Property taxes
−$414
− Insurance
−$650
− Repairs & maintenance
−$1,110
− Management
−$1,110
− Depreciation
−$3,782
Taxable loss
−$476
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$114
After-tax cash flow
$1,828/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Chattooga County
NCES district ID
1301080
Math proficiency
18% ▼ -15.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$33,123
Composite
17.93/100
National rank
#8996
State rank
#140 of 174 in GA

Livability — Broomtown

Score
46/100
State rank
#547
US rank
#26480

Category grades

Amenities F Commute F Cost of living B- Crime A Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,104

Population outlook (Chattooga County) Hauer SSP2

Today (2025)
23,451 people
By 2030
22,595 · -3.7%
By 2040
20,808 · -11.3%
By 2050
19,079 · -18.6%
By 2075
15,131 · -35.5%
By 2100
10,904 · -53.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Black 5%
Common ancestry
Slovak 2% Italian 1% Iranian 1%
Foreign-born
0% · South Korea

Political lean MEDSL · Chattooga

2024 margin
Solid R (+64.2) · D 17.7% · R 81.9%
2008→2024 swing
-28.4pp toward R · 2008: -35.8pp · 2024: -64.2pp
All cycles
2024: R+64.2 2020: R+61.8 2016: R+58.8 2012: R+41.3 2008: R+35.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.61%
Current HPI
101.1495
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-02 Listed $130,000 GAMLS

Property tax history

+0.0%/yr

Latest (2021): $414 · -4.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…