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737 W Calle Taja
D- Composite 35.15
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.5/15.0
  • Cash flow +7.9/30.0
  • Schools +3.5/10.0
  • Livability +3.5/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.9/10.0
  • Appreciation +0.0/10.0

$334,990

737 W Calle Taja · Sahuarita, AZ 85629
5 bd · 3.0 ba · 2,179 sqft · Land · 60 Days on market
Built 2026 8,276 sqft lot $154/sqft · 7% below area Est $359k · 7% under $125/mo HOA · 5% of rent ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

5 Bed | 3 Bath | 2 Bay | 2179 sqft

Key facts

  • Contemporary kitchen
  • Quartz counters
  • Sage floor plan

Tags

SAGE FLOOR PLANOPEN LAYOUTGREAT ROOMCONTEMPORARY KITCHENQUARTZ COUNTERSLG APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath land listed at $335k.

Deal economics

  • At list price, monthly cash flow is $-364 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $282k (15.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (21.6% below list).
  • Recommended offer: $263k (21.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.0% vs local median 3.7% in Sahuarita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#43 in AZ) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Sahuarita Unified District (4411) (town): math 32% / reading 46% proficiency, ranked #63 of 249 in AZ (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sahuarita Intermediate School (math 32% / reading 50%, grade F, #386 of 1,109 statewide, top 35%, 392 students, 36% FRL); Sahuarita Middle School (math 26% / reading 43%, grade F, #65 of 218 statewide, top 30%, 579 students, 40% FRL); Sahuarita High School (math 17% / reading 27%, grade F, #212 of 381 statewide, top 57%, 1,146 students, 38% FRL).
  • Market conditions: Rents flat; 453 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 60 days — a 3% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $262,777 (21.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
4.99%
Cash-on-cash
-4.66%
DSCR
0.79
GRM
10.6

CMA / ARV

ARV (median comp)
$358,990
List price
$334,990
Delta
-6.69%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.31% rent growth · sell at horizon

5-year hold
IRR
-27.4%
Equity multiple
0.10×
Total profit
$-84,282
Equity at exit
$49,948
10-year hold
IRR
-40.1%
Equity multiple
-0.38×
Total profit
$-129,711
Equity at exit
$28,964

Cash invested: $93,797 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85629

Home prices YoY
-20.7%
Rents YoY
0.3%
Active inventory
453
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$2,628 medium interval (Pro) →
Mortgage (P&I)
$1,757
Tax est. 1.5%
$419 /mo · $5,025/yr
Insurance
$140
HOA
$125
Vacancy / Maint / Mgmt
$552
Net cashflow
$-364

Break-even live

Break-even rent $3,089
Max offer price $282,304
Occupancy floor

Sensitivity live

Price -10% $-133 -5% $-248 +0% $-364 +5% $-480 +10% $-596
Rent -10% $-572 -5% $-468 +0% $-364 +5% $-260 +10% $-157
Rate -1.0pp $-195 -0.5pp $-279 base $-364 +0.5pp $-451 +1.0pp $-539

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,748
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
704 W Calle Vela Mayor Sahuarita, AZ 4.0 3.5 2685 $2,495 $0.93 5d 1 0.70mi
836 W Calle Falerno Sahuarita, AZ 4.0 2.0 1915 $2,175 $1.14 5d 1 0.81mi
16415 S Paseo La Daga Sahuarita, AZ 4.0 3.0 2162 $2,300 $1.06 45d 1 0.85mi
17741 S Silent Meadows Path Sahuarita, AZ 4.0 3.0 2431 $2,200 $0.90 3d 1 0.98mi

HOA detail

Monthly dues
$125 · $1,500/yr

Listing history 10 events

  1. 2026-06-01
    statusdays on market $334,990 Pending 60 DOM
  2. 2026-05-31
    days on market $334,990 Active 59 DOM
  3. 2026-05-16
    status Active 34-char remark
    Show marketing remark (34 chars)

    5 Bed | 3 Bath | 2 Bay | 2179 sqft

  4. 2026-05-11
    historical 34-char remark
    Show marketing remark (34 chars)

    5 Bed | 3 Bath | 2 Bay | 2179 sqft

  5. 2026-04-20
    price $334,990 34-char remark
    Show marketing remark (586 chars)

    Discover your dream home in Entrada Del Toro! Introducing the Sage Floor Plan--a two-story design blending modern convenience with elegant features. The main level offers an open layout with a great room, dining area, and contemporary kitchen featuring quartz counters and LG appliances. A versatile flex space can serve as a home office or extra living area. Upstairs, find three spacious bedrooms, including a primary suite with walk-in closet and ensuite bath with double vanity. Each bedroom provides comfort and privacy. Plus, enjoy a 2-bay garage and thoughtful design throughout.

  6. 2026-04-20
    price $334,990 586-char remark
    Show marketing remark (586 chars)

    Discover your dream home in Entrada Del Toro! Introducing the Sage Floor Plan--a two-story design blending modern convenience with elegant features. The main level offers an open layout with a great room, dining area, and contemporary kitchen featuring quartz counters and LG appliances. A versatile flex space can serve as a home office or extra living area. Upstairs, find three spacious bedrooms, including a primary suite with walk-in closet and ensuite bath with double vanity. Each bedroom provides comfort and privacy. Plus, enjoy a 2-bay garage and thoughtful design throughout.

  7. 2026-04-06
    price $336,990 586-char remark
    Show marketing remark (34 chars)

    5 Bed | 3 Bath | 2 Bay | 2179 sqft

  8. 2026-04-06
    price $336,990 34-char remark
    Show marketing remark (34 chars)

    5 Bed | 3 Bath | 2 Bay | 2179 sqft

  9. 2026-04-03
    listed $344,990 Active 34-char remark
    Show marketing remark (34 chars)

    5 Bed | 3 Bath | 2 Bay | 2179 sqft

  10. 2026-04-02
    listed $344,990 Active 586-char remark
    Show marketing remark (586 chars)

    Discover your dream home in Entrada Del Toro! Introducing the Sage Floor Plan--a two-story design blending modern convenience with elegant features. The main level offers an open layout with a great room, dining area, and contemporary kitchen featuring quartz counters and LG appliances. A versatile flex space can serve as a home office or extra living area. Upstairs, find three spacious bedrooms, including a primary suite with walk-in closet and ensuite bath with double vanity. Each bedroom provides comfort and privacy. Plus, enjoy a 2-bay garage and thoughtful design throughout.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,533
− Mortgage interest
−$18,765
− Property taxes
−$5,025
− Insurance
−$1,675
− Repairs & maintenance
−$2,523
− Management
−$2,523
− HOA
−$1,500
− Depreciation
−$9,745
Taxable loss
−$10,222
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,453
After-tax cash flow
$-1,916/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sahuarita Unified District (4411)
NCES district ID
0407300
Math proficiency
32% ▼ -14.00%
Reading proficiency
46% ▼ -7.00%
Median HH income
$63,564
Composite
34.91/100
National rank
#5072
State rank
#63 of 249 in AZ

Livability — Sahuarita

Score
69/100
State rank
#43
US rank
#8414

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sahuarita, AZ
County
Pima County · 1,012,107 people
City population
31,668
Metro
Tucson, AZ
Population (ZIP)
31,668
Household income
$109,253
Rent vs Own
16.2% rent · 83.8% own
Severe rent burden
220.0

Population outlook (Pima County) Hauer SSP2

Today (2025)
1,066,056 people
By 2030
1,086,684 · +1.9%
By 2040
1,117,160 · +4.8%
By 2050
1,149,778 · +7.9%
By 2075
1,271,480 · +19.3%
By 2100
1,321,160 · +23.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 54% Hispanic / Latino 37% Two or more races 17% Black 2% Native American 2% Asian 1%
Hispanic origin (detail)
Mexican 33% Puerto Rican 1%
Common ancestry
Slovak 3% Romanian 2% Lithuanian 2%
Foreign-born
9% · Canada, China
Languages at home
76% English-only · Spanish 21% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Pima

2024 margin
D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
+9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
All cycles
2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -61.38%
Current HPI
234.6422
Rent YoY
▲ 0.31%
Metro
Tucson, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

-2.9% since first listed
8 events — show timeline
  • 2026-05-16 Relisted Zillow
  • 2026-05-11 Delisted Zillow
  • 2026-04-20 Price Changed $334,990 Zillow
  • 2026-04-20 Price Changed $334,990 MLSSAZ
  • 2026-04-06 Price Changed $336,990 MLSSAZ
  • 2026-04-06 Price Changed $336,990 Zillow
  • 2026-04-03 Listed $344,990 Zillow
  • 2026-04-02 Listed $344,990 MLSSAZ

Property tax history

+2603.2%/yr

Latest (2025): $360 · +2603.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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