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112 Valencia St
B- Composite 68.48
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.8/10.0
  • 1% rule +6.5/10.0
  • Livability +4.0/5.0
  • Rent growth +3.0/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$335,000

112 Valencia St · Cincinnati, OH 45219
4 bd · 2.0 ba · 2,330 sqft · SingleFamily public records · 101 Days on market
Built 1915 3,659 sqft lot Est $599k · 44% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

Key facts

  • Custom cabinetry
  • Dedicated full bath
  • Gourmet kitchen

Tags

GOURMET KITCHENCUSTOM CABINETRYMODERN COUNTERTOPSSPACIOUS OWNER'S SUITEDEDICATED FULL BATHALL NEW MECHANICALS

Property features AI

Finance

  • Other: Residential zoning; Lot less than 0.5 acre (approx. 0.084 acres)
  • HOA & community: No HOA

Exterior

  • Parking: On-street parking
  • Utilities: Public water; Public sewer; Natural gas; Electric water heater
  • Home design: Traditional / Historical style; Single-family home; Three or more levels; Stone foundation; Faces Mt. Auburn area
  • Construction: Brick construction; Shingle roof; Vinyl windows
  • Exterior features: Front porch; City street access

Interior

  • Kitchen: Laminate and marble/granite/slate surfaces; Appliances included: Dishwasher, Oven/Range, Refrigerator
  • Bedrooms: 4 bedrooms total; Primary bedroom on level 2 with fireplace (14 x 14); Bedroom 2 on level 2 (10 x 11); Bedroom 3 on level 3 (15 x 19); Bedroom 4 on level 3 (13 x 12)
  • Flooring: Laminate flooring in kitchen, dining room, living room, and entry
  • Bathrooms: Two full bathrooms (located on level 2); Two half/partial bathrooms (one on level 1 and one on level 3); Primary bathroom includes a shower
  • Heating & cooling: Forced air heating (gas); Central air conditioning; Ceiling fans
  • Interior features: 9-foot (or taller) ceilings; Ceiling fan; CO detector; Recessed lighting; Full unfinished basement
  • Laundry & utility: Full unfinished basement (utility/storage space)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $335k.

Deal economics

  • At list price, monthly cash flow is $794 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $335k).
  • Recommended offer: $305k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.3% vs local median 3.9% in Cincinnati — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#130 in OH, #1,856 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
  • Cincinnati Public Schools (urban): math 25% / reading 36% proficiency, ranked #581 of 656 in OH (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.1%/yr); 71 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
  • At $3,837/mo this rent would consume 129% of the median local household income ($36k/yr) (locally 2461% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 101 days — a 9% lower offer ($305k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 15y ago; this cycle's ask has dropped $85k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $133k; list at $335k implies a 152% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $56/mo; built in 1915 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $304,850 (9.0% below list)

Questions for the listing agent

  1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
9.34%
Cash-on-cash
10.87%
DSCR
1.48
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$598,810
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1797 Sycamore St 0.38mi 3/2.5 (-1) 2,320 (-0%) 0mo $560,000 $241 74
2312 Highland Ave 0.52mi 4/3.0 2,434 (+4%) 3mo $390,000 $160 62
2238 Maplewood Ave 0.45mi 4/2.5 2,536 (+9%) 10mo $475,000 $187 54
2130 Loth St 0.25mi 3/2.5 (-1) 2,010 (-14%) 9mo $420,000 $209 51
1828 Republic St 0.48mi 3/2.5 (-1) 2,467 (+6%) 13mo $650,000 $263 50
541 Ringgold St 0.67mi 3/3.5 (-1) 2,239 (-4%) 5mo $575,000 $257 47
446 Boal St 0.68mi 3/3.0 (-1) 2,204 (-5%) 6mo $695,000 $315 45
2427 Dover St 0.75mi 3/2.0 (-1) 2,651 (+14%) 2mo $110,000 $41 36
548 Slack St 0.70mi 3/3.5 (-1) 2,056 (-12%) 3mo $595,000 $289 34
2241 Flora St 0.67mi 4/2.0 1,981 (-15%) 11mo $342,000 $173 34
1622 Walnut St 0.62mi 3/3.5 (-1) 2,607 (+12%) 12mo $710,000 $272 30
432 Milton St 0.68mi 4/4.0 2,664 (+14%) 11mo $795,000 $298 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.07% rent growth · sell at horizon

5-year hold
IRR
-2.1%
Equity multiple
0.92×
Total profit
$-7,269
Equity at exit
$49,950
10-year hold
IRR
6.6%
Equity multiple
1.47×
Total profit
$44,492
Equity at exit
$28,965

Cash invested: $93,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45219

Home prices YoY
-28.3%
Rents YoY
2.1%
Active inventory
71
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$3,837 high interval (Pro) →
Mortgage (P&I)
$1,757
Tax from tax record
$286 /mo · $3,428/yr
Insurance
$140
Flood insurance flood zone
−$56 /mo · $666/yr
HOA
$0
Vacancy / Maint / Mgmt
$806
Net cashflow
$794

Break-even live

Break-even rent $2,832
Max offer price $335,000
Occupancy floor 74%

Sensitivity live

Price -10% $984 -5% $889 +0% $794 +5% $699 +10% $604
Rent -10% $491 -5% $642 +0% $794 +5% $945 +10% $1,097
Rate -1.0pp $963 -0.5pp $879 base $794 +0.5pp $707 +1.0pp $619

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$83,750
Closing costs
$10,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2271 Vine St Cincinnati, OH 4.0 2.0 2268 $1,525 $0.67 4d 1 0.11mi
7 W Hollister St Cincinnati, OH 5.0 2.0 1585 $2,750 $1.74 15d 1 0.24mi
216 Gilman Ave Unit 1363975P Cincinnati, OH 3.0 1.0 1776 $3,474 $1.96 3d 1 0.30mi
236 Gilman Ave Cincinnati, OH 3.0 2.5 1699 $2,200 $1.29 13d 1 0.34mi
55 Mulberry St Cincinnati, OH 3.0 3.0 2500 $3,500 $1.40 24d 1 0.37mi
107 E Clifton Ave Unit 1234537P Cincinnati, OH 2.0–3.0 1.0–2.0 2260 $6,619 $2.93 15d 2 0.40mi
2386 Wheeler St Cincinnati, OH 4.0 1.0 1740 $2,700 $1.55 24d 1 0.49mi
2388 Wheeler St Cincinnati, OH 4.0 2.0 1740 $2,700 $1.55 24d 1 0.49mi
2332 Chickasaw St Unit 1 Cincinnati, OH 3.0 1.0 2000 $1,800 $0.90 24d 1 0.53mi
2317 Chickasaw St Cincinnati, OH 5.0 2.0 2826 $2,750 $0.97 15d 1 0.54mi
328 Mulberry St Cincinnati, OH 3.0 3.5 2640 $5,500 $2.08 24d 1 0.55mi
328 Mulberry St Cincinnati, OH 3.0 3.5 2640 $5,500 $2.08 15d 1 0.55mi
2105 Burnet Ave Unit 1056017P Cincinnati, OH 4.0 2.0 2960 $7,384 $2.49 2d 1 0.59mi
2235 Victor St Cincinnati, OH 4.0 2.0 2043 $2,250 $1.10 24d 1 0.61mi
2800 Jefferson Ave Cincinnati, OH 4.0 2.0 2500 $625 $0.25 20d 1 0.62mi
111 W Elder St Unit 1056044P Cincinnati, OH 1.0–4.0 1.0–4.0 1835 $7,140 $3.89 11d 2 0.62mi
2231 Flora St Cincinnati, OH 4.0 2.0 1728 $1,500 $0.87 24d 1 0.65mi
1610 Pleasant St Unit 1056041P Cincinnati, OH 3.0–4.0 2.0–3.0 2960 $7,037 $2.38 11d 2 0.72mi
2813 Gerard St Unit 1540075P Cincinnati, OH 4.0 3.0 2152 $6,281 $2.92 20d 1 0.73mi
1537 Republic St Unit 1058850P Cincinnati, OH 4.0 3.0 2421 $10,677 $4.41 21d 1 0.74mi
21 E 15th St Unit 1512946P Cincinnati, OH 3.0 2.0 2852 $12,830 $4.50 24d 1 0.76mi
1354 Broadway Unit 1056136P Cincinnati, OH 4.0 3.0 2529 $7,307 $2.89 3d 1 0.77mi
241 E University Ave Cincinnati, OH 5.0 2.0 1836 $4,000 $2.18 24d 1 0.82mi
1424 Pleasant St Unit 1056038P Cincinnati, OH 4.0 3.0 2960 $7,167 $2.42 15d 1 0.87mi
2421 Fairview Ave Cincinnati, OH 5.0 2.0 2400 $3,300 $1.38 24d 1 0.89mi
1304 Broadway Unit 1056130P Cincinnati, OH 1.0–5.0 1.0–4.0 2072 $7,152 $3.45 11d 2 0.89mi
120 E 13th St Unit 1056091P Cincinnati, OH 4.0 2.0 3229 $10,667 $3.30 21d 1 0.89mi
126 E 13th St Unit 1056025P Cincinnati, OH 5.0 4.0 2960 $5,339 $1.80 3d 1 0.90mi
242 Stetson St Unit NA Cincinnati, OH 3.0 2.5 2300 $3,500 $1.52 21d 1 0.95mi
516 E 12th St Unit 1314562P Cincinnati, OH 4.0 2.0 2023 $10,170 $5.03 24d 1 0.96mi
2517 May St Cincinnati, OH 3.0 3.5 2014 $3,420 $1.70 21d 1 0.98mi
2601 May St Cincinnati, OH 2.0–3.0 2.5–3.5 1737 $3,325 $1.91 2d 12 1.00mi
2704 W McMicken Ave Unit 2 Cincinnati, OH 3.0 1.0 1760 $1,500 $0.85 24d 1 1.07mi
1287 Ida St Cincinnati, OH 3.0 2.5 2494 $4,700 $1.88 17d 1 1.08mi
918 Windsor St Cincinnati, OH 3.0 1.0 2583 $1,675 $0.65 24d 1 1.16mi
623 Riddle Rd Cincinnati, OH 3.0 2.0 2028 $1,800 $0.89 24d 1 1.17mi
923 Paradrome St Cincinnati, OH 3.0 2.5 2098 $3,000 $1.43 24d 1 1.19mi
923 Rogers Pl Cincinnati, OH 3.0 1.0 2061 $1,600 $0.78 24d 1 1.22mi
595 Martin Luther King Dr W Cincinnati, OH 3.0 2.0 2048 $1,650 $0.81 11d 1 1.41mi
2331 Park Ave Unit 1 Cincinnati, OH 3.0 2.5 2200 $2,350 $1.07 2d 1 1.41mi

Listing history 30 events

  1. 2026-06-18
    days on market $335,000 Active 101 DOM
  2. 2026-06-17
    price $335,000 Active 100 DOM
  3. 2026-06-17
    days on market $350,000 Active 100 DOM
  4. 2026-06-16
    days on market $350,000 Active 99 DOM
  5. 2026-06-15
    days on market $350,000 Active 98 DOM
  6. 2026-06-13
    days on market $350,000 Active 96 DOM
  7. 2026-06-13
    days on market $350,000 Active 95 DOM
  8. 2026-06-09
    days on market $350,000 Active 92 DOM
  9. 2026-06-08
    days on market $350,000 Active 91 DOM
  10. 2026-06-07
    days on market $350,000 Active 90 DOM
  11. 2026-06-03
    days on market $350,000 Active 86 DOM
  12. 2026-06-02
    days on market $350,000 Active 85 DOM
  13. 2026-06-01
    days on market $350,000 Active 84 DOM
  14. 2026-05-31
    days on market $350,000 Active 83 DOM
  15. 2026-05-06
    price $379,900
  16. 2026-04-08
    price $399,900
  17. 2026-03-27
    price $409,900
  18. 2026-03-09
    listed $419,900 Active
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  19. 2026-03-09
    historical 715-char remark
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  20. 2026-02-17
    price $424,000 715-char remark
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  21. 2026-01-29
    price $429,000 715-char remark
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  22. 2026-01-17
    listed $439,000 Active 715-char remark
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  23. 2026-01-17
    listed $439,000 Active
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  24. 2026-01-17
    historical
    Show marketing remark (715 chars)

    Beautifully renovated 4 bedroom, 2 full bath, 2 partial bath home in the heart of Mt. Auburn, updated top to bottom across all three levels. This spacious home features four large bedrooms, including an owner's suite with a private full bath. The main level is ideal for everyday living and entertaining with a convenient half bath and a stunning kitchen offering brand new stainless steel appliances, new cabinetry, and modern countertops. All new mechanicals and quality finishes throughout make this home truly move in ready. Property is eligible for a tax abatement, which could save the new owner thousands of dollars. Ideally located just minutes from downtown Cincinnati and all of its dining, entertainment.

  25. 2023-08-28
    soldstatus $133,000
  26. 2013-08-31
    historical
  27. 2012-08-18
    listed $3,000
  28. 2011-12-31
    historical
  29. 2011-06-16
    listed $7,000
  30. 2001-11-02
    soldstatus $73,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$3,428 · $286/mo
Projected year-2 tax
$4,327 · $361/mo
Expected delta
+$899/yr (+$75/mo · 26.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$46,047
− Mortgage interest
−$18,765
− Property taxes
−$3,428
− Insurance
−$2,342
− Repairs & maintenance
−$3,684
− Management
−$3,684
− Depreciation
−$9,745
Taxable income
$4,400
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,056
After-tax cash flow
$8,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cincinnati Public Schools
NCES district ID
3904375
Math proficiency
25% ▼ -19.00%
Reading proficiency
36% ▼ -14.00%
Median HH income
$35,743
Composite
25.21/100
National rank
#7508
State rank
#581 of 656 in OH

Livability — Cincinnati

Score
80/100
State rank
#130
US rank
#1856

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety B+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Cincinnati, OH
County
Hamilton County · 701,295 people
City population
505,555
Metro
Cincinnati, OH-KY-IN
Population (ZIP)
20,012
Household income
$35,657
Rent vs Own
82.9% rent · 17.1% own
Severe rent burden
2461.0

Population outlook (Hamilton County) Hauer SSP2

Today (2025)
826,054 people
By 2030
830,947 · +0.6%
By 2040
832,319 · +0.8%
By 2050
822,428 · -0.4%
By 2075
788,688 · -4.5%
By 2100
710,674 · -14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (67%)
Race & ethnicity
White 67% Black 16% Asian 7% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
10% · China, Canada
Languages at home
88% English-only · Chinese 3% Spanish 2% Other Indo-European 2%

Political lean MEDSL · Hamilton

2024 margin
D (+14.9) · D 57.0% · R 42.1%
2008→2024 swing
+7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
All cycles
2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.46%
Current HPI
340.1262
Rent YoY
▲ 2.07%
Metro
Cincinnati, OH-KY-IN
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+416.9% since first listed
16 events — show timeline
  • 2026-05-06 Price Changed $379,900 Cincy MLS
  • 2026-04-08 Price Changed $399,900 Cincy MLS
  • 2026-03-27 Price Changed $409,900 Cincy MLS
  • 2026-03-09 Listing Removed Cincy MLS
  • 2026-03-09 Listed $419,900 Cincy MLS
  • 2026-02-17 Price Changed $424,000 Cincy MLS
  • 2026-01-29 Price Changed $429,000 Cincy MLS
  • 2026-01-17 Listing Removed Cincy MLS
  • 2026-01-17 Listed $439,000 Cincy MLS
  • 2026-01-17 Listed $439,000 Cincy MLS
  • 2023-08-28 Sold (Public Records) $133,000 Public Records
  • 2013-08-31 Listing Removed Cincy MLS
  • 2012-08-18 Listed $3,000 Cincy MLS
  • 2011-12-31 Listing Removed Cincy MLS
  • 2011-06-16 Listed $7,000 Cincy MLS
  • 2001-11-02 Sold (Public Records) $73,500 Public Records

Property tax history

+22.0%/yr

Latest (2025): $3,428 · +0.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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