6206 Larue Ct · Fayetteville, NC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $906 – $1,684
Heat risk 7/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 7/10 · Major
- Chance of severe wind over 30 yrs
- 78.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.9/30.0
- ARV discount +15.0/15.0
- DSCR +6.7/10.0
- 1% rule +5.6/10.0
- Livability +3.8/5.0
- Rent growth +3.3/5.0
- Schools +3.1/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$141,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Built in 1974, this 4 bedroom, 2 bathroom brick home has 1408 square feet and situated on a large lot. Whether you're looking to renovate and rent, flip for resale, or occupy, this property offers a solid foundation and an exciting opportunity. Inside, you’ll find a functional layout that includes a living room, eat-in kitchen and family room. Other features include a single carport, gutters, outside storage shed, and vinyl windows. This is the proverbial "DIAMOND IN THE ROUGH". With the right vision and imagination, you will have instant equity. Schedule your showing today and see the possibilities for yourself! NOTE: Please be aware this sale is subject to NCGS Chapter 1 A
Key facts
- Living room
- Large lot
- Family room
Tags
Property features AI
Exterior
- Parking: 1 covered parking space; Has carport with 1 carport space
- Utilities: Public water; Public sewer
- Home design: Single family residence; Residential property; Brick veneer and frame construction
- Construction: Brick veneer construction; Frame construction
- Exterior features: Porch with front porch; Privacy fencing in back yard; Cul-de-sac lot
Interior
- Kitchen: Range; Water heater
- Bedrooms: 7 total rooms (includes bedrooms and living areas)
- Flooring: Laminate; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Heat pump (heating)
- Interior features: Eat-in kitchen; Metal fireplace; Storage
- Laundry & utility: Washer hookup; Crawl space
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $141k.
Deal economics
- At list price, monthly cash flow is $197 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $141k).
- Recommended offer: $137k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.0% vs local median 4.9% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#45 in NC, #4,031 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, employment D-.
- Cumberland County Schools (urban): math 32% / reading 41% proficiency, ranked #126 of 178 in NC (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Westover Middle (math 20% / reading 30%, grade F, #396 of 475 statewide, top 84%, 784 students, 100% FRL); Westover High (math 42% / reading 39%, grade F, #387 of 535 statewide, top 73%, 1,202 students, 100% FRL) — zoned schools average 100% FRL vs 55% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.0%/yr); 280 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,125 units permitted in Cumberland County in 2024 (104 in 5+ unit buildings).
- This rent runs 31% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $975 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($137k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $97k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.06% ✓
- Cap rate
- 7.97%
- Cash-on-cash
- 5.99%
- DSCR
- 1.27
- GRM
- 7.8
CMA / ARV
- ARV (on-the-fly)
- $211,200
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 834 Abilene Rd | 0.07mi | 4/2.0 (+1) | 1,476 (+5%) | 3mo | $235,000 | $159 | 81 |
| 843 Bedrock Dr | 0.35mi | 3/2.0 | 1,370 (-3%) | 1mo | $180,000 | $131 | 78 |
| 714 Bronco Ln | 0.43mi | 3/1.5 | 1,380 (-2%) | 0mo | $199,900 | $145 | 75 |
| 342 Summer Hill Rd | 0.51mi | 3/1.5 | 1,409 (+0%) | 2mo | $210,000 | $149 | 73 |
| 301 Summer Hill Rd | 0.33mi | 3/2.0 | 1,316 (-6%) | 3mo | $217,900 | $166 | 72 |
| 524 Killeen Rd | 0.50mi | 3/2.0 | 1,473 (+5%) | 1mo | $262,000 | $178 | 68 |
| 6425 Freeport Rd | 0.53mi | 3/1.5 | 1,404 (-0%) | 7mo | $210,000 | $150 | 67 |
| 1005 Castlebay Ct | 0.41mi | 3/2.0 | 1,535 (+9%) | 0mo | $265,000 | $173 | 66 |
| 321 Summer Hill Rd | 0.42mi | 4/2.0 (+1) | 1,482 (+5%) | 3mo | $215,000 | $145 | 64 |
| 703 Roundtree Dr | 0.74mi | 3/2.0 | 1,400 (-1%) | 2mo | $190,000 | $136 | 63 |
| 6108 Lonestar Rd | 0.38mi | 3/2.0 | 1,522 (+8%) | 8mo | $206,000 | $135 | 62 |
| 505 Killeen Rd | 0.46mi | 3/2.0 | 1,562 (+11%) | 3mo | $260,000 | $166 | 58 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.01% rent growth · sell at horizon
- IRR
- -7.0%
- Equity multiple
- 0.74×
- Total profit
- $-10,260
- Equity at exit
- $21,024
- IRR
- 2.6%
- Equity multiple
- 1.19×
- Total profit
- $7,403
- Equity at exit
- $12,191
Cash invested: $39,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 85 Strongly Landlord-Friendly
- State North Carolina
- 85 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 28303
- Home prices YoY
- -25.4%
- Rents YoY
- 3.0%
- Active inventory
- 280
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,500 high interval (Pro) →
- Mortgage (P&I)
- −$739
- Tax from tax record
- −$190 /mo · $2,282/yr
- Insurance
- −$59
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$315
- Net cashflow
- $197
Break-even live
Sensitivity live
| Price | -10% $277 | -5% $237 | +0% $197 | +5% $157 | +10% $117 |
|---|---|---|---|---|---|
| Rent | -10% $78 | -5% $138 | +0% $197 | +5% $256 | +10% $315 |
| Rate | -1.0pp $268 | -0.5pp $233 | base $197 | +0.5pp $160 | +1.0pp $123 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,250
- Closing costs
- $4,230
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 890 Bedrock Dr Fayetteville, NC | 4.0 | 2.5 | 1484 | $1,650 | $1.11 | 24d | 1 | 0.12mi |
| 6213 Sabine Dr Fayetteville, NC | 3.0 | 1.5 | 1092 | $1,175 | $1.08 | 24d | 1 | 0.23mi |
| 833 Fresno Dr Fayetteville, NC | 3.0 | 1.5 | 1512 | $1,300 | $0.86 | 24d | 1 | 0.25mi |
| 6033 Santa Fe Dr Fayetteville, NC | 3.0 | 1.5 | 1325 | $1,500 | $1.13 | 24d | 1 | 0.42mi |
| 338 Summer Hill Rd Fayetteville, NC | 4.0 | 2.0 | 1474 | $1,550 | $1.05 | 24d | 1 | 0.48mi |
| 513 Roundtree Dr Fayetteville, NC | 3.0 | 2.0 | 1337 | $1,775 | $1.33 | 24d | 1 | 0.58mi |
| 726 Windy Hill Cir Unit 726-C Fayetteville, NC | 2.0 | 1.5 | 1100 | $1,099 | $1.00 | 24d | 1 | 0.71mi |
| 111 Grande Oaks Dr Fayetteville, NC | 1.0–3.0 | 1.0–2.0 | 1205 | $1,645 | $1.37 | 14d | 46 | 0.71mi |
| 3639 Dornoch Dr Fayetteville, NC | 2.0 | 2.0 | 1000 | $1,025 | $1.02 | 24d | 1 | 0.71mi |
| 709 Windy Hill Cir Unit 709-D Fayetteville, NC | 2.0 | 1.5 | 1100 | $1,099 | $1.00 | 24d | 1 | 0.74mi |
| 3633 Dornoch Dr Apt E Fayetteville, NC | 2.0 | 2.0 | 1000 | $1,025 | $1.02 | 24d | 1 | 0.74mi |
| 390 Summer Hill Rd Fayetteville, NC | 3.0 | 2.5 | 1535 | $1,990 | $1.30 | 24d | 1 | 0.76mi |
| 3627 Dornoch Dr Apt E Fayetteville, NC | 2.0 | 2.0 | 1000 | $950 | $0.95 | 24d | 1 | 0.77mi |
| 3627 Dornoch Dr Apt A Fayetteville, NC | 2.0 | 2.0 | 1000 | $1,025 | $1.02 | 24d | 1 | 0.77mi |
| 718 Windy Hill Cir Unit 718-B Fayetteville, NC | 2.0 | 1.5 | 1100 | $1,099 | $1.00 | 14d | 1 | 0.78mi |
| 716 Windy Hill Cir Unit 716-A Fayetteville, NC | 2.0 | 1.5 | 1100 | $1,025 | $0.93 | 24d | 1 | 0.78mi |
| 6445 Independence Pl Dr Fayetteville, NC | 1.0–3.0 | 1.0–3.0 | 1106 | $1,779 | $1.61 | 14d | 18 | 0.82mi |
| 3619 Dornoch Dr Apt A Fayetteville, NC | 2.0 | 2.0 | 1000 | $1,025 | $1.02 | 14d | 1 | 0.82mi |
| 307 Family Lodge Dr Unit 5 Fayetteville, NC | 2.0 | 2.5 | 1200 | $1,100 | $0.92 | 14d | 1 | 0.87mi |
| 6510 Cissna Dr Fayetteville, NC | 3.0 | 1.5 | 1100 | $1,095 | $1.00 | 14d | 1 | 0.91mi |
| 425 Dunmore Rd Fayetteville, NC | 3.0 | 2.0 | 1724 | $1,800 | $1.04 | 24d | 1 | 0.91mi |
| 6521 Cissna Dr Fayetteville, NC | 3.0 | 2.0 | 1456 | $1,375 | $0.94 | 14d | 1 | 0.95mi |
| 643 Wakefield Dr Fayetteville, NC | 3.0 | 2.0 | 1794 | $1,575 | $0.88 | 14d | 1 | 0.97mi |
| 6471 Yadkin Rd Fayetteville, NC | 2.0 | 1.5 | 900 | $750 | $0.83 | 24d | 1 | 0.97mi |
| 6467 Yadkin Rd Fayetteville, NC | 2.0 | 1.5 | 900 | $850 | $0.94 | 24d | 1 | 0.99mi |
| 7526 Bridgeman Dr Fayetteville, NC | 3.0 | 2.0 | 1300 | $1,450 | $1.12 | 24d | 1 | 0.99mi |
| 824 Danish Dr Fayetteville, NC | 3.0 | 2.5 | 1310 | $1,400 | $1.07 | 24d | 1 | 1.00mi |
| 5408 Cardigan Ct Fayetteville, NC | 4.0 | 2.0 | 1700 | $1,800 | $1.06 | 24d | 1 | 1.01mi |
| 1429 Bozeman Loop Fayetteville, NC | 1.0–3.0 | 1.0–2.0 | 1001 | $1,500 | $1.50 | 14d | 24 | 1.02mi |
| 7115 Enfield Dr Fayetteville, NC | 3.0 | 2.0 | 1700 | $1,500 | $0.88 | 22d | 1 | 1.02mi |
| 422 Jamestown Ave Fayetteville, NC | 3.0 | 2.5 | 1409 | $2,000 | $1.42 | 24d | 1 | 1.03mi |
| 422 Jamestown Ave Fayetteville, NC | 3.0 | 2.5 | 1409 | $1,650 | $1.17 | 14d | 1 | 1.03mi |
| 7521 Ascot Ave Fayetteville, NC | 2.0 | 1.5 | 1600 | $1,500 | $0.94 | 24d | 1 | 1.04mi |
| 7514 Telfair Dr Fayetteville, NC | 3.0 | 1.5 | 1204 | $1,300 | $1.08 | 24d | 1 | 1.04mi |
| 7176 Fillyaw Rd Fayetteville, NC | 2.0 | 2.0 | 900 | $925 | $1.03 | 24d | 1 | 1.05mi |
| 5650 Netherfield Pl Fayetteville, NC | 1.0–3.0 | 1.0–2.0 | 1025 | $1,410 | $1.37 | 14d | 38 | 1.08mi |
| 909 Applewood Ln Fayetteville, NC | 2.0 | 2.0 | 915 | $925 | $1.01 | 24d | 1 | 1.10mi |
| 6309 Easthampton Ct Fayetteville, NC | 3.0 | 2.0 | 1776 | $1,600 | $0.90 | 24d | 1 | 1.11mi |
| 841 Applewood Ln Unit 1 Fayetteville, NC | 2.0 | 2.0 | 1000 | $925 | $0.93 | 24d | 1 | 1.11mi |
| 205 Brookford Ct Fayetteville, NC | 3.0 | 2.0 | 1196 | $1,640 | $1.37 | 24d | 1 | 1.12mi |
Listing history 19 events
-
2026-06-18days on market $141,000 Active 42 DOM
-
2026-06-17days on market $141,000 Active 41 DOM
-
2026-06-16days on market $141,000 Active 40 DOM
-
2026-06-15days on market $141,000 Active 39 DOM
-
2026-06-14days on market $141,000 Active 37 DOM
-
2026-06-13days on market $141,000 Active 36 DOM
-
2026-06-10days on market $141,000 Active 34 DOM
-
2026-06-09days on market $141,000 Active 33 DOM
-
2026-06-08days on market $141,000 Active 32 DOM
-
2026-06-07pricedays on market $141,000 Active 31 DOM
-
2026-06-03days on market $151,900 Active 27 DOM
-
2026-06-02days on market $151,900 Active 26 DOM
-
2026-06-01days on market $151,900 Active 25 DOM
-
2026-05-31days on market $151,900 Active 24 DOM
-
2026-05-30days on market $151,900 Active 23 DOM
-
2026-05-07$151,900 Active
-
2012-01-04soldstatus $97,000
-
2007-11-30soldstatus $97,000
-
1990-07-19soldstatus $58,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NC · Resets to sale price
- Current annual tax
- $2,282 · $190/mo
- Projected year-2 tax
- $2,282 · $190/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,003
- − Mortgage interest
- −$7,898
- − Property taxes
- −$2,282
- − Insurance
- −$705
- − Repairs & maintenance
- −$1,440
- − Management
- −$1,440
- − Depreciation
- −$4,102
- Taxable income
- $136
- Est. tax owed @ 24.0%
- −$33
- After-tax cash flow
- $2,330/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cumberland County Schools
- NCES district ID
- 3700011
- Math proficiency
- 32% ▼ -2.00%
- Reading proficiency
- 41% ▼ -1.00%
- Median HH income
- $44,168
- Composite
- 31.0/100
- National rank
- #6096
- State rank
- #126 of 178 in NC
Livability — Fayetteville
- Score
- 75/100
- State rank
- #45
- US rank
- #4031
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fayetteville, NC
- County
- Cumberland County · 265,314 people
- City population
- 226,118
- Metro
- Fayetteville, NC
- Population (ZIP)
- 30,965
- Household income
- $58,223
- Rent vs Own
- Severe rent burden
- 1370.0
Population outlook (Cumberland County) Hauer SSP2
- Today (2025)
- 330,855 people
- By 2030
- 333,523 · +0.8%
- By 2040
- 335,583 · +1.4%
- By 2050
- 335,325 · +1.4%
- By 2075
- 342,853 · +3.6%
- By 2100
- 340,698 · +3.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 39% Black 37% Two or more races 11% Hispanic / Latino 10% Asian 4% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3%
- Common ancestry
- Slovak 3% Serbian 1% Lithuanian 1%
- Foreign-born
- 9% · Canada, South Korea, Vietnam
- Languages at home
- 86% English-only · Spanish 7% Other Asian/Pacific 2% Korean 1%
Political lean MEDSL · Cumberland
- 2024 margin
- D (+13.4) · D 56.1% · R 42.7% · Other 1.2%
- 2008→2024 swing
- -4.3pp toward R · 2008: 17.7pp · 2024: 13.4pp
- All cycles
- 2024: D+13.4 2020: D+16.6 2016: D+16.0 2012: D+19.7 2008: D+17.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -77.14%
- Current HPI
- 226.5097
- Rent YoY
- ▲ 3.01%
- Metro
- Fayetteville, NC
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 26
Industry mix (Fortune 500 HQ in NC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 2 | $213B |
|
||
| Retail | 2 | $95B |
|
||
| Industrial Conglomerate | 1 | $38B |
|
||
| Metals / Steel | 1 | $35B |
|
||
| Utilities | 1 | $30B |
|
||
| Industrial Machinery | 1 | $19B |
|
||
Price history
+161.9% since first listed4 events — show timeline
- 2026-05-07 Listed $151,900 LPRMLS
- 2012-01-04 Sold (Public Records) $97,000 Public Records
- 2007-11-30 Sold (Public Records) $97,000 Public Records
- 1990-07-19 Sold (Public Records) $58,000 Public Records
Property tax history
+5.0%/yrLatest (2025): $2,282 · +41.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…