1325 Woods St · Jacksonville, FL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- Livability +4.2/5.0
- DSCR +4.0/10.0
- Schools +3.9/10.0
- 1% rule +3.8/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$125,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nice bungalow home with front porch, new carpet, fenced yard and freshly painted. Great investment opportunity with immediate cash flow.
Key facts
- 4,791 sq ft lot
- Garage
- Built 1909
Property features AI
Finance
- HOA & community: Not a senior community
Exterior
- Parking: Attached garage; Off-street parking; Other parking
- Utilities: 150 amp electric service; Public sewer; Electricity and water available and connected
- Home design: Single-family residence; One story; Used as investment and residential
- Construction: Shingle roof; Other structures on site
- Exterior features: Porch; Fenced yard; City street frontage; Concrete road surface
Interior
- Kitchen: Convection oven; Electric range; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air
- Interior features: Fireplace (1)
- Laundry & utility: Washer hookup; Electric dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $125k.
Deal economics
- At list price, monthly cash flow is $-1 ($-8/yr) — negative.
- To cash-flow at today's rent, offer at most $125k (0.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $110k (11.6% below list).
- Recommended offer: $110k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.3% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
- This rent runs 43% of the median local income ($31k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 129 days — a 12% lower offer ($110k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 9y ago; this cycle's ask is 25% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
- Current owner paid $73k; list at $125k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1909 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1909 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.29%
- Cash-on-cash
- -0.02%
- DSCR
- 1.00
- GRM
- 9.4
CMA / ARV
- ARV (on-the-fly)
- $85,448
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1116 Fairfax St | 0.17mi | 3/1.0 (+1) | 1,000 (+3%) | 2mo | $173,017 | $173 | 80 |
| 1725 Seminary St | 0.27mi | 3/1.0 (+1) | 996 (+3%) | 3mo | $88,000 | $88 | 76 |
| 1550 W 2nd St | 0.44mi | 3/2.0 (+1) | 972 (+0%) | 2mo | $123,500 | $127 | 68 |
| 1519 8th St W | 0.60mi | 3/1.0 (+1) | 996 (+3%) | 0mo | $20,000 | $20 | 62 |
| 2067 Woodside St | 0.58mi | 3/1.0 (+1) | 1,013 (+4%) | 1mo | $34,900 | $34 | 60 |
| 2202 W 1st St | 0.68mi | 3/1.0 (+1) | 988 (+2%) | 2mo | $56,900 | $58 | 59 |
| 1831 Broadway Ave | 0.42mi | 3/2.0 (+1) | 1,050 (+8%) | 3mo | $95,000 | $90 | 56 |
| 2081 Baldwin St | 0.62mi | 3/1.0 (+1) | 915 (-6%) | 2mo | $47,000 | $51 | 55 |
| 2108 Yulee St | 0.62mi | 3/1.0 (+1) | 873 (-10%) | 0mo | $117,000 | $134 | 49 |
| 2231 Placeda St | 0.72mi | 2/1.0 | 1,081 (+11%) | 2mo | $26,000 | $24 | 46 |
| 2009 Almeda St | 0.74mi | 3/1.0 (+1) | 889 (-8%) | 2mo | $43,000 | $48 | 45 |
| 1783 W 10th St | 0.52mi | 3/2.0 (+1) | 1,084 (+12%) | 3mo | $211,020 | $195 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.81% rent growth · sell at horizon
- IRR
- -17.7%
- Equity multiple
- 0.38×
- Total profit
- $-21,584
- Equity at exit
- $18,638
- IRR
- -12.2%
- Equity multiple
- 0.31×
- Total profit
- $-23,997
- Equity at exit
- $10,808
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32209
- Home prices YoY
- -22.1%
- Rents YoY
- 1.8%
- Active inventory
- 394
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,104 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax from tax record
- −$166 /mo · $1,988/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$232
- Net cashflow
- $-1
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1319 Woods St Jacksonville, FL | 3.0 | 2.0 | 1103 | $1,221 | $1.11 | 23d | 1 | 0.03mi |
| 1911 W 3rd St Jacksonville, FL | 3.0 | 1.0 | 912 | $1,050 | $1.15 | 4d | 1 | 0.08mi |
| 1866 W 6th St Jacksonville, FL | 3.0 | 1.0 | 1064 | $1,120 | $1.05 | 4d | 1 | 0.11mi |
| 1783 W 3rd St Jacksonville, FL | 3.0 | 1.0 | 816 | $650 | $0.80 | 23d | 1 | 0.17mi |
| 1788 W 5th St Jacksonville, FL | 3.0 | 2.0 | 948 | $1,295 | $1.37 | 23d | 1 | 0.18mi |
| 1934 W 6th St Jacksonville, FL | 3.0 | 1.0 | 948 | $1,125 | $1.19 | 23d | 1 | 0.18mi |
| 1710 W 2nd St Unit A Jacksonville, FL | 2.0 | 1.0 | 939 | $800 | $0.85 | 23d | 1 | 0.28mi |
| 1751 Broadway Ave Jacksonville, FL | 2.0 | 1.0 | 1000 | $1,525 | $1.52 | 4d | 1 | 0.30mi |
| 2011 W 5th St Jacksonville, FL | 3.0 | 1.0 | 988 | $1,150 | $1.16 | 23d | 1 | 0.36mi |
| 1721 Campus St Jacksonville, FL | 3.0 | 2.0 | 909 | $1,400 | $1.54 | 23d | 1 | 0.36mi |
| 1649 State St W Jacksonville, FL | 2.0 | 1.0 | 540 | $780 | $1.44 | 23d | 1 | 0.38mi |
| 1934 Ella St Jacksonville, FL | 3.0 | 1.0 | 1045 | $1,095 | $1.05 | 20d | 1 | 0.38mi |
| 1776 Spires Ave Unit 2 Jacksonville, FL | 2.0 | 1.0 | 800 | $1,125 | $1.41 | 4d | 1 | 0.38mi |
| 1657 Union St W Unit 1 Jacksonville, FL | 2.0 | 1.0 | 700 | $1,050 | $1.50 | 1d | 1 | 0.43mi |
| 1651 Union St W Jacksonville, FL | 2.0 | 1.0 | 675 | $900 | $1.33 | 23d | 1 | 0.43mi |
| 1979 Yulee St Jacksonville, FL | 3.0 | 2.0 | 1050 | $1,500 | $1.43 | 23d | 1 | 0.43mi |
| 1729 Logan St W Unit 3 Jacksonville, FL | 2.0 | 1.0 | 694 | $850 | $1.22 | 23d | 1 | 0.45mi |
| 2008 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $950 | $1.27 | 21d | 1 | 0.48mi |
| 2012 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $950 | $1.27 | 20d | 1 | 0.48mi |
| 1539 Union St W Jacksonville, FL | 3.0 | 1.5 | 1000 | $1,144 | $1.14 | 13d | 1 | 0.49mi |
| 1923 Fairfax St Jacksonville, FL | 2.0 | 1.0 | 616 | $835 | $1.36 | 14d | 1 | 0.51mi |
| 844 Tyler St Unit 1 Jacksonville, FL | 2.0 | 1.0 | 800 | $900 | $1.12 | 7d | 1 | 0.52mi |
| 1570 Mc Conihe St Unit B Jacksonville, FL | 2.0 | 1.0 | 714 | $875 | $1.23 | 23d | 1 | 0.53mi |
| 2016 McMillan St Jacksonville, FL | 2.0 | 1.0 | 812 | $650 | $0.80 | 23d | 1 | 0.54mi |
| 1537 7th St W Unit B Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 23d | 1 | 0.56mi |
| 1537 W 7th St Jacksonville, FL | 3.0 | 1.0 | 950 | $1,050 | $1.11 | 7d | 1 | 0.56mi |
| 2004 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $950 | $1.27 | 21d | 1 | 0.56mi |
| 2002 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $950 | $1.27 | 21d | 2 | 0.56mi |
| 2036 W 11th St Jacksonville, FL | 2.0 | 2.5 | 698 | $1,250 | $1.79 | 21d | 1 | 0.57mi |
| 2000 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $950 | $1.27 | 23d | 1 | 0.57mi |
| 2020 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $950 | $1.27 | 23d | 1 | 0.58mi |
| 1534 Morgan St Unit 1-4 Jacksonville, FL | 3.0 | 1.0 | 694 | $999 | $1.44 | 23d | 1 | 0.59mi |
| 2116 McMillan St Jacksonville, FL | 3.0 | 1.5 | 1120 | $1,425 | $1.27 | 21d | 1 | 0.59mi |
| 1478 W 5th St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 4d | 1 | 0.59mi |
| 1478 W 5th St Jacksonville, FL | 3.0 | 1.0 | 960 | $1,225 | $1.28 | 23d | 1 | 0.59mi |
| 2100 Palafox St Jacksonville, FL | 2.0 | 1.0 | 750 | $975 | $1.30 | 23d | 1 | 0.60mi |
| 1437 Prince St Unit 1437 Jacksonville, FL | 2.0 | 1.0 | 700 | $1,120 | $1.60 | 23d | 1 | 0.61mi |
| 1448 Union St W Jacksonville, FL | 3.0 | 1.0 | 958 | $1,200 | $1.25 | 23d | 1 | 0.61mi |
| 2210 Pullman Ave Jacksonville, FL | 3.0 | 1.0 | 940 | $1,050 | $1.12 | 3d | 1 | 0.61mi |
| 1538 Ella St Unit 1 Jacksonville, FL | 2.0 | 1.0 | 700 | $1,100 | $1.57 | 23d | 1 | 0.61mi |
Listing history 29 events
-
2026-06-18days on market $125,000 Active 129 DOM
-
2026-06-17days on market $125,000 Active 128 DOM
-
2026-06-16days on market $125,000 Active 127 DOM
-
2026-06-15days on market $125,000 Active 126 DOM
-
2026-06-10days on market $125,000 Active 120 DOM
-
2026-06-08days on market $125,000 Active 119 DOM
-
2026-06-07days on market $125,000 Active 118 DOM
-
2026-06-03days on market $125,000 Active 114 DOM
-
2026-06-02days on market $125,000 Active 113 DOM
-
2026-06-01days on market $125,000 Active 112 DOM
-
2026-05-31days on market $125,000 Active 111 DOM
-
2026-05-21status Active
-
2026-05-21price $125,000
-
2026-05-02historical
-
2026-02-12price $99,999
-
2026-01-20$100,000 Active
-
2021-03-03soldstatus $73,000
-
2021-02-25soldstatus $47,000
-
2021-02-12soldstatus $47,000 Sold 137-char remark
Show marketing remark (137 chars)
Nice bungalow home with front porch, new carpet, fenced yard and freshly painted. Great investment opportunity with immediate cash flow.
-
2021-01-27status Pending 137-char remark
Show marketing remark (137 chars)
Nice bungalow home with front porch, new carpet, fenced yard and freshly painted. Great investment opportunity with immediate cash flow.
-
2021-01-25historical Active - Contingent 137-char remark
Show marketing remark (137 chars)
Nice bungalow home with front porch, new carpet, fenced yard and freshly painted. Great investment opportunity with immediate cash flow.
-
2021-01-20$52,500 Active 137-char remark
Show marketing remark (137 chars)
Nice bungalow home with front porch, new carpet, fenced yard and freshly painted. Great investment opportunity with immediate cash flow.
-
2017-10-12soldstatus $21,459 Sold 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
-
2017-09-29status Pending 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
-
2017-09-22historical Active - Contingent 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
-
2017-09-17price $24,900 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
-
2017-09-17status Active 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
-
2017-09-09historical 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
-
2017-09-01$29,000 Active 692-char remark
Show marketing remark (692 chars)
Turn of the century, 1909 built, wood construction home in College Park. Aluminum siding. Updated electrical panel. Galvanized plumbing. W/H 2002. Utilities On. Appliances included. Three bedroom, one bathroom. Nine hundred and seventy one square feet of living room space. Fenced in yard. Walking distance to Smart Pope Livingston Elementary and Edwards Waters College. Five minutes from downtown Jacksonville, thirty minutes to the beaches. Come make this house a home again. No verbal offers will be considered, all offers are to be made in written form using a purchase and sale agreement and include proof of funds or mortgage approval letter. Digital signatures are acceptable.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,988 · $166/mo
- Projected year-2 tax
- $1,988 · $166/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,254
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,988
- − Insurance
- −$625
- − Repairs & maintenance
- −$1,060
- − Management
- −$1,060
- − Depreciation
- −$3,636
- Taxable loss
- −$2,118
- Est. tax savings @ 24.0%
- +$508
- After-tax cash flow
- $500/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 34,657
- Household income
- $30,514
- Rent vs Own
- Severe rent burden
- 2921.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (88%)
- Race & ethnicity
- Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
- Hispanic origin (detail)
- Puerto Rican 3%
- Common ancestry
- Hispanic 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 4% French/Haitian/Cajun 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -53.92%
- Current HPI
- 189.5977
- Rent YoY
- ▲ 1.81%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+331.0% since first listed18 events — show timeline
- 2026-05-21 Relisted — realMLS
- 2026-05-21 Price Changed $125,000 realMLS
- 2026-05-02 Listing Removed — realMLS
- 2026-02-12 Price Changed $99,999 realMLS
- 2026-01-20 Listed $100,000 realMLS
- 2021-03-03 Sold (Public Records) $73,000 Public Records
- 2021-02-25 Sold (Public Records) $47,000 Public Records
- 2021-02-12 Sold (MLS) $47,000 realMLS
- 2021-01-27 Pending — realMLS
- 2021-01-25 Contingent — realMLS
- 2021-01-20 Listed $52,500 realMLS
- 2017-10-12 Sold (MLS) $21,459 realMLS
- 2017-09-29 Pending — realMLS
- 2017-09-22 Contingent — realMLS
- 2017-09-17 Price Changed $24,900 realMLS
- 2017-09-17 Relisted — realMLS
- 2017-09-09 Listing Removed — realMLS
- 2017-09-01 Listed $29,000 realMLS
Property tax history
+13.8%/yrLatest (2025): $1,988 · +19.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…