575 Oakleaf Plantation Pkwy #1502 · Oakleaf Plantation, FL 32065

$186,900

2 bd · 2.5 ba · 1,110 sqft · SingleFamily public records · 60 Days on market

Built 2021 Excellent condition 1,306 sqft lot $167/mo HOA · 8% of rent ↓ 7% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +7.5/15.0
• 1% rule +6.0/10.0
• Schools +5.1/10.0
• DSCR +4.8/10.0
• Condition / age +4.8/5.0
• Livability +3.5/5.0
• Rent growth +3.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

Key facts

• Community pool
• Private patio
• Utility closet

Tags

• PRIVATE PATIO
• UTILITY CLOSET
• COMMUNITY POOL
• OAKLEAF PLANTATION AMENITIES

Property features AI

Finance

• HOA & community: Has association; Quarterly association fee of $500; CDD fee applies ($732.56); Community park; Sidewalks

Exterior

• Parking: Additional parking; Parking lot
• Security: Smoke detector(s)
• Utilities: Public sewer; Electricity connected
• Home design: Townhouse; Two levels; Entry level: 1st floor; Property attached
• Construction: Fiber cement exterior; Shingle roof
• Exterior features: Rear porch; Smoke detector(s); Community pool (not private)

Interior

• Kitchen: Dishwasher; Electric cooktop; Electric range; Microwave; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating; Central air
• Interior features: Breakfast bar; Ceiling fan(s); Split bedrooms; Walk-in closet(s)
• Laundry & utility: In-unit laundry; Washer hookup; Electric dryer hookup; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.5-bath single-family listed at $187k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $81 ($973/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $187k).
• Recommended offer: $181k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.8% vs local median 4.0% in Oakleaf Plantation — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#446 in FL) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
• Clay (suburban): math 58% / reading 59% proficiency, ranked #14 of 73 in FL (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.7%/yr); 217 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,876 units permitted in Clay County in 2024 (14 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Clay County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 60 days — a 3% lower offer ($181k) is reasonable based on typical stale-listing flexibility.
• 12 sale attempts since 5y ago; this cycle's ask has dropped $13k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $181,293 (3.0% below list)

Questions for the listing agent

1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 6.81%
• Cash-on-cash: 1.86%
• DSCR: 1.08
• GRM: 7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.73% rent growth · sell at horizon

5-year hold

• IRR: -12.3%
• Equity multiple: 0.55×
• Total profit: $-23,425
• Equity at exit: $27,867

10-year hold

• IRR: -1.8%
• Equity multiple: 0.87×
• Total profit: $-6,703
• Equity at exit: $16,160

Cash invested: $52,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32065

• Home prices YoY: -25.6%
• Rents YoY: 3.7%
• Active inventory: 217
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,047 high
• Mortgage (P&I): −$980
• Tax from tax record: −$311 /mo · $3,735/yr
• Insurance: −$78
• HOA: −$167
• Vacancy / Maint / Mgmt: −$430
• Net cashflow: $81

Break-even live

Break-even rent $1,945

Max offer price $186,900

Occupancy floor 91%

Sensitivity live

Price	-10% $187	-5% $134	+0% $81	+5% $28	+10% $-25
Rent	-10% $-81	-5% $0	+0% $81	+5% $162	+10% $243
Rate	-1.0pp $175	-0.5pp $129	base $81	+0.5pp $33	+1.0pp $-17

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,725
• Closing costs: $5,607
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
575 Oakleaf Plantation Pkwy Orange Park, FL	1.0–2.0	1.0–2.0	1016	$2,300	$2.26	5d	7	0.03mi
575 Oakleaf Plantation Pkwy Orange Park, FL	1.0–2.0	1.0–2.0	1016	$2,300	$2.26	3d	7	0.03mi
575 Oakleaf Plantation Pkwy Orange Park, FL	1.0–2.0	1.0–2.0	969	$2,300	$2.37	24d	6	0.03mi
448 Running Woods St Unit 1 Orange Park, FL	3.0	2.5	1333	$1,850	$1.39	24d	1	0.44mi
3972 Village View Ln Orange Park, FL	2.0	2.5	1109	$1,695	$1.53	24d	1	0.46mi
3996 Village View Ln Orange Park, FL	2.0	2.0	918	$1,524	$1.66	5d	1	0.47mi
513 Spanish Oaks Way Orange Park, FL	2.0	2.5	1109	$1,600	$1.44	18d	1	0.54mi
3978 Oak Mill Rd Orange Park, FL	2.0	2.5	1109	$1,595	$1.44	24d	1	0.55mi
607 Crystal Way Orange Park, FL	3.0	2.5	1440	$1,725	$1.20	5d	1	0.59mi
785 Oakleaf Plantation Pkwy Orange Park, FL	2.0–3.0	2.0	1430	$1,750	$1.22	24d	1	0.83mi
785 Oakleaf Plantation Pkwy Orange Park, FL	2.0–3.0	2.0	1430	$1,495	$1.05	2d	2	0.83mi
250 Cherry Ridge Dr Jacksonville, FL	1.0–3.0	1.0–2.0	1088	$1,624	$1.49	4d	14	0.88mi
4123 Pebble Brooke Cir Orange Park, FL	3.0	2.0	1334	$2,045	$1.53	2d	1	0.96mi
9849 Crosshill Blvd Jacksonville, FL	1.0–3.0	1.0–2.0	1063	$1,728	$1.63	2d	22	1.23mi
8692 Tower Falls Dr Jacksonville, FL	3.0	2.5	1372	$1,795	$1.31	18d	1	1.44mi

HOA detail

• Monthly dues: $167 · $2,004/yr
• Likely covers: pool

Listing history 50 events

1. 2026-06-19
   price $186,900 Active 60 DOM
2. 2026-06-18
   days on market $187,000 Active 60 DOM
3. 2026-06-17
   days on market $187,000 Active 59 DOM
4. 2026-06-16
   days on market $187,000 Active 58 DOM
5. 2026-06-15
   days on market $187,000 Active 57 DOM
6. 2026-06-13
   days on market $187,000 Active 55 DOM
7. 2026-06-13
   pricedays on market $187,000 Active 54 DOM
8. 2026-06-09
   days on market $188,890 Active 51 DOM
9. 2026-06-08
   days on market $188,890 Active 50 DOM
10. 2026-06-07
    pricedays on market $188,890 Active 49 DOM
11. 2026-06-03
    days on market $189,890 Active 45 DOM
12. 2026-06-02
    days on market $189,890 Active 44 DOM
13. 2026-06-01
    days on market $189,890 Active 43 DOM
14. 2026-05-31
    days on market $189,890 Active 42 DOM
15. 2026-05-21
    price $189,990
16. 2026-05-14
    price $193,990
17. 2026-04-24
    price $194,990
18. 2026-04-18
    listed $199,990 Active
19. 2026-02-02
    status Pending 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

20. 2026-01-29
    price $184,000 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

21. 2026-01-10
    price $185,000 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

22. 2025-12-27
    price $195,000 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

23. 2025-10-27
    status Active 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

24. 2025-10-27
    price $205,000 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

25. 2025-09-24
    status Active 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

26. 2025-07-25
    historical Active Under Contract 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

27. 2025-07-15
    status Active 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

28. 2025-05-07
    status Pending 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

29. 2025-05-07
    historical 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

30. 2025-05-07
    historical 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

31. 2025-05-07
    historical 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

32. 2025-04-18
    price $178,000 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

33. 2025-04-15
    listed $180,000 Active 408-char remark

    Show marketing remark (408 chars)

    Ready to Close Quickly. This 2 bedroom, 2.5 bath townhome is move in ready. Each bedroom has its own private bath and walk-in closet. and a half bath downstairs. All appliances and washer and dryer will stay. Patio has a utility closet. Minutes from Oak leaf Town Center, shopping, restaurants, and the highway. Access to all of amenities that Oakleaf Plantation has to offer including the community pool.

34. 2025-02-23
    price $189,900 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

35. 2025-02-15
    price $190,000 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

36. 2025-01-30
    price $192,500 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

37. 2025-01-25
    price $194,900 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

38. 2025-01-16
    price $195,000 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

39. 2025-01-10
    price $198,400 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

40. 2025-01-05
    status Active 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

41. 2024-12-28
    price $198,500 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

42. 2024-12-21
    price $198,900 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

43. 2024-12-03
    status Active 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

44. 2024-11-22
    status Pending 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

45. 2024-11-22
    historical 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

46. 2024-11-22
    historical 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

47. 2024-11-14
    price $199,900 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

48. 2024-11-06
    status Active 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

49. 2024-11-06
    price $204,900 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

50. 2024-10-23
    price $209,900 454-char remark

    Show marketing remark (454 chars)

    Home Sweet Home up to 20k down payment option is available on this home. Come View and Make an Offer this Weekend. Everything Ready for a New Buyer or Renter - 2 master suites, 2.5 bath (each room has own private bathroom and walk in closets), Access to all of oakleaf community amenities - pools, clubhouse, fitness centers, sports fields and more, All stainless steel appliances and washer and dryer are included, extra storage closet on covered patio,

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,735 · $311/mo
• Projected year-2 tax: $3,735 · $311/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,567
• − Mortgage interest: −$10,469
• − Property taxes: −$3,735
• − Insurance: −$934
• − Repairs & maintenance: −$1,965
• − Management: −$1,965
• − HOA: −$2,004
• − Depreciation: −$5,437
• Taxable loss: −$1,943
• Est. tax savings @ 24.0%: +$466
• After-tax cash flow: $1,440/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This move-in ready townhome in Oakleaf Plantation offers a functional layout and low-maintenance living. The home is in excellent condition with modern appliances and a well-maintained exterior.

Value-add opportunities

• Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
• Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers
• Both Add smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhanced landscaping can boost curb appeal and attract more potential buyers ↑
• Both Add smart home features — Smart home features can increase both resale and rental value by making the home more convenient and energy-efficient ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Clay
• NCES district ID: 1200300
• Math proficiency: 58% ▼ -8.00%
• Reading proficiency: 59% ▼ -3.00%
• Median HH income: $59,379
• Composite: 50.73/100
• National rank: #1815
• State rank: #14 of 73 in FL

Livability — Oakleaf Plantation

• Score: 70/100
• State rank: #446
• US rank: #8083

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Oakleaf Plantation, FL
• County: Clay County · 208,450 people
• City population: 40,366
• Metro: Jacksonville, FL
• Population (ZIP): 41,578
• Household income: $97,455
• Rent vs Own: 27.5% rent · 72.5% own
• Severe rent burden: 1129.0

Population outlook (Clay County) Hauer SSP2

• Today (2025): 230,495 people
• By 2030: 242,427 · +5.2%
• By 2040: 262,244 · +13.8%
• By 2050: 275,148 · +19.4%
• By 2075: 295,397 · +28.2%
• By 2100: 287,592 · +24.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 51% Black 20% Hispanic / Latino 15% Two or more races 15% Asian 6%
• Hispanic origin (detail): Mexican 3% Puerto Rican 5% Cuban 3%
• Common ancestry: Lithuanian 4% Romanian 2% Portuguese 2%
• Foreign-born: 8% · Canada, China
• Languages at home: 88% English-only · Spanish 7% Tagalog/Filipino 3% Other Asian/Pacific 1%

Political lean MEDSL · Clay

• 2024 margin: Solid R (+39.3) · D 29.9% · R 69.2%
• 2008→2024 swing: +3.6pp toward D · 2008: -42.8pp · 2024: -39.3pp
• All cycles: 2024: R+39.3 2020: R+37.1 2016: R+44.3 2012: R+45.8 2008: R+42.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -95.13%
• Current HPI: 276.5987
• Rent YoY: ▲ 3.73%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-7.3% since first listed

68 events — show timeline

• 2026-05-21 Price Changed $189,990 realMLS
• 2026-05-14 Price Changed $193,990 realMLS
• 2026-04-24 Price Changed $194,990 realMLS
• 2026-04-18 Listed $199,990 realMLS
• 2026-02-02 Pending — realMLS
• 2026-01-29 Price Changed $184,000 realMLS
• 2026-01-10 Price Changed $185,000 realMLS
• 2025-12-27 Price Changed $195,000 realMLS
• 2025-10-27 Relisted — realMLS
• 2025-10-27 Price Changed $205,000 realMLS
• 2025-09-24 Relisted — realMLS
• 2025-07-25 Contingent — realMLS
• 2025-07-15 Relisted — realMLS
• 2025-05-07 Pending — realMLS
• 2025-05-07 Listing Removed — realMLS
• 2025-05-07 Listing Removed — realMLS
• 2025-05-07 Listing Removed — realMLS
• 2025-04-18 Price Changed $178,000 realMLS
• 2025-04-15 Listed $180,000 realMLS
• 2025-02-23 Price Changed $189,900 realMLS
• 2025-02-15 Price Changed $190,000 realMLS
• 2025-01-30 Price Changed $192,500 realMLS
• 2025-01-25 Price Changed $194,900 realMLS
• 2025-01-16 Price Changed $195,000 realMLS
• 2025-01-10 Price Changed $198,400 realMLS
• 2025-01-05 Relisted — realMLS
• 2024-12-28 Price Changed $198,500 realMLS
• 2024-12-21 Price Changed $198,900 realMLS
• 2024-12-03 Relisted — realMLS
• 2024-11-22 Pending — realMLS
• 2024-11-22 Listing Removed — realMLS
• 2024-11-22 Listing Removed — realMLS
• 2024-11-14 Price Changed $199,900 realMLS
• 2024-11-06 Relisted — realMLS
• 2024-11-06 Price Changed $204,900 realMLS
• 2024-10-23 Price Changed $209,900 realMLS
• 2024-10-07 Price Changed $211,700 realMLS
• 2024-09-26 Price Changed $212,700 realMLS
• 2024-09-20 Price Changed $213,000 realMLS
• 2024-09-13 Relisted — realMLS
• 2024-06-28 Pending — realMLS
• 2024-06-28 Listing Removed — realMLS
• 2024-06-20 Price Changed $219,500 realMLS
• 2024-06-17 Price Changed $221,000 realMLS
• 2024-05-30 Price Changed $222,900 realMLS
• 2024-05-10 Price Changed $223,000 realMLS
• 2024-03-30 Price Changed $223,990 realMLS
• 2024-03-26 Price Changed $224,300 realMLS
• 2024-03-21 Price Changed $224,500 realMLS
• 2024-03-19 Price Changed $228,000 realMLS
• 2024-03-09 Price Changed $229,900 realMLS
• 2024-02-29 Price Changed $233,800 realMLS
• 2024-02-24 Price Changed $234,800 realMLS
• 2024-02-20 Price Changed $235,800 realMLS
• 2024-02-12 Price Changed $237,000 realMLS
• 2024-02-07 Price Changed $238,000 realMLS
• 2024-02-02 Listed $240,000 realMLS
• 2023-12-07 Rental Removed $1,625 NEFLMLS
• 2023-11-15 Price Changed $1,625 NEFLMLS
• 2023-11-10 Price Changed $1,650 NEFLMLS
• 2023-10-26 Price Changed $1,699 NEFLMLS
• 2023-10-04 Listed for Rent $1,800 NEFLMLS
• 2021-09-17 Sold (MLS) $210,990 realMLS
• 2021-07-29 Pending — realMLS
• 2021-06-08 Price Changed $210,990 realMLS
• 2021-05-04 Price Changed $208,990 realMLS
• 2021-04-27 Price Changed $205,990 realMLS
• 2021-03-26 Listed $204,990 realMLS

Property tax history

+42.7%/yr

Latest (2025): $3,735 · +2.2% YoY. Source: county tax records.