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210 Muncey
B- Composite 69.2
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.6/30.0
  • Appreciation +10.0/10.0
  • ARV discount +9.4/15.0
  • DSCR +7.6/10.0
  • 1% rule +6.3/10.0
  • Rent growth +4.5/5.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.4/10.0

$110,000

210 Muncey · San Antonio, TX 78202
2 bd · 1.0 ba · 765 sqft · SingleFamily public records · 37 Days on market
Built 1930 Est $115k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Located in Dignowity Hill, property needs a rehab. - Large backyard - 5-6 mins from downtown

Key facts

  • Large backyard
  • Dignowity hill
  • Built 1930

Tags

LARGE BACKYARDDIGNOWITY HILL5-6 MINS FROM DOWNTOWN

Property features AI

Finance

  • Other: No additional financial or investor-specific information provided
  • Financial info: Financial details not provided
  • HOA & community: HOA information not provided

Exterior

  • Parking: Parking details not provided
  • Security: Security details not provided
  • Utilities: Utility details not provided
  • Home design: Single-family property built in 1930; 1-story (living area listed as 765)
  • Construction: Built in 1930
  • Exterior features: Located in the Eastside Promise Neighborhood

Interior

  • Kitchen: Kitchen details not provided
  • Bedrooms: Bedroom count not provided
  • Flooring: Flooring details not provided
  • Bathrooms: Bathroom count not provided
  • Heating & cooling: Heating and cooling details not provided
  • Interior features: Interior details not provided
  • Laundry & utility: Laundry and utility details not provided

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $206 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $110k).
  • Recommended offer: $107k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.5% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+8.2%/yr); 196 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $12k of equity ($761 loan paydown + $11k appreciation (10.0% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 8.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $106,700 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.54%
Cash-on-cash
8.04%
DSCR
1.36
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$114,750
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
151 Canton 0.32mi 2/1.0 744 (-3%) 2mo $130,000 $175 78
121 Boston 0.33mi 2/1.0 752 (-2%) 7mo $89,000 $118 76
401 Canton 0.55mi 2/1.0 808 (+6%) 8mo $65,000 $80 58
510 Muncey 0.27mi 2/1.0 700 (-8%) 21mo $190,000 $271 56
1038 Paso Hondo 0.66mi 2/1.0 720 (-6%) 14mo $80,000 $111 48
604 Potomac 0.41mi 2/1.0 866 (+13%) 14mo $86,000 $99 47
1715 Dawson St 0.59mi 3/1.0 (+1) 780 (+2%) 22mo $77,000 $99 46
416 Idaho 0.67mi 2/1.0 824 (+8%) 14mo $104,900 $127 44
228 Sherman 0.62mi 2/2.0 854 (+12%) 5mo $259,000 $303 43
623 Blaine 0.59mi 3/1.0 (+1) 869 (+14%) 12mo $130,000 $150 35
431 Blue Bonnet 0.70mi 2/1.0 876 (+14%) 10mo $139,500 $159 34
113 Dreiss St 0.71mi 1/1.0 (-1) 840 (+10%) 20mo $215,000 $256 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
32.3%
Equity multiple
3.59×
Total profit
$79,650
Equity at exit
$99,097
10-year hold
IRR
29.6%
Equity multiple
8.81×
Total profit
$240,545
Equity at exit
$213,706

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78202

Home prices YoY
27.0%
Rents YoY
8.2%
Active inventory
196
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,243 high interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$153 /mo · $1,833/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$261
Net cashflow
$206

Break-even live

Break-even rent $982
Max offer price $110,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
203 Gorman San Antonio, TX 1.0 1.0 578 $745 $1.29 44d 1 0.12mi
103 Saint Charles Unit NA San Antonio, TX 2.0 2.0 995 $1,300 $1.31 44d 1 0.18mi
732 Lamar St Unit 1 San Antonio, TX 1.0 1.0 1100 $1,550 $1.41 44d 1 0.25mi
103 Saint John San Antonio, TX 2.0 1.0 943 $1,245 $1.32 44d 1 0.30mi
155 Canton San Antonio, TX 2.0 2.0 1078 $1,250 $1.16 24d 1 0.33mi
1615 Nolan St Unit A San Antonio, TX 2.0 1.0 1066 $1,400 $1.31 11d 1 0.39mi
1615 Nolan St San Antonio, TX 1.0 1.0 978 $1,200 $1.23 11d 1 0.39mi
1619 Nolan St Unit B San Antonio, TX 2.0 1.0 600 $1,050 $1.75 24d 1 0.40mi
628 Sherman Unit 2 San Antonio, TX 1.0 1.0 675 $995 $1.47 44d 1 0.42mi
620 Potomac San Antonio, TX 2.0 1.0 900 $1,050 $1.17 22d 1 0.43mi
622 Potomac St San Antonio, TX 1.0 1.0 700 $975 $1.39 44d 1 0.43mi
2023 Beaver Ln San Antonio, TX 1.0 1.0 600 $960 $1.60 44d 1 0.44mi
721 Potomac San Antonio, TX 1.0 1.0 914 $1,100 $1.20 24d 1 0.46mi
1323 Lamar St #1 San Antonio, TX 2.0 1.0 900 $999 $1.11 44d 1 0.48mi
1617 E Commerce St San Antonio, TX 1.0 1.0 844 $814 $0.96 44d 1 0.49mi
1123 N Olive St San Antonio, TX 2.0 1.0 840 $1,600 $1.90 24d 1 0.49mi
118 Glorietta San Antonio, TX 1.0 1.0 913 $1,600 $1.75 4d 1 0.49mi
1411 Lamar St San Antonio, TX 2.0 1.0 700 $1,125 $1.61 44d 1 0.54mi
438 Gulf St San Antonio, TX 2.0 1.0 799 $975 $1.22 15d 1 0.59mi
1101 Gibbs San Antonio, TX 3.0 1.0 1100 $1,345 $1.22 15d 1 0.64mi
1101 Gibbs San Antonio, TX 3.0 1.0 1100 $1,345 $1.22 24d 1 0.64mi
323 Gabriel Unit 1 201 San Antonio, TX 2.0 2.5 1000 $1,375 $1.38 44d 1 0.65mi
323 Gabriel San Antonio, TX 2.0 2.0 1000 $1,375 $1.38 24d 1 0.65mi
1810 Burnet St San Antonio, TX 2.0 1.0 620 $1,045 $1.69 15d 1 0.68mi
210 Piedmont Ave Unit 101 San Antonio, TX 2.0 2.5 1050 $1,395 $1.33 44d 1 0.69mi
630 Montana St Unit 202 San Antonio, TX 1.0 1.0 969 $1,950 $2.01 24d 1 0.70mi
630 Montana St Unit 201 San Antonio, TX 1.0 1.5 1060 $1,950 $1.84 44d 1 0.70mi
146 Eross San Antonio, TX 2.0 1.0 696 $900 $1.29 16d 1 0.74mi
1205 Wyoming St San Antonio, TX 2.0 2.0 1114 $2,300 $2.06 44d 1 0.75mi
1017 N Mittman St San Antonio, TX 1.0 1.0 726 $910 $1.25 44d 1 0.76mi
215 Center St San Antonio, TX 1.0 1.5 1000 $1,398 $1.40 4d 1 0.77mi
239 Center St San Antonio, TX 2.0 1.0–2.0 842 $1,750 $2.08 2d 18 0.78mi
313 Toledo San Antonio, TX 2.0 1.0 924 $1,400 $1.52 11d 1 0.78mi
215 Center St #505 San Antonio, TX 1.0 1.0 1066 $1,595 $1.50 44d 1 0.79mi
1218 Wyoming St Unit 1 San Antonio, TX 1.0 1.0 744 $1,299 $1.75 44d 1 0.79mi
325 Montana St San Antonio, TX 2.0 2.0 840 $2,475 $2.95 44d 1 0.81mi
1116 Muncey St Unit 1 San Antonio, TX 3.0 2.0 896 $1,600 $1.79 44d 1 0.81mi
1116 Muncey St Unit 2 San Antonio, TX 3.0 2.0 896 $1,500 $1.67 16d 1 0.81mi
325 S Hackberry St San Antonio, TX 2.0 1.0 621 $1,200 $1.93 13d 1 0.82mi
1121 Willow St San Antonio, TX 2.0 1.0 900 $1,000 $1.11 44d 1 0.82mi

Listing history 17 events

  1. 2026-06-18
    days on market $110,000 Active 37 DOM
  2. 2026-06-17
    days on market $110,000 Active 36 DOM
  3. 2026-06-16
    days on market $110,000 Active 35 DOM
  4. 2026-06-15
    days on market $110,000 Active 34 DOM
  5. 2026-06-13
    days on market $110,000 Active 32 DOM
  6. 2026-06-09
    days on market $110,000 Active 28 DOM
  7. 2026-06-08
    days on market $110,000 Active 27 DOM
  8. 2026-06-07
    days on market $110,000 Active 26 DOM
  9. 2026-06-04
    days on market $110,000 Active 23 DOM
  10. 2026-06-03
    days on market $110,000 Active 22 DOM
  11. 2026-06-02
    days on market $110,000 Active 21 DOM
  12. 2026-06-01
    days on market $110,000 Active 20 DOM
  13. 2026-05-31
    days on market $110,000 Active 19 DOM
  14. 2026-05-12
    listed $110,000 Active 92-char remark
  15. 1998-04-21
    soldstatus
  16. 1997-02-11
    soldstatus
  17. 1997-02-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,833 · $153/mo
Projected year-2 tax
$2,013 · $168/mo
Expected delta
+$180/yr (+$15/mo · 9.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,913
− Mortgage interest
−$6,162
− Property taxes
−$1,833
− Insurance
−$550
− Repairs & maintenance
−$1,193
− Management
−$1,193
− Depreciation
−$3,200
Taxable income
$783
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$188
After-tax cash flow
$2,289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Antonio ISD
NCES district ID
4838730
Math proficiency
12% ▼ -21.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$30,952
Composite
13.57/100
National rank
#9512
State rank
#805 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
County
Bexar County · 1,990,555 people
City population
1,806,925
Metro
San Antonio-New Braunfels, TX
Population (ZIP)
10,224
Household income
$47,478
Rent vs Own
44.2% rent · 55.8% own
Severe rent burden
543.0

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (66%)
Race & ethnicity
Hispanic / Latino 66% Two or more races 28% White 17% Black 16% Native American 1%
Hispanic origin (detail)
Mexican 57% Puerto Rican 1% Cuban 1%
Common ancestry
Italian 2% Slovak 1%
Foreign-born
14% · Canada
Languages at home
59% English-only · Spanish 41%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 53.82%
Current HPI
253.3196
Rent YoY
▲ 8.20%
Metro
San Antonio-New Braunfels, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

4 events — show timeline
  • 2026-05-12 Listed $110,000 FSBO.com
  • 1998-04-21 Sold (Public Records) Public Records
  • 1997-02-11 Sold (Public Records) Public Records
  • 1997-02-01 Sold (Public Records) Public Records

Property tax history

+5.8%/yr

Latest (2025): $1,833 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…