210 Muncey · San Antonio, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.6/30.0
- Appreciation +10.0/10.0
- ARV discount +9.4/15.0
- DSCR +7.6/10.0
- 1% rule +6.3/10.0
- Rent growth +4.5/5.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- Schools +1.4/10.0
$110,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Located in Dignowity Hill, property needs a rehab. - Large backyard - 5-6 mins from downtown
Key facts
- Large backyard
- Dignowity hill
- Built 1930
Tags
Property features AI
Finance
- Other: No additional financial or investor-specific information provided
- Financial info: Financial details not provided
- HOA & community: HOA information not provided
Exterior
- Parking: Parking details not provided
- Security: Security details not provided
- Utilities: Utility details not provided
- Home design: Single-family property built in 1930; 1-story (living area listed as 765)
- Construction: Built in 1930
- Exterior features: Located in the Eastside Promise Neighborhood
Interior
- Kitchen: Kitchen details not provided
- Bedrooms: Bedroom count not provided
- Flooring: Flooring details not provided
- Bathrooms: Bathroom count not provided
- Heating & cooling: Heating and cooling details not provided
- Interior features: Interior details not provided
- Laundry & utility: Laundry and utility details not provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $206 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $110k).
- Recommended offer: $107k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- San Antonio ISD (urban): math 12% / reading 22% proficiency, ranked #805 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+8.2%/yr); 196 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
- This rent runs 31% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $12k of equity ($761 loan paydown + $11k appreciation (10.0% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $31k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 8.54%
- Cash-on-cash
- 8.04%
- DSCR
- 1.36
- GRM
- 7.4
CMA / ARV
- ARV (on-the-fly)
- $114,750
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 151 Canton | 0.32mi | 2/1.0 | 744 (-3%) | 2mo | $130,000 | $175 | 78 |
| 121 Boston | 0.33mi | 2/1.0 | 752 (-2%) | 7mo | $89,000 | $118 | 76 |
| 401 Canton | 0.55mi | 2/1.0 | 808 (+6%) | 8mo | $65,000 | $80 | 58 |
| 510 Muncey | 0.27mi | 2/1.0 | 700 (-8%) | 21mo | $190,000 | $271 | 56 |
| 1038 Paso Hondo | 0.66mi | 2/1.0 | 720 (-6%) | 14mo | $80,000 | $111 | 48 |
| 604 Potomac | 0.41mi | 2/1.0 | 866 (+13%) | 14mo | $86,000 | $99 | 47 |
| 1715 Dawson St | 0.59mi | 3/1.0 (+1) | 780 (+2%) | 22mo | $77,000 | $99 | 46 |
| 416 Idaho | 0.67mi | 2/1.0 | 824 (+8%) | 14mo | $104,900 | $127 | 44 |
| 228 Sherman | 0.62mi | 2/2.0 | 854 (+12%) | 5mo | $259,000 | $303 | 43 |
| 623 Blaine | 0.59mi | 3/1.0 (+1) | 869 (+14%) | 12mo | $130,000 | $150 | 35 |
| 431 Blue Bonnet | 0.70mi | 2/1.0 | 876 (+14%) | 10mo | $139,500 | $159 | 34 |
| 113 Dreiss St | 0.71mi | 1/1.0 (-1) | 840 (+10%) | 20mo | $215,000 | $256 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 32.3%
- Equity multiple
- 3.59×
- Total profit
- $79,650
- Equity at exit
- $99,097
- IRR
- 29.6%
- Equity multiple
- 8.81×
- Total profit
- $240,545
- Equity at exit
- $213,706
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78202
- Home prices YoY
- 27.0%
- Rents YoY
- 8.2%
- Active inventory
- 196
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $1,243 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$153 /mo · $1,833/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$261
- Net cashflow
- $206
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 203 Gorman San Antonio, TX | 1.0 | 1.0 | 578 | $745 | $1.29 | 44d | 1 | 0.12mi |
| 103 Saint Charles Unit NA San Antonio, TX | 2.0 | 2.0 | 995 | $1,300 | $1.31 | 44d | 1 | 0.18mi |
| 732 Lamar St Unit 1 San Antonio, TX | 1.0 | 1.0 | 1100 | $1,550 | $1.41 | 44d | 1 | 0.25mi |
| 103 Saint John San Antonio, TX | 2.0 | 1.0 | 943 | $1,245 | $1.32 | 44d | 1 | 0.30mi |
| 155 Canton San Antonio, TX | 2.0 | 2.0 | 1078 | $1,250 | $1.16 | 24d | 1 | 0.33mi |
| 1615 Nolan St Unit A San Antonio, TX | 2.0 | 1.0 | 1066 | $1,400 | $1.31 | 11d | 1 | 0.39mi |
| 1615 Nolan St San Antonio, TX | 1.0 | 1.0 | 978 | $1,200 | $1.23 | 11d | 1 | 0.39mi |
| 1619 Nolan St Unit B San Antonio, TX | 2.0 | 1.0 | 600 | $1,050 | $1.75 | 24d | 1 | 0.40mi |
| 628 Sherman Unit 2 San Antonio, TX | 1.0 | 1.0 | 675 | $995 | $1.47 | 44d | 1 | 0.42mi |
| 620 Potomac San Antonio, TX | 2.0 | 1.0 | 900 | $1,050 | $1.17 | 22d | 1 | 0.43mi |
| 622 Potomac St San Antonio, TX | 1.0 | 1.0 | 700 | $975 | $1.39 | 44d | 1 | 0.43mi |
| 2023 Beaver Ln San Antonio, TX | 1.0 | 1.0 | 600 | $960 | $1.60 | 44d | 1 | 0.44mi |
| 721 Potomac San Antonio, TX | 1.0 | 1.0 | 914 | $1,100 | $1.20 | 24d | 1 | 0.46mi |
| 1323 Lamar St #1 San Antonio, TX | 2.0 | 1.0 | 900 | $999 | $1.11 | 44d | 1 | 0.48mi |
| 1617 E Commerce St San Antonio, TX | 1.0 | 1.0 | 844 | $814 | $0.96 | 44d | 1 | 0.49mi |
| 1123 N Olive St San Antonio, TX | 2.0 | 1.0 | 840 | $1,600 | $1.90 | 24d | 1 | 0.49mi |
| 118 Glorietta San Antonio, TX | 1.0 | 1.0 | 913 | $1,600 | $1.75 | 4d | 1 | 0.49mi |
| 1411 Lamar St San Antonio, TX | 2.0 | 1.0 | 700 | $1,125 | $1.61 | 44d | 1 | 0.54mi |
| 438 Gulf St San Antonio, TX | 2.0 | 1.0 | 799 | $975 | $1.22 | 15d | 1 | 0.59mi |
| 1101 Gibbs San Antonio, TX | 3.0 | 1.0 | 1100 | $1,345 | $1.22 | 15d | 1 | 0.64mi |
| 1101 Gibbs San Antonio, TX | 3.0 | 1.0 | 1100 | $1,345 | $1.22 | 24d | 1 | 0.64mi |
| 323 Gabriel Unit 1 201 San Antonio, TX | 2.0 | 2.5 | 1000 | $1,375 | $1.38 | 44d | 1 | 0.65mi |
| 323 Gabriel San Antonio, TX | 2.0 | 2.0 | 1000 | $1,375 | $1.38 | 24d | 1 | 0.65mi |
| 1810 Burnet St San Antonio, TX | 2.0 | 1.0 | 620 | $1,045 | $1.69 | 15d | 1 | 0.68mi |
| 210 Piedmont Ave Unit 101 San Antonio, TX | 2.0 | 2.5 | 1050 | $1,395 | $1.33 | 44d | 1 | 0.69mi |
| 630 Montana St Unit 202 San Antonio, TX | 1.0 | 1.0 | 969 | $1,950 | $2.01 | 24d | 1 | 0.70mi |
| 630 Montana St Unit 201 San Antonio, TX | 1.0 | 1.5 | 1060 | $1,950 | $1.84 | 44d | 1 | 0.70mi |
| 146 Eross San Antonio, TX | 2.0 | 1.0 | 696 | $900 | $1.29 | 16d | 1 | 0.74mi |
| 1205 Wyoming St San Antonio, TX | 2.0 | 2.0 | 1114 | $2,300 | $2.06 | 44d | 1 | 0.75mi |
| 1017 N Mittman St San Antonio, TX | 1.0 | 1.0 | 726 | $910 | $1.25 | 44d | 1 | 0.76mi |
| 215 Center St San Antonio, TX | 1.0 | 1.5 | 1000 | $1,398 | $1.40 | 4d | 1 | 0.77mi |
| 239 Center St San Antonio, TX | 2.0 | 1.0–2.0 | 842 | $1,750 | $2.08 | 2d | 18 | 0.78mi |
| 313 Toledo San Antonio, TX | 2.0 | 1.0 | 924 | $1,400 | $1.52 | 11d | 1 | 0.78mi |
| 215 Center St #505 San Antonio, TX | 1.0 | 1.0 | 1066 | $1,595 | $1.50 | 44d | 1 | 0.79mi |
| 1218 Wyoming St Unit 1 San Antonio, TX | 1.0 | 1.0 | 744 | $1,299 | $1.75 | 44d | 1 | 0.79mi |
| 325 Montana St San Antonio, TX | 2.0 | 2.0 | 840 | $2,475 | $2.95 | 44d | 1 | 0.81mi |
| 1116 Muncey St Unit 1 San Antonio, TX | 3.0 | 2.0 | 896 | $1,600 | $1.79 | 44d | 1 | 0.81mi |
| 1116 Muncey St Unit 2 San Antonio, TX | 3.0 | 2.0 | 896 | $1,500 | $1.67 | 16d | 1 | 0.81mi |
| 325 S Hackberry St San Antonio, TX | 2.0 | 1.0 | 621 | $1,200 | $1.93 | 13d | 1 | 0.82mi |
| 1121 Willow St San Antonio, TX | 2.0 | 1.0 | 900 | $1,000 | $1.11 | 44d | 1 | 0.82mi |
Listing history 17 events
-
2026-06-18days on market $110,000 Active 37 DOM
-
2026-06-17days on market $110,000 Active 36 DOM
-
2026-06-16days on market $110,000 Active 35 DOM
-
2026-06-15days on market $110,000 Active 34 DOM
-
2026-06-13days on market $110,000 Active 32 DOM
-
2026-06-09days on market $110,000 Active 28 DOM
-
2026-06-08days on market $110,000 Active 27 DOM
-
2026-06-07days on market $110,000 Active 26 DOM
-
2026-06-04days on market $110,000 Active 23 DOM
-
2026-06-03days on market $110,000 Active 22 DOM
-
2026-06-02days on market $110,000 Active 21 DOM
-
2026-06-01days on market $110,000 Active 20 DOM
-
2026-05-31days on market $110,000 Active 19 DOM
-
2026-05-12$110,000 Active 92-char remark
-
1998-04-21soldstatus
-
1997-02-11soldstatus
-
1997-02-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,833 · $153/mo
- Projected year-2 tax
- $2,013 · $168/mo
- Expected delta
- +$180/yr (+$15/mo · 9.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,913
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,833
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,193
- − Management
- −$1,193
- − Depreciation
- −$3,200
- Taxable income
- $783
- Est. tax owed @ 24.0%
- −$188
- After-tax cash flow
- $2,289/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- San Antonio ISD
- NCES district ID
- 4838730
- Math proficiency
- 12% ▼ -21.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $30,952
- Composite
- 13.57/100
- National rank
- #9512
- State rank
- #805 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- County
- Bexar County · 1,990,555 people
- City population
- 1,806,925
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 10,224
- Household income
- $47,478
- Rent vs Own
- Severe rent burden
- 543.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (66%)
- Race & ethnicity
- Hispanic / Latino 66% Two or more races 28% White 17% Black 16% Native American 1%
- Hispanic origin (detail)
- Mexican 57% Puerto Rican 1% Cuban 1%
- Common ancestry
- Italian 2% Slovak 1%
- Foreign-born
- 14% · Canada
- Languages at home
- 59% English-only · Spanish 41%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 53.82%
- Current HPI
- 253.3196
- Rent YoY
- ▲ 8.20%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
4 events — show timeline
- 2026-05-12 Listed $110,000 FSBO.com
- 1998-04-21 Sold (Public Records) — Public Records
- 1997-02-11 Sold (Public Records) — Public Records
- 1997-02-01 Sold (Public Records) — Public Records
Property tax history
+5.8%/yrLatest (2025): $1,833 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…