737 W Calle Taja · Sahuarita, AZ
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +10.5/15.0
- Cash flow +7.9/30.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- 1% rule +2.8/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- DSCR +1.9/10.0
- Appreciation +0.0/10.0
$334,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
5 Bed | 3 Bath | 2 Bay | 2179 sqft
Key facts
- Contemporary kitchen
- Quartz counters
- Sage floor plan
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath land listed at $335k.
Deal economics
- At list price, monthly cash flow is $-364 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $282k (15.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $263k (21.6% below list).
- Recommended offer: $263k (21.6% below list) — sets the bar for 1% rule.
- Cap rate 5.0% vs local median 3.7% in Sahuarita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#43 in AZ) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Sahuarita Unified District (4411) (town): math 32% / reading 46% proficiency, ranked #63 of 249 in AZ (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Sahuarita Intermediate School (math 32% / reading 50%, grade F, #386 of 1,109 statewide, top 35%, 392 students, 36% FRL); Sahuarita Middle School (math 26% / reading 43%, grade F, #65 of 218 statewide, top 30%, 579 students, 40% FRL); Sahuarita High School (math 17% / reading 27%, grade F, #212 of 381 statewide, top 57%, 1,146 students, 38% FRL).
- Market conditions: Rents flat; 453 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,268 units permitted in Pima County in 2024 (996 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Pima County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 60 days — a 3% lower offer ($325k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 60 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 4.99%
- Cash-on-cash
- -4.66%
- DSCR
- 0.79
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $358,990
- List price
- $334,990
- Delta
- -6.69%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.31% rent growth · sell at horizon
- IRR
- -27.4%
- Equity multiple
- 0.10×
- Total profit
- $-84,282
- Equity at exit
- $49,948
- IRR
- -40.1%
- Equity multiple
- -0.38×
- Total profit
- $-129,711
- Equity at exit
- $28,964
Cash invested: $93,797 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85629
- Home prices YoY
- -20.7%
- Rents YoY
- 0.3%
- Active inventory
- 453
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $2,628 medium interval (Pro) →
- Mortgage (P&I)
- −$1,757
- Tax est. 1.5%
- −$419 /mo · $5,025/yr
- Insurance
- −$140
- HOA
- −$125
- Vacancy / Maint / Mgmt
- −$552
- Net cashflow
- $-364
Break-even live
Sensitivity live
| Price | -10% $-133 | -5% $-248 | +0% $-364 | +5% $-480 | +10% $-596 |
|---|---|---|---|---|---|
| Rent | -10% $-572 | -5% $-468 | +0% $-364 | +5% $-260 | +10% $-157 |
| Rate | -1.0pp $-195 | -0.5pp $-279 | base $-364 | +0.5pp $-451 | +1.0pp $-539 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $83,748
- Closing costs
- $10,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 704 W Calle Vela Mayor Sahuarita, AZ | 4.0 | 3.5 | 2685 | $2,495 | $0.93 | 5d | 1 | 0.70mi |
| 836 W Calle Falerno Sahuarita, AZ | 4.0 | 2.0 | 1915 | $2,175 | $1.14 | 5d | 1 | 0.81mi |
| 16415 S Paseo La Daga Sahuarita, AZ | 4.0 | 3.0 | 2162 | $2,300 | $1.06 | 45d | 1 | 0.85mi |
| 17741 S Silent Meadows Path Sahuarita, AZ | 4.0 | 3.0 | 2431 | $2,200 | $0.90 | 3d | 1 | 0.98mi |
HOA detail
- Monthly dues
- $125 · $1,500/yr
Listing history 10 events
-
2026-06-01statusdays on market $334,990 Pending 60 DOM
-
2026-05-31days on market $334,990 Active 59 DOM
-
2026-05-16status Active 34-char remark
Show marketing remark (34 chars)
5 Bed | 3 Bath | 2 Bay | 2179 sqft
-
2026-05-11historical 34-char remark
Show marketing remark (34 chars)
5 Bed | 3 Bath | 2 Bay | 2179 sqft
-
2026-04-20price $334,990 34-char remark
Show marketing remark (586 chars)
Discover your dream home in Entrada Del Toro! Introducing the Sage Floor Plan--a two-story design blending modern convenience with elegant features. The main level offers an open layout with a great room, dining area, and contemporary kitchen featuring quartz counters and LG appliances. A versatile flex space can serve as a home office or extra living area. Upstairs, find three spacious bedrooms, including a primary suite with walk-in closet and ensuite bath with double vanity. Each bedroom provides comfort and privacy. Plus, enjoy a 2-bay garage and thoughtful design throughout.
-
2026-04-20price $334,990 586-char remark
Show marketing remark (586 chars)
Discover your dream home in Entrada Del Toro! Introducing the Sage Floor Plan--a two-story design blending modern convenience with elegant features. The main level offers an open layout with a great room, dining area, and contemporary kitchen featuring quartz counters and LG appliances. A versatile flex space can serve as a home office or extra living area. Upstairs, find three spacious bedrooms, including a primary suite with walk-in closet and ensuite bath with double vanity. Each bedroom provides comfort and privacy. Plus, enjoy a 2-bay garage and thoughtful design throughout.
-
2026-04-06price $336,990 586-char remark
Show marketing remark (34 chars)
5 Bed | 3 Bath | 2 Bay | 2179 sqft
-
2026-04-06price $336,990 34-char remark
Show marketing remark (34 chars)
5 Bed | 3 Bath | 2 Bay | 2179 sqft
-
2026-04-03$344,990 Active 34-char remark
Show marketing remark (34 chars)
5 Bed | 3 Bath | 2 Bay | 2179 sqft
-
2026-04-02$344,990 Active 586-char remark
Show marketing remark (586 chars)
Discover your dream home in Entrada Del Toro! Introducing the Sage Floor Plan--a two-story design blending modern convenience with elegant features. The main level offers an open layout with a great room, dining area, and contemporary kitchen featuring quartz counters and LG appliances. A versatile flex space can serve as a home office or extra living area. Upstairs, find three spacious bedrooms, including a primary suite with walk-in closet and ensuite bath with double vanity. Each bedroom provides comfort and privacy. Plus, enjoy a 2-bay garage and thoughtful design throughout.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,533
- − Mortgage interest
- −$18,765
- − Property taxes
- −$5,025
- − Insurance
- −$1,675
- − Repairs & maintenance
- −$2,523
- − Management
- −$2,523
- − HOA
- −$1,500
- − Depreciation
- −$9,745
- Taxable loss
- −$10,222
- Est. tax savings @ 24.0%
- +$2,453
- After-tax cash flow
- $-1,916/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sahuarita Unified District (4411)
- NCES district ID
- 0407300
- Math proficiency
- 32% ▼ -14.00%
- Reading proficiency
- 46% ▼ -7.00%
- Median HH income
- $63,564
- Composite
- 34.91/100
- National rank
- #5072
- State rank
- #63 of 249 in AZ
Livability — Sahuarita
- Score
- 69/100
- State rank
- #43
- US rank
- #8414
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sahuarita, AZ
- County
- Pima County · 1,012,107 people
- City population
- 31,668
- Metro
- Tucson, AZ
- Population (ZIP)
- 31,668
- Household income
- $109,253
- Rent vs Own
- Severe rent burden
- 220.0
Population outlook (Pima County) Hauer SSP2
- Today (2025)
- 1,066,056 people
- By 2030
- 1,086,684 · +1.9%
- By 2040
- 1,117,160 · +4.8%
- By 2050
- 1,149,778 · +7.9%
- By 2075
- 1,271,480 · +19.3%
- By 2100
- 1,321,160 · +23.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 54% Hispanic / Latino 37% Two or more races 17% Black 2% Native American 2% Asian 1%
- Hispanic origin (detail)
- Mexican 33% Puerto Rican 1%
- Common ancestry
- Slovak 3% Romanian 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, China
- Languages at home
- 76% English-only · Spanish 21% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Pima
- 2024 margin
- D (+15.2) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- +9.1pp toward D · 2008: 6.1pp · 2024: 15.2pp
- All cycles
- 2024: D+15.2 2020: D+18.7 2016: D+13.5 2012: D+5.8 2008: D+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -61.38%
- Current HPI
- 234.6422
- Rent YoY
- ▲ 0.31%
- Metro
- Tucson, AZ
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
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| Environmental Services | 1 | $16B |
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
-2.9% since first listed8 events — show timeline
- 2026-05-16 Relisted — Zillow
- 2026-05-11 Delisted — Zillow
- 2026-04-20 Price Changed $334,990 Zillow
- 2026-04-20 Price Changed $334,990 MLSSAZ
- 2026-04-06 Price Changed $336,990 MLSSAZ
- 2026-04-06 Price Changed $336,990 Zillow
- 2026-04-03 Listed $344,990 Zillow
- 2026-04-02 Listed $344,990 MLSSAZ
Property tax history
+2603.2%/yrLatest (2025): $360 · +2603.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…