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4368 Clark Cir SE
B- Composite 65.6
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.3/10.0
  • 1% rule +5.2/10.0
  • Livability +3.6/5.0
  • Rent growth +2.9/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$200,000

4368 Clark Cir SE · Acworth, GA 30102
3 bd · 2.0 ba · 1,672 sqft · SingleFamily public records · 20 Days on market
Built 1979 0.46 ac lot Est $339k · 41% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

Key facts

  • Separate dining room
  • Breakfast bar
  • 0.46 acre lot

Tags

ROCKING CHAIR FRONT PORCHBRIGHT AND AIRY FAMILY ROOMSOLID SURFACE COUNTERSBREAKFAST BARPLENTY OF CABINET SPACESEPARATE DINING ROOM

Property features AI

Finance

  • HOA & community: Near schools; Near shopping

Exterior

  • Parking: Driveway parking; Two total parking spaces; Open parking available
  • Utilities: Public water; Septic tank sewer; Electric service (other); Other utilities
  • Home design: One-level home; Composition roof; Slab foundation; Resale property
  • Construction: Other construction materials
  • Exterior features: Private entrance; Private yard; Rear stairs; Covered patio/deck and front porch; Back yard chain-link fence; Outbuilding on the property

Interior

  • Kitchen: Breakfast bar; Cabinets; Eat-in kitchen; Solid surface counters; Open view to family room; Electric oven and electric range; Microwave; Dishwasher; Refrigerator
  • Bedrooms: Master on main; Split bedroom plan; Three main-level bedrooms
  • Flooring: Luxury vinyl
  • Bathrooms: Two full bathrooms; Master bathroom with double vanity, separate tub and shower, and soaking tub
  • Heating & cooling: Electric forced-air heating; Ceiling fans; Window air unit(s)
  • Interior features: Double vanity; Entrance foyer; Vaulted ceilings; Walk-in closets; No shared/common walls
  • Laundry & utility: Main-level laundry room; Washer and dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $447 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $200k).
  • Recommended offer: $197k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 3.9% in Acworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Allatoona Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 415 students, 74% FRL); Red Top Middle School (math 26% / reading 28%, grade F, #271 of 470 statewide, top 60%, 565 students, 70% FRL) — zoned schools average 72% FRL vs 51% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.7%/yr); 326 active listings in the ZIP; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $135k; 48% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $197,000 (1.5% below list)

Questions for the listing agent

  1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.97%
Cash-on-cash
9.57%
DSCR
1.43
GRM
8.2

CMA / ARV

ARV (on-the-fly)
$339,416
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6219 Holly Ann St SE 0.15mi 3/2.0 1,504 (-10%) 4mo $300,000 $199 73
6252 Brightwell Pl SE 0.38mi 3/2.0 1,568 (-6%) 1mo $320,000 $204 72
4161 Clark Cir SE 0.17mi 3/2.0 1,568 (-6%) 22mo $145,500 $93 63
3 Colonial Club Dr SE 0.50mi 2/1.0 (-1) 1,624 (-3%) 6mo $620,000 $382 58
4141 Arrington Rd SE 0.64mi 4/2.0 (+1) 1,700 (+2%) 9mo $372,100 $219 55
4323 SE Clark Cir SE 0.16mi 3/2.0 1,450 (-13%) 19mo $292,500 $202 55
6308 Emerald Trl SE 0.45mi 3/2.0 1,824 (+9%) 16mo $338,000 $185 51
6168 Emerald Springs Way SE 0.65mi 3/2.5 1,510 (-10%) 4mo $329,900 $218 48
4196 Bryan Dr 0.46mi 3/2.0 1,456 (-13%) 16mo $270,000 $185 44
6635 Oak Farm Dr SE 0.48mi 3/2.0 1,512 (-10%) 22mo $345,000 $228 44
6637 Oak Farm Dr SE 0.50mi 4/3.0 (+1) 1,865 (+12%) 8mo $379,000 $203 42
4079 Arrington Rd SE 0.74mi 3/2.0 1,891 (+13%) 6mo $340,000 $180 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
-3.2%
Equity multiple
0.88×
Total profit
$-6,672
Equity at exit
$29,821
10-year hold
IRR
5.1%
Equity multiple
1.36×
Total profit
$19,953
Equity at exit
$17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30102

Rents YoY
1.7%
Active inventory
326
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,043 medium interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$35 /mo · $416/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$429
Net cashflow
$447

Break-even live

Break-even rent $1,477
Max offer price $200,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-02
    status $200,000 Pending 20 DOM
  2. 2026-06-01
    days on market $200,000 Active Under Contract 20 DOM
  3. 2026-05-31
    days on market $200,000 Active Under Contract 19 DOM
  4. 2026-05-21
    status Back On Market 1015-char remark
    Show marketing remark (1015 chars)

    Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

  5. 2026-05-21
    status Active
    Show marketing remark (1015 chars)

    Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

  6. 2026-05-14
    status Under Contract 1015-char remark
    Show marketing remark (1015 chars)

    Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

  7. 2026-05-14
    historical Active Under Contract
    Show marketing remark (1015 chars)

    Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

  8. 2026-05-12
    listed $200,000 New 1015-char remark
    Show marketing remark (1015 chars)

    Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

  9. 2026-05-12
    listed $200,000 Active
    Show marketing remark (1015 chars)

    Charming 3 bedroom / 2 bathroom ranch on almost half an acre in the heart of Acworth with tons of potential! Whether you're an investor, first-time buyer looking to add your personal touch, or someone searching for a fixer-upper opportunity, this home offers a great layout, solid bones, and an unbeatable location. A rocking chair front porch welcomes you into the bright and airy family room with vaulted ceilings that flows into the kitchen featuring solid surface counters, a breakfast bar, and plenty of cabinet space. The separate dining and laundry rooms add convenience. The main level primary suite includes a walk-in closet and an ensuite bathroom with double vanities, a separate shower, and a soaking tub. Two generously sized secondary bedrooms share a full bathroom on the opposite side of the home. Outside, the covered rear deck overlooks the expansive backyard complete with 2 storage sheds and a dog house. Great location just minutes to Downtown Acworth, Lake Acworth, shopping, dining, and more!

  10. 2022-12-27
    soldstatus $135,000
  11. 2022-12-21
    soldstatus $135,000 Sold 441-char remark
    Show marketing remark (441 chars)

    INVESTOR SPECIAL!! If you are looking for a fixer upper or a place to stay while visiting the lake.. this is the one!! This 3 bedroom, 2 bath home has a roof that is only 2 years old. The water heater is 3 only years old. This could be the perfect place to stay while going to the lake on the weekends, Lake Allatoona is only a couple miles away or if you are looking for investment properties this one is GREAT! Set up an appointment today!

  12. 2022-12-21
    soldstatus $135,000 Closed
    Show marketing remark (441 chars)

    INVESTOR SPECIAL!! If you are looking for a fixer upper or a place to stay while visiting the lake.. this is the one!! This 3 bedroom, 2 bath home has a roof that is only 2 years old. The water heater is 3 only years old. This could be the perfect place to stay while going to the lake on the weekends, Lake Allatoona is only a couple miles away or if you are looking for investment properties this one is GREAT! Set up an appointment today!

  13. 2022-11-30
    status Pending
  14. 2022-10-13
    historical Active Under Contract
  15. 2022-10-06
    status Pending
  16. 2022-09-06
    status Under Contract 441-char remark
    Show marketing remark (441 chars)

    INVESTOR SPECIAL!! If you are looking for a fixer upper or a place to stay while visiting the lake.. this is the one!! This 3 bedroom, 2 bath home has a roof that is only 2 years old. The water heater is 3 only years old. This could be the perfect place to stay while going to the lake on the weekends, Lake Allatoona is only a couple miles away or if you are looking for investment properties this one is GREAT! Set up an appointment today!

  17. 2022-09-06
    historical Active Under Contract
    Show marketing remark (441 chars)

    INVESTOR SPECIAL!! If you are looking for a fixer upper or a place to stay while visiting the lake.. this is the one!! This 3 bedroom, 2 bath home has a roof that is only 2 years old. The water heater is 3 only years old. This could be the perfect place to stay while going to the lake on the weekends, Lake Allatoona is only a couple miles away or if you are looking for investment properties this one is GREAT! Set up an appointment today!

  18. 2022-08-29
    listed $140,000 New 441-char remark
    Show marketing remark (441 chars)

    INVESTOR SPECIAL!! If you are looking for a fixer upper or a place to stay while visiting the lake.. this is the one!! This 3 bedroom, 2 bath home has a roof that is only 2 years old. The water heater is 3 only years old. This could be the perfect place to stay while going to the lake on the weekends, Lake Allatoona is only a couple miles away or if you are looking for investment properties this one is GREAT! Set up an appointment today!

  19. 2022-08-29
    listed $140,000 Active
    Show marketing remark (441 chars)

    INVESTOR SPECIAL!! If you are looking for a fixer upper or a place to stay while visiting the lake.. this is the one!! This 3 bedroom, 2 bath home has a roof that is only 2 years old. The water heater is 3 only years old. This could be the perfect place to stay while going to the lake on the weekends, Lake Allatoona is only a couple miles away or if you are looking for investment properties this one is GREAT! Set up an appointment today!

  20. 2007-10-18
    soldstatus $82,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$416 · $35/mo
Projected year-2 tax
$1,840 · $153/mo
Expected delta
+$1,424/yr (+$119/mo · 342.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,511
− Mortgage interest
−$11,203
− Property taxes
−$416
− Insurance
−$1,000
− Repairs & maintenance
−$1,961
− Management
−$1,961
− Depreciation
−$5,818
Taxable income
$2,151
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$516
After-tax cash flow
$4,845/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Acworth

Score
72/100
State rank
#68
US rank
#6208

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment B- Housing A+ Health & safety B- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Cherokee County · 289,977 people
City population
107,912
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
45,319
Household income
$97,676
Rent vs Own
23.4% rent · 76.6% own
Severe rent burden
940.0

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Hispanic / Latino 14% Black 14% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
15% · Canada, Jamaica, Vietnam
Languages at home
81% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -209.73%
Current HPI
250.4575
Rent YoY
▲ 1.71%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+143.9% since first listed
17 events — show timeline
  • 2026-05-21 Relisted GAMLS
  • 2026-05-21 Relisted FMLS
  • 2026-05-14 Pending GAMLS
  • 2026-05-14 Contingent FMLS
  • 2026-05-12 Listed $200,000 FMLS
  • 2026-05-12 Listed $200,000 GAMLS
  • 2022-12-27 Sold (Public Records) $135,000 Public Records
  • 2022-12-21 Sold (MLS) $135,000 FMLS
  • 2022-12-21 Sold (MLS) $135,000 GAMLS
  • 2022-11-30 Pending FMLS
  • 2022-10-13 Contingent FMLS
  • 2022-10-06 Pending FMLS
  • 2022-09-06 Pending GAMLS
  • 2022-09-06 Contingent FMLS
  • 2022-08-29 Listed $140,000 FMLS
  • 2022-08-29 Listed $140,000 GAMLS
  • 2007-10-18 Sold (Public Records) $82,000 Public Records

Property tax history

+4.8%/yr

Latest (2025): $416 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…