Multi-family
3660 20th St · San Francisco, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 2/10 · Minimal
- Hot days now (above 78°F)
- 8 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 15 days/yr
- Unhealthy air days in 30 yrs
- 15 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.3/10.0
- Rent growth +5.0/5.0
- Schools +5.0/10.0
- Livability +3.8/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$1,350,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 1 unit. estimate disagrees with records
5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.
Listing remarks MLS
* * * Court Confirmation and Overbid Date is Set * * * November 8, 2021.
Key facts
- Strong unit mix
- Targeted renovations
- Walkable access
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 8-bed/5.0-bath multifamily listed at $1.35M. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $5k ($61k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($18k rent vs $1.35M).
- Recommended offer: $1.23M (9.0% below list) — sets the bar for market timing.
- Cap rate 10.8% vs local median 2.2% in San Francisco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#90 in CA, #3,143 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- San Francisco Unified (urban): math 50% / reading 56% proficiency, ranked #322 of 1,400 in CA (top 23%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Lilienthal (Claire) Elementary (669 students, 19% FRL); Giannini (A.P.) Middle (1,192 students, 34% FRL); Lowell High (2,632 students, 37% FRL) — zoned schools average 30% FRL vs 49% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+14.5%/yr); 231 active listings in the ZIP; high-income renter base; 750 units permitted in San Francisco County in 2024 (688 in 5+ unit buildings).
- At $17,939/mo this rent would consume 136% of the median local household income ($158k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $9k of loan paydown is wiped out by about $40k of value loss. Plan a longer hold.
- San Francisco County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $378k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 92 days — a 9% lower offer ($1.23M) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 21y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1907 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 92 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1907 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 10.81%
- Cash-on-cash
- 16.14%
- DSCR
- 1.72
- GRM
- 6.3
CMA / ARV
- ARV (median comp)
- $1,988,044
- List price
- $1,350,000
- Delta
- -32.09%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3951-3957 20th St | 0.36mi | 8/4.0 | 3,325 (-14%) | 1mo | $2,548,000 | $766 | 55 |
| 75-79 Brosnan St | 0.68mi | 8/4.0 | 3,656 (-5%) | 7mo | $1,385,000 | $379 | 50 |
| 3283 25th St | 0.66mi | 7/5.0 (-1) | 4,273 (+11%) | 2mo | $2,400,000 | $562 | 45 |
| 3017 20th St | 0.63mi | 9/— (+1) | 4,200 (+9%) | 10mo | $900,000 | $214 | 43 |
| 759 Capp St | 0.43mi | 7/6.0 (-1) | 3,500 (-9%) | 17mo | $905,000 | $259 | 41 |
| 2760-2762 Folsom St | 0.59mi | 7/3.0 (-1) | 3,750 (-3%) | 21mo | $1,932,125 | $515 | 37 |
| 685 Noe St | 0.52mi | 8/5.0 | 4,385 (+14%) | 20mo | $3,880,000 | $885 | 37 |
| 3932-3934 26th St | 0.74mi | 7/— (-1) | 4,155 (+8%) | 21mo | $4,999,000 | $1,203 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 12.6%
- Equity multiple
- 1.53×
- Total profit
- $199,951
- Equity at exit
- $201,289
- IRR
- 25.1%
- Equity multiple
- 3.71×
- Total profit
- $1,023,022
- Equity at exit
- $116,723
Cash invested: $378,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City San Francisco
- 0 Strongly Tenant-Friendly · D+57
Active competition Active MLS
- For sale now
- 7 active · 7 under contract
- Months of supply
- 4.7 mo (21%/mo absorbed)
- Median asking
- $2,500,000 ($594/sqft)
- Median days on market
- 40 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -13.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 94110
- Rents YoY
- 14.5%
- Active inventory
- 231
- Price-to-rent
- 17.4×
Monthly cashflow live
- Estimated rent
- $17,939 high interval (Pro) →
- Mortgage (P&I)
- −$7,080
- Tax from tax record
- −$1,446 /mo · $17,353/yr
- Insurance
- −$562
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$3,767
- Net cashflow
- $5,084
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $12,944 |
| #1 | 2 | 1 | $6,472 |
| #2 | 2 | 1 | $6,472 |
| 1× unit | 1 | 1 | $4,995 |
| Total (3 units) | $17,939 | ||
Break-even live
Sensitivity live
| Price | -10% $5,848 | -5% $5,466 | +0% $5,084 | +5% $4,702 | +10% $4,319 |
|---|---|---|---|---|---|
| Rent | -10% $3,667 | -5% $4,375 | +0% $5,084 | +5% $5,792 | +10% $6,501 |
| Rate | -1.0pp $5,764 | -0.5pp $5,427 | base $5,084 | +0.5pp $4,734 | +1.0pp $4,378 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $337,500
- Closing costs
- $40,500
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 158 Linda St San Francisco, CA | 2.0 | 2.0 | — | $5,995 | — | 21d | 1 | 0.01mi |
| 783 Guerrero St #779 San Francisco, CA | 2.0 | 1.0 | 1008 | $4,500 | $4.46 | 56d | 1 | 0.03mi |
| 3665a 20th St San Francisco, CA | 1.0 | 1.0 | — | $4,995 | — | 61d | 1 | 0.05mi |
| 922 Valencia St Unit A San Francisco, CA | 3.0 | 2.5 | 1250 | $8,450 | $6.76 | 93d | 1 | 0.10mi |
| 922 Valencia St Apt C San Francisco, CA | 3.0 | 2.5 | 1300 | $7,950 | $6.12 | 93d | 1 | 0.10mi |
| 922 Valencia St San Francisco, CA | 3.0 | 3.0 | 1100 | $8,450 | $7.68 | 93d | 1 | 0.10mi |
| 3640A 19th St San Francisco, CA | 2.0 | 2.0 | — | $6,995 | — | 27d | 1 | 0.12mi |
| 625 Guerrero St San Francisco, CA | 1.0 | 1.0 | — | $5,995 | — | 42d | 1 | 0.15mi |
| 625 Guerrero St San Francisco, CA | 1.0 | 1.0 | — | $4,595 | — | 2d | 1 | 0.15mi |
| 3436 19th St Unit A San Francisco, CA | 3.0 | 2.0 | 1250 | $7,225 | $5.78 | 69d | 1 | 0.18mi |
| 2 Fair Oaks St #4 San Francisco, CA | 3.0 | 1.0 | 1513 | $9,900 | $6.54 | 67d | 1 | 0.19mi |
| 940 Guerrero St Unit 15 San Francisco, CA | 1.0 | 1.0 | 550 | $4,395 | $7.99 | 7d | 1 | 0.20mi |
| 940 Guerrero St Unit 06 San Francisco, CA | 1.0 | 1.0 | 520 | $4,295 | $8.26 | 73d | 1 | 0.20mi |
| 940 Guerrero St Unit 02 San Francisco, CA | 1.0 | 1.0 | 550 | $4,295 | $7.81 | 66d | 1 | 0.20mi |
| 940 Guerrero St Unit 04 San Francisco, CA | 1.0 | 1.0 | 520 | $3,895 | $7.49 | 35d | 1 | 0.20mi |
| 2333 Mission St #2 San Francisco, CA | 2.0 | 2.0 | 1010 | $4,900 | $4.85 | 56d | 1 | 0.22mi |
| 35 Hill St San Francisco, CA | 1.0 | 1.0 | 684 | $4,000 | $5.85 | 47d | 1 | 0.22mi |
| 35 Hill St San Francisco, CA | 1.0 | 1.0 | 674 | $3,500 | $5.19 | 56d | 1 | 0.22mi |
| 2315 Mission St San Francisco, CA | 1.0 | 1.0 | 450 | $2,995 | $6.66 | 52d | 1 | 0.23mi |
| 2315 Mission St San Francisco, CA | 1.0 | 1.0 | — | $2,345 | — | 93d | 1 | 0.23mi |
| 2315 Mission St Unit 106 San Francisco, CA | 1.0 | 1.0 | 450 | $2,995 | $6.66 | 56d | 1 | 0.23mi |
| 81 Dorland St San Francisco, CA | 1.0 | 1.0 | 600 | $3,790 | $6.32 | 16d | 1 | 0.26mi |
| 3410 22nd St Unit 7 San Francisco, CA | 1.0 | 1.0 | 533 | $4,200 | $7.88 | 11d | 1 | 0.26mi |
| 3410 22nd St Apt 6 San Francisco, CA | 2.0 | 1.0 | 720 | $4,500 | $6.25 | 51d | 1 | 0.26mi |
| 881 Dolores St San Francisco, CA | 1.0 | 1.0 | 750 | $4,495 | $5.99 | 40d | 1 | 0.27mi |
| 3375 22nd St Unit 4 San Francisco, CA | 1.0 | 1.0 | 1000 | $3,995 | $4.00 | 64d | 1 | 0.28mi |
| 3440 20th St San Francisco, CA | 2.0 | 1.0 | 832 | $5,995 | $7.21 | 2d | 1 | 0.28mi |
| 45 Bartlett St San Francisco, CA | 2.0 | 2.0 | 920 | $5,950 | $6.47 | 42d | 1 | 0.28mi |
| 45 Bartlett St San Francisco, CA | 2.0 | 2.0 | 920 | $5,950 | $6.47 | 29d | 1 | 0.28mi |
| 3525 17th St Unit 03 San Francisco, CA | 1.0 | 1.0 | — | $4,495 | — | 54d | 1 | 0.29mi |
| 54 Sycamore St San Francisco, CA | 2.0 | 1.0 | 750 | $2,950 | $3.93 | 37d | 1 | 0.29mi |
| 513 Capp St San Francisco, CA | 1.0 | 1.0 | — | $2,995 | — | 42d | 1 | 0.30mi |
| 519 Capp St Unit A San Francisco, CA | 1.0 | 1.0 | 500 | $3,850 | $7.70 | 28d | 1 | 0.30mi |
| 519 Capp St Unit B San Francisco, CA | 1.0 | 1.0 | 700 | $4,800 | $6.86 | 9d | 1 | 0.30mi |
| 519 Capp St Unit 1/2 San Francisco, CA | 3.0 | 1.5 | 1200 | $8,250 | $6.88 | 28d | 1 | 0.30mi |
| 3474 17th St San Francisco, CA | 1.0 | 1.0 | — | $4,995 | — | 71d | 1 | 0.31mi |
| 82 Alvarado St San Francisco, CA | 2.0 | 1.0 | — | $4,500 | — | 67d | 1 | 0.31mi |
| 606 Capp St San Francisco, CA | 2.0 | 2.0 | — | $5,695 | — | 93d | 1 | 0.31mi |
| 606 Capp St San Francisco, CA | 1.0 | 1.0 | — | $4,995 | — | 2d | 1 | 0.31mi |
| 569-571 Capp St San Francisco, CA | 3.0 | 1.0 | 1600 | $6,995 | $4.37 | 52d | 1 | 0.31mi |
Property features AI
Finance
- Other
- Please contact listing agents for offering memorandum and additional financial details
- HOA & community
- No association fee
Exterior
- Parking
- On-site garage parking (1 parking space)
- Utilities
- Separate gas metersSeparate electric meters
- Home design
- Multi-family building (5 or more units)Residential income propertyBuilt in 1907
- Construction
- Building area 3,862 (assessor source)
- Exterior features
- Regular-shaped lotZoned RTO-M
Interior
- Bedrooms
- 8 total bedrooms across the building
- Interior features
- Multi-family residential income property5 total units (2 one-bedroom units occupied, 3 two-bedroom units occupied)5 units leased; all 5 on month-to-month tenancyUnits are unfurnished
Listing history 50 events
-
2026-08-08days on market $1,350,000 Active 92 DOM
-
2026-08-06days on market $1,350,000 Active 90 DOM
-
2026-08-05days on market $1,350,000 Active 89 DOM
-
2026-08-04days on market $1,350,000 Active 88 DOM
-
2026-08-03days on market $1,350,000 Active 87 DOM
-
2026-07-31days on market $1,350,000 Active 84 DOM
-
2026-07-30days on market $1,350,000 Active 83 DOM
-
2026-07-30days on market $1,350,000 Active 82 DOM
-
2026-07-28days on market $1,350,000 Active 81 DOM
-
2026-07-26statusdays on market $1,350,000 Active 79 DOM
-
2026-07-15status $1,350,000 Pending 77 DOM
-
2026-07-14days on market $1,350,000 Active 77 DOM
-
2026-07-13days on market $1,350,000 Active 76 DOM
-
2026-07-13days on market $1,350,000 Active 75 DOM
-
2026-07-11days on market $1,350,000 Active 74 DOM
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2026-07-10days on market $1,350,000 Active 73 DOM
-
2026-07-09days on market $1,350,000 Active 72 DOM
-
2026-07-07days on market $1,350,000 Active 70 DOM
-
2026-07-06days on market $1,350,000 Active 69 DOM
-
2026-07-06days on market $1,350,000 Active 68 DOM
-
2026-07-05days on market $1,350,000 Active 67 DOM
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2026-07-03days on market $1,350,000 Active 66 DOM
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2026-07-02days on market $1,350,000 Active 65 DOM
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2026-07-01days on market $1,350,000 Active 64 DOM
-
2026-06-30days on market $1,350,000 Active 63 DOM
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2026-06-29days on market $1,350,000 Active 62 DOM
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2026-06-28days on market $1,350,000 Active 61 DOM
-
2026-06-27days on market $1,350,000 Active 60 DOM
-
2026-06-26days on market $1,350,000 Active 59 DOM
-
2026-06-24days on market $1,350,000 Active 57 DOM
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2026-06-22days on market $1,350,000 Active 55 DOM
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2026-06-21days on market $1,350,000 Active 54 DOM
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2026-06-18days on market $1,350,000 Active 51 DOM
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2026-06-17days on market $1,350,000 Active 50 DOM
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2026-06-16days on market $1,350,000 Active 49 DOM
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2026-06-15days on market $1,350,000 Active 48 DOM
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2026-06-13days on market $1,350,000 Active 46 DOM
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2026-06-13days on market $1,350,000 Active 45 DOM
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2026-06-09days on market $1,350,000 Active 42 DOM
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2026-06-08days on market $1,350,000 Active 41 DOM
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2026-06-07days on market $1,350,000 Active 40 DOM
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2026-06-04days on market $1,350,000 Active 37 DOM
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2026-06-03days on market $1,350,000 Active 36 DOM
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2026-06-02days on market $1,350,000 Active 35 DOM
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2026-06-01days on market $1,350,000 Active 34 DOM
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2026-05-31days on market $1,350,000 Active 33 DOM
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2026-04-28$1,350,000 Active 1006-char remark
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2021-12-03soldstatus $1,275,000 Closed 77-char remark
Show marketing remark (77 chars)
* * * Court Confirmation and Overbid Date is Set * * * November 8, 2021.
-
2021-12-03soldstatus $1,275,000
Show marketing remark (77 chars)
* * * Court Confirmation and Overbid Date is Set * * * November 8, 2021.
-
2021-11-08status Pending 77-char remark
Show marketing remark (77 chars)
* * * Court Confirmation and Overbid Date is Set * * * November 8, 2021.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $17,353 · $1,446/mo
- Projected year-2 tax
- $17,353 · $1,446/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 8 d/yr ≥78°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 15 unhealthy d/yr today · 15 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $215,268
- − Mortgage interest
- −$75,621
- − Property taxes
- −$17,353
- − Insurance
- −$6,750
- − Repairs & maintenance
- −$17,221
- − Management
- −$17,221
- − Depreciation
- −$39,273
- Taxable income
- $41,829
- Est. tax owed @ 24.0%
- −$10,039
- After-tax cash flow
- $50,965/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
This five-unit building requires significant exterior and interior repairs, but presents a strong investment opportunity with significant upside to gross scheduled income.
Deferred maintenance Est. $10,000–$30,000 screening
- Major Roof (roof|hvac|water heater|windows|electrical|plumbing|exterior|other) — Aerial view shows significant roof damage with missing shingles and exposed structure.
Repairs flagged
- Major exterior siding — The siding is visibly weathered and peeling, indicating significant damage that needs to be addressed.
- Major interior walls — The walls and paint show significant wear and tear, requiring a thorough repainting and possibly wall repair.
Value-add opportunities
- Both exterior painting and siding repair — A fresh coat of paint and repair of the siding will significantly improve the home's curb appeal and rental value. ↑
- Both interior painting and minor repairs — Repainting the interior and addressing minor wall issues will enhance the home's resale and rental potential. ↑
- Rental HVAC maintenance and replacement — A well-maintained HVAC system is crucial for tenant satisfaction and can help attract higher rent. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- San Francisco Unified
- NCES district ID
- 0634410
- Math proficiency
- 50% ▬ 0.00%
- Reading proficiency
- 56% ▲ 1.00%
- Median HH income
- $81,249
- Composite
- 50.14/100
- National rank
- #4088
- State rank
- #322 of 1400 in CA
Livability — San Francisco
- Score
- 76/100
- State rank
- #90
- US rank
- #3143
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Francisco, CA
- County
- San Francisco County · 1,030,936 people
- City population
- 827,552
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 66,865
- Household income
- $158,351
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (San Francisco County) Hauer SSP2
- Today (2025)
- 1,030,936 people
- By 2030
- 1,110,409 · +7.7%
- By 2040
- 1,270,010 · +23.2%
- By 2050
- 1,435,001 · +39.2%
- By 2075
- 1,779,074 · +72.6%
- By 2100
- 1,966,767 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 41% Hispanic / Latino 32% Asian 16% Two or more races 15% Black 4% Native American 1%
- Hispanic origin (detail)
- Mexican 16% Puerto Rican 1%
- Common ancestry
- Lithuanian 3% Italian 2% Romanian 2%
- Foreign-born
- 28% · Canada, China, Vietnam
- Languages at home
- 58% English-only · Spanish 27% Chinese 5% Other Indo-European 2%
Political lean MEDSL · San Francisco
- 2024 margin
- Solid D (+64.8) · D 80.3% · R 15.5% · Other 4.1%
- 2008→2024 swing
- -5.7pp toward R · 2008: 70.5pp · 2024: 64.8pp
- All cycles
- 2024: D+64.8 2020: D+72.5 2016: D+76.1 2012: D+70.2 2008: D+70.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1385.62%
- Current HPI
- 267.2424
- Rent YoY
- ▲ 14.54%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+44.4% since first listed6 events — show timeline
- 2026-04-28 Listed $1,350,000 San Francisco MLS
- 2021-12-03 Sold (Public Records) $1,275,000 Public Records
- 2021-12-03 Sold (MLS) $1,275,000 San Francisco MLS
- 2021-11-08 Pending — San Francisco MLS
- 2021-07-30 Listed $1,100,000 San Francisco MLS
- 2005-07-29 Listed $935,000 San Francisco MLS
Property tax history
+10.0%/yrLatest (2025): $17,353 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…