556 Idora Ln · Struthers, OH 44471

$219,000

2 bd · 1.5 ba · 1,326 sqft · SingleFamily public records · 9 Days on market

Built 1962 9,104 sqft lot $165/sqft · 40% above area Est $157k · 40% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.5/30.0
• DSCR +5.5/10.0
• Schools +4.0/10.0
• 1% rule +3.7/10.0
• Livability +3.6/5.0
• Appreciation +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0

Listing remarks

WOW!!! Totally remodeled inside and out for this 3 bedroom 1 1/2 story home. Updates galore include kitchen dinette with new stainless steel appliances and granite countertops. New laminate and carpeting throughout. Full updated first floor bathroom with two closets, vinyl windows with blinds, freshly painted with new fixtures. Full basement with backyard access. Exterior has new vinyl siding, front porch, beautiful 16X16 back wood deck overlooking a fenced backyard. Immediate possession! Won't last long!!!

Key facts

• Remodeled
• Vinyl windows
• New fixtures

Tags

• REMODELED
• NEW STAINLESS STEEL APPLIANCES
• GRANITE COUNTERTOPS
• UPDATED FIRST FLOOR BATHROOM
• VINYL WINDOWS
• NEW FIXTURES

Property features AI

Exterior

• Parking: Attached garage (1 car); Driveway; Off-street parking; Concrete parking; Garage faces front
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer
• Home design: Two-story house; Updated / remodeled; Property attached
• Construction: Brick and vinyl siding exterior; Asphalt fiberglass pitched roof; Block foundation; Built (year per public records)
• Exterior features: Deck; Front porch; Shed(s) / additional storage; Storage; Wood full backyard fence; Back yard; Cleared, city lot; Has view

Interior

• Kitchen: Granite counters; Eat-in kitchen; Dishwasher; Disposal; Microwave; Range; Refrigerator
• Bedrooms: Two main-level bedrooms; Additional living suite on second level (additional space suitable for a computer desk)
• Flooring: Carpet (second level rooms); Laminate (first level living areas and some bedrooms)
• Bathrooms: One full bathroom; One half bathroom; One main-level bathroom
• Heating & cooling: Forced air gas heating; Central air conditioning
• Interior features: Ceiling fan(s); Eat-in kitchen; Granite counters; Storage; Double pane windows; Window treatments; Smoke detector(s)
• Laundry & utility: Washer hookup; Gas dryer hookup; Laundry in basement / lower level

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath single-family listed at $219k.

Deal economics

• At list price, monthly cash flow is $168 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (12.8% below list).
• Recommended offer: $191k (12.8% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#418 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: commute C-, amenities F, employment F.
• Struthers City (suburban): math 45% / reading 52% proficiency, ranked #475 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Struthers Elementary School (math 57% / reading 39%, grade D, #941 of 1,584 statewide, top 59%, 654 students, 0% FRL); Struthers Middle School (math 43% / reading 58%, grade C, #413 of 654 statewide, top 63%, 545 students, 72% FRL); Struthers High School (math 27% / reading 52%, grade F, #528 of 781 statewide, top 71%, 465 students, 74% FRL).
• Market conditions: 67 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 43% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $190,877 (12.8% below list)

Questions for the listing agent

1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 7.21%
• Cash-on-cash: 3.28%
• DSCR: 1.15
• GRM: 9.6

CMA / ARV

• ARV (median comp): $156,752
• List price: $219,000
• Delta: 39.71%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
556 Idora Ln	0.00mi	3/1.5 (+1)	1,326 (0%)	1mo	$198,000	$149	94
19 Renee Dr	0.30mi	3/1.5 (+1)	1,250 (-6%)	7mo	$192,000	$154	66
32 Como St	0.44mi	3/2.5 (+1)	1,358 (+2%)	1mo	$115,000	$85	66
178 Como St	0.51mi	3/2.0 (+1)	1,400 (+6%)	0mo	$221,500	$158	60
42 E Wilson St	0.51mi	3/2.0 (+1)	1,409 (+6%)	2mo	$155,000	$110	57
227 E Wilson St	0.64mi	3/1.0 (+1)	1,365 (+3%)	1mo	$187,000	$137	57
93 Morrison St	0.69mi	3/1.5 (+1)	1,360 (+3%)	6mo	$135,000	$99	54
128 Renee Dr	0.31mi	3/1.0 (+1)	1,144 (-14%)	8mo	$170,000	$149	49
2451 W Manor Ave	0.70mi	3/2.0 (+1)	1,245 (-6%)	2mo	$209,900	$169	49
135 Renee Dr	0.34mi	3/1.5 (+1)	1,144 (-14%)	9mo	$132,000	$115	48
14 Clingan Rd	0.67mi	2/2.5	1,205 (-9%)	8mo	$265,000	$220	43
95 Clingan Rd	0.61mi	3/1.0 (+1)	1,518 (+14%)	8mo	$230,000	$152	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.2%
• Equity multiple: 0.59×
• Total profit: $-24,889
• Equity at exit: $32,654

10-year hold

• IRR: -2.0%
• Equity multiple: 0.87×
• Total profit: $-8,242
• Equity at exit: $18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44471

• Home prices YoY: -1.5%
• Active inventory: 67
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,909 medium
• Mortgage (P&I): −$1,148
• Tax from tax record: −$101 /mo · $1,207/yr
• Insurance: −$91
• HOA: −$0
• Vacancy / Maint / Mgmt: −$401
• Net cashflow: $168

Break-even live

Break-even rent $1,697

Max offer price $219,000

Occupancy floor 86%

Sensitivity live

Price	-10% $292	-5% $230	+0% $168	+5% $106	+10% $44
Rent	-10% $17	-5% $92	+0% $168	+5% $243	+10% $318
Rate	-1.0pp $278	-0.5pp $223	base $168	+0.5pp $111	+1.0pp $53

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,750
• Closing costs: $6,570
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
465 W Omar St Struthers, OH	3.0	2.0	1544	$1,800	$1.17	15d	1	0.82mi
2670 Center Rd Youngstown, OH	3.0	2.5	1722	$2,500	$1.45	23d	1	1.33mi
610 Elm St Struthers, OH	3.0	1.0	1050	$1,500	$1.43	15d	1	1.41mi

Listing history 5 events

1. 2026-05-02
   status Pending 512-char remark
2. 2026-04-22
   listed $219,000 Active 512-char remark
3. 2002-02-24
   historical
4. 2001-08-25
   listed $81,900
5. 1990-01-24
   soldstatus $42,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,207 · $101/mo
• Projected year-2 tax: $2,312 · $193/mo
• Expected delta: +$1,105/yr (+$92/mo · 91.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,905
• − Mortgage interest: −$12,267
• − Property taxes: −$1,207
• − Insurance: −$1,095
• − Repairs & maintenance: −$1,832
• − Management: −$1,832
• − Depreciation: −$6,371
• Taxable loss: −$1,700
• Est. tax savings @ 24.0%: +$408
• After-tax cash flow: $2,419/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Struthers City
• NCES district ID: 3904485
• Math proficiency: 45% ▼ -12.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $37,753
• Composite: 40.35/100
• National rank: #3742
• State rank: #475 of 656 in OH

Livability — Struthers

• Score: 71/100
• State rank: #418
• US rank: #6867

Category grades

Amenities F Commute C- Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Struthers, OH
• County: Mahoning · 224,175 people
• City population: 10,296
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,296
• Household income: $52,811
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 12.2

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Romanian 8% Lithuanian 4% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · Spanish 4% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.12%
• Current HPI: 274.6394
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+1284.6% since first listed

7 events — show timeline

• 2026-06-02 Sold (Public Records) $594,000 Public Records
• 2026-06-01 Sold (MLS) $198,000 MLSNOW
• 2026-05-02 Pending — MLSNOW
• 2026-04-22 Listed $219,000 MLSNOW
• 2002-02-24 Listing Removed — MLSNOW
• 2001-08-25 Listed $81,900 MLSNOW
• 1990-01-24 Sold (Public Records) $42,900 Public Records

Property tax history

+1.3%/yr

Latest (2025): $1,207 · -1.2% YoY. Source: county tax records.