2710 Puckett Ct · Rockwood, VA 23112

$289,000

3 bd · 1.5 ba · 1,300 sqft · SingleFamily public records · 1 Days on market

Built 1980 0.33 ac lot Est $326k · 11% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.3/30.0
• ARV discount +12.6/15.0
• Schools +5.2/10.0
• DSCR +4.7/10.0
• Livability +3.9/5.0
• 1% rule +3.4/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

3 bedroom, 2 bathroom, ranch home in desirable Chesterfield County! Situated on a spacious lot in the peaceful Lake Genito neighborhood, this home would make a great first home or investment property. The spacious living room with fireplace. The eat-in kitchen has ample cabinet and counter space. All three bedrooms are generously sized. Step outside to enjoy the expansive backyard. A driveway provides ample off-street parking. Trane HVAC from 2013. Conveniently located near parks, schools, shopping, dining, and major commuter routes. Schedule your showing today! Property sold as-is.

Key facts

• Ranch home
• Spacious lot
• Eat-in kitchen

Tags

• RANCH HOME
• SPACIOUS LOT
• LIVING ROOM WITH FIREPLACE
• EAT-IN KITCHEN
• EXPANSIVE BACKYARD
• AMPLE OFF-STREET PARKING

Property features AI

Finance

• Other: Zoning: R7; Lot size: 0.325 acres; Above-grade finished area: 1,300 (value provided)

Exterior

• Parking: Off-street parking; Unpaved driveway
• Security: No security features listed
• Utilities: Public water; Public sewer
• Home design: Single-story home; Resale property
• Construction: Brick and vinyl siding exterior; Asphalt roof; Built (actual year not specified)
• Exterior features: Unpaved driveway; Driveway and off-street parking

Interior

• Kitchen: No specific appliances listed beyond water heater
• Bedrooms: Total rooms: 6
• Flooring: Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air conditioning; Electric heating; Heat pump
• Interior features: Laminate flooring; Electric water heater
• Laundry & utility: No specific laundry appliances listed

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $289k.

Deal economics

• At list price, monthly cash flow is $107 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $243k (15.9% below list).
• Recommended offer: $243k (15.9% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 4.2% in Rockwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#86 in VA, #2,803 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, schools A; Watch: amenities F, commute F.
• Chesterfield County Public School District (suburban): math 52% / reading 64% proficiency, ranked #57 of 131 in VA (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.3%/yr); 492 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,307 units permitted in Chesterfield County in 2024 (462 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Chesterfield County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $243,159 (15.9% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.74%
• Cash-on-cash: 1.58%
• DSCR: 1.07
• GRM: 9.9

CMA / ARV

• ARV (on-the-fly): $326,300
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
11201 Puckett Pl	0.12mi	3/1.5	1,294 (-0%)	5mo	$325,000	$251	90
3030 Clintwood Rd	0.36mi	3/2.0	1,350 (+4%)	1mo	$315,000	$233	74
2831 Delfin Rd	0.18mi	3/2.0	1,431 (+10%)	2mo	$365,000	$255	72
3041 Clintwood Rd	0.31mi	3/1.5	1,200 (-8%)	2mo	$275,000	$229	71
11101 Dumaine Dr	0.40mi	3/2.0	1,224 (-6%)	1mo	$345,000	$282	69
2917 Speeks Dr	0.24mi	3/2.0	1,428 (+10%)	4mo	$340,000	$238	67
2218 Providence Creek Rd	0.56mi	3/1.5	1,258 (-3%)	6mo	$353,000	$281	63
3055 Quisenberry St	0.66mi	3/1.0	1,325 (+2%)	2mo	$335,000	$253	62
2707 Quisenberry St	0.66mi	3/2.0	1,250 (-4%)	4mo	$297,000	$238	57
11300 Forestwind Dr	0.46mi	3/2.0	1,427 (+10%)	4mo	$369,900	$259	57
3350 Kellynn Dr	0.61mi	3/1.5	1,431 (+10%)	2mo	$329,500	$230	53
2869 Iverson Rd	0.70mi	3/2.0	1,420 (+9%)	1mo	$320,000	$225	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.29% rent growth · sell at horizon

5-year hold

• IRR: -14.5%
• Equity multiple: 0.48×
• Total profit: $-41,840
• Equity at exit: $43,091

10-year hold

• IRR: -7.0%
• Equity multiple: 0.57×
• Total profit: $-34,975
• Equity at exit: $24,987

Cash invested: $80,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 55 Moderately Landlord-Leaning
• State Virginia: 55 Moderately Landlord-Leaning · D+2
• County: — inherits STATE
• City: — inherits STATE

VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

Methodology + full state rankings →

ZIP-level market 23112

• Rents YoY: 2.3%
• Active inventory: 492
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $2,432 medium
• Mortgage (P&I): −$1,516
• Tax from tax record: −$178 /mo · $2,140/yr
• Insurance: −$120
• HOA: −$0
• Vacancy / Maint / Mgmt: −$511
• Net cashflow: $107

Break-even live

Break-even rent $2,297

Max offer price $289,000

Occupancy floor 91%

Sensitivity live

Price	-10% $270	-5% $188	+0% $107	+5% $25	+10% $-57
Rent	-10% $-85	-5% $11	+0% $107	+5% $203	+10% $299
Rate	-1.0pp $252	-0.5pp $180	base $107	+0.5pp $32	+1.0pp $-44

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,250
• Closing costs: $8,670
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2900 Clintwood Rd Midlothian, VA	3.0	2.0	1500	$2,225	$1.48	20d	1	0.34mi
3225 Hollyglen Ct Midlothian, VA	3.0	2.0	1274	$2,125	$1.67	24d	1	0.80mi
3310 Old Courthouse Rd North Chesterfield, VA	1.0–3.0	1.0–2.0	880	$2,408	$2.74	3d	9	0.92mi
2350 Scenic Lake Dr Midlothian, VA	1.0–3.0	1.0–2.5	1255	$3,210	$2.56	2d	37	1.22mi

Listing history 2 events

1. 2026-06-19
   remarks 589-char remark
2. 2026-06-19
   listed $289,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

• Current annual tax: $2,140 · $178/mo
• Projected year-2 tax: $2,370 · $197/mo
• Expected delta: +$229/yr (+$19/mo · 10.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,179
• − Mortgage interest: −$16,188
• − Property taxes: −$2,140
• − Insurance: −$1,445
• − Repairs & maintenance: −$2,334
• − Management: −$2,334
• − Depreciation: −$8,407
• Taxable loss: −$3,671
• Est. tax savings @ 24.0%: +$881
• After-tax cash flow: $2,160/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chesterfield County Public School District
• NCES district ID: 5100840
• Math proficiency: 52% ▼ -30.00%
• Reading proficiency: 64% ▼ -15.00%
• Median HH income: $72,821
• Composite: 51.56/100
• National rank: #1712
• State rank: #57 of 131 in VA

Livability — Rockwood

• Score: 77/100
• State rank: #86
• US rank: #2803

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment B+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Chesterfield County · 406,988 people
• Metro: Richmond, VA
• Population (ZIP): 57,016
• Household income: $116,465
• Rent vs Own: 19.4% rent · 80.6% own
• Severe rent burden: 897.0

Population outlook (Chesterfield County) Hauer SSP2

• Today (2025): 377,190 people
• By 2030: 395,710 · +4.9%
• By 2040: 427,694 · +13.4%
• By 2050: 452,706 · +20.0%
• By 2075: 505,533 · +34.0%
• By 2100: 521,282 · +38.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Black 14% Two or more races 7% Hispanic / Latino 6% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 4% Romanian 2%
• Foreign-born: 7% · Canada, China, Jamaica
• Languages at home: 91% English-only · Spanish 4% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Chesterfield

• 2024 margin: Lean D (+9.0) · D 53.8% · R 44.8% · Other 1.4%
• 2008→2024 swing: +16.4pp toward D · 2008: -7.5pp · 2024: 9.0pp
• All cycles: 2024: D+9.0 2020: D+6.7 2016: R+2.2 2012: R+7.1 2008: R+7.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -224.87%
• Current HPI: 277.4841
• Rent YoY: ▲ 2.29%
• Metro: Richmond, VA
• State GDP YoY: ▲ 2.40%
• F500 in state: 50

Industry mix (Fortune 500 HQ in VA)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	4	$236B
▸Technology / Defense	3	$32B
▸Financial Services	2	$176B
▸Utilities	2	$27B
▸Insurance	2	$25B
▸Technology	2	$15B

Price history

1 event — show timeline

• 2026-06-18 Listed $289,000 CVRMLS

Property tax history

+4.8%/yr

Latest (2025): $2,140 · +1.0% YoY. Source: county tax records.